640 Maxwell St, Waterloo, IA 50701
SOLD
NOV 18, 2025

640 Maxwell St
Waterloo, IA 50701

  • 4 Beds
  • 1 Bath
  • 1,168 sqft

$152,000

Last Sold: Nov 18, 2025
5% below list $160K
$130/sqft
Est. Refi. Payment $1,013/mo*
Refinance Your Home

$152,000

Last Sold: Nov 18, 2025
5% below list $160K
$130/sqft
Est. Refi. Payment $1,013/mo*
Refinance Your Home
4 Beds
1 Bath
1,168 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Check out this affordable, nicely updated one-story home next to Galloway Park. It features a privacy-fenced yard and a spacious living room that is open to the kitchen, which boasts ample cupboards and a movable island for added functionality. The full bathroom includes main floor laundry. The home offers four spacious bedrooms, with one at the rear of the home that could also serve as a second living space. The backyard has a patio and includes two sheds, and an oversized one-stall garage. Many updates have been made, including new windows, flooring, and kitchen cabinets in 2019. All appliances, including the washer and dryer, are included. Please feel free to call your favorite agent today to schedule a private showing. We are also hosting an open house on Sunday, October 12th from 2:00-3:30 P.M.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from November 19, 2025

Home Highlights

Parking
1 Parking Spaces
Outdoor
Patio
A/C
Heating & Cooling
HOA
None
Price/Sqft
$130/sqft
Listed
180+ days ago

Home Details for 640 Maxwell St

Interior Features

Interior Details
Basement: SlabNumber of Rooms: 5Types of Rooms: Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1168 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Dryer, Refrigerator, Washer, Gas Water HeaterDishwasherDryerLaundry: 1st FloorRefrigeratorWasher
Heating & Cooling
Heating: Baseboard,Electric,Forced Air,Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Baseboard
Fireplace & Spa
Fireplace: NoneNo Fireplace
View
Has a ViewView: City
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: PatioFencing: Fenced, Privacy
Parking & Garage
Number of Carport Spaces: 1Number of Covered Spaces: 1Parking Spaces: 1Parking: 1 Stall,Oversized
Frontage
Road Surface Type: Concrete, Hard Surface Road
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 6

Property Information

Year Built
Year Built: 1955
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Aluminum SidingNo Additional Parcels
Property Information
Parcel Number: 891321409008

Price & Status

Price
List Price: $159,900Price Per Sqft: $130/sqft
Status Change & Dates
Off Market Date: Tue Oct 14 2025

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: Waterloo
School Information
Elementary School: Fred Becker ElementaryJr High / Middle School: Central IntermediateHigh School: East High

Lot Information

Lot Area: 9583.2 sqft

Listing Info

Special Conditions: Standard

Miscellaneous

BasementMls Number: 20254933
Last check for updates: about 7 hours ago
Listed by Tom Herzmann, (319) 961-0452
Oakridge Real Estate
Bought with: Carissa L Holton, (319) 830-3598, EXP Realty, LLC
Source: Northeast Iowa Regional BOR as distributed by MLS GRID, MLS#20254933

Price History for 640 Maxwell St

DatePriceEventSource
11/18/2025$152,000Sold
Northeast Iowa Regional BOR as distributed by MLS GRID #20254933
10/15/2025$159,900PendingNortheast Iowa Regional BOR as distributed by MLS GRID #20254933
10/08/2025$159,900Listed For SaleNortheast Iowa Regional BOR as distributed by MLS GRID #20254933
02/27/2021ListingRemovedN/A
07/03/2020$1,200ListingRemovedN/A
06/28/2020$1,200Listed For RentN/A
08/06/2019$78,000Sold
Northeast Iowa Regional BOR as distributed by MLS GRID #20192616
06/27/2019$82,000PendingAgent Provided
06/25/2019$82,000PriceChange
Agent Provided
06/14/2019$86,900PriceChange
Agent Provided
05/22/2019$89,000Listed For SaleAgent Provided

Market trends in Waterloo

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$176K
$20.75KMoM
Sale-to-List Price
97.9%
0.3%MoM
Price per sq ft
$121
$9MoM
Available listings
221
11MoM
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Property Tax and Assessment

Year2025
Tax$2,642
Assessment$125,250
Home facts updated by county records

Homeowner tools

Estimated monthly rent$1,365/mo
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Homes for rent near 640 Maxwell St

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Comparable Sales for 640 Maxwell St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
520 Hanna Blvd, Waterloo, IA
0.16
Single-Family Home
$180,000
01/27/26
3
1
1,088
746 Stephan Ave, Waterloo, IA
0.22
Single-Family Home
$175,000
07/21/25
3
1.5
1,372
405 Maxwell St, Waterloo, IA
0.25
Single-Family Home
$194,900
06/25/25
4
1.5
1,502
425 Auburn St, Waterloo, IA
0.25
Single-Family Home
$146,000
03/12/26
3
1
1,483
435 Maxwell St, Waterloo, IA
0.20
Single-Family Home
$195,000
08/14/25
3
1
1,384
712 Maxwell St, Waterloo, IA
0.06
Single-Family Home
$105,500
05/29/26
3
1
850
432 Ardmore St, Waterloo, IA
0.33
Single-Family Home
$155,000
11/25/25
3
1
1,413
514 Woodbridge St, Waterloo, IA
0.25
Single-Family Home
$186,000
09/26/25
3
1
1,268
1108 Maynard Ave, Waterloo, IA
0.31
Single-Family Home
$190,000
12/18/25
4
2
1,607

Nearby homes

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Assigned Schools

These are the assigned schools for 640 Maxwell St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 264 Trulia users voted on each feature.

  • 89 % Say car is needed

  • 83 % Say yards are well-kept

  • 80 % Say parking is easy

  • 77 % Say it's dog friendly

  • 70 % Say there's holiday spirit

  • 66 % Say kids play outside

  • 64 % Say there are sidewalks

  • 48 % Say it's quiet

  • 47 % Say neighbors are friendly

  • 47 % Say people would walk alone at night

  • 44 % Say streets are well-lit

  • 43 % Say there's wildlife

  • 42 % Say they plan to stay for at least 5 years

  • 33 % Say it's walkable to grocery stores

  • 29 % Say it's walkable to restaurants

  • 20 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Misslindsayb
    "Centrally located, traffic can be heavy/frustrating. You can make good time if you hit the stoplights just right, which is hard to do most days. "
    0
    Flag
  • Susanward13
    "Consider this a safe neighborhood and there are lots of kids living here. A policeman lives on the street."
    0
    Flag
  • Jovanti Rucker
    "It is very busy most of the time the light are a headache. They’re a lot of lights to go through to get to where I need to go."
    0
    Flag
  • Dontreal3
    "It’s ok. It’s not the worst but it’s also not the best. "
    0
    Flag
  • Trulia User
    "Peacefully quiet neighborhood. neighbors keep to themselves mostly. Alot of dogs throughout the whole area, which is nice to know, it's a pet friendly area to live in. "
    4
    Flag
  • Trulia User
    "I’ve lived here for years mostly everybody that lives in the neighborhood is really nice & friendly but I live with my dad & trying to find my own apartment right now. "
    4
    Flag
  • Susan.wirtjes
    "This is a safe and friendly neighborhood. Kids play outside. We are close to good schools. Shopping is close by. "
    8
    Flag
  • Dominique K. .
    " The community is really good if you get into people like that. There is not a lot to do around here unless you have money. There are a lot of trains around. People have dogs around here a lot and I hear gunshots a lot. I grew up here so I don’t find it very exciting. Most people got to work come home and stay away from each other. "
    1
    Flag
  • Tali S.
    "Very quiet neighborhood other than the occasional car driving by & faint sound of trains. Great neighbors, mostly homeowners with kids & elderly."
    0
    Flag
  • Lache S.
    "... I don’t know I been here only a year and aside from the bad I seen few good most people stay to they self "
    0
    Flag
  • Holly W.
    "schools are over crowded and children are often let slip through the cracks in the education system here "
    1
    Flag
  • Charles A.
    "15 minutes to work. Waterloo is easy to get around and not a lot of traffic .... zzzz xxdrc then. Gyyhbb"
    1
    Flag
  • Lamont S.
    "Lots of retirees here now. Mixed bag for the rest. I had seen several first time owners buying in. Plenty of remodeling and renovations going on now too."
    4
    Flag
  • Trulia User
    "it has some nice people, with sketchy people mixed in. it's too loud with harleys speeding hard through here and people thumping music too loud at all hours. I would not recommend this neighborhood to a young professional person. "
    0
    Flag
  • Kimmy21920
    "Convenient location and traffic is not as congested as the big city. Used to be a great place, but not so much anymore."
    1
    Flag
  • Mkesterson79
    "Listening to gun shots and train whistles at night to fall asleep to. Creates a uniquely unpleasant experience. "
    0
    Flag
  • Trulia User
    "Would love a dog park close by, or even respectful owners who pick up after their dog when they walk them"
    6
    Flag
  • Chris Wright
    "I lived in neighborhood for ten years as a kid, I always love the area, would love to own a house in that again, hope in very near future."
    1
    Flag
  • Mary Sue Adams
    "Safe streets, quality neighbors,clean, near a park,rural feeling- plenty of room between everyone. Lots of family and open spaces, but still near shopping and eats."
    3
    Flag
  • Kathy Cox White Dickerson
    "I moved to this neighborhood last summer and love it. I feel safe and secure,and neighbors are very nice."
    0
    Flag
  • Aley S.
    "Is a small neighborhood and quite and seems like a very lovely place to have a family and there are a lot of kid in the neighborhood "
    2
    Flag
  • Aschot12
    "It's better than north Waterloo for crime and lots of shade trees. It's nice to be near to 4th street for convenience even with traffic noise. "
    0
    Flag

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Homes for sale near 640 Maxwell St

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Off Market Homes Near 640 Maxwell St

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IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.
Based on information submitted to the MLS GRID as of 2026-06-17 00:47:15 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
640 Maxwell St, Waterloo, IA 50701 is a 4 bedroom, 1 bathroom, 1,168 sqft single-family home built in 1955. This property is not currently available for sale. 640 Maxwell St was last sold on Nov 18, 2025 for $152,000 (5% lower than the asking price of $159,900). The current Trulia Estimate for 640 Maxwell St is $152,000.