521 River Bluff Rd, Elgin, IL 60120
Property image
Property image
SOLD
JAN 30, 2026

$319,700

Trulia Estimate
  • 3 Beds
  • 2 Baths
  • 1,185 sqft

521 River Bluff Rd, Elgin, IL 60120

Northeastern Elgin
Est. Refi. Payment $2,320/mo*
Refinance Your Home
Currently Off Market - Sold Jan 30, 2026 for $308,000 (2% below list price)

Home Value

Trulia Estimate
$320K
Since last month
Increased$600 (+0.2%)
Since last year
Increased$34K (+12%)
Since last sale
Increased$11K (+3.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +132% in the last 10 years
MonthEstimated value
2026
September 2026$319K
August 2026$319K
July 2026$313K
June 2026$318K
May 2026$317K
April 2026$312K
March 2026$311K
February 2026$309K
January 2026$313K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1003 Bellevue Ave, Elgin, IL
0.25
Single-Family Home
$323,000
08/21/26
3
2
1,222
1127 Morton Ave, Elgin, IL
0.04
Single-Family Home
$315,000
04/20/26
2
1
1,060
1127 Bellevue Ave, Elgin, IL
0.15
Single-Family Home
$285,000
09/23/25
3
1
1,250
508 River Bluff Rd, Elgin, IL
0.03
Single-Family Home
$250,000
09/29/25
2
1
900
909 Bellevue Ave, Elgin, IL
0.34
Single-Family Home
$285,000
11/13/25
3
1.5
2,010
1125 Cedar Ave, Elgin, IL
0.21
Single-Family Home
$410,000
05/28/26
3
2
2,407
700 Ford Ave, Elgin, IL
0.35
Single-Family Home
$355,000
06/12/26
4
2
1,357
1027 Saint John St, Elgin, IL
0.44
Single-Family Home
$296,000
06/01/26
2
2
1,196

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1127 Hill Ave, Elgin, IL 60120
0.03
$373,900
3
2.5
1,666
Off Market
1119 Hill Ave, Elgin, IL 60120
0.04
$388,800
3
1.5
1,726
Off Market
508 River Bluff Rd, Elgin, IL 60120
0.03
$264,600
2
1
900
Off Market
1127 Morton Ave, Elgin, IL 60120
0.04
$315,000
2
1
1,060
Recently Sold
1127 W Morton Ave, Elgin, IL 60120
0.04
$269,500
2
1.5
-
Off Market
1165 Hill Ave, Elgin, IL 60120
0.06
$304,600
1
2
1,026
Off Market
1114 Hill Ave, Elgin, IL 60120
0.08
$349,400
4
2
1,666
Off Market
1115 Morton Ave, Elgin, IL 60120
0.06
$276,000
2
1
1,073
Off Market
1105 Morton Ave, Elgin, IL 60120
0.07
$445,000
4
3
-
Recently Sold
1165 Morton Ave, Elgin, IL 60120
0.06
$274,800
2
1
720
Off Market
491 Congdon Ave, Elgin, IL 60120
0.12
$182,000
1
1
546
Recently Sold

Local Information

  • Map ViewExplore the area around 521 River Bluff Rd.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1954
1,185 sqft
$260/sqft
2 Car Garage

About this House

521 River Bluff Rd, Elgin, IL 60120 is a 3 bedroom, 2 bathroom, 1,185 sqft single-family home in Northeastern Elgin, built in 1954. It last sold for $308,000 on Jan 30, 2026 (2% below the $314,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $319,700, with a rent estimate of $2,510/month.
Last check for updates: about 8 hours ago
Listed by Esther Zamudio, GRI,SRES, (847) 508-7500
Zamudio Realty Group
Juan Dominguez, (847) 514-9869
Zamudio Realty Group
Bought with: Esther Zamudio, GRI,SRES, (847) 508-7500, Zamudio Realty Group
Source: MRED as distributed by MLS GRID, MLS#12534141

Home Details for 521 River Bluff Rd

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Finished,FullNumber of Rooms: 9Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Den, Dining Room, Family Room, Kitchen, Laundry, Living Room, Other Room, Play Room, Utility Room Lower Level
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1185 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Gas Water HeaterDishwasherDryerLaundry: Gas Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Gas & Electric
Electric: Circuit Breakers, 100 Amp Service
Windows, Doors, Floors & Walls
Door: French DoorsFlooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 1Accessibility: No Disability AccessFloors: Hardwood
View
No View

Exterior Features

Exterior Home Features
Roof: AsphaltFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (below surface): 782 Square Feet

Property Information

Year Built
Year Built: 1954
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl SidingNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 0612207008

Price & Status

Price
List Price: $314,900Price Per Sqft: $260/sqft
Status Change & Dates
Off Market Date: Sat Jan 03 2026Possession Timing: Close Of Escrow

Location

Direction & Address
City: ElginCommunity: Gold Coast
School Information
Elementary School District: 46Jr High / Middle School District: 46High School District: 46

Agent Information

Buyer Agent
Buyer Company Name: THE ESTHER ZAMUDIO TEAM

Building

Building Area
Building Area: 1967 Square Feet

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 8655.372 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Conventional

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12534141

Additional Information

Source Internet Automated Valuation DisplaySource Internet Consumer CommentSource Internet Entire Listing DisplayMRD Listing On IDX Display: YesMRD REMARKSINTERNET: NoHide Public Remarks

Price and Tax history

DateEventPrice
Jan 30, 2026
Source: MRED as distributed by MLS GRID #12534141
Sold
$308,000
Jan 4, 2026
Source: MRED as distributed by MLS GRID #12534141
Contingent
$314,900
Dec 17, 2025
Source: MRED as distributed by MLS GRID #12534141
Listed For Sale
$314,900
Jul 25, 2020
Source: Agent Provided
ListingRemoved
$209,999
Jul 25, 2020
Source: Agent Provided
Listed For Sale
$209,999

Market trends in Elgin

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$331K
$4.67KMoM
Sale-to-List Price
100.2%
Price per sq ft
$203
$4MoM
Available listings
264
13MoM

Around this home

Neighborhood Overview

Northeastern Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Northeastern Elgin

At least 27 Trulia users voted on each feature.

  • 97 % Say there are sidewalks

  • 84 % Say it's dog friendly

  • 77 % Say parking is easy

  • 77 % Say yards are well-kept

  • 76 % Say streets are well-lit

  • 74 % Say kids play outside

  • 70 % Say there's holiday spirit

  • 69 % Say car is needed

  • 65 % Say it's walkable to restaurants

  • 64 % Say people would walk alone at night

  • 59 % Say it's quiet

  • 56 % Say they plan to stay for at least 5 years

  • 55 % Say it's walkable to grocery stores

  • 53 % Say there's wildlife

  • 45 % Say neighbors are friendly

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Tarantula.paul
    "There are no fences allowed for big dogs and, no open off leash spaces, but there are a couple on leash parks around."
    0
    Flag
  • Gavina777
    "Very family oriented, safe, and great neighbors. Easy access to route 90. Also, not a lot of traffic or cars on the street. "
    3
    Flag
  • Stormyjl
    "The street parking from other neighbors in front of our house was terrible! Too much noise and drama "
    1
    Flag
  • scruz
    "Live here. Quiet and friendly neighbors. Very clean area."
    1
    Flag
  • historicelgin
    "Everyone loves our neighborhood! We have an organized neighborhood association and many friendly neighbors who host weekly get togethers in the summer. Many neighbors are active in the community and are long time residents. Caring neighbors, historic homes, and true friendliness make this the neighborhood many people aspire to move to. The amenities include a community built play park at McKinley School, easy access to the bike path, close to downtown with wonderful ethnic restaurants, close to The Centre (Elgin's rec center), 10 minutes from Metra trains into Chicago, 5 minutes from a library that garnered the top national library award last year. "
    0
    Flag
  • Carlos R.
    "I have visit this area and stay around, so I recommend this area because is safe, Nice people, Good for families with kids, for couples and for any retiree"
    4
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

Frequently asked questions about 521 River Bluff Rd

  • What is 521 River Bluff Rd estimated to be worth?
    Trulia's estimated value for 521 River Bluff Rd in Elgin, IL is $319,700.
  • What is the price history for 521 River Bluff Rd?
    521 River Bluff Rd in Elgin, IL last sold for $308,000 in January 2026.
  • Is Elgin a buyer's or seller's market?
    Elgin is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Elgin?
    The median sale price in Elgin is $331K. That is down $4.67K from the prior month.
  • Does 521 River Bluff Rd have air conditioning?
    Yes, 521 River Bluff Rd in Elgin, IL has air conditioning.
  • Does 521 River Bluff Rd have laundry facilities?
    Yes, 521 River Bluff Rd in Elgin, IL has in-unit laundry.

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