$550,000
Original price: $565,000
3 Beds
1.5 Baths
1,599 sqft
644 Waterfront Rd, Troy, MT 59935
Home Highlights
Single-Family Home
Built in 1980
$344/sqft
2 Car Garage
Local Information
- Map ViewExplore the area around 644 Waterfront Rd.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
This home has Wonderful Outside and Inside Living, with 105 ft of Kootenai River Frontage. Landscaped back has several sitting areas, with great views of the Kootenai River. Wander on the rock paths to set in the shade near the hot tub and rocked area with covered BBQ grill and fire pit and take in all the flowers and flow of the river. Or set on the covered patio and watch the boats and kayas float by. Or if the weather isn't perfect set in the glassed in Sunroom/bedroom and watch the fish jump while the Eagles and Osprey fly by. Interior has many updates with lots of new features. Large open living area with pellet stove insert, and lots of windows to view the river. 3 bedrooms and 1.5 baths with the main bedroom having a glass slider for viewing the river and access to the many setting areas. Two car garage with a bonus/office/guest room. Chicken coop. Two set of steps to access the River, plus a floating dock to tie your boat up to or swimming. Truly one-of-a-kind property.
Last check for updates: about 1 hour ago
Listing courtesy of Sharon Denton, (406) 291-6719
Clearwater Montana Properties - Troy
Source: MRMLS, MLS#30056863
Also Listed on MRMLS.
Home Details for 644 Waterfront Rd
|
|---|
MLS Status: Active |
|
|---|
Interior Details Basement: Crawl Space |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1 |
Dimensions and Layout Living Area: 1599 Square Feet |
Appliances & Utilities Utilities: Electricity Connected, High Speed Internet Available, Phone ConnectedAppliances: Dishwasher, Microwave, Range, RefrigeratorDishwasherLaundry: Washer HookupMicrowaveRefrigerator |
Heating & Cooling Heating: Baseboard,Electric,Pellet StoveHas HeatingHeating Fuel: Baseboard |
Fireplace & Spa Number of Fireplaces: 1Spa: Hot TubHas a FireplaceHas a Spa |
Levels, Entrance, & Accessibility Stories: 1Levels: One |
View Has a ViewView: Mountain(s), Creek/Stream, Valley, Trees/Woods |
|
|---|
Exterior Home Features Roof: MetalPatio / Porch: Awning(s), Rear Porch, Covered, Deck, Enclosed, Patio, See Remarks, TerraceFencing: Back Yard, Partial, WoodOther Structures: Poultry CoopExterior: Awning(s), Boat Slip, Dock, Fire Pit, Garden, Hot Tub/Spa, Storage, See RemarksFoundation: PouredGardenNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached |
Frontage WaterfrontWaterfront: Dock Access, Navigable Water, River Front, WaterfrontRoad Frontage: County RoadRoad Surface Type: AsphaltOn Waterfront |
Water & Sewer Sewer: Private Sewer, Septic TankWater Body: Kootenai River |
Farm & Range Not Allowed to Raise HorsesDoes Not Include Irrigation Water Rights |
Surface & Elevation Topography: Level |
|
|---|
Days on Market: 180+ |
|
|---|
Year Built Year Built: 1980 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch |
Building Construction Materials: Wood Siding, Wood FrameNot a New Construction |
Property Information Condition: Updated/Remodeled, See RemarksParcel Number: 56439127205100000 |
|
|---|
Price List Price: $550,000Price Per Sqft: $344 |
Status Change & Dates Possession Timing: Close Of Escrow |
|
|---|
Direction & Address City: Troy |
|
|---|
Listing Agent Listing ID: 30056863 |
|
|---|
Community Features: FishingNot Senior Community |
|
|---|
No HOA |
|
|---|
Lot Area: 9757.44 sqft |
|
|---|
Special Conditions: Standard |
|
|---|
Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA, VA Loan |
|
|---|
BasementMls Number: 30056863Living Area Range Units: Square FeetWater ViewWater View |
|
|---|
Fishing |
Around this home
What Locals Say about Troy
At least 3 Trulia users voted on each feature.
100 % Say parking is easy
100 % Say car is needed
100 % Say people would walk alone at night
100 % Say yards are well-kept
75 % Say there are community events
67 % Say it's quiet
67 % Say there's wildlife
62 % Say neighbors are friendly
60 % Say kids play outside
50 % Say it's dog friendly
50 % Say there's holiday spirit
50 % Say it's walkable to grocery stores
50 % Say it's walkable to restaurants
33 % Say they plan to stay for at least 5 years
25 % Say there are sidewalks
Sourced by Trulia users. Learn more about our methodology.
Market trends in Troy
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
58
Home Value
Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.10 | Single-Family Home | - | 01/05/26 | 1 | 1 | 896 | |
0.71 | Single-Family Home | - | 09/01/26 | 3 | 2 | 1,500 | |
0.90 | Single-Family Home | - | 07/17/26 | 3 | 2 | 1,500 | |
1.11 | Single-Family Home | - | 09/30/25 | 2 | 2 | 1,740 | |
2.33 | Single-Family Home | - | 08/26/26 | 2 | 2 | 1,000 | |
3.90 | Single-Family Home | - | 10/25/25 | 3 | 2 | 1,800 | |
3.95 | Single-Family Home | - | 04/10/26 | 3 | 1 | 1,631 | |
4.17 | Single-Family Home | - | 06/26/26 | 2 | 1 | 1,400 | |
3.93 | Single-Family Home | - | 04/01/26 | 2 | 1 | 728 | |
4.10 | Single-Family Home | - | 11/12/25 | 1 | 1.5 | 1,300 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.10 | - | - | - | - | Off Market | |
0.08 | $499,000 | 2 | 1 | 720 | For Sale | |
0.08 | $199,600 | 2 | - | 875 | Off Market | |
0.07 | $259,000 | 1 | 1 | 240 | For Sale | |
0.10 | - | 1 | 1 | 896 | Recently Sold | |
0.20 | $300,000 | 3 | 2 | 2,277 | For Sale | |
0.16 | $656,000 | 3 | 3 | 2,352 | Off Market | |
0.19 | - | - | - | - | Off Market | |
0.24 | $295,600 | 2 | 1 | 1,188 | Off Market | |
0.38 | - | 2 | 1 | 924 | Recently Sold | |
0.39 | $499,800 | 2 | 1 | 1,804 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Jun 9, 2026 Source: MRMLS #30056863 | PriceChange | $550,000 Price decreased by 3% |
Mar 11, 2026 Source: MRMLS #30056863 | Listed For Sale | $565,000 |
Sep 12, 2025 Source: MRMLS #30056863 | ListingRemoved | $565,000 |
Sep 3, 2025 Source: MRMLS #30056863 | Listed For Sale | $565,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $1,035 | $453,839 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Sharon Denton, Clearwater Montana Properties - Troy
Agent Phone: (406) 291-6719
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Similar Homes You May Like
1.92 ACRESJeremy Hageness, RE/MAX Lifestyle Properties, Active
John T Ague, Tamarack Realty, Active Under Contract
0.37 ACRESSharon Denton, Clearwater Montana Properties - Troy, Active
3.48 ACRESSharon Denton, Clearwater Montana Properties - Troy, Active
10 ACRESLeanna Klaus, Live in Montana Real Estate, Active
5.33 ACRESBrendyn Dyer, CENTURY 21 Summit Realty, Active
0.31 ACRESHelen Goucher, CENTURY 21 Summit Realty, Active Under Contract
5.06 ACRESJosie Lyn Hermes, Clearwater Montana Properties - Troy, Active
4.77 ACRESSharron Sverdrup, Kootenai River Realty, Active
0.32 ACRESShawna Norry, RE/MAX Lifestyle Properties, Active Under Contract
3.36 ACRESDejon N Raines, Tamarack Realty, Active
0.31 ACRESBrody Goucher, CENTURY 21 Summit Realty, Active
9.52 ACRESSharon Denton, Clearwater Montana Properties - Troy, Active
8.68 ACRESShawna Norry, RE/MAX Lifestyle Properties, Active
20.53 ACRESCENTURY 21 FOUR SEASONS REALTY
10.64 ACRESCENTURY 21 Beutler & Associates
4.5 ACRESShawna Norry, RE/MAX Lifestyle Properties, Active
Alden Blaize, REAL Broker Kalispell, Active
10 ACRESERA-SHELMAN REALTY
0.32 ACRESBrody Goucher, CENTURY 21 Summit Realty, Active
0.29 ACRESJosie Lyn Hermes, Clearwater Montana Properties - Troy, Active
10 ACRESERA - Shelman Realty
5 ACRESJosie Lyn Hermes, Clearwater Montana Properties - Troy, Active
24.89 ACRESYAAK'S REAL ESTATE OUTPOST LLC
1.53 ACRESJohn T Ague, Tamarack Realty, Active Under Contract
2.59 ACRESAustin Baumgarten, Keller Williams Realty Northwest Montana, Active
3.32 ACRESSharon Denton, Clearwater Montana Properties - Troy, Active
NEW CONSTRUCTION5 ACRESJohn T Ague, Tamarack Realty, Active Under Contract
4.46 ACRESJosie Lyn Hermes, Clearwater Montana Properties - Troy, Active
See more homes for sale inTroy
New Listings near 644 Waterfront Rd
4.33 ACRESSharon Denton, Clearwater Montana Properties - Troy, Active
0.92 ACRESDixie M Parker, Valley Realty Group at eXp Realty, LLC, Active- 8.68 ACRESShawna Norry, RE/MAX Lifestyle Properties, Active
- 5.06 ACRESJosie Lyn Hermes, Clearwater Montana Properties - Troy, Active
- 0.29 ACRESJosie Lyn Hermes, Clearwater Montana Properties - Troy, Active
6.86 ACRESHolly Naldrett, Keller Williams Realty Northwest Montana, Active
0.92 ACRESSharon Denton, Clearwater Montana Properties - Troy, Active
12.02 ACRESSharron Sverdrup, Kootenai River Realty, Active
52 ACRESDhana M Nelson, RE/MAX Lifestyle Properties, Active
Shawna Norry, RE/MAX Lifestyle Properties, Active
22.21 ACRESCrawford Dinning, Libby Troy Realty, Active- See more homes for sale inTroy
Frequently asked questions about 644 Waterfront Rd
- What is the estimated monthly payment for 644 Waterfront Rd?Based on a $550,000 list price with 20% down at today's rates, the estimated monthly payment for 644 Waterfront Rd in Troy, MT is approximately $3,346 (about $3,005 principal & interest, $266 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 644 Waterfront Rd?The closest schools to 644 Waterfront Rd in Troy, MT are Troy 7-8 (Middle, rated 6/10), Troy High School (rated 4/10), W F Morrison School (Pre-K/Elementary, rated 7/10).
- What is 644 Waterfront Rd estimated to be worth?Trulia's estimated value for 644 Waterfront Rd in Troy, MT is $522,700.
- Does 644 Waterfront Rd have laundry facilities?Yes, 644 Waterfront Rd in Troy, MT has laundry facilities.
- Does 644 Waterfront Rd have a yard?Yes, 644 Waterfront Rd in Troy, MT has a yard.
- How big is the lot at 644 Waterfront Rd?The lot at 644 Waterfront Rd in Troy, MT is about 0.22 acres (9,757 sq ft).
644 Waterfront Rd, Troy, MT 59935 is a 3 bedroom, 2 bathroom, 1,599 sqft single-family home built in 1980. This property is currently available for sale and was listed by MRMLS on Mar 11, 2026. The MLS # for this home is MLS# 30056863.