$299,900
Original price: $304,900
- 4 Beds
- 3.5 Baths
- 2,910 sqft (on 0.25 acres)
520 3rd St S, Waterville, MN 56096
Est. Mortgage $1,946/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1917
0.25 acre lot
$103/sqft
2 Car Garage
Local Information
-- mins to
About this House
Step into a perfect blend of historic character and modern living! This beautifully maintained 4-bedroom home captivates from the moment you arrive with its mature shade trees, fenced backyard, and cozy, fully renovated front porch. Inside, rich original woodwork, hardwood floors, and elegant pocket doors set a warm, welcoming tone. The light-filled kitchen is an entertainer’s dream, featuring a center island, a built-in hutch with leaded glass fronts, and a dedicated buffet nook—ideal for a morning coffee or breakfast bar. Flexibility is built right into the floor plan: the main level offers a spacious flex room complete with a 3/4 bath, perfect for a primary suite, playroom, office, or guest quarters. Upstairs, you’ll find a dedicated primary bedroom with two walk-in closets, alongside generous bedrooms and convenient upper-level laundry. Downstairs, a partially finished basement adds a secondary laundry area and extra storage space. Step outside to enjoy the back deck, landscaped yard, storage shed, and cozy fire pit area. Freshly painted in neutral tones and completely move-in ready—this home is waiting for your personal touch!
Last check for updates: about 17 hours ago
Listing courtesy of Patti Schuch
Re/Max Results
Source: RASM, MLS#267040766

Home Details for 520 3rd St S
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MLS Status: ACTIVE |
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Interior Details Basement: Partially Finished,Block,Stone,FullNumber of Rooms: 8Types of Rooms: Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Dining Room, Family Room, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 2Number of Bathrooms (quarter): 1 |
Dimensions and Layout Living Area: 2910 Square FeetFoundation Area: 864 |
Appliances & Utilities Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener OwnedDishwasherDryerLaundry: Washer/Dryer HookupsMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Forced Air |
Fireplace & Spa No Fireplace |
Gas & Electric Electric: Fuses |
Windows, Doors, Floors & Walls Window: Double Pane Windows, Window CoveringsFlooring: Hardwood |
Levels, Entrance, & Accessibility Stories: 2Levels: TwoFloors: Hardwood |
Security Security: Smoke Detector(s), Carbon Monoxide Detector(s) |
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Exterior Home Features Roof: AsphaltPatio / Porch: Deck, PorchOther Structures: Storage Shed |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Garage Door Opener |
Frontage Road Surface Type: PavedNot on Waterfront |
Water & Sewer Sewer: City |
Finished Area Finished Area (above surface): 2046 Square FeetFinished Area (below surface): 400 Square Feet |
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Days on Market: 80 |
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Year Built Year Built: 1917 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: SF Single FamilyArchitecture: SF Single Family |
Building Construction Materials: Frame/Wood, BrickNot a New Construction |
Property Information Condition: Previously OwnedParcel Number: 244100010 |
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Price List Price: $299,900Price Per Sqft: $103 |
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Direction & Address City: Waterville |
School Information Elementary School District: Waterville-Elysian-Morristown #2143Jr High / Middle School District: Waterville-Elysian-Morristown #2143High School District: Waterville-Elysian-Morristown #2143 |
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Listing Agent Listing ID: 267040766 |
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Building Area Building Area: 2446 Square Feet |
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Lot Area: 10890 sqft |
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BasementMls Number: 267040766Above Grade Unfinished Area: 2046 |
Around this home
What Locals Say about Waterville
At least 9 Trulia users voted on each feature.
100 % Say it's dog friendly
93 % Say parking is easy
92 % Say there's holiday spirit
89 % Say there's wildlife
88 % Say yards are well-kept
88 % Say people would walk alone at night
85 % Say car is needed
81 % Say kids play outside
78 % Say it's quiet
76 % Say neighbors are friendly
67 % Say it's walkable to grocery stores
64 % Say it's walkable to restaurants
56 % Say there are sidewalks
50 % Say there are community events
44 % Say they plan to stay for at least 5 years
33 % Say streets are well-lit
Sourced by Trulia users. Learn more about our methodology.
Market trends in Waterville
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
24
Home Value
Trulia Estimate
$298KSince last month
Decreased$4K (-1.2%)Since last year
Decreased$6K (-2%)Since last sale
Increased$17K (+6%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +164% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $298K |
| August 2026 | $301K |
| July 2026 | $313K |
| June 2026 | $305K |
| May 2026 | $312K |
| April 2026 | $309K |
| March 2026 | $310K |
| February 2026 | $305K |
| January 2026 | $301K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.21 | Single-Family Home | $195,000 | 05/01/26 | 4 | 2 | 2,632 | |
0.44 | Single-Family Home | $269,900 | 12/19/25 | 4 | 2 | 2,909 | |
0.24 | Single-Family Home | $189,000 | 07/24/26 | 4 | 1.5 | 1,972 | |
0.26 | Single-Family Home | $330,000 | 09/04/26 | 4 | 2 | 1,744 | |
0.25 | Single-Family Home | $240,000 | 06/30/26 | 3 | 2 | 1,812 | |
0.37 | Single-Family Home | $199,900 | 04/17/26 | 3 | 2 | 2,408 | |
0.34 | Single-Family Home | $165,000 | 10/15/25 | 3 | 2 | 1,296 | |
0.53 | Single-Family Home | $172,000 | 08/06/26 | 3 | 1.5 | 1,528 | |
0.57 | Single-Family Home | $215,000 | 03/20/26 | 3 | 2 | 1,200 | |
0.79 | Single-Family Home | $340,000 | 01/26/26 | 4 | 2 | 2,700 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.04 | $274,000 | 4 | 1.5 | 2,180 | Off Market | |
0.08 | $182,200 | 4 | 1 | 1,219 | Off Market | |
0.07 | $251,400 | 3 | 1 | 1,132 | Off Market | |
0.08 | $28,000 | - | - | - | Recently Sold | |
0.12 | $324,900 | 4 | 2 | 2,288 | For Sale | |
0.12 | $208,600 | 4 | 2 | 1,466 | Off Market | |
0.15 | $268,700 | 2 | 2 | 1,279 | Off Market | |
0.18 | $222,300 | 3 | 2 | 1,472 | Off Market | |
0.21 | $59,900 | 2 | 1 | 1,237 | For Sale | |
0.21 | $332,500 | 3 | 3 | 3,164 | Off Market | |
0.22 | $275,300 | 3 | 1.5 | 2,074 | Off Market |
Price and Tax history
| Date | Event | Price |
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Sep 15, 2026 Source: RASM #267040766 | PriceChange | $299,900 Price decreased by 2% |
Aug 11, 2026 Source: RASM #267040766 | PriceChange | $304,900 Price decreased by 3% |
Jul 4, 2026 Source: RASM #267040766 | Listed For Sale | $314,900 |
Jun 26, 2023 Source: NorthstarMLS as distributed by MLS GRID #6345761 | Sold | $281,000 |
May 24, 2023 Source: NorthstarMLS as distributed by MLS GRID #6345761 | Pending | $265,000 |
May 19, 2023 Source: NorthstarMLS as distributed by MLS GRID #6345761 | Listed For Sale | $265,000 |
Oct 30, 2020 Source: NorthstarMLS as distributed by MLS GRID #5650578 | Sold | $214,950 |
Sep 21, 2020 Source: Agent Provided | Pending | $214,950 |
Sep 3, 2020 Source: Agent Provided | Listed For Sale | $214,950 |
Apr 12, 2013 Source: Lake Superior Area Realtors as distributed by MLS GRID #1986571 | Sold | $133,800 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $3,240 | $258,000 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Patti Schuch, Re/Max Results

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Copyright 2026, REALTOR® Association of Southern MN. All Rights Reserved.
Last Updated: 2026-09-21 01:04:18 PDT
Copyright 2026, REALTOR® Association of Southern MN. All Rights Reserved.
Last Updated: 2026-09-21 01:04:18 PDT
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Frequently asked questions about 520 3rd St S
- What is the estimated monthly payment for 520 3rd St S?Based on a $299,900 list price with 20% down at today's rates, the estimated monthly payment for 520 3rd St S in Waterville, MN is approximately $1,959 (about $1,637 principal & interest, $247 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Waterville?Residents describe Waterville, MN as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Waterville, MN.
- What are the closest schools to 520 3rd St S?The closest schools to 520 3rd St S in Waterville, MN are Morristown Elementary School (rated 7/10), Waterville Elementary School (Pre-K, rated 6/10), Waterville-Elysian-Morristown Jr. (Middle, rated 8/10).
- What is 520 3rd St S estimated to be worth?Trulia's estimated value for 520 3rd St S in Waterville, MN is $297,800.
- Does 520 3rd St S have air conditioning?Yes, 520 3rd St S in Waterville, MN has air conditioning.
- Does 520 3rd St S have laundry facilities?Yes, 520 3rd St S in Waterville, MN has in-unit laundry.
520 3rd St S, Waterville, MN 56096 is a 4 bedroom, 3 bathroom, 2,910 sqft single-family home built in 1917. This property is currently available for sale and was listed by RASM on Jul 4, 2026. The MLS # for this home is MLS# 267040766.

