521 Division St, St Charles, IL 60174
Property image
Property image
OFF MARKET

$294,500

Trulia Estimate
  • 3 Beds
  • 1.5 Baths
  • 1,100 sqft

521 Division St, St Charles, IL 60174

Est. Refi. Payment $2,141/mo*
Refinance Your Home
Currently Off Market - Sold Sep 18, 2025 for $280,000

Home Value

Trulia Estimate
$295K
Since last month
Increased$6K (+2.1%)
Since last year
Increased$14K (+5%)
Since last sale
Increased$15K (+5.4%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +71% in the last 10 years
MonthEstimated value
2026
August 2026$295K
August 2026$295K
July 2026$289K
June 2026$294K
May 2026$292K
April 2026$287K
March 2026$287K
February 2026$281K
January 2026$285K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
511 Elm Ave, Geneva, IL
0.07
Single-Family Home
$320,000
06/15/26
3
1
1,143
702 E Side Dr, Geneva, IL
0.20
Single-Family Home
$340,000
02/17/26
3
1.5
1,300
130 Division St, Geneva, IL
0.27
Single-Family Home
$365,000
04/24/26
3
1.5
1,073
1820 Forrest Blvd, St Charles, IL
0.19
Single-Family Home
$375,000
07/30/26
3
2
1,008
1717 S 5th Pl, St Charles, IL
0.22
Single-Family Home
$305,500
06/10/26
3
1
936
1909 Forrest Blvd, Saint Charles, IL
0.22
Single-Family Home
$420,000
05/11/26
3
1.5
1,110
502 Union Ave, Saint Charles, IL
0.04
Single-Family Home
$330,000
09/22/25
2
1
1,073
1826 S 3rd Pl, St Charles, IL
0.24
Single-Family Home
$283,000
12/12/25
2
1
957

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
522 Union Ave, St Charles, IL 60174
0.02
$304,500
2
1
884
Off Market
517 Union Ave, St Charles, IL 60174
0.06
$329,400
2
1
884
Off Market
502 Union Ave, Saint Charles, IL 60174
0.04
$347,000
2
1
1,073
Off Market
522 Division St, Geneva, IL 60134
0.04
$336,100
3
1
1,284
Off Market
512 W Division St, Geneva, IL 60134
0.04
$396,100
4
2
-
Off Market
1805 S 7th Ave, Saint Charles, IL 60174
0.09
$351,400
3
1.5
1,055
Off Market
1848 Lucylle Ct, Saint Charles, IL 60174
0.11
$336,100
2
2.5
1,488
Off Market
438 Union Ave, St Charles, IL 60174
0.06
$392,100
3
2
1,206
Off Market
1826 Lucylle Ct, Saint Charles, IL 60174
0.11
$389,900
2
2.5
1,488
For Sale
511 Elm Ave, Geneva, IL 60134
0.07
$320,000
3
1
1,143
Recently Sold
1314 Moore Ave, St Charles, IL 60174
0.12
$311,500
3
1
1,344
Off Market

Local Information

  • Map ViewExplore the area around 521 Division St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1951
1,100 sqft
$268/sqft
Garage

About this House

LOCATION, LOCATION, LOCATION! This charming 3-bedroom, 1.5-bathroom ranch home is nestled in the heart of downtown St. Charles, offering the perfect blend of comfort and convenience. Step inside to discover gleaming hardwood floors that flow seamlessly through the spacious bedrooms and inviting living room. The light-filled kitchen is a delightful space to prepare meals and entertain guests. Outside, enjoy a private backyard, ideal for relaxation or outdoor activities. Situated just steps from the scenic Fox River Trail, this home is a haven for outdoor enthusiasts. The trail offers over 40 miles of paved paths for walking, jogging, and cycling, with picturesque views of the river and surrounding nature. Additionally, you're only minutes away from the shops, dining, and charm of downtown Geneva. With schools, parks, shopping, and restaurants all within close proximity, this home provides an unparalleled location for a vibrant lifestyle. Settle in before the new school year starts! Quick close possible! Schedule your private tour today! Property is being sold AS IS.
521 Division St, St Charles, IL 60174 is a 3 bedroom, 2 bathroom, 1,100 sqft single-family home built in 1951. It last sold for $280,000 on Sep 18, 2025 (2% below the $285,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $294,500, with a rent estimate of $3,226/month.
Last check for updates: about 13 hours ago
Listed by Tara Eberly, (630) 742-6569
Swanson Real Estate
Bought with: Julia Duarte, (847) 452-0394, Epic Real Estate Group
Source: MRED as distributed by MLS GRID, MLS#12370221

Home Details for 521 Division St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Crawl SpaceNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1100 Square Feet
Appliances & Utilities
Appliances: Range, Refrigerator, Washer, DryerDryerRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced Air,Radiant FloorHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Windows, Doors, Floors & Walls
Flooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 1Accessibility: No Disability AccessFloors: Hardwood
View
No View

Exterior Features

Exterior Home Features
Roof: Rubber
Parking & Garage
Number of Garage Spaces: 1.5Number of Covered Spaces: 1.5Has a GarageNo Attached GarageParking Spaces: 1.5Parking: On Site,Garage Owned,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1951
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl SidingNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 0935382030

Price & Status

Price
List Price: $285,000
Status Change & Dates
Off Market Date: Mon Jul 14 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: St. Charles
School Information
Elementary School District: 303Jr High / Middle School District: 303High School District: 303

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 6098.4 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: FHA

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12370221Back On Market Date: Wed Jun 18 2025

Additional Information

Source Internet Entire Listing DisplayMRD REMARKSINTERNET: YesSource Internet Address Display

Price and Tax history

DateEventPrice
Sep 18, 2025
Source: MRED as distributed by MLS GRID #12370221
Sold
$280,000
Jul 14, 2025
Source: MRED as distributed by MLS GRID #12370221
Contingent
$285,000
Jul 3, 2025
Source: MRED as distributed by MLS GRID #12370221
PendingToActive
$285,000
Jun 23, 2025
Source: MRED as distributed by MLS GRID #12370221
Contingent
$285,000
Jun 18, 2025
Source: MRED as distributed by MLS GRID #12370221
PendingToActive
$285,000

Market trends in Saint Charles

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$468K
$24.17KMoM
Sale-to-List Price
101.3%
0.1%MoM
Price per sq ft
$235
$3MoM
Available listings
124
14MoM

Around this home

What Locals Say about Saint Charles

At least 235 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 88 % Say car is needed

  • 87 % Say parking is easy

  • 84 % Say people would walk alone at night

  • 80 % Say yards are well-kept

  • 80 % Say there are sidewalks

  • 79 % Say there's holiday spirit

  • 75 % Say kids play outside

  • 71 % Say there's wildlife

  • 70 % Say streets are well-lit

  • 70 % Say it's quiet

  • 60 % Say neighbors are friendly

  • 58 % Say they plan to stay for at least 5 years

  • 57 % Say it's walkable to restaurants

  • 53 % Say it's walkable to grocery stores

  • 40 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Stevegrant753
    "I like that there is a downtown area with lots of bars, restaurants, coffee shops, etc. and plenty of parking. Great park district with excellent pools and playgrounds. Lots of bike paths, including one that runs along the Fox River for 20+ miles. "
    0
    Flag
  • Adam Mcgrew
    "If you are going to live in the state of Illinois there is no better town to live in than Saint Charles!!!!!! "
    1
    Flag
  • Renncarol
    "Family friendly, safe, great downtown area, good schools, low taxes low crime fun bars and restaurants "
    0
    Flag
  • Edward W.
    "Scarecrow Fest and other citywide events make this a wonderful place to live in. Friendly neighbors and an established neighborhood."
    3
    Flag
  • Ducharm
    "Lots and lots of dog owners. Dog parks nearby. Sidewalks for walks. Community parks. Most waste picked up. "
    0
    Flag
  • Renncarol
    "Best little town East of the Mississippi... all about FAMILY and made Good Housekeeping #1 place to live a few years ago, great schools and great community"
    3
    Flag
  • Menaka L.
    "A reputable neighborhood for raising a family, quiet, well managed. Very clean. A lot of well kept parks."
    1
    Flag
  • Aganderson1
    "It has beautiful parks, friendly people, a variety of activities, and schools that will help your child be successful."
    0
    Flag
  • Pamcrovedi
    "They have festival that you can enjoy as a family. When I lived in Bartlett I used to bring our children here."
    0
    Flag
  • Tim K.
    "It’s a great place to live and own a business. I’ve raised my children here. And they love St. Charles as home!"
    0
    Flag
  • Jodi M.
    "There are festivals and multiple family events throughout the year. Scarecrow Fest is my favorite!! The bike paths and parks are also amazing. "
    2
    Flag
  • Jacqi F.
    "great access to downtown st. charlres as well as shopping, busses and trains. great quiet neighborhoods, parks and schools."
    0
    Flag
  • Aenchilada
    "Easy to get to work since I work in downtown Geneva. The train in Geneva is an hour or so ride into Chicago "
    0
    Flag
  • TRE_MAR
    "They love the openness of the area and the many areas in which to walk their dogs. Along with meeting other dogs in the neighborhood friendly area."
    0
    Flag
  • Jdladeur
    "This is a great place to raise a family. Good schools, friendly neighborhoods, overall very calm environment. Downtown is fun to walk around in as well as the surrounding historic homes by the river. Love living here."
    0
    Flag
  • Mnoeth1704
    "Quiet working class neighborhood except for Barking dogs! Few kids, most homeowners take good care of their yards, managers, technicians, teachers and retired folks."
    1
    Flag
  • Renee K.
    "it's got that small town charm. downtown is beautiful and many places to shop and dine. people for the most part are cordial and quiet. great place to raise kids. be prepared to spend money here though."
    0
    Flag
  • Steven N.
    "When you are out walking your dog, everyone waves, it's the same when you are home. People are very friendly. "
    0
    Flag
  • Kim P.
    "I’ve lived in this neighborhood for over 20 years. I couldn’t imagine myself living anywhere else. Saint Charles is a great place to live and grow up in. "
    0
    Flag
  • Heidi R.
    "Dogs are mostly friendly, but no one picks up their dog poop. Kids will run up and bark at your dog so if you don’t have a friendly dog just be aware that the children have no manners"
    0
    Flag
  • Deanna H.
    "Traffic can get a bit heavy, down town is a real struggle during rush hour. But once you figure out the alternate routes, it's not too bad. "
    0
    Flag
  • Julie
    "My neighborhood is friendly and very kid and dog friendly. It is also convenient to downtown Geneva and St Charles. "
    0
    Flag
  • Ronna2194
    "you see people walking their dogs all the time. they have doggie stations and are strict on picking up after your dog. may have more than 1 dog in the household."
    0
    Flag
  • Ronna2194
    "it has its pro's and con's. there really is not much else to say besides, you pay way more for what you are getting around here..and... with what is considered acceptable for the cost of living around here."
    1
    Flag
  • Mvcarlson
    "Great area neighbors look out for one another. Quiet and very friendly plus close to the river and downtown"
    0
    Flag
  • Lynnetteiboyd
    "my neighborhood has a nice walking path so I can walk my dog at all times of the day or night don't really get bothered not a lot of crime that I know of"
    0
    Flag
  • Julie
    "Our neighborhood is very dog friendly and most people have fenced in back yards. Most houses in our neighborhood have dogs. "
    0
    Flag
  • Flanaganherself
    "Local. I work 20 minutes away, I take the train when I need to go downtown, and its easy to get to the station. "
    0
    Flag
  • Julie
    "Wonderful neighborhood for families. Lots of kids, dogs, activities, etc... We can't imagine living anywhere else. "
    0
    Flag
  • Klespo
    "There is public transportation available but It has to be arranged 24hours in advance. It will take you anywhere within the local community."
    0
    Flag
  • Julie
    "We have lived in 3 different homes within St. Charles and we can't imagine living anywhere else. We love it here and everything it has to offer. "
    2
    Flag
  • Casey m. d.
    "Plenty of parks and trails for walking dogs, Riverbend Community Park and Tekawatha Woods have paths, and Jon Duerr and 4-H pavilions just across Fox River walking bridge. Very beautiful and scenic."
    0
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

Frequently asked questions about 521 Division St

  • What is 521 Division St estimated to be worth?
    Trulia's estimated value for 521 Division St in St Charles, IL is $294,500.
  • What is the price history for 521 Division St?
    521 Division St in St Charles, IL last sold for $280,000 in September 2025.
  • Is St Charles a buyer's or seller's market?
    St Charles is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in St Charles?
    The median sale price in St Charles is $468K. That is up $24.17K from the prior month.
  • Does 521 Division St have air conditioning?
    Yes, 521 Division St in St Charles, IL has air conditioning.
  • Does 521 Division St have laundry facilities?
    Yes, 521 Division St in St Charles, IL has in-unit laundry.

Explore by feature - Pet Friendly

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Off Market Homes Near 521 Division St

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