638 Summit Ave
Waterloo, IA 50701
- 3 Beds
- 2 Baths
- 1,264 sqft
3 Beds
2 Baths
1,264 sqft
Local Information
-- mins to
Description
Can you say charming & affordable? This cute well maintain property is nestled in a quiet neighborhood close to all the amenities that are needed for you on a daily basis. As you step into the front door you are standing in a large living room with beautiful hardwood floors with an open concept floorplan, looking directly into the heart of the home, the kitchen. This kitchen offers granite countertops and nice cabinetry. This home has 2 spacious bedrooms on the main level with a bathroom. The lower level offers a nice family room with a 3/4 bathroom perfect for all those movie nights. The lower level also has a 3rd bedroom or gym whatever your needs are, as well as a laundry room. This home is a must-see property!
638 Summit Ave, Waterloo, IA 50701 is a 3 bedroom, 1 bathroom, 1,264 sqft single-family home built in 1957. It last sold for the $147,900 asking price on May 10, 2024. It is currently off market. The Trulia Estimate is $168,500, with a rent estimate of $1,120/month.
Home Highlights
Parking
Garage
Outdoor
Yes
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago
Home Details for 638 Summit Ave
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Interior Details Basement: Block,Partially FinishedNumber of Rooms: 5Types of Rooms: Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1 |
Dimensions and Layout Living Area: 1264 Square Feet |
Appliances & Utilities Appliances: Appliances Negotiable, Gas Water HeaterLaundry: Gas Dryer Hookup,Laundry Room,Lower Level,Washer Hookup |
Heating & Cooling Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa Fireplace: NoneNo Fireplace |
Windows, Doors, Floors & Walls Flooring: Hardwood |
Levels, Entrance, & Accessibility Floors: Hardwood |
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Exterior Home Features Roof: ShinglePatio / Porch: CoveredFencing: Privacy |
Parking & Garage Number of Carport Spaces: 1Number of Covered Spaces: 1GarageParking Spaces: 1Parking: 1 Stall,Detached Garage |
Frontage Road Surface Type: Black Top, Hard Surface Road |
Water & Sewer Sewer: Public Sewer |
Finished Area Finished Area (below surface): 400 Square Feet |
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Cumulative Days on Market: 1 |
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Year Built Year Built: 1957 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: Vinyl SidingNo Additional Parcels |
Property Information Parcel Number: 891327404018 |
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Price List Price: $147,900 |
Status Change & Dates Off Market Date: Wed Apr 03 2024 |
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MLS Status: Closed |
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Direction & Address City: Waterloo |
School Information Elementary School: Kingsley ElementaryJr High / Middle School: Hoover IntermediateHigh School: West High |
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Lot Area: 8712 sqft |
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Special Conditions: Standard |
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BasementMls Number: 20241184 |
Last check for updates: about 15 hours ago
Listed by Sherri Wilson, (319) 464-6976
Coldwell Banker Elevated Real Estate
Bought with: Janice Hewitt, (319) 290-5182, RE/MAX Concepts - Waterloo
Source: Northeast Iowa Regional BOR as distributed by MLS GRID, MLS#20241184

Price History for 638 Summit Ave
| Date | Price | Event | Source |
|---|---|---|---|
| 05/10/2024 | $147,500 | Sold | Northeast Iowa Regional BOR as distributed by MLS GRID #20241184 |
| 04/03/2024 | $147,900 | Pending | Northeast Iowa Regional BOR as distributed by MLS GRID #20241184 |
| 04/02/2024 | $147,900 | Listed For Sale | Northeast Iowa Regional BOR as distributed by MLS GRID #20241184 |
| 04/21/2022 | $115,000 | Sold | Northeast Iowa Regional BOR as distributed by MLS GRID #20220752 |
| 03/04/2022 | $89,900 | Pending | Northeast Iowa Regional BOR as distributed by MLS GRID #20220752 |
| 03/01/2022 | $89,900 | Listed For Sale | Northeast Iowa Regional BOR as distributed by MLS GRID #20220752 |
| 04/11/2007 | $99,000 | Sold | N/A |
Market trends in Waterloo
Last updated May 2026
Avg. sale price
$176K
$20.75KMoM
Sale-to-List Price
97.9%
0.3%MoM
Price per sq ft
$121
$9MoM
Available listings
221
11MoM
Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $2,336 |
| Assessment | $131,130 |
Home facts updated by county records
Comparable Sales for 638 Summit Ave
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.14 | Single-Family Home | $160,000 | 07/02/26 | 3 | 2 | 1,388 | |
0.34 | Single-Family Home | $150,000 | 07/23/25 | 3 | 2 | 1,494 | |
0.43 | Single-Family Home | $182,000 | 04/23/26 | 3 | 2 | 1,152 | |
0.33 | Single-Family Home | $174,500 | 09/05/25 | 3 | 2 | 1,700 | |
0.25 | Single-Family Home | $144,000 | 09/16/25 | 3 | 2 | 1,536 | |
0.29 | Single-Family Home | $165,000 | 05/01/26 | 3 | 1.5 | 1,979 | |
0.34 | Single-Family Home | $172,000 | 03/03/26 | 4 | 2 | 1,336 | |
0.27 | Single-Family Home | $80,000 | 02/02/26 | 3 | 2 | 1,322 | |
0.34 | Single-Family Home | $162,000 | 03/31/26 | 4 | 2 | 1,655 | |
0.42 | Single-Family Home | $167,500 | 12/05/25 | 4 | 3 | 1,541 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.Assigned Schools
These are the assigned schools for 638 Summit Ave.
What Locals Say about Waterloo
At least 264 Trulia users voted on each feature.
89 % Say car is needed
83 % Say yards are well-kept
80 % Say parking is easy
77 % Say it's dog friendly
70 % Say there's holiday spirit
66 % Say kids play outside
64 % Say there are sidewalks
48 % Say it's quiet
47 % Say neighbors are friendly
47 % Say people would walk alone at night
44 % Say streets are well-lit
43 % Say there's wildlife
42 % Say they plan to stay for at least 5 years
33 % Say it's walkable to grocery stores
29 % Say it's walkable to restaurants
20 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
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Apartments for Rent
Homes for sale near 638 Summit Ave
Off Market Homes Near 638 Summit Ave

IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.
Based on information submitted to the MLS GRID as of 2026-07-07 23:47:11 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
Based on information submitted to the MLS GRID as of 2026-07-07 23:47:11 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

