520 Saddle House, Cibolo, TX 78108
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Property image
FOR SALE
OPEN SUN, 1-3PM
3D VIEW

520 Saddle House
Cibolo, TX 78108

  • 4 Beds
  • 2.5 Baths
  • 2,543 sqft

$399,000

Est. Mortgage $2,738/mo*
Get Pre-Qualified

$399,000

Est. Mortgage $2,738/mo*
Get Pre-Qualified
4 Beds
2.5 Baths
2,543 sqft
We estimate this home will sell faster than 81% nearby.

Home Highlights

Parking
Garage
Climate Control
Heating & Cooling
HOA
$44/Monthly
Price/Sqft
$157
Listed
39 days ago

Local Information

  • Map ViewExplore the area around 520 Saddle House.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

OPEN HOUSE 7/11/26 11AM-2PM Ideally located on a large corner lot with a privacy fence, this well-maintained home offers the perfect combination of space, comfort, and convenience. The open-concept layout is designed for easy living and entertaining, while the oversized yard provides plenty of room to relax, play, or host gatherings. Enjoy quick access to IH-35 and be just minutes from H-E-B, Walmart, The Forum Shopping Center, restaurants, schools, Randolph Air Force Base, and downtown Cibolo. With an easy commute to both San Antonio and New Braunfels, this home is perfectly situated for work, shopping, and recreation.
We estimate this home will sell faster than 81% nearby.

Open House

Sunday, August 23
1:00 PM to 3:00 PM

Home Details for 520 Saddle House

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Master Bathroom, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2543 Square Feet
Appliances & Utilities
Utilities: Cable AvailableAppliances: Cooktop, Built-In Oven, Microwave, Refrigerator, Disposal, DishwasherDishwasherDisposalLaundry: Upper Level,Washer Hookup,Dryer ConnectionMicrowaveRefrigerator
Heating & Cooling
Heating: 1 Unit,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: 1 Unit
Fireplace & Spa
Fireplace: Not ApplicableNo Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Ceramic Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Ceramic Tile

Exterior Features

Exterior Home Features
Roof: CompositionFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageParking Spaces: 2Parking: Two Car Garage
Pool
Pool: None, Community

Days on Market

Cumulative Days on Market: 39Days on Market: 39

Property Information

Year Built
Year Built: 2020
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Brick, Stone, SidingNot a New Construction
Property Information
Condition: Pre-OwnedParcel Number: 1G3900602401200000

Price & Status

Price
List Price: $399,000Price Per Sqft: $157
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: CiboloCommunity: Saddle Creek Ranch
School Information
Elementary School: Cibolo ValleyElementary School District: Schertz-Cibolo-Universal City IsdJr High / Middle School: Dobie J. FrankJr High / Middle School District: Schertz-Cibolo-Universal City IsdHigh School: Byron Steele HighHigh School District: Schertz-Cibolo-Universal City Isd

Agent Information

Listing Agent
Listing ID: 1998750

Building

Building Details
Builder Name: Armadillo

Community

Community Features: Clubhouse, Playground, Basketball Court
Other
Playground

HOA

HOA Name: SADDLE CREEK RANCHHas an HOAHOA Fee: $131/Quarterly

Lot Information

Lot Area: 8712 sqft

Offer

Listing Terms: Conventional, FHA, VA Loan, Cash

Miscellaneous

Mls Number: 1998750Attribution Contact: 417-224-1365

Additional Information

ClubhousePlaygroundBasketball Court
Last check for updates: about 3 hours ago
Listing courtesy of Amy Boeve TREC #750221, (417) 224-1365
Keller Williams Legacy
Source: LERA MLS, MLS#1998750
Also Listed on LERA MLS.

Market trends in Cibolo

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$320K
$2.5KMoM
Sale-to-List Price
99.8%
0.2%MoM
Price per sq ft
$140
$1MoM
Available listings
267
19MoM

Price and Tax history

DateEventPrice
Jul 9, 2026
Source: LERA MLS #1998750
Listed For Sale
$399,000
Apr 14, 2023
Source: LERA MLS #1664994
Sold
--
Mar 22, 2023
Source: LERA MLS #1664994
Pending
$382,000
Mar 11, 2023
Source: LERA MLS #1664994
Contingent
$382,000
Feb 3, 2023
Source: LERA MLS #1664994
Listed For Sale
$382,000

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Home Value

Trulia Estimate
$394K
Since last month
Decreased$2K (-0.5%)
Since last year
Increased$25K (+6.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by 0% in the last 10 years
MonthEstimated value
2026
August 2026$393K
July 2026$396K
June 2026$328K
May 2026$336K
April 2026$330K
March 2026$359K
February 2026$361K
January 2026$359K
2025
2024
2023
2022
2021

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
528 Saddle Hill, Cibolo, TX
0.10
Single-Family Home
-
01/29/26
4
2
2,147
220 Highland, Cibolo, TX
0.21
Single-Family Home
-
09/26/25
4
2.5
2,538
409 Saddle Gln, Cibolo, TX
0.16
Single-Family Home
-
10/20/25
4
3.5
2,642
505 Saddle Hill, Cibolo, TX
0.06
Single-Family Home
-
09/02/25
5
3.5
3,228
105 Highland Pl, Cibolo, TX
0.30
Single-Family Home
-
12/26/25
4
3
2,429
300 Saddle Spur, Cibolo, TX
0.26
Single-Family Home
-
02/27/26
3
2.5
2,480
312 Saddle Leaf, Cibolo, TX
0.34
Single-Family Home
-
06/08/26
4
2.5
2,445
508 Saddle Pass, Cibolo, TX
0.15
Single-Family Home
-
09/24/25
3
2
1,822
108 White Rock, Cibolo, TX
0.27
Single-Family Home
-
12/18/25
4
3.5
3,650
133 Park Heights, Cibolo, TX
0.39
Single-Family Home
-
06/01/26
4
3
3,025

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
529 Saddle Gln, Cibolo, TX 78108
0.07
$379,000
4
2.5
2,440
For Sale
505 Saddle Hill, Cibolo, TX 78108
0.06
$500,700
5
3.5
3,228
Off Market
513 SADDLE HILL, Cibolo, TX 78108
0.08
$413,700
5
3.5
3,228
Off Market
405 Saddle Vista, Cibolo, TX 78108
0.07
$321,200
4
2.5
2,450
Off Market
520 SADDLE CV, Cibolo, TX 78108
0.10
$351,500
4
3
2,569
Off Market
509 Saddle Cove, Cibolo, TX 78108
0.12
$389,300
5
3.5
3,329
Off Market
309 HIGHLAND PL, Cibolo, TX 78108
0.13
$349,900
4
2.5
2,798
For Sale
324 SADDLE LEAF, Cibolo, TX 78108
0.12
$306,900
3
2.5
1,792
Off Market
313 RANCH HOUSE RD, Cibolo, TX 78108
0.13
$397,900
5
3.5
3,091
Off Market
528 Saddle Hill, Cibolo, TX 78108
0.10
-
4
2
2,147
Recently Sold
621 Saddle House Cibolo Tx, Cibolo, TX 78108
0.07
$376,700
4
3.5
2,674
Off Market

Around this home

What Locals Say about Cibolo

At least 270 Trulia users voted on each feature.

  • 95 % Say it's dog friendly

  • 94 % Say car is needed

  • 93 % Say there are sidewalks

  • 93 % Say yards are well-kept

  • 89 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 78 % Say kids play outside

  • 77 % Say it's quiet

  • 77 % Say people would walk alone at night

  • 65 % Say streets are well-lit

  • 58 % Say they plan to stay for at least 5 years

  • 57 % Say neighbors are friendly

  • 52 % Say there's wildlife

  • 37 % Say there are community events

  • 24 % Say it's walkable to grocery stores

  • 20 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • Erica Newman
    "Park nearby and walking trail in the subdivision. Great family oriented and friendly community: easy to make friends and get to know your neighbors. "
    0
    Flag
  • BucKEE
    "Loose dogs are common in some blocks causing danger to smaller dog and neighbors. Busy street can also pose danger to loose animals."
    0
    Flag
  • Charles Robinson
    "The neighborhood is friendly and seems safe. Overall, the neighborhood looks good and folks here do maintain their residences"
    0
    Flag
  • Hamid Ahmadpour
    "Great neighborhood. Love it here. Always kids playing. Every one friendly. I leaved here for few months but in Cibolo for over a year. Moved from California 13 months ago."
    0
    Flag
  • Stephanie Goldsmith
    "I work in NB and live in Cibolo. Thirty minutes to NB most of the time but without traffic it’s only 15 minutes. "
    0
    Flag
  • Traci L.
    "Most people drive. Can usually get to San Antonio fairly quick outside of rush hour. Love the neighborhood. "
    0
    Flag
  • Jeannie J.
    "It’s friendly and lots of military and policemen live here. Yards are maintained and it’s generally quiet."
    2
    Flag
  • Janelle B.
    "Our specific neighborhood has soggy trash cans and baggy dispensers around the local park. Lots of dog owners and everyone seems friendly and accepting of pets. "
    2
    Flag
  • Jeannie J.
    "It’s usually not a bad commute to San Antonio unless it’s weekdays, early morning or after 4:00 pm. I-35 is a busy interstate. But using the back highway, FM78, is usually a good alternative when traffic is busy."
    0
    Flag
  • Darianvallier
    "It’s great to walk your dogs and to meet new people. Very friendly atmosphere in Cibolo. There’s nothing really to not like! "
    0
    Flag
  • Ibarra.cristina
    "There is a dog park coming in a few more years and there are stations with garbage bags for dog poops"
    0
    Flag
  • Cilla M.
    "Animal friendly. Sidewalks and parks for easy walking. People pick up after their pets majority of the time. "
    0
    Flag
  • Mrericstinson
    "My neighborhood has decent access to highways in the area. City is growing and construction to expand the road infrastructure is underway but does not impressed traffic."
    2
    Flag
  • Unspecified
    "No public transportation. Commute into San Antonio is be private auto and time varies by time of day. Can be from 20-45 min. "
    5
    Flag
  • Elangwe I.
    "It's a nice neighborhood, the living here is moderate. But you need a car for commuting because there no public buses. "
    7
    Flag
  • Steven H.
    "Awesome quiet place with friendly folks. A lot of successful people that are down to earth. I love it here!!"
    2
    Flag
  • Pamela S.
    "It’s a great neighbor to walk your dogs. Has sidewalks and park. People always walk their dogs on a leash"
    0
    Flag
  • Cadence J.
    "The neighborhood is great, it’s very spacious and everyone seems to get along very well. the parks are well maintained along with many other features including the pools and sidewalks."
    0
    Flag
  • Terrance S.
    "Very nice neighborhood to live. Neighbors are super nice and very rare that pets are not supervised when out. "
    0
    Flag
  • Cynthia D.
    "It’s extremely safe and most people are very friendly. A lot of Air Force people that don’t stay long. It’s great if you work NE of San Antonio, but it is a horrible commute to down town and it gets worse every day. "
    1
    Flag
  • Torrey G.
    "In my subdivision dogs usually get loose and roam the neighborhood. It’s quite annoying when I want to walk my dog. "
    1
    Flag
  • Bryan V.
    "They would like all the trails and the green areas around the neighborhood , plus there are a lot of dog owners around. "
    0
    Flag
  • Shannon S.
    "Easy commute. Just drive safe and be kind to the others around you. Only takes about 20-25 in am to Sam Houston at 6am. At1500about25 minutes. "
    0
    Flag
  • Bryan V.
    "Lived here for over 2 years, a lot of new families with many toddlers, kids will always find friends at the park. "
    0
    Flag
  • Jessica C.
    "Great community for families with children and pets. Parks, community pools and great schools. Majority of children walk or bike to school."
    8
    Flag
  • Shannon S.
    "Family friendly, great schools, plenty of open spaces, easy access to highways, shopping, military bases, gyms, and dental. "
    0
    Flag
  • Jenann915
    "verubsafe family oriented community. Kids play safely on my street as parents watch from their yards "
    0
    Flag
  • Michael.grizer
    "Our neighbors are wonderful. You can count on them. Walkable sidewalks, but not really any place to go. It is 3 miles to downtown Cibolo."
    5
    Flag
  • Jessica C.
    "It’s a great neighborhood people are friendly always wave at everyone and walking the kids to school their dogs and a lot of people feel safe to jog."
    0
    Flag
  • Michael.grizer
    "I have lived in Cibolo for 16 years and commuted to Fort Sam. The Schibolo community still has a small town feel, even though it is on the insanely busy IH35 and right next to humongous San Antonio. The school district is very good (our daughter got a full academic scholarship to college after graduating from Steele), there is a fabulous HEB around the corner, and downtown Cibolo is really developing into a great place to eat and drink."
    0
    Flag
  • Ashley H.
    "I have lived here for 3 years and the people are friendly. The coffee shop and BBQ places are amazing."
    0
    Flag
  • Nancybailey1963
    "We enjoyed the doggy pool day. Having daily walks with our dogs meeting and talking with neighbors. "
    0
    Flag
  • Nancybailey1963
    "they open the pool one day in the summer for our doggy day, where owners get to bring their dogs to swim with other dogs"
    0
    Flag
  • Pinarican
    "One of the safest area in San Antonio ,rated top schools ,great builders on new homes ,close to the freeways and only 45 minutes from Austin ,with no traffic . "
    0
    Flag
  • Steven S.
    "I've lived here for 6months now and the neighbors are nosey and tries to force you to live the way they want you to live. like calling the cops for petty stuff, like parking on the side of the street. "
    0
    Flag
  • Krahn.kurtis
    "I’ve lived in the area for almost 30 years and have seen the growth over that time. Still has local feel with big city access"
    1
    Flag
  • Southernangelsinc
    "Holiday Parties and social gatherings. Trick or treaters are all over the neighbors on Halloween. There’s a good park with a small basketball court too."
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 520 Saddle House

  • What is the estimated monthly payment for 520 Saddle House?
    Based on a $399,000 list price with 20% down at today's rates, the estimated monthly payment for 520 Saddle House in Cibolo, TX is approximately $2,738 (about $2,074 principal & interest, $589 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 520 Saddle House compare to homes in Cibolo?
    520 Saddle House in Cibolo, TX is listed at $399,000, about 25% above the $320K median sale price in Cibolo.
  • What do residents say about Cibolo?
    Residents describe Cibolo, TX as dog-friendly, pedestrian-friendly, and well-kept. See homes for sale in Cibolo, TX.
  • What are the closest schools to 520 Saddle House?
    The closest schools to 520 Saddle House in Cibolo, TX are Byron P Steele II High School (rated 7/10), Cibolo Valley Elementary School (Pre-K, rated 5/10), Dobie Junior High School (rated 6/10).
  • Does 520 Saddle House have air conditioning?
    Yes, 520 Saddle House in Cibolo, TX has air conditioning.
  • Does 520 Saddle House have a pool?
    Yes, 520 Saddle House in Cibolo, TX has a pool.
Amy Boeve, Keller Williams Legacy
Agent Phone: (417) 224-1365
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
520 Saddle House, Cibolo, TX 78108 is a 4 bedroom, 3 bathroom, 2,543 sqft single-family home built in 2020. This property is currently available for sale and was listed by LERA MLS on Jul 9, 2026. The MLS # for this home is MLS# 1998750.