604 Bay St, Petoskey, MI 49770
Property image
Property image
FOR SALE

$1,849,000

Original price: $1,875,000
  • 6 Beds
  • 3.5 Baths
  • 5,653 sqft

604 Bay St, Petoskey, MI 49770

Est. Mortgage $11,318/mo*
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Home Highlights

Single-Family Home
$327/sqft
Garage

Local Information

  • Map ViewExplore the area around 604 Bay St.
  • Schools1 Preschool School4 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

604 Bay St. in Petoskey, Michigan, is a stunning six-bedroom, 3.5 bath home that stands as a true crown jewel of the city. This elegant residence showcases a blend of classic charm and modern amenities, making it perfect for both family living and entertaining. With spacious rooms filled with natural light, it features beautiful architectural details, hardwood floors, and a gourmet kitchen that any chef would adore. The expansive layout includes multiple living areas, providing ample space for relaxation and gatherings. Many additional upgrades have enhanced this home even further. Including the entire attic and basement have been spray-insulated, enhancing energy efficiency. New blinds throughout add a modern touch to the spacious layout filled with natural light. Outside, the property boasts beautifully landscaped grounds, perfect for enjoying the serene surroundings. The freshly repainted exterior and yard have seen significant enhancements throughout. A brand-new garage project includes a convenient half bath, while the outdoor space is perfect for entertaining with a covered cozy patio equipped with an outdoor TV. Additionally, The property has been revitalized with all-new landscaping, a freshly paved driveway, and a stylish new fence that enhances its curb appeal. New gutters have been installed for both the house and garage, ensuring proper drainage and maintenance. This residence truly combines elegance, comfort, and functionality, making it an exceptional place to call home in Petoskey. Located in a desirable neighborhood, this home offers a quick walk to downtown Petoskey, stunning views of Little Traverse Bay, and easy access to local shops, dining, and outdoor activities.
Last check for updates: about 13 hours ago
Listing courtesy of Jane T Fisher
Gaslight Group Properties, (231) 347-7300
Source: Northern Michigan MLS, MLS#479118

Home Details for 604 Bay St

Interior Features

Interior Details
Basement: PartialNumber of Rooms: 15
Beds & Baths
Number of Bedrooms: 6Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 5653 Square Feet
Appliances & Utilities
Utilities: Cable ConnectedAppliances: Built-in Microwave, Dishwasher, Disposal, Refrigerator, Washer, Dryer, RangeDishwasherDisposalDryerRefrigeratorWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Fireplace: Wood BurningHas a Fireplace

Exterior Features

Exterior Home Features
Patio / Porch: Deck
Parking & Garage
Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking: Detached Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: City

Days on Market

Days on Market: 144

Property Information

Property Type / Style
Property Type: Residential
Building
Construction Materials: Wood Frame/Site Built

Price & Status

Price
List Price: $1,849,000Price Per Sqft: $327

Active Status

MLS Status: Active

Location

Direction & Address
City: Petoskey
School Information
Elementary School District: PetoskeyJr High / Middle School District: PetoskeyHigh School District: Petoskey

Agent Information

Listing Agent
Listing ID: 479118

HOA

No HOA

Miscellaneous

BasementMls Number: 479118

What Locals Say about Petoskey

At least 90 Trulia users voted on each feature.
  • 89 % Say it's dog friendly

  • 80 % Say car is needed

  • 79 % Say people would walk alone at night

  • 78 % Say there's wildlife

  • 75 % Say parking is easy

  • 74 % Say there's holiday spirit

  • 74 % Say yards are well-kept

  • 72 % Say kids play outside

  • 72 % Say streets are well-lit

  • 69 % Say it's quiet

  • 66 % Say they plan to stay for at least 5 years

  • 63 % Say it's walkable to restaurants

  • 61 % Say there are sidewalks

  • 58 % Say neighbors are friendly

  • 53 % Say it's walkable to grocery stores

  • 38 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Deborah
    "Great schools and community support. Safe and walkable. A bit like Mayberry. Neighbors are friendly and helpful. It’s a small town feel with lots af amenities and beautiful nature "
  • Kalajhutchinsoncounseling
    "Kind and friendly. Helpful and connected with resources in the area. Clean and beautiful. Great community clean up and services. Lots of restaurants and stores to fill your needs. "
  • DavD
    "I love it here and have lived here for over 30 years. This is the most safest and beautiful town in Michigan!"
  • Rick Pawley
    "Bike trail. Beach. Rock collecting. State park. Victorian homes. Close shopping. Many restaurants nearby. "
  • Leirik Wysocki
    "Avoid going through Bay View in the summer time. Unless you want to lose an hour of your time haha "
  • Reed_perkins
    "Top quality performing arts and music in the historical community of Bay View, which sits inside Petoskey "
  • khaalck
    "I am less than 10 minutes from everything within the city limits. I also live close to grocery stores. "
  • Ktwichel3
    "It’s quite except for new years and the 4th where the city has accepted the use of fireworks. Huge mistake!"
  • Angela188
    "Petoskey art in the park, winter festival, movies in the park, open house nights, bliss fest, festival by the bay "
  • Josephmccarron64
    "There are many families in this neighborhood and surrounding ones. Lots of pets, people are pleasant and friendly"
  • Melissa.hundey
    "The downtown truck or treating the Sat before Halloween The winter carnival in February at the winter sports part "
  • Emily C.
    "Schools are great. Nice neighborhood and neighbors too lots of parks and things to do. Lots of sports for kids to join"
  • Kendrasgreen21
    "far proximity from other houses, private, lots of yard space. in the woods, away from the road. isolated areas. "
  • Emily C.
    "Parades, fun for the kids every Halloween downtown trick or treat. Beaches, breakwall to jump off of"
  • Lacy M.
    "The schools are great. Rent prices and property taxes are very high. Good paying jobs are available, but minimal. Overall, a great town. It's expensive to live here."
  • Kgrunt
    "Very beautiful landscape. Raised my four kids there. Spent my life there until moving to Florida due to getting tired of winters here. "
  • Reiner B. N.
    " Gated community surrounding a golf course and yacht club. Community is on Lake Michigan (little traverse bay) and has many good restaurants "
  • Famtastic l.
    "This home is located accross from state land and surrounded by CCC trails. If you love dirt bike riding, snow mobiling, horse back riding, etc this is the perfect spot. Located just 10 minutes from Petoskey which is set on Lake Michigan. There are many activies to keep you busy in this small town and surrounding area. "
  • Bizbox43
    "Estimated prices shown are on the low side. Fabulous area for a summer home but great opportunities for winter sports as well. World class yacht club. Excellent 27 holes of golf. Two protected harbors. Highest usage of electric cars in the country (GEM cars)."

Market trends in Petoskey

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$455K
$1.17K
MoM
Sale-to-List Price
—
Price per sq ft
$270
$24
MoM
Available listings
182
8
MoM

Home Value

Trulia Estimate
$1.8M
Since last month
Decreased$35K (-1.9%)
Since last year
Increased$312K (+21%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +281% in the last 10 years
MonthEstimated value
2026
September 2026$1.8M
August 2026$1.82M
July 2026$1.83M
June 2026$1.84M
May 2026$1.9M
April 2026$1.95M
March 2026$1.9M
February 2026$1.89M
January 2026$1.9M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.32
Single-Family Home
$512,000
05/27/26
3
1.5
1,446
0.44
Single-Family Home
$480,000
06/25/26
4
2
1,500
0.66
Single-Family Home
$325,000
12/05/25
4
2.5
1,636

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.23
$1,795,000
3
2.5
2,322
For Sale
0.27
$509,700
3
2
2,232
Off Market
0.28
$1,175,000
4
4.5
3,336
For Sale
0.32
$512,000
3
1.5
1,446
Recently Sold
0.32
$374,500
3
2.5
1,788
Off Market
0.35
$499,000
4
2
1,800
For Sale
0.38
$431,500
3
1
1,120
Off Market
0.41
$1,295,000
6
6
3,815
For Sale
0.41
$186,200
4
1
1,836
Off Market
0.44
$480,000
4
2
1,500
Recently Sold
0.52
$225,500
4
1
1,450
Off Market

Price and Tax history

DateEventPrice
Sep 7, 2026
Source: Northern Michigan MLS #479118
PriceChange
$1,849,000
Price decreased by 1%
Aug 22, 2026
Source: Northern Michigan MLS #479118
PriceChange
$1,875,000
Price decreased by 1%
Jun 19, 2026
Source: Northern Michigan MLS #479118
PriceChange
$1,895,000
Price decreased by 2%
Jun 10, 2026
Source: Northern Michigan MLS #479118
PriceChange
$1,930,000
Price decreased by 1%
Apr 23, 2026
Source: Northern Michigan MLS #479118
Listed For Sale
$1,950,000

LGBTQ Local Legal Protections

Jane T Fisher, Gaslight Group Properties, (231) 347-7300
Copyright Northern Michigan MLS (NM-MLSX). All rights reserved. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 604 Bay St

  • What is the estimated monthly payment for 604 Bay St?
    Based on a $1,849,000 list price with 20% down at today's rates, the estimated monthly payment for 604 Bay St in Petoskey, MI is approximately $11,511 (about $10,034 principal & interest, $1,402 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 604 Bay St compare to homes in Petoskey?
    604 Bay St in Petoskey, MI is listed at $1,849,000, about 307% above the $455K median sale price in Petoskey.
  • What do residents say about Petoskey?
    Residents describe Petoskey, MI as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Petoskey, MI.
  • What are the closest schools to 604 Bay St?
    The closest schools to 604 Bay St in Petoskey, MI are Central Elementary School (rated 8/10), Lincoln School (Elementary, rated 10/10), Ottawa Elementary School (Pre-K, rated 6/10).
  • Does 604 Bay St have air conditioning?
    Yes, 604 Bay St in Petoskey, MI has air conditioning.
  • Does 604 Bay St have laundry facilities?
    Yes, 604 Bay St in Petoskey, MI has in-unit laundry.
604 Bay St, Petoskey, MI 49770 is a 6 bedroom, 4 bathroom, 5,653 sqft single-family home. This property is currently available for sale and was listed by Northern Michigan MLS on Apr 23, 2026. The MLS # for this home is MLS# 479118.