640 Bluff St, Beloit, WI 53511
Property image
Property image
OFF MARKET

640 Bluff St
Beloit, WI 53511

  • 11 Beds
  • 6 Baths
  • 4,400 sqft (on 0.31 acres)

$464,500

Trulia Estimate
as of Aug 15, 2026
Est. Refi. Payment $2,973/mo*

$464,500

Trulia Estimate
as of Aug 15, 2026
Est. Refi. Payment $2,973/mo*
11 Beds
6 Baths
4,400 sqft
(on 0.31 acres)

Home Value

Trulia Estimate
$465K
Since last month
Decreased$125K (-21.2%)
Since last year
Decreased$1M (-69.4%)
Since last sale
Decreased$986K (-68%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +132% in the last 10 years
MonthEstimated value
2026
August 2026$465K
July 2026$589K
May 2026$1.39M
April 2026$1.56M
March 2026$1.56M
February 2026$1.53M
January 2026$1.53M
2025
2024
2023

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.31
Multi-Family Home
$220,000
03/26/26
6
2
2,314
0.74
Multi-Family Home
$315,000
04/17/26
6
3
4,000
0.26
Multi-Family Home
$185,000
10/20/25
4
2
1,672
0.63
Multi-Family Home
$289,900
12/01/25
5
3
2,924
0.21
Multi-Family Home
$240,000
05/29/26
4
3
-
0.49
Multi-Family Home
$196,000
01/14/26
2
4
2,388
0.56
Multi-Family Home
$195,000
03/19/26
5
3
1,981
0.67
Multi-Family Home
$240,000
10/07/25
4
2
2,914
0.47
Multi-Family Home
$151,000
04/20/26
3
2
1,592

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.05
$175,100
3
2
1,920
Off Market
0.06
$369,800
5
2
5,400
Off Market
0.08
$205,100
5
2
2,030
Off Market
0.09
$160,400
3
2
1,327
Off Market
0.10
$203,400
4
2
1,560
Off Market
0.10
$193,200
4
3
1,876
Off Market
0.11
$254,000
6
2
2,430
Recently Sold
0.11
$115,000
2
1
1,036
Recently Sold
0.12
$65,000
3
2
1,348
Recently Sold
0.13
$220,800
5
1.5
1,962
Off Market
0.15
$125,000
3
1
1,756
Recently Sold

Local Information

  • Map ViewExplore the area around 640 Bluff St.
  • Schools2 Preschool Schools2 Elementary Schools1 Middle School2 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Multi-Family
Year Built
1907
Lot Size
0.31 acres
Living Area
4,400 sqft
Price/Sqft
$106
Parking
18 Parking Spaces

About this House

Completely renovated in 2016, the building has new electrical, plumbing, mechanicals, windows, doors, flooring, and appliances. The building got a new roof in 2024. Two penthouses (4 bd/2 bth) are located on the third floor, with two-bedroom units on the first and second floor, with a large four-bedroom unit in the basement with a garden apartment. Located close to the brand new ABC Supply Stadium, the Rock River, and downtown with its excellent restaurants, shopping, and the beautiful Ironworks Hotel. All documents and building showings should be requested in the Offer to Purchase. Buyer to verify room sizes.
640 Bluff St, Beloit, WI 53511 is a 11 bedroom, 6 bathroom, 4,400 sqft multi-family built in 1907. It last sold for the $1,450,000 asking price on Nov 15, 2024. It is currently off market. The Trulia Estimate is $464,500, with a rent estimate of $1,357/month.

Home Details for 640 Bluff St

Interior Features

Interior Details
Basement: Full
Beds & Baths
Number of Bedrooms: 11Number of Bathrooms: 6Number of Bathrooms (full): 6
Dimensions and Layout
Living Area: 4400 Square Feet
Heating & Cooling
Heating: Natural Gas,Forced AirHas HeatingHeating Fuel: Natural Gas
Levels, Entrance, & Accessibility
Levels: Three Or More

Exterior Features

Parking & Garage
Other Parking: OutsideNo CarportParking Spaces: 18Parking: 1 space,Outside
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1907
Property Type / Style
Property Type: Residential IncomeProperty Subtype: ApartmentStructure Type: Apartment buildingArchitecture: Apartment building
Building
Construction Materials: Brick, Other
Property Information
Included in Sale: All stoves and refrigerators in all units and commercial washers and dryers in basement.Parcel Number: 13561360

Price & Status

Price
List Price: $1,450,000

Active Status

MLS Status: Sold

Location

Direction & Address
City: Beloit
School Information
Elementary School: HackettElementary School District: BeloitJr High / Middle School: AldrichJr High / Middle School District: BeloitHigh School: MemorialHigh School District: Beloit

Building

Building Area
Building Area: 4400 Square Feet

Lot Information

Lot Area: 0.31 acres

Offer

Listing Terms: Arms Length

Rental Terms, Policies & Fees

Are Units Furnished: NoneOwner Pays: Heat (Unit 1), Electricity (Unit 1), Water/Sewer (Unit 1), Water/Sewer (Unit 2), Water/Sewer (Unit 3), Water/Sewer (Unit 4)

Miscellaneous

BasementMls Number: 1985902
Last check for updates: about 3 hours ago
Listed by Luther Ledic
Rocket Realty and Property Management
Bought with: Luther Ledic, Rocket Realty and Property Management
Source: SCWMLS, MLS#1985902

Price and Tax history

DateEventPrice
Nov 15, 2024
Source: SCWMLS #1985902
Sold
$1,450,000
Oct 7, 2024
Source: WIREX MLS #1985902
Pending
$1,450,000
Sep 15, 2024
Source: WIREX MLS #1985902
Listed For Sale
$1,450,000
May 18, 2017
Source: SCWMLS #1794222
Sold
$100,000

Market trends in Beloit

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$203K
$5.83K
MoM
Sale-to-List Price
101.3%
0.5%
MoM
Price per sq ft
$150
$1
MoM
Available listings
111
23
MoM
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What Locals Say about Beloit

At least 222 Trulia users voted on each feature.
  • 91 % Say parking is easy

  • 90 % Say car is needed

  • 83 % Say yards are well-kept

  • 79 % Say it's dog friendly

  • 71 % Say there are sidewalks

  • 69 % Say there's holiday spirit

  • 66 % Say kids play outside

  • 56 % Say people would walk alone at night

  • 54 % Say they plan to stay for at least 5 years

  • 53 % Say neighbors are friendly

  • 52 % Say streets are well-lit

  • 52 % Say it's quiet

  • 49 % Say there's wildlife

  • 41 % Say it's walkable to restaurants

  • 41 % Say it's walkable to grocery stores

  • 27 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Just about everyone has a dog and everyone is super friendly. "
  • Handsome M.
    "Beloit Township is not same as City of Beloit. The police and sheriff are doing their jobs daily. City of Beloit has some residential areas where more crime but I think it is safe for kids. The school system is well established. "
  • Tiara B.
    "I lived on this neighborhood for about 5 years and it's busy .. I like it but the traffic is very heavy "
  • Brooke M. L.
    "views of the rock river. old homes with mature lots. deep lots and a variety of architecture. "
  • Kareena W.
    "This is a safe community for kids but as with anyplace there is crime and kids do need some supervision to prevent hazards from occurring. "
  • Handsome M.
    "There is good bus system, school system, hospitals, college, police/fire system, recreation, restaurants, stores, all you need within small town feeling."
  • Tyea
    "Most of the people are nice with in walking distance to parks some people walk dogs not like you would expect though "
  • Fidelservin
    "I grew up here in beloit it has its ups and downs but overall not a bad place to live. plenty of fun activities available for all ages and also has the beautiful riverside park and big hill parks for those who enjoy nature. "
  • Jacqueline F.
    "All our neighbors are super friendly and helpful We are new here and feel really welcome in Beloit. We love downtown living in Beloit "
  • Ptoral01
    "A nice walk. Pleasant streets, well-maintained yards, friendly people, no traffic, beautiful parks, good restaurants, safe for biking."
  • Tyea
    "About 15-20 min to Janesville which is convenient buses to Janesville only run certain hours in the morning and in the early afternoon it’s about an hr drive to Chicago suburbs "
  • Chelsea L.
    "Other neighbors with dogs located in this neighborhood. Understanding neighbors and well animal community!"
  • Kerri M.
    "High crime rate and just getting worse. Nothing for kids to do but the big pool. The schools do try to help the kids. But too many parents won’t help and support our teachers. It’s always someone else’s fault. Beloit has great parks. Just too many idiots that want to bring drugs and violence into it "
  • Kathy M.
    "it's an excellent neighborhood, not many problems. The police dept. could handle things better, but overall no complaints."
  • Chrisixeon L.
    "every one is nice and people keep to them selves. It is a mixed variety of people from old to young, very peaceful "
  • Eric P.
    "Betroit (not a misspell, trust me) has been “home” for roughly 30 years...run away...run far away. WI is a boring place to be, only benefit of living here is it’s close to Chicago. "
  • Danette M.
    "What the school districts standard rating of schools against national averages. Neighborhood pets, how big and if they are mean "
  • Trulia User
    "It has public transportation but I need a car to get around. Everything is just spread out stuff on one side and that makes it difficult to just walk around. "
  • Kathy M.
    "The dog's are well behaved, with responsible owner's. Service animals need more legal awareness though in the area amongst the renters and rentees."
  • Arhoades
    "It’s a great well established neighborhood with homes that are built as good as they come! It’s the perfect neighborhood to raise kids in! "
  • Samuel W.
    "Be careful letting your kids go out alone. There are occasional incidents of shootings and drug deals occurring in a lot of the neighborhoods."
  • Samuel W.
    "There are plenty drug and alcohol related activities at all hours of the day. Vehicles frequently drive fast and recklessly throughout the city. At all times there is a good chance of encountering panhandlers outside stores and at intersections. "
  • Hchloe1030
    "I drive a car so I don’t use public transportation. But I see a lot of buses and bus stops. And I know people who ride bikes to work"
  • Julia A.
    "I love Beloit it's diversity and small town charm are the backbone of this country it is a city that always tries to get better no matter what hardships it faces "
  • Eric J.
    "The area has changed but a lot of family and friends are still here. There are a number of people who take pride in their homes and yards. With in shopping stores and grocery shops. Quick access to highways and three schools nearby. "

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Homes for sale near 640 Bluff St

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Off Market Homes Near 640 Bluff St

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Frequently asked questions about 640 Bluff St

  • What is 640 Bluff St estimated to be worth?
    Trulia's estimated value for 640 Bluff St in Beloit, WI is $464,500.
  • What is the price history for 640 Bluff St?
    640 Bluff St in Beloit, WI last sold for $1,450,000 in November 2024.
  • Is Beloit a buyer's or seller's market?
    Beloit is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Beloit?
    The median sale price in Beloit is $203K. That is up $5.83K from the prior month.
  • Does 640 Bluff St have parking?
    Yes, 640 Bluff St in Beloit, WI has on-site parking.