520 3rd St S, Waterville, MN 56096
Property image
Property image
FOR SALE
0.25 ACRES

$299,900

Original price: $304,900
  • 4 Beds
  • 3.5 Baths
  • 2,910 sqft (on 0.25 acres)

520 3rd St S, Waterville, MN 56096

Est. Mortgage $1,946/mo*
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Home Highlights

Single-Family Home
Built in 1917
0.25 acre lot
$103/sqft
2 Car Garage

Local Information

  • Map ViewExplore the area around 520 3rd St S.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Step into a perfect blend of historic character and modern living! This beautifully maintained 4-bedroom home captivates from the moment you arrive with its mature shade trees, fenced backyard, and cozy, fully renovated front porch. Inside, rich original woodwork, hardwood floors, and elegant pocket doors set a warm, welcoming tone. The light-filled kitchen is an entertainer’s dream, featuring a center island, a built-in hutch with leaded glass fronts, and a dedicated buffet nook—ideal for a morning coffee or breakfast bar. Flexibility is built right into the floor plan: the main level offers a spacious flex room complete with a 3/4 bath, perfect for a primary suite, playroom, office, or guest quarters. Upstairs, you’ll find a dedicated primary bedroom with two walk-in closets, alongside generous bedrooms and convenient upper-level laundry. Downstairs, a partially finished basement adds a secondary laundry area and extra storage space. Step outside to enjoy the back deck, landscaped yard, storage shed, and cozy fire pit area. Freshly painted in neutral tones and completely move-in ready—this home is waiting for your personal touch!
Last check for updates: about 11 hours ago
Listing courtesy of Patti Schuch
Re/Max Results
Source: RASM, MLS#267040766
Also Listed on NorthstarMLS as distributed by MLS GRID, RASM, NorthstarMLS as distributed by MLS GRID.

Home Details for 520 3rd St S

Active Status

MLS Status: ACTIVE

Interior Features

Interior Details
Basement: Partially Finished,Block,Stone,FullNumber of Rooms: 8Types of Rooms: Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Dining Room, Family Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 2Number of Bathrooms (quarter): 1
Dimensions and Layout
Living Area: 2910 Square FeetFoundation Area: 864
Appliances & Utilities
Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener OwnedDishwasherDryerLaundry: Washer/Dryer HookupsMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Fuses
Windows, Doors, Floors & Walls
Window: Double Pane Windows, Window CoveringsFlooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Hardwood
Security
Security: Smoke Detector(s), Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, PorchOther Structures: Storage Shed
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Garage Door Opener
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: City
Finished Area
Finished Area (above surface): 2046 Square FeetFinished Area (below surface): 400 Square Feet

Days on Market

Days on Market: 80

Property Information

Year Built
Year Built: 1917
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: SF Single FamilyArchitecture: SF Single Family
Building
Construction Materials: Frame/Wood, BrickNot a New Construction
Property Information
Condition: Previously OwnedParcel Number: 244100010

Price & Status

Price
List Price: $299,900Price Per Sqft: $103

Location

Direction & Address
City: Waterville
School Information
Elementary School District: Waterville-Elysian-Morristown #2143Jr High / Middle School District: Waterville-Elysian-Morristown #2143High School District: Waterville-Elysian-Morristown #2143

Agent Information

Listing Agent
Listing ID: 267040766

Building

Building Area
Building Area: 2446 Square Feet

Lot Information

Lot Area: 10890 sqft

Miscellaneous

BasementMls Number: 267040766Above Grade Unfinished Area: 2046

Around this home

What Locals Say about Waterville

At least 9 Trulia users voted on each feature.

  • 100 % Say it's dog friendly

  • 93 % Say parking is easy

  • 92 % Say there's holiday spirit

  • 89 % Say there's wildlife

  • 88 % Say yards are well-kept

  • 88 % Say people would walk alone at night

  • 85 % Say car is needed

  • 81 % Say kids play outside

  • 78 % Say it's quiet

  • 76 % Say neighbors are friendly

  • 67 % Say it's walkable to grocery stores

  • 64 % Say it's walkable to restaurants

  • 56 % Say there are sidewalks

  • 50 % Say there are community events

  • 44 % Say they plan to stay for at least 5 years

  • 33 % Say streets are well-lit

Sourced by Trulia users. Learn more about our methodology.
  • Thompsxtwo
    "The area of Lale Tetonka is a wonderful, stimulating place for recreation, nature exploration and healthy living. Add all this to Midwestern friendliness and you have Waterville, M!"
    0
    Flag

Market trends in Waterville

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
24

Home Value

Trulia Estimate
$298K
Since last month
Decreased$4K (-1.2%)
Since last year
Decreased$6K (-2%)
Since last sale
Increased$17K (+6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +164% in the last 10 years
MonthEstimated value
2026
September 2026$298K
August 2026$301K
July 2026$313K
June 2026$305K
May 2026$312K
April 2026$309K
March 2026$310K
February 2026$305K
January 2026$301K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
405 Hoosac St E, Waterville, MN
0.21
Single-Family Home
$195,000
05/01/26
4
2
2,632
215 Lake St W, Waterville, MN
0.44
Single-Family Home
$269,900
12/19/25
4
2
2,909
212 2nd St S, Waterville, MN
0.24
Single-Family Home
$189,000
07/24/26
4
1.5
1,972
404 Paquin St E, Waterville, MN
0.26
Single-Family Home
$330,000
09/04/26
4
2
1,744
108 Paquin St E, Waterville, MN
0.25
Single-Family Home
$240,000
06/30/26
3
2
1,812
114 Reed St S, Waterville, MN
0.37
Single-Family Home
$199,900
04/17/26
3
2
2,408
314 Buchannon St S, Waterville, MN
0.34
Single-Family Home
$165,000
10/15/25
3
2
1,296
420 Main St W, Waterville, MN
0.53
Single-Family Home
$172,000
08/06/26
3
1.5
1,528
325 River St, Waterville, MN
0.57
Single-Family Home
$215,000
03/20/26
3
2
1,200
617 1st St N, Waterville, MN
0.79
Single-Family Home
$340,000
01/26/26
4
2
2,700

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
527 3rd St S, Waterville, MN 56096
0.04
$274,000
4
1.5
2,180
Off Market
518 2nd St S, Waterville, MN 56096
0.08
$182,200
4
1
1,219
Off Market
607 3rd St S, Waterville, MN 56096
0.07
$251,400
3
1
1,132
Off Market
425 2nd St S, Waterville, MN 56096
0.08
$28,000
-
-
-
Recently Sold
517 1st St S, Waterville, MN 56096
0.12
$324,900
4
2
2,288
For Sale
316 Common St, Waterville, MN 56096
0.12
$208,600
4
2
1,466
Off Market
311 Common St, Waterville, MN 56096
0.15
$268,700
2
2
1,279
Off Market
410 Common St E, Waterville, MN 56096
0.18
$222,300
3
2
1,472
Off Market
215 2nd St S, Waterville, MN 56096
0.21
$59,900
2
1
1,237
For Sale
508 6th St S, Waterville, MN 56096
0.21
$332,500
3
3
3,164
Off Market
217 2nd St S, Waterville, MN 56096
0.22
$275,300
3
1.5
2,074
Off Market

Price and Tax history

DateEventPrice
Sep 15, 2026
Source: RASM #267040766
PriceChange
$299,900
Price decreased by 2%
Aug 11, 2026
Source: RASM #267040766
PriceChange
$304,900
Price decreased by 3%
Jul 4, 2026
Source: RASM #267040766
Listed For Sale
$314,900
Jun 26, 2023
Source: NorthstarMLS as distributed by MLS GRID #6345761
Sold
$281,000
May 24, 2023
Source: NorthstarMLS as distributed by MLS GRID #6345761
Pending
$265,000

LGBTQ Local Legal Protections

Patti Schuch, Re/Max Results
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Copyright 2026, REALTOR® Association of Southern MN. All Rights Reserved.
Last Updated: 2026-09-21 09:04:29 PDT

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Frequently asked questions about 520 3rd St S

  • What is the estimated monthly payment for 520 3rd St S?
    Based on a $299,900 list price with 20% down at today's rates, the estimated monthly payment for 520 3rd St S in Waterville, MN is approximately $1,959 (about $1,637 principal & interest, $247 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Waterville?
    Residents describe Waterville, MN as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Waterville, MN.
  • What are the closest schools to 520 3rd St S?
    The closest schools to 520 3rd St S in Waterville, MN are Morristown Elementary School (rated 7/10), Waterville Elementary School (Pre-K, rated 6/10), Waterville-Elysian-Morristown Jr. (Middle, rated 8/10).
  • What is 520 3rd St S estimated to be worth?
    Trulia's estimated value for 520 3rd St S in Waterville, MN is $297,800.
  • Does 520 3rd St S have air conditioning?
    Yes, 520 3rd St S in Waterville, MN has air conditioning.
  • Does 520 3rd St S have laundry facilities?
    Yes, 520 3rd St S in Waterville, MN has in-unit laundry.
520 3rd St S, Waterville, MN 56096 is a 4 bedroom, 3 bathroom, 2,910 sqft single-family home built in 1917. This property is currently available for sale and was listed by RASM on Jul 4, 2026. The MLS # for this home is MLS# 267040766.