643 HARBOR ISLAND, Clearwater, FL 33767
SOLD
JAN 16, 2026

$3,449,000

Trulia Estimate
  • 4 Beds
  • 3.5 Baths
  • 4,390 sqft (on 0.26 acres)

643 HARBOR ISLAND, Clearwater, FL 33767

Island Estate
Est. Refi. Payment $23,486/mo*
Refinance Your Home
Currently Off Market - Sold Jan 16, 2026 for $3,700,000 (0% above list price)

Home Value

Trulia Estimate
$3.45M
Since last month
Decreased$41K (-1.2%)
Since last year
Decreased$89K (-2.5%)
Since last sale
Decreased$251K (-6.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +167% in the last 10 years
MonthEstimated value
2026
August 2026$3.45M
August 2026$3.44M
July 2026$3.49M
June 2026$3.43M
May 2026$3.43M
April 2026$3.42M
March 2026$3.41M
February 2026$3.39M
January 2026$3.7M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
631 HARBOR ISLAND, Clearwater, FL
0.03
Single-Family Home
$3,400,000
09/04/26
4
3.5
2,653
615 HARBOR ISLAND, Clearwater, FL
0.08
Single-Family Home
$2,000,000
01/30/26
4
3
2,602
624 SNUG ISLAND, Clearwater, FL
0.15
Single-Family Home
$1,925,000
05/05/26
4
4
2,538
511 ISLAND WAY, Clearwater, FL
0.23
Single-Family Home
$1,700,000
01/12/26
4
3
2,876
223 PALM ISLAND SW, Clearwater, FL
0.39
Single-Family Home
$2,395,000
03/19/26
4
3
3,297
860 HARBOR ISLAND, Clearwater, FL
0.52
Single-Family Home
$1,974,250
12/05/25
4
4.5
4,265
301 MIDWAY ISLAND, Clearwater, FL
0.60
Single-Family Home
$2,199,000
04/10/26
4
3
4,176
773 SNUG ISLAND, Clearwater, FL
0.35
Single-Family Home
$1,900,000
10/23/25
3
3
2,410
475 ISLAND WAY, Clearwater, FL
0.31
Single-Family Home
$1,425,000
07/30/26
4
4
2,509

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
631 HARBOR ISLAND, Clearwater, FL 33767
0.03
$3,400,000
4
3.5
2,653
Recently Sold
625 HARBOR ISLAND, Clearwater, FL 33767
0.05
$3,630,000
4
3.5
4,398
Off Market
615 HARBOR ISLAND, Clearwater, FL 33767
0.08
$2,000,000
4
3
2,602
Recently Sold
351 HARBOR PASSAGE, Clearwater, FL 33767
0.09
$942,100
2
2
1,786
Off Market
350 HARBOR PASSAGE, Clearwater, FL 33767
0.08
$1,769,000
4
3.5
3,366
For Sale
678 HARBOR ISLAND, Clearwater, FL 33767
0.10
$1,320,500
3
2
2,124
Off Market
679 HARBOR ISLAND, Clearwater, FL 33767
0.10
$2,607,400
5
4
3,739
Off Market
684 HARBOR ISLAND, Clearwater, FL 33767
0.11
$1,177,800
4
2
1,864
Off Market
624 SNUG ISLAND, Clearwater, FL 33767
0.15
$1,925,000
4
4
2,538
Recently Sold
654 SNUG ISLAND, Clearwater, FL 33767
0.14
$2,413,200
4
4.5
3,560
Off Market
320 HARBOR PASSAGE, Clearwater, FL 33767
0.15
$1,615,000
3
2.5
2,794
For Sale

Local Information

  • Map ViewExplore the area around 643 HARBOR ISLAND.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1972
0.26 acre lot
4,390 sqft
$843/sqft
3 Car Garage

About this House

Experience unparalleled coastal luxury in this stunning Island Estates residence perfectly positioned on a ¼-acre lot with 180° unobstructed open-water views. This exquisite home offers 4 bedrooms plus an office, 3.5 baths, and a 3-car garage, seamlessly blending elegant design with state-of-the-art functionality. Boaters will delight in the deep-water dock featuring two lifts (including a 16,000 lb lift), shore power for larger vessels, and easy Gulf access for endless days on the water. The outdoor oasis is a true showpiece—complete with a heated saltwater pool and spa, waterfalls, fire bowls, and custom lighting, all framed by tranquil water views. Enjoy sunset cocktails or waterside dining beneath the charming gazebo, surrounded by lush tropical landscaping and added protection from the riprap seawall. Step inside through custom double doors to discover sophisticated living spaces, including a formal sitting room with a grand gas fireplace and sweeping views through custom French doors. The chef’s kitchen is equipped with high-end stainless steel appliances, a gas range, and overlooks the spacious living area with dual 4-panel sliders that open wide for seamless indoor/outdoor living. The owner’s retreat is a private sanctuary on the main level, featuring double-door entry, a Venetian-inspired en-suite bath with soaking tub, walk-in shower, and his-and-hers closets. Step directly outside to enjoy morning coffee by the pool as the sun rises over the water. Additional highlights include a temperature-controlled 800-bottle wine cellar, impact glass throughout, natural gas service for energy efficiency, and ample storage—including a walk-in attic and home automation system to control lighting, blinds, A/C, garage doors, surround sound, security cameras, and more. Upstairs are three guest suites, each with dedicated bath access, and an office (or fifth bedroom) with private balcony, dedicated ventilation, and air purification system—ideal as a cigar room or quiet retreat. Located on Island Estates’ most desirable street, this property benefits from sidewalks, underground utilities, and a higher elevation. Enjoy the convenience of this golf cart-friendly community featuring its own grocery, shops, and dining—all just moments from Clearwater Beach and Clearwater Sound’s live entertainment. This exceptional home captures the very best of luxury waterfront living—sophisticated, smart, and perfectly situated for the ultimate Florida lifestyle.
643 HARBOR ISLAND, Clearwater, FL 33767 is a 4 bedroom, 4 bathroom, 4,390 sqft single-family home in Island Estate, built in 1972. It last sold for the $3,690,000 asking price on Jan 16, 2026. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $3,449,000.
Last check for updates: about 5 hours ago
Listed by Chris Stivers, (727) 542-5729
ENGEL & VOLKERS BELLEAIR, (727) 461-1000
Bought with: Kristin Hallamek, (727) 642-7985, ENGEL & VOLKERS BELLEAIR, (727) 461-1000
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#TB8445220
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 643 HARBOR ISLAND

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 4390 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, WasherDishwasherDisposalDryerLaundry: Inside,Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Wood BurningSpa: Heated, In GroundHas a FireplaceHas a Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Blinds, ENERGY STAR Qualified Windows, Shutters, Storm Window(s), Window TreatmentsDoor: Sliding DoorsFlooring: Tile, Hardwood
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Tile, Hardwood
View
Has a ViewView: Water, Bay/Harbor - Full, Intracoastal Waterway
Security
Security: Fire Alarm, Security Lights, Security System, Security System Owned, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: TilePatio / Porch: Deck, Front Porch, Patio, Rear PorchFencing: VinylVegetation: Mature LandscapingOther Structures: GazeboExterior: Balcony, Irrigation System, Lighting, Rain Gutters, Sidewalk, Sprinkler MeteredFoundation: SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Garage Attached
Pool
Pool: Gunite, Heated, In Ground, LightingPool
Frontage
Waterfront: Waterfront, Gulf/Ocean Access, Intracoastal Waterway Access, Lift, Minimum Wake Zone, Riprap, Sailboat Water, Skiing AllowedRoad Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 36

Property Information

Year Built
Year Built: 1972
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: BlockNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 052915434560730120

Price & Status

Price
List Price: $3,690,000Price Per Sqft: $843/sqft
Status Change & Dates
Off Market Date: Thu Dec 11 2025

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: CLEARWATER BEACHCommunity: ISLAND ESTATE OF CLEARWATER UNITS 6D 7A 7C

Building

Building Area
Building Area: 5378 Square Feet

Community

Community Features: Marina, Waterfront, Dog Park, Golf Carts OK, Irrigation-Reclaimed Water, Park, Playground, Sidewalks, Special Community RestrictionsNot Senior Community
Other
Playground

HOA

Association for this Listing: Suncoast TampaHas an HOA

Lot Information

Lot Area: 0.26 acres

Listing Info

Special Conditions: None

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: TB8445220Water ViewWater View: Water, Bay/Harbor - Full, Intracoastal WaterwayShowing Requirements: Call Listing AgentUniversal Property Id: US-12103-N-052915434560730120-R-N

Additional Information

MarinaWaterfrontDog ParkGolf Carts OKIrrigation-Reclaimed WaterParkPlaygroundSidewalksSpecial Community Restrictions

Price and Tax history

DateEventPrice
Jan 16, 2026
Source: Stellar MLS #TB8445220
Sold
$3,700,000
Dec 15, 2025
Source: Stellar MLS #TB8445220
Pending
$3,690,000
Nov 5, 2025
Source: Stellar MLS #TB8445220
Listed For Sale
$3,690,000
Aug 20, 2024
Source: Stellar MLS #U8239982
Sold
$3,775,000
Aug 11, 2024
Source: Stellar MLS #U8239982
Pending
$4,175,000

Market trends in Clearwater

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$368K
$10KMoM
Sale-to-List Price
97.2%
0.1%MoM
Price per sq ft
$261
$0MoM
Available listings
1417
24MoM

Around this home

Neighborhood Overview

Island Estate
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Island Estate

At least 35 Trulia users voted on each feature.

  • 95 % Say there are sidewalks

  • 95 % Say it's dog friendly

  • 95 % Say it's walkable to grocery stores

  • 89 % Say streets are well-lit

  • 81 % Say parking is easy

  • 81 % Say it's quiet

  • 79 % Say people would walk alone at night

  • 76 % Say it's walkable to restaurants

  • 66 % Say they plan to stay for at least 5 years

  • 63 % Say there's holiday spirit

  • 58 % Say neighbors are friendly

  • 51 % Say there are community events

  • 43 % Say yards are well-kept

  • 43 % Say car is needed

  • 39 % Say kids play outside

  • 18 % Say there's wildlife

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I love the area but slightly expensive. looking for affordable housing near or in Clearwater. I love the beach and restaurants"
    0
    Flag
  • Ajsimpso
    "This is mostly an area for retirees. But it would be a nice place to raise kids. Very safe and there is a park and the aquarium of course."
    3
    Flag
  • Mariaeberta
    "Nice neighborhood but sometimes it takes many hours to get home because of the traffic. Our grocery store is super nice and everyone that works their are nice. "
    3
    Flag
  • Katherine A.
    "Very proactive dog neighborhood. Pet events are held as well. There are many dog walking families. "
    16
    Flag
  • paula d. w.
    "We've been here almost 2 years. We love it. So convenient to everything. Everyone is so Friendly. Also Free Ride and the Trolleys are Wonderful."
    1
    Flag
  • Mariaeberta
    "Is like a town of its own, clothing store, grocery store, gas station, restaurant, salon, wine bar, ups store, almost everyone is friendly. safe to walk around and the views are speculators. "
    0
    Flag
  • Amber D.
    "Florida is a warm friendly place to vacation or live year round. Those big bugs are a fact of life in a tropical climate so don't let a bug bug you or make you think it is not clean. As we move forward into the next year old and worn down is being replaced by new and innovative places to play and stay. Beautiful beaches and friendly residents await. Try us again. You'll be glad you did! Amber"
    1
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 643 HARBOR ISLAND

  • What is 643 HARBOR ISLAND estimated to be worth?
    Trulia's estimated value for 643 HARBOR ISLAND in Clearwater, FL is $3,449,000.
  • What is the price history for 643 HARBOR ISLAND?
    643 HARBOR ISLAND in Clearwater, FL last sold for $3,700,000 in January 2026.
  • Is Clearwater a buyer's or seller's market?
    Clearwater is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Clearwater?
    The median sale price in Clearwater is $368K. That is up $10K from the prior month.
  • Does 643 HARBOR ISLAND have air conditioning?
    Yes, 643 HARBOR ISLAND in Clearwater, FL has air conditioning.
  • Does 643 HARBOR ISLAND have a pool?
    Yes, 643 HARBOR ISLAND in Clearwater, FL has a pool.

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