Listed by Catherine Stone, Central Coast Real Estate, (805) 234-4509
$1,239,000
Original price: $1,245,000
2 Beds
2 Baths
1,396 sqft
557 Lucerne St, Cayucos, CA 93430
Est. Mortgage $8,248/mo*
Get Pre-QualifiedHome Highlights
Condo
Built in 1980
$888/sqft
1 Car Garage
HOA $500/mo
Local Information
- Map ViewExplore the area around 557 Lucerne St.
- Schools1 Elementary School1 Middle School
- Shop & Eat
-- mins to
About this House
Enjoy some of the best views along Estero Bay, from the Cayucos Pier to Morro Rock, Montana de Oro, and beyond. This updated coastal condo is move-in ready, (ASK ABOUT KITCHEN PLANS) -- nestled along the pristine coastline north of downtown Cayucos in a six-unit complex. Watch the amazing SLO County sunsets, migrating whales, and ocean life—all right from the comforts of home. This two-story end unit maximizes window light without adjoining neighbors to the south and offers a private entrance with established landscaping. Entering the home, an open staircase leads up to southwest-facing, wall-to-wall windows in the open living and dining area, with the upper floor perched up above the neighboring condo rooflines. The large private deck adds outdoor living space with new glass panels to highlight the amazing coastal views. Upstairs you'll find a stately gas fireplace, cozy kitchen with views of Morro Rock, bar seating, a large pantry/linen closet, and full bathroom. There are two large bedrooms on the ground floor with ample closets, lots of additional hallway storage, full bathroom with modern upgrades, and indoor access to the attached garage, with room for a small vehicle, EV charger, and backup generator plus an additional assigned parking space in the private community lot. Call Cayucos home--close to many charming and relaxing coastal attractions, the Cayucos Pier, newly renovated Cayucos Landing Vets Hall, shops, restaurants, and the trailhead for Estero Bluffs State Park.
Home Details for 557 Lucerne St
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Interior Details Number of Rooms: 6Types of Rooms: Bedroom, Bathroom, Dining Room, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 1 |
Dimensions and Layout Living Area: 1396 Square Feet |
Appliances & Utilities Appliances: Electric Cooktop, Electric Range, Microwave, RefrigeratorLaundry: In GarageMicrowaveRefrigerator |
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central |
Fireplace & Spa Fireplace: Living RoomSpa: NoneHas a FireplaceNo Spa |
Windows, Doors, Floors & Walls Window: Double Pane WindowsFlooring: LaminateCommon Walls: 1 Common Wall, End Unit |
Levels, Entrance, & Accessibility Stories: 2Number of Stories: 2Levels: TwoEntry Location: Front DoorFloors: Laminate |
View Has a ViewView: Bluff, Coastline |
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Exterior Home Features Roof: ShinglePatio / Porch: DeckFencing: WoodNo Private Pool |
Parking & Garage Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageHas an Attached GarageParking Spaces: 1Parking: Assigned,On Street |
Pool Pool: None |
Frontage WaterfrontWaterfront: Ocean Front, Ocean Side Of HighwayRoad Frontage: City StreetRoad Surface Type: PavedOn Waterfront |
Water & Sewer Sewer: Public Sewer |
Surface & Elevation Elevation Units: Feet |
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Cumulative Days on Market: 464Days on Market: 180+ |
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Year Built Year Built: 1980 |
Property Type / Style Property Type: ResidentialProperty Subtype: CondominiumStructure Type: DuplexArchitecture: Duplex |
Building Not a New ConstructionAttached To Another StructureNo Additional Parcels |
Property Information Condition: TurnkeyParcel Number: 064282004 |
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Price List Price: $1,239,000Price Per Sqft: $888 |
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MLS Status: Active |
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Direction & Address City: CayucosCommunity: Town Of Cayucos(540) |
School Information High School District: Coast Unified |
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Listing Agent Listing ID: SC25118536 |
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Community Features: Biking, Curbs, Dog Park, Fishing, Gutter(s), Hiking, Park, Storm Drain(s), SidewalksNot Senior CommunityUnits in Building: 6 |
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HOA Fee Includes: Pest ControlHOA Name: The BluffsHOA Phone: 805-550-9142Association for this Listing: California Regional MLSHas an HOAHOA Fee: $500/Monthly |
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Lot Area: 1616 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Cash to New Loan, Conventional, Owner May Carry |
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Mls Number: SC25118536Living Area Range Units: Square FeetWater ViewWater View: CoastlineAttribution Contact: 805-234-4509Common Interest: CondominiumUniversal Property Id: US-06079-N-064282004-R-N |
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HOA Amenities: Maintenance Front Yard,TrashSource Internet Entire Listing Display |
Around this home
What Locals Say about Cayucos
At least 14 Trulia users voted on each feature.
100 % Say it's dog friendly
91 % Say people would walk alone at night
87 % Say car is needed
77 % Say it's walkable to grocery stores
70 % Say it's walkable to restaurants
70 % Say parking is easy
68 % Say yards are well-kept
67 % Say there's holiday spirit
60 % Say kids play outside
56 % Say neighbors are friendly
50 % Say it's quiet
50 % Say they plan to stay for at least 5 years
48 % Say streets are well-lit
47 % Say there's wildlife
35 % Say there are community events
21 % Say there are sidewalks
Sourced by Trulia users. Learn more about our methodology.
Market trends in Cayucos
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
37
7MoM
Home Value
Trulia Estimate
$1.18MSince last month
Increased$700 (+0.1%)Since last year
Decreased$10K (-0.9%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value decreased by -4% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $1.18M |
| August 2026 | $1.18M |
| July 2026 | $1.18M |
| June 2026 | $1.17M |
| May 2026 | $1.18M |
| January 2026 | $1.19M |
2025 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.40 | Condo | $1,187,000 | 05/01/26 | 2 | 2 | 938 | |
0.14 | Condo | $1,100,000 | 08/14/26 | 2 | 1 | 790 | |
0.54 | Condo | $710,000 | 04/07/26 | 2 | 2 | 996 | |
0.26 | Condo | $1,015,000 | 08/28/26 | 1 | 1 | 745 | |
3.98 | Condo | $615,000 | 05/06/26 | 2 | 2 | 1,080 | |
3.99 | Condo | $505,000 | 09/11/26 | 2 | 2 | 1,080 | |
3.97 | Condo | $470,000 | 07/17/26 | 2 | 2 | 833 | |
3.98 | Condo | $530,000 | 04/30/26 | 2 | 2 | 833 | |
4.63 | Condo | $681,500 | 01/06/26 | 2 | 1.5 | 1,206 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.00 | $1,199,000 | 2 | 2 | 1,396 | For Sale | |
0.01 | $1,347,700 | 2 | 2 | 1,396 | Off Market | |
0.01 | $1,199,900 | 1 | 1 | 1,172 | Off Market | |
0.14 | $1,103,400 | 1 | 1 | 704 | Off Market | |
0.14 | $1,100,000 | 2 | 1 | 790 | Recently Sold | |
0.14 | $1,336,600 | 2 | 2 | 1,070 | Off Market | |
0.14 | $902,800 | Studio | 1 | 505 | Off Market | |
0.26 | $1,015,000 | 1 | 1 | 745 | Recently Sold | |
0.27 | $2,793,000 | 3 | 2 | 1,904 | Off Market | |
0.31 | $5,950,000 | 5 | 7 | 4,300 | For Sale | |
0.37 | $2,000,000 | - | - | - | For Sale |
Price and Tax history
| Date | Event | Price |
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Oct 14, 2025 Source: CRMLS #SC25118536 | PriceChange | $1,239,000 Price decreased by 0% |
Aug 4, 2025 Source: CRMLS #SC25118536 | PriceChange | $1,245,000 Price decreased by 0% |
Jun 13, 2025 Source: CRMLS #SC25118536 | Listed For Sale | $1,250,000 |
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Catherine Stone, Central Coast Real Estate
Agent Phone: (805) 234-4509
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-09-21 09:11:30 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-09-21 09:11:30 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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Frequently asked questions about 557 Lucerne St
- What is the estimated monthly payment for 557 Lucerne St?Based on a $1,239,000 list price with 20% down at today's rates, the estimated monthly payment for 557 Lucerne St in Cayucos, CA is approximately $7,900 (about $6,700 principal & interest, $1,125 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Cayucos?Residents describe Cayucos, CA as dog-friendly, walkable to grocery stores, and walkable to restaurants. See homes for sale in Cayucos, CA.
- What are the closest schools to 557 Lucerne St?The closest schools to 557 Lucerne St in Cayucos, CA are Cayucos Elementary School (Middle, rated 8/10).
- Does 557 Lucerne St have air conditioning?Yes, 557 Lucerne St in Cayucos, CA has air conditioning.
- Does 557 Lucerne St have laundry facilities?Yes, 557 Lucerne St in Cayucos, CA has laundry facilities.
557 Lucerne St, Cayucos, CA 93430 is a 2 bedroom, 2 bathroom, 1,396 sqft condo built in 1980. This property is currently available for sale and was listed by CRMLS on Jun 13, 2025. The MLS # for this home is MLS# SC25118536.