640 Jefferson Dr, Palmyra, VA 22963
Property image
Property image
OFF MARKET

$418,900

Trulia Estimate
  • 3 Beds
  • 3 Baths
  • 2,496 sqft (on 0.35 acres)

640 Jefferson Dr, Palmyra, VA 22963

Est. Refi. Payment $2,523/mo*
Refinance Your Home
Currently Off Market - Sold Sep 25, 2025 for $425,000

Home Value

Trulia Estimate
$419K
Since last month
$0 (0%)
Since last year
Increased$1K (+0.3%)
Since last sale
Decreased$6K (-1.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +101% in the last 10 years
MonthEstimated value
2026
August 2026$419K
August 2026$419K
July 2026$419K
June 2026$419K
May 2026$418K
April 2026$423K
March 2026$424K
February 2026$432K
January 2026$430K
2025
2020

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
15 Patriot Ln, Palmyra, VA
0.15
Single-Family Home
$320,000
07/23/26
3
3
2,001
29 Choctaw Pl, Palmyra, VA
0.28
Single-Family Home
$354,900
03/18/26
3
2.5
2,016
7 Ashcake Ter, Palmyra, VA
0.23
Single-Family Home
$371,000
06/04/26
3
3.5
2,284
19 Kiowa Ln, Palmyra, VA
0.29
Single-Family Home
$335,000
07/31/26
3
2.5
2,028
661 Jefferson Dr, Palmyra, VA
0.14
Single-Family Home
$296,000
12/01/25
4
2.5
2,128
10 Darby Ln, Palmyra, VA
0.21
Single-Family Home
$330,000
10/06/25
4
3
2,351
24 Hatchechubee Rd, Palmyra, VA
0.35
Single-Family Home
$394,900
10/28/25
4
2.5
2,256
29 Tuscaroa Dr, Palmyra, VA
0.38
Single-Family Home
$372,000
08/27/26
4
3
2,419

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
644 Jefferson Dr, Palmyra, VA 22963
0.02
$300,600
3
2
1,280
Off Market
4 Shiloh Ct, Palmyra, VA 22963
0.03
$403,100
3
2
1,790
Off Market
8 Shiloh Ct, Palmyra, VA 22963
0.06
$401,200
3
2.5
2,347
Off Market
17 Seminole Trl, Palmyra, VA 22963
0.12
$320,000
3
2
1,300
Recently Sold
11 Shiloh Ct, Palmyra, VA 22963
0.09
$389,000
4
3
3,144
For Sale
14 Patriot Ln, Palmyra, VA 22963
0.13
$379,400
4
2.5
2,073
Off Market
634 Jefferson Dr, Palmyra, VA 22963
0.09
$518,300
4
3.5
3,658
Off Market
661 Jefferson Dr, Palmyra, VA 22963
0.14
$296,000
4
2.5
2,128
Recently Sold
14 Shiloh Ct, Palmyra, VA 22963
0.11
$339,900
3
2.5
1,691
For Sale
15 Patriot Ln, Palmyra, VA 22963
0.15
$320,000
3
3
2,001
Recently Sold
35 Seminole Trl, Palmyra, VA 22963
0.14
$364,500
4
3
1,536
Off Market

Local Information

  • Map ViewExplore the area around 640 Jefferson Dr.
  • Schools2 Preschool Schools4 Elementary Schools2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1985
0.35 acre lot
2,496 sqft
$168/sqft
HOA $122/mo

About this House

1st time on market! Sited on a desirable corner lot, this home boasts stunning landscaping and exceptional outdoor spaces that complement its interior charm. Spacious rear deck is perfect for summer evenings & overlooks the backyard firepit, while the large covered front porch invites you to sit back & enjoy the view. Haridplank siding! Inside you'll find an updated kitchen featuring abundant cabinetry, granite counters, & a central island. The living room offers picturesque views of the front porch & yard through its large windows, along with a cozy fireplace! There are also two well-sized secondary bedrooms, full bathroom, & a private primary suite located at the rear of the home. Primary suite includes an en suite bathroom and a walk-in closet. Hardwood floors on main level & Anderson windows & doors! The lower level is a versatile entertainer’s dream, offering ample space for gatherings, movie nights, & more. Large hearth with a gas stove keeps the home warm while helping to reduce energy costs. A separate entrance and kitchenette space is ideal for in-laws or teen suite. Offers 4th bedroom option. Quality finishes including Anderson windows & doors. NO CARPET! This one will impress you!
640 Jefferson Dr, Palmyra, VA 22963 is a 3 bedroom, 3 bathroom, 2,496 sqft single-family home built in 1985. It last sold for the $425,000 asking price on Sep 25, 2025. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $418,900, with a rent estimate of $2,564/month.
Last check for updates: about 12 hours ago
Listed by ANGELA DOTSON, (434) 981-6302
NEST REALTY GROUP
Bought with: ANGELINA SANTUS, (434) 481-5100, EXP REALTY LLC - STAFFORD
Originating MLS: Charlottesville Area Association of Realtors
Source: CAAR, MLS#666031

Home Details for 640 Jefferson Dr

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Exterior Entry,Full,Finished,Heated,Interior Entry,Walk-Out AccessNumber of Rooms: 13Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Dining Room, Exercise Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 2496 Square Feet
Appliances & Utilities
Utilities: Cable AvailableAppliances: Dishwasher, Electric Range, Microwave, Dryer, WasherDishwasherDryerMicrowaveWasher
Heating & Cooling
Heating: Heat PumpHas CoolingAir Conditioning: Heat PumpHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
Has a SpaJetted Bath Tub
Windows, Doors, Floors & Walls
Flooring: Ceramic Tile, Hardwood, Luxury Vinyl Plank
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Ceramic Tile, Hardwood, Luxury Vinyl Plank
View
Has a ViewView: Residential
Security
Security: Carbon Monoxide Detector(s), Gated Community, Smoke Detector(s), Surveillance System

Exterior Features

Exterior Home Features
Roof: ArchitecturalPatio / Porch: Brick, Deck, Front Porch, PorchFoundation: Block
Parking & Garage
No GarageNo Attached GarageParking: Asphalt
Pool
Pool: Association
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1248 Square FeetFinished Area (below surface): 1248 Square Feet

Days on Market

Cumulative Days on Market: 25

Property Information

Year Built
Year Built: 1985
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Fiber Cement, Stick BuiltNot a New ConstructionNot Attached Property
Property Information
Condition: Updated/RemodeledNot Included in Sale: wooden bird house near chimneyParcel Number: 18A 5 97

Price & Status

Price
List Price: $425,000
Status Change & Dates
Off Market Date: Fri Jul 18 2025

Location

Direction & Address
City: PalmyraCommunity: LAKE MONTICELLO
School Information
Elementary School: Central (Fluvanna)Jr High / Middle School: FluvannaHigh School: Fluvanna

Building

Building Area
Building Area: 2496 Square Feet

Community

Community Features: None, GatedNot Senior Community

HOA

HOA Fee Includes: Association Management, Common Area Maintenance, Clubhouse, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis CourtsAssociation for this Listing: Charlottesville Area Association of RealtorsHas an HOAHOA Fee: $1,459/Annually

Lot Information

Lot Area: 0.35 acres

Documents

Disclaimer: The listing broker’s offer of compensation is made to participants of the MLS where the listing is filed, as well as participants of Bright MLS via the CAAR/Bright MLS data share.

Miscellaneous

BasementMls Number: 666031Living Area Range Units: Square FeetAbove Grade Unfinished Area: 1248Above Grade Unfinished Area Source: OtherAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Source: OtherBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-51065-N-18A 5 97-R-N

Additional Information

HOA Amenities: Clubhouse,Fitness Center,Meeting Room,Picnic Area,Playground,Pool,Tennis Court(s),Water,Beach RightsDays On Market Replication: 25

Price and Tax history

DateEventPrice
Sep 25, 2025
Source: CAAR #666031
Sold
$425,000
Jul 18, 2025
Source: CAAR #666031
Pending
$425,000
Jun 23, 2025
Source: CAAR #666031
Listed For Sale
$425,000
May 15, 2019
Source: Agent Provided
ListingRemoved
$20,000
Nov 22, 2018
Source: Agent Provided
Listed For Sale
$20,000

Market trends in Palmyra

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$370K
$6.17KMoM
Sale-to-List Price
100.0%
Price per sq ft
$194
$2MoM
Available listings
125
4MoM

Around this home

What Locals Say about Palmyra

At least 82 Trulia users voted on each feature.

  • 96 % Say car is needed

  • 89 % Say parking is easy

  • 87 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 83 % Say there's wildlife

  • 76 % Say there's holiday spirit

  • 75 % Say kids play outside

  • 75 % Say it's quiet

  • 58 % Say neighbors are friendly

  • 57 % Say people would walk alone at night

  • 54 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

  • 26 % Say it's walkable to restaurants

  • 24 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Jean Shore
    "We have a wonderful newcomers and old friends social club and a fantastic community. Great fun with boat parades (with water gun fights) and great themed car parades. "
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    Flag
  • Trulia User
    "Not much diversity here but may improve with new developments. Also the jobs may be limited to Charlottesville and Richmond "
    0
    Flag
  • Vhillsr
    "Great community and wonderful people. This is the best community I’ve seen so far this region to start and grow a family. Truly a community to live work and play in and support the people in this community. "
    0
    Flag
  • Chris N.
    "Quiet neighborhood yet friendly folks. Great for families and retired. Convenient to stores and interstate. Surrounded by beautiful farms and parks. Peaceful "
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    Flag
  • Edlawler
    "I have lived here full time for 6 years, part time for 32 years. It is a gated community with its own full time police force. This basically is a retirement community that evolved into a family friendly place to live. You are a walk/bike ride from everything you need."
    0
    Flag
  • Althea B.
    "great place to live very convenient for our children we have gotten along great here ...... wonderful view and areas to have for the kids "
    0
    Flag
  • Briana P.
    "Really great, safe area to raise your children and to grow your loving family. Lots of space to run and live freely, and the schools are pretty nice. "
    1
    Flag
  • Edlawler1
    "The good- It is a quiet, safe friendly place to live. The schools are just OK. There are three pharmacies. The bad- you have to drive everywhere. Internet availability is spotty. There are few local employers that pay a livable wage. "
    0
    Flag
  • Gianni S.
    "You need a car to commute no public transportation. Everything is at least 20minutes the most in distance . "
    0
    Flag
  • Edlawler1
    "While there is a leash law, some owners ignore it. some of those dogs have had the cops called on them."
    0
    Flag
  • Mssrn2005
    "Many dog owners here and it is a dog friendly community with many parks open to dogs. People are walking dogs all throughout the day. "
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  • Lacrossegirl
    "There are no sidewalks, you have to use the side of the road to walk your dog. "
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  • Sheri E.
    "Lake Monticello...It’s quiet. I know two of my neighbors, one really well, the other just barely. There are lots of loose cats. Water is super expensive. The HOA can be intrusive. Parks are nice. No sidewalks, no street lights."
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  • Melissa S.
    "My commute is long, but you can get much more house for your money with decent schools in this area."
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  • Coeylee
    "We have rented in this area for the last 8 months, and the area is very peaceful, quaint, and the neighbors are very nice. We have enjoyed the beaches."
    1
    Flag
  • Michealashaw
    "The school systems in the area aren’t the best, but there’s a Montessori school about 25 minutes away that is absolutely lovely"
    0
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  • Liz m.
    "Lots of dog owners in the area. Very nice local dog park. Great pet store with very helpful employees. "
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  • Kbjafield
    "we have 5 beaches and tons of amenities. I love living here. nice quiet neighborhood and the people here are okay. "
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  • raul33025
    "trees and no crime close to tge lake monticello and major highways to connect to Richmond and other main attractions "
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  • Pat P.
    "A wonderful neighborhood for all ages! Love it here! Come check it out for your selves. Lake, golf, pool."
    0
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  • raul33025
    " lived in the neighborhood for 3years and is ultra friendly and everyone look for the other. love it veey much"
    0
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  • Josh S.
    "Just the right distance between Charlottesville and Short Pump (Richmond)."
    0
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LGBTQ Local Legal Protections

Frequently asked questions about 640 Jefferson Dr

  • What is 640 Jefferson Dr estimated to be worth?
    Trulia's estimated value for 640 Jefferson Dr in Palmyra, VA is $418,900.
  • What is the price history for 640 Jefferson Dr?
    640 Jefferson Dr in Palmyra, VA last sold for $425,000 in September 2025.
  • Is Palmyra a buyer's or seller's market?
    Palmyra is currently a balanced market, based on recent for-sale activity.
  • What's the median sale price in Palmyra?
    The median sale price in Palmyra is $370K. That is up $6.17K from the prior month.
  • Does 640 Jefferson Dr have air conditioning?
    Yes, 640 Jefferson Dr in Palmyra, VA has air conditioning.
  • Does 640 Jefferson Dr have a pool?
    Yes, 640 Jefferson Dr in Palmyra, VA has a pool.

Explore by feature - Garage

6 rentals with a garage in Palmyra, VA

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Explore by feature - Pool

6 rentals with a pool in Palmyra, VA

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Off Market Homes Near 640 Jefferson Dr

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