521 River Bluff Rd, Elgin, IL 60120
SOLD
JAN 30, 2026

521 River Bluff Rd
Elgin, IL 60120

Northeastern Elgin
  • 3 Beds
  • 2 Baths
  • 1,185 sqft

$308,000

Last Sold: Jan 30, 2026
2% below list $315K
$260/sqft
Est. Refi. Payment $2,102/mo*
Refinance Your Home

$308,000

Last Sold: Jan 30, 2026
2% below list $315K
$260/sqft
Est. Refi. Payment $2,102/mo*
Refinance Your Home
3 Beds
2 Baths
1,185 sqft

Homes for sale near 521 River Bluff Rd

Skip to last item
Skip to first item

Apartments for Rent

Skip to last item
Skip to first item

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Spacious, move-in ready ranch home with a finished basement, large fenced yard, and outdoor entertaining space. This well-maintained home offers a bright open-concept main level featuring hardwood floors, recessed lighting, and large windows that provide abundant natural light throughout the living and dining areas. The updated kitchen showcases painted cabinetry, stainless steel appliances, tile backsplash, generous counter space, and an eat-in dining area. Neutral paint tones and clean finishes create a warm, modern feel across the main level. Main-level bedrooms are well-sized with newer carpeting, ceiling fans, ample closet space, and natural light. The updated full bathroom features a modern vanity, tiled flooring, and a tiled tub/shower surround. The finished basement adds excellent additional living space, including a large family/recreation room with recessed lighting, bonus rooms ideal for guests or home office use, a second bathroom area, and a dedicated laundry room with cabinetry and storage. An unfinished utility/storage area provides even more flexibility. Recent exterior improvements include a new roof, new gutters, and new window wraps, enhancing both curb appeal and peace of mind. Step outside to enjoy a wood deck, perfect for relaxing or entertaining, overlooking a fully fenced backyard with plenty of space for outdoor activities. The property also includes an attach two-car garage and a wide concrete driveway offering ample parking. Situated on a corner lot in a quiet residential neighborhood, this home shows pride of ownership and offers great indoor and outdoor living space.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from February 02, 2026

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$260/sqft
Listed
141 days ago

Home Details for 521 River Bluff Rd

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Finished,FullNumber of Rooms: 9Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Den, Dining Room, Family Room, Kitchen, Laundry, Living Room, Other Room, Play Room, Utility Room Lower Level
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1185 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Gas Water HeaterDishwasherDryerLaundry: Gas Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Gas & Electric
Electric: Circuit Breakers, 100 Amp Service
Windows, Doors, Floors & Walls
Door: French DoorsFlooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 1Accessibility: No Disability AccessFloors: Hardwood

Exterior Features

Exterior Home Features
Roof: AsphaltFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (below surface): 782 Square Feet

Property Information

Year Built
Year Built: 1954
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl SidingNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 0612207008

Price & Status

Price
List Price: $314,900Price Per Sqft: $260/sqft
Status Change & Dates
Off Market Date: Sat Jan 03 2026Possession Timing: Close Of Escrow

Location

Direction & Address
City: ElginCommunity: Gold Coast
School Information
Elementary School District: 46Jr High / Middle School District: 46High School District: 46

Agent Information

Buyer Agent
Buyer Company Name: THE ESTHER ZAMUDIO TEAM

Building

Building Area
Building Area: 1967 Square Feet

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 8655.372 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Conventional

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12534141

Additional Information

MRD REMARKSINTERNET: NoMRD Listing On IDX Display: YesHide Public Remarks: No
Last check for updates: about 2 hours ago
Listed by Esther Zamudio, GRI,SRES, (847) 508-7500
Zamudio Realty Group
Juan Dominguez, (847) 514-9869
Zamudio Realty Group
Bought with: Esther Zamudio, GRI,SRES, (847) 508-7500, Zamudio Realty Group
Source: MRED as distributed by MLS GRID, MLS#12534141

Price History for 521 River Bluff Rd

DatePriceEventSource
01/30/2026$308,000Sold
MRED as distributed by MLS GRID #12534141
01/04/2026$314,900ContingentMRED as distributed by MLS GRID #12534141
12/17/2025$314,900Listed For SaleMRED as distributed by MLS GRID #12534141
07/25/2020$209,999ListingRemovedAgent Provided
07/25/2020$209,999Listed For SaleAgent Provided
07/24/2020$205,000Sold
MRED as distributed by MLS GRID #10704636
06/13/2020$209,999PendingAgent Provided
06/09/2020$209,999PriceChange
Agent Provided
05/05/2020$213,000Listed For SaleAgent Provided
10/25/2001$140,000Sold
N/A
Skip to last item
  • Results are loading
Skip to first item

Property Tax and Assessment

Year2024
Tax$5,976
Assessment$248,004
Home facts updated by county records

Comparable Sales for 521 River Bluff Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1127 Morton Ave, Elgin, IL
0.04
Single-Family Home
$315,000
04/20/26
2
1
1,060
1127 Bellevue Ave, Elgin, IL
0.15
Single-Family Home
$285,000
09/23/25
3
1
1,250
1119 Hill Ave, Elgin, IL
0.04
Single-Family Home
$402,000
05/21/25
3
1.5
1,726
1033 Bellevue Ave, Elgin, IL
0.20
Single-Family Home
$340,000
06/09/25
3
2.5
1,306
598 Oakhill Rd, Elgin, IL
0.30
Single-Family Home
$285,000
08/27/25
3
1.5
992
508 River Bluff Rd, Elgin, IL
0.03
Single-Family Home
$250,000
09/29/25
2
1
900
380 Congdon Ave, Elgin, IL
0.35
Single-Family Home
$310,000
06/05/25
3
1.5
1,572
909 Bellevue Ave, Elgin, IL
0.34
Single-Family Home
$285,000
11/13/25
3
1.5
2,010

Assigned Schools

These are the assigned schools for 521 River Bluff Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Northeastern Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Northeastern Elgin

At least 27 Trulia users voted on each feature.

  • 97 % Say there are sidewalks

  • 84 % Say it's dog friendly

  • 77 % Say parking is easy

  • 77 % Say yards are well-kept

  • 76 % Say streets are well-lit

  • 74 % Say kids play outside

  • 70 % Say there's holiday spirit

  • 69 % Say car is needed

  • 65 % Say it's walkable to restaurants

  • 64 % Say people would walk alone at night

  • 59 % Say it's quiet

  • 56 % Say they plan to stay for at least 5 years

  • 55 % Say it's walkable to grocery stores

  • 53 % Say there's wildlife

  • 45 % Say neighbors are friendly

  • 35 % Say there are community events

Learn more about our methodology.
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Tarantula.paul
    "There are no fences allowed for big dogs and, no open off leash spaces, but there are a couple on leash parks around."
    0
    Flag
  • Gavina777
    "Very family oriented, safe, and great neighbors. Easy access to route 90. Also, not a lot of traffic or cars on the street. "
    3
    Flag
  • Stormyjl
    "The street parking from other neighbors in front of our house was terrible! Too much noise and drama "
    1
    Flag
  • scruz
    "Live here. Quiet and friendly neighbors. Very clean area."
    1
    Flag
  • historicelgin
    "Everyone loves our neighborhood! We have an organized neighborhood association and many friendly neighbors who host weekly get togethers in the summer. Many neighbors are active in the community and are long time residents. Caring neighbors, historic homes, and true friendliness make this the neighborhood many people aspire to move to. The amenities include a community built play park at McKinley School, easy access to the bike path, close to downtown with wonderful ethnic restaurants, close to The Centre (Elgin's rec center), 10 minutes from Metra trains into Chicago, 5 minutes from a library that garnered the top national library award last year. "
    0
    Flag
  • Carlos R.
    "I have visit this area and stay around, so I recommend this area because is safe, Nice people, Good for families with kids, for couples and for any retiree"
    4
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

Homes for rent near 521 River Bluff Rd

Skip to last item
  • Results are loading
Skip to first item

Off Market Homes Near 521 River Bluff Rd

Skip to last item
Skip to first item

Explore by feature

521 River Bluff Rd, Elgin, IL 60120 is a 3 bedroom, 2 bathroom, 1,185 sqft single-family home built in 1954. 521 River Bluff Rd is located in Northeastern Elgin, Elgin. This property is not currently available for sale. 521 River Bluff Rd was last sold on Jan 30, 2026 for $308,000 (2% lower than the asking price of $314,900). The current Trulia Estimate for 521 River Bluff Rd is $311,000.