643 Spencer St, Ferndale, MI 48220
OFF MARKET

$296,600

Trulia Estimate
  • 3 Beds
  • 2 Baths
  • 1,925 sqft

643 Spencer St, Ferndale, MI 48220

Est. Refi. Payment $1,988/mo*
Refinance Your Home
Currently Off Market - Sold Sep 8, 2025 for $265,000

Home Value

Trulia Estimate
$297K
Since last month
Decreased$10K (-3.3%)
Since last year
Increased$25K (+9.2%)
Since last sale
Increased$32K (+11.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +65% in the last 10 years
MonthEstimated value
2026
September 2026$297K
August 2026$307K
July 2026$318K
June 2026$316K
May 2026$310K
April 2026$307K
March 2026$295K
February 2026$270K
January 2026$270K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
434 Jewell St, Ferndale, MI
0.09
Single-Family Home
$279,000
12/24/25
3
2
1,391
321 E Webster St, Ferndale, MI
0.20
Single-Family Home
$315,000
06/04/26
3
2
1,057
565 E Webster St, Ferndale, MI
0.07
Single-Family Home
$246,000
11/14/25
3
1.5
980
720 Silman St, Ferndale, MI
0.09
Single-Family Home
$239,000
02/18/26
2
1
1,590
384 E Chesterfield St, Ferndale, MI
0.19
Single-Family Home
$252,500
05/01/26
3
2
1,006
233 Silman St, Ferndale, MI
0.36
Single-Family Home
$382,000
06/05/26
3
2
1,970
764 Spencer St, Ferndale, MI
0.06
Single-Family Home
$175,000
01/09/26
3
1.5
1,122
365 Spencer St, Ferndale, MI
0.16
Single-Family Home
$249,900
03/18/26
3
1
1,015

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
630 W Spencer St, Ferndale, MI 48220
0.03
-
2
1
800
Off Market
630 Spencer St, Ferndale, MI 48220
0.03
$240,300
2
1.5
1,428
Off Market
661 E Webster St, Ferndale, MI 48220
0.06
-
3
1.5
1,200
Off Market
602 Spencer St, Ferndale, MI 48220
0.04
$199,900
2
1
670
For Sale
675 E Webster St, Ferndale, MI 48220
0.06
-
3
1.5
1,135
Off Market
590 Spencer St, Ferndale, MI 48220
0.04
$310,500
3
2
1,180
Off Market
631 Spencer St, Ferndale, MI 48220
0.03
$181,000
3
1
1,137
Recently Sold
601 E Webster St, Ferndale, MI 48220
0.06
$220,300
3
1
854
Off Market
730 Spencer St, Ferndale, MI 48220
0.05
$284,200
3
1
982
Off Market
731 Spencer St, Ferndale, MI 48220
0.04
$374,900
5
2.5
1,922
For Sale
564 Spencer St, Ferndale, MI 48220
0.05
$212,300
3
1
910
Off Market

Local Information

  • Map ViewExplore the area around 643 Spencer St.
  • Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1926
1,925 sqft
$154/sqft
1.5 Car Garage

About this House

What's unique:Oversized lotStone fireplaceComfortable bedroomsPractical layout
Charming 3-Bed, 2-Bath Home on a Rare Oversized Lot in Ferndale

This 3-bedroom, 2-bath home offers a great opportunity to add your personal touch and make it truly your own. Situated on a generously sized lot—a rare find in Ferndale—this property provides plenty of outdoor space for gardening, entertaining, or future expansion.

Step inside to a bright and open-concept living and dining area, perfect for everyday living and hosting guests. The living room features a beautiful stone fireplace that adds warmth and character to the space. The home also includes a practical layout with three comfortable bedrooms and two full baths.

While it could use a bit of cosmetic updating, the strong bones and excellent layout offer great potential. Whether you’re looking for space to grow or a home you can customize over time, this property is a solid choice with plenty of upside.
643 Spencer St, Ferndale, MI 48220 is a 3 bedroom, 2 bathroom, 1,925 sqft single-family home built in 1926. It last sold for $265,000 on Sep 8, 2025 (4% below the $277,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $296,600, with a rent estimate of $2,060/month.
Last check for updates: about 3 hours ago
Listed by Matthew Bazner, (248) 548-9100
Max Broock, REALTORS-Royal Oak
Bought with: Rich Rubba, (586) 276-9355, Real Estate One-Sterling Heights
Source: Realcomp II, MLS#20251011747

Home Details for 643 Spencer St

Interior Features

Interior Details
Basement: Partially FinishedNumber of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom, Bath Full, Breakfast Nook Room, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1925 Square Feet
Heating & Cooling
Heating: Baseboard,Hot Water,Natural GasNo CoolingAir Conditioning: Heat PumpHas HeatingHeating Fuel: Baseboard
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Circuit Breakers
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoEntry Location: GroundLevelwSteps

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Covered, Patio, PorchFoundation: Basement, Block
Parking & Garage
Number of Garage Spaces: 1.5No CarportHas a GarageHas an Attached GarageParking Spaces: 1.5Parking: Oneand Half Car Garage,Attached
Pool
Pool: None
Frontage
Road Frontage: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1330 Square FeetFinished Area (below surface): 595 Square Feet

Days on Market

Cumulative Days on Market: 38

Property Information

Year Built
Year Built: 1926
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Bungalow
Building
Construction Materials: Aluminum Siding, OtherNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 2535306050

Price & Status

Price
List Price: $277,000
Status Change & Dates
Off Market Date: Mon Aug 04 2025Possession Timing: At Close

Active Status

MLS Status: Closed

Location

Direction & Address
City: FerndaleCommunity: HUGO SCHERERS
School Information
High School District: Ferndale

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 8276.4 sqft

Listing Info

Special Conditions: Short Sale No, Standard

Offer

Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA, Va Loan

Miscellaneous

BasementMls Number: 20251011747Above Grade Unfinished Area: 1330Activation Date: Fri Jun 27 2025Showing Requirements: AppointmentLockBox

Additional Information

Source Internet Entire Listing Display

Price and Tax history

DateEventPrice
Sep 11, 2025
Source: Realcomp II #20251011747
Pending
$277,000
Sep 8, 2025
Source: Realcomp II #20251011747
Sold
$265,000
Jul 25, 2025
Source: Realcomp II #20251011747
PriceChange
$277,000
Price decreased by 3%
Jun 27, 2025
Source: Realcomp II #20251011747
Listed For Sale
$287,000
May 11, 2024
Source: Realcomp II #2210084923
ListingRemoved
$265,000

Market trends in Ferndale

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$265K
$4KMoM
Sale-to-List Price
100.0%
Price per sq ft
$227
$9MoM
Available listings
140
10MoM

Around this home

What Locals Say about Ferndale

At least 277 Trulia users voted on each feature.

  • 97 % Say there are sidewalks

  • 96 % Say it's dog friendly

  • 90 % Say it's walkable to restaurants

  • 88 % Say yards are well-kept

  • 80 % Say people would walk alone at night

  • 76 % Say streets are well-lit

  • 75 % Say it's walkable to grocery stores

  • 72 % Say car is needed

  • 68 % Say there's holiday spirit

  • 67 % Say kids play outside

  • 63 % Say neighbors are friendly

  • 62 % Say parking is easy

  • 60 % Say they plan to stay for at least 5 years

  • 58 % Say it's quiet

  • 55 % Say there's wildlife

  • 46 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Corey Smith
    "Easy commute because of access to 696 and 75. Woodward not far either, major arteries and roads are nearby."
    0
    Flag
  • Neeli
    "Friendly family community beautiful fun accepting. All houses and lawns are well maintained and neighbors know neighbors. "
    0
    Flag
  • Rebecca Richardson
    "There is a fest nearby once a year and an art fair hosted there as well! School nearby with a soccer league for kids in the park!"
    0
    Flag
  • Stacey Tobar
    "The unique quality of homes and diverse people. Very eclectic and environmentally conscious. Enjoy the well maintained streets, walks and bike paths/routes"
    0
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  • Stacey Tobar
    "There is a dedicated dog park for small and large dogs. People are out and about with their pets. There is also a fantastic network of bike lanes"
    0
    Flag
  • Carrieroeder
    "Great dog parks in the area and plenty of places to walk. Festivals downtown are also pet friendly. "
    0
    Flag
  • JL
    "Good restaurants and boutique shops, 5 mins from royal oak, very close to major highways, plenty of green space "
    0
    Flag
  • Marymcelmury
    "Ferndale is a great little city and always has something going on. great neighbors and wonderful High School."
    6
    Flag
  • Dd S.
    "Friendly, open-minded, walkable and dog friendly. Great parks, community center, amazing food and bike lanes."
    1
    Flag
  • Curtis S.
    "Most owners a very conscientious of other dogs and their owners - almost to a distancing fault then there’s some that trust their dogs so much they disregard how other dogs might behave."
    3
    Flag
  • Sirinitysdaughtr
    "We have multiple festivals each year including but not limited to: Pig and Whiskey, DIY Festival, Dream Cruise and more. There are plenty of events that bring people to the area and the community is extremely welcoming and kind. "
    1
    Flag
  • Patrick V.
    "Good commute. Takes no longer than 15-20 to get to any major city nearby. While you’re in a small community, it feels like a family environment too. "
    2
    Flag
  • Octavia D.
    "This is a wonderful place for families: safe, diverse, friendly neighborhood with an amazing community. "
    1
    Flag
  • Zack D.
    "Lots of playgrounds and places to walk to. I wish downtown was more child friendly but still enjoy going out with our kids. Lovely place to live! "
    1
    Flag
  • Brieann S.
    "Quiet neighborhood, nice and homie. There are great people who live here but there are also a lot of people who smoke marijuana and drink a lot so not a place for kids at all"
    3
    Flag
  • Claudius.kremer
    "I previously came here and I’m impressed if this lifestyle, all the jung people and their cool kind of doing sports, going for a walk and living their life ! "
    1
    Flag
  • Jonathan.w.evans3
    "Great! Very easy and clean. It does get pretty busy during rush hour. Other than that it’s fine. A very small, but big city. Love living here. "
    0
    Flag
  • Sarah
    "It’s a fun place to live. It’s a welcoming community. There are a lot of events over the summer. A lot of great local restaurants and businesses."
    0
    Flag
  • Klbrown64
    "We have an annual block party, people walk their dogs daily, people walk around the block daily, we help each other remove snow when necessary"
    1
    Flag
  • Aren W.
    "I’ve lived here for the past decade. I love this town! Highly suggest buying or renting if you can. "
    0
    Flag
  • Libby L.
    "Tons of dogs everywhere! People are good about picking up after their pups and respecting the space of other dog-walkers when out and about. "
    0
    Flag
  • Dcrosslin
    "DIY craft festival, Pig & Whiskey festival, Halloween events, Pride festival, Dreamcruise, winter ice sculptures"
    0
    Flag
  • Eric J.
    "festivals, everything is within walking distance, trendy restruants, great craft breweries, quirky shops, vibrant downtown, inclusive and accepting culture"
    0
    Flag
  • Jessica S.
    "lots of parks and dog-friendly places, the community is very dog-friendly, and generally neighbors are good stewards "
    0
    Flag
  • Aren W.
    "I love it here! Been living here for 9 years. Everything you could ever need is close and ton of awesome neighbors and friends all around! "
    0
    Flag
  • Linesvilleapartments
    "Easy access to 75 and 696. Very convenient to go to work almost anywhere in metro Detroit. Side streets are quiet given proximity to highways "
    0
    Flag
  • Tevonne M.
    "Safe Community, Very Walkable Get to know your neighbors! Sidewalks well maintained lots of parks to keep the kids off the streets."
    1
    Flag
  • Cass.varner
    "Safe environment, pet friendly, lots of recreational options. Lovely environment for all ages. Great for family"
    0
    Flag
  • Ferndale1
    "Generally open minded community. Younger couples that are friendly but give others space to live. Seeing growth as Ferndale business expand north"
    0
    Flag
  • Callie
    "The people are very friendly and come from many different backgrounds. It’s a very diverse and lively community with great culture."
    0
    Flag
  • Chris K.
    "nice diverse place with many social activities. safe feeling. friendly atmosphere. decent neighbors. great nightlife with walkable streets. "
    0
    Flag
  • Laura
    "It’s a 10 minute to downtown Detroit, a bike ride to Royal Oak, commuting northbound in the morning is against traffic, same coming home and there’s a ton of parks to walk to"
    0
    Flag
  • Hal_justhal
    "Access to maintained sidewalks is good. Some neighbors use chemical insecticides on their yards which would be dangerous to dogs. "
    0
    Flag
  • Cass.varner
    "Very friendly, safe, and lots of other pet parents. Lots of families and fun things to do, even a dog park. "
    0
    Flag
  • Curtis S.
    "Ferndale is a diverse and ever-growing community with all the amenities one could need in a small city with a tiny town feel. It’s accessible, reasonable, and Great place to live whether you’re on your own or raised in a family. "
    0
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  • Martell G.
    "everything is beautiful about ferndale ,it would bemuch better if i wasnt paying 840.00a month to stay in a room i NEED A HOUSE OR APARTMENT ASAP!÷"
    0
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  • Nancywatsonbarr
    "Unpretentious with lots of character. Walkable to library, yoga, eateries and shopping. Easy commute to Detroit and otter "
    0
    Flag
  • Luigj P.
    "I'm a big fan of the Ferndale area. The people are very welcoming and open minded. Cool restaurants and bars to check out. "
    0
    Flag

LGBTQ Local Legal Protections

IDX provided courtesy of Realcomp II Ltd. via Zillow, Inc and MLS Copyright 2026 Realcomp II Ltd. Shareholders IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. The data relating to real estate properties on this website was last updated as recently as 2026-09-22 13:08:22 PDT Listing Information presented by local MLS brokerage: Zillow, Inc., REALTOR®- Lauren Buttazzoni - (313) 479-2702

Frequently asked questions about 643 Spencer St

  • What is 643 Spencer St estimated to be worth?
    Trulia's estimated value for 643 Spencer St in Ferndale, MI is $296,600.
  • What is the price history for 643 Spencer St?
    643 Spencer St in Ferndale, MI last sold for $265,000 in September 2025.
  • Is Ferndale a buyer's or seller's market?
    Ferndale is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Ferndale?
    The median sale price in Ferndale is $265K. That is up $4K from the prior month.
  • How big is the lot at 643 Spencer St?
    The lot at 643 Spencer St in Ferndale, MI is about 0.19 acres (8,276 sq ft).
  • Does 643 Spencer St have a garage?
    Yes, 643 Spencer St in Ferndale, MI has an attached garage.

Explore by feature - Pet Friendly

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Explore by feature - Outdoor Space

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Off Market Homes Near 643 Spencer St

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