495 E Emerald Lake Dr, Sumter, SC 29153
Property image
Property image
PENDING
1.1 ACRES

$459,990

  • 4 Beds
  • 2.5 Baths
  • 3,387 sqft (on 1.10 acres)

495 E Emerald Lake Dr, Sumter, SC 29153

Est. Mortgage $2,711/mo*
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Home Highlights

Parking
Garage
Outdoor
Porch, Patio
HOA
$19/Monthly
Price/Sqft
$136
Climate Control
Heat Pump & Air Conditioning
Listed
105 days ago

Local Information

  • Map ViewExplore the area around 495 E Emerald Lake Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome home to this cozy waterfront retreat nestled on over 1 acre! This charming brick ranch-style home offers 4 bedrooms, 2.5 baths, and plenty of space to spread out and relax. Inside, you'll love the warm and inviting living area, large eat-in kitchen, formal dining room, and 2 flexible spaces perfect for a home office, playroom, or hobby space. The sunroom with a new PTAC unit is the perfect spot to enjoy peaceful water views year-round, while the FROG also features a new PTAC unit for added comfort. Step outside to enjoy the fenced backyard, patio area, private dock, and screened-in gazebo overlooking the water — ideal for quiet mornings or entertaining friends and family. Complete with a 3-car garage and conveniently located just minutes from downtown Sumter, Shaw Air Force Base, and I-20, this home offers the perfect blend of peaceful country living and convenience.
Last check for updates: about 2 hours ago
Listing courtesy of Tyler Christman, (803) 468-7822
Gaymon Realty Group
Source: Sumter BOR, MLS#202642
Also Listed on Sumter BOR.

Home Details for 495 E Emerald Lake Dr

Interior Features

Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3387 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Available, Water AvailableAppliances: Dishwasher, Disposal, Microwave, Oven, Range, RefrigeratorDishwasherDisposalLaundry: Electric Dryer Hookup,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Heat PumpHas CoolingAir Conditioning: Heat PumpHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
Fireplace: Gas LogHas a Fireplace
Windows, Doors, Floors & Walls
Window: BlindsDoor: Storm Door(s)Flooring: Carpet, Luxury Vinyl
Levels, Entrance, & Accessibility
Levels: One and One HalfFloors: Carpet, Luxury Vinyl
View
Has a ViewView: Water
Security
Security: Security System

Exterior Features

Exterior Home Features
Patio / Porch: Enclosed Porch, Front Porch, Rear PatioFencing: Chain LinkOther Structures: Gazebo, Shed(s)Foundation: Slab
Parking & Garage
Number of Garage Spaces: 3No CarportHas a GarageParking Spaces: 3Parking: Attached Garage
Frontage
WaterfrontWaterfront: Lake Privileges, Fishing, PierResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Septic Tank
Finished Area
Finished Area (above surface): 3387

Days on Market

Days on Market: 105

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Ranch
Building
Construction Materials: BrickNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 2430004010

Price & Status

Price
List Price: $459,990Price Per Sqft: $136
Status Change & Dates
Off Market Date: Fri Jul 10 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Pending with Contingencies

Location

Direction & Address
City: SumterCommunity: Emerald Lakes
School Information
Elementary School: R. E. Davis College Preparatory AcademyJr High / Middle School: R.E. Davis College Preparatory AcademyHigh School: Crestwood

Agent Information

Listing Agent
Listing ID: 202642

Building

Building Area
Building Area: 3387

Community

Community Features: OtherNot Senior Community

HOA

HOA Fee Includes: Maintenance Grounds, WaterHas an HOAHOA Fee: $225/Annually

Lot Information

Lot Area: 1.1 Acres

Listing Info

Special Conditions: Deeded

Offer

Contingencies: Pending with ContingenciesListing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

Mls Number: 202642Water ViewWater View: WaterAbove Grade Unfinished Area: 3387

Additional Information

Other

Around this home

What Locals Say about Sumter

At least 383 Trulia users voted on each feature.

  • 89 % Say car is needed

  • 83 % Say yards are well-kept

  • 81 % Say parking is easy

  • 71 % Say it's dog friendly

  • 66 % Say there's holiday spirit

  • 62 % Say kids play outside

  • 59 % Say it's quiet

  • 48 % Say neighbors are friendly

  • 46 % Say there are sidewalks

  • 44 % Say people would walk alone at night

  • 42 % Say they plan to stay for at least 5 years

  • 39 % Say there's wildlife

  • 38 % Say streets are well-lit

  • 32 % Say it's walkable to grocery stores

  • 25 % Say it's walkable to restaurants

  • 21 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Everybody look out for each other and property when out of town. "
    0
    Flag
  • Fcvqw6hhq8
    "Williamsburg neighborhood is great for kids! Except for the fast drivers! Neighbors all around are wonderful! "
    1
    Flag
  • Sandersquindon890
    "Parades and other suitable sports activities such as gym & basketball park, also includes the home to the Sumter fire ants and P15s"
    0
    Flag
  • Ska_ska7
    "We have a dog and we have no issues. When we walk her, everyone is friendly. When other dogs walk, they seem well kept. "
    0
    Flag
  • Tami_nix
    "no communicate events are scheduled in the neighborhood at this time. quiet neighborhood. friendly people"
    0
    Flag
  • Samcom64
    "Very quite and laid back. Folks are friendly and crime is low. A lot of retired people live in the neighborhood "
    1
    Flag
  • Jamelle Jenkins
    "I see a lot of stuff changing all throughout the areas around the neighborhood and the surrounding streets "
    6
    Flag
  • Jamelle Jenkins
    "I used to do a lot of walking around before I moved away but I moved back after two years and now I drive where I have to go"
    4
    Flag
  • Paconr
    "Clean and nice with new touch ups to the homes. Renovated homes and clean streets. Near some low income housing but also nice "
    4
    Flag
  • Lee Hanna Mendoza
    "They close the streets downtown for local events with food and drinks. People from all over come to attend. "
    1
    Flag
  • Trulia User
    "I live here for 20 years never had problems with anyone every one gets along with no problems and very friendly people "
    1
    Flag
  • Trulia User
    "There are no community events that I am aware of. Everyone stays away from each other. It’s a mixed community "
    4
    Flag
  • Trulia User
    "Quiet Neighborhood, about 2-3 miles from shopping. Near mill wood or Kingsbury Elementary School. Close to Fire Dept "
    4
    Flag
  • Trulia User
    "Friendly and quiet neighborhood. not many kids though which I guess is a good and bad thing. Overall we're happy with being here for the last 3 years "
    1
    Flag
  • Trulia User
    "easy to get up town, to work, daycare and generally located in the middle of all other locations I visit often "
    1
    Flag
  • Jennifer E. .
    "people are friendly and it's a small town feel with lots of down home hospitality lots of family owned shops and stuff. close to bigger cities. can travel to the ocean and the mountains quickly from here. the air force base is here"
    12
    Flag
  • Sheryle S. M.
    "Great neighborhood for everyone including Dogs! Spacious lots! Close to schools, Kingsbury and town. "
    6
    Flag
  • Treginaldpeterson
    "Children need to be safe in the neighborhood of course and need to know that they can play outside safely "
    4
    Flag
  • Melissa N.
    "We have neighborhood block parties and we socialize occasionally on weekends together having a drink or just visiting on the front porch. "
    0
    Flag
  • Latoya W.
    "We have neighborhood garage sales, neighborhood Facebook page, huge for trick or treaters. We support each other’s children’s fundraisers "
    7
    Flag
  • Kam N. K.
    "It’s a retirement community so not a lot to do but a decent community all-around. Crime rates are pretty high so be careful. "
    10
    Flag
  • Auntiemadea
    "Dog friendly community. Owners must use a leash. Renters can have dogs in most apartment communities. Private homes are pet friendly also."
    3
    Flag
  • Auntiemadea
    "The Air Force Base. The Schools. Faith based community. Family Friendly. New retailers and restaurants. "
    0
    Flag
  • Jazmyne G.
    "Because I left my house door unlocked all bUT the neighborhood is so nice tht I feel very safe and secure"
    0
    Flag
  • Chiquita C.
    "My commute is catching a ride or a friend to take me around and pay bills would walk to the store being that it’s right up the street from me "
    2
    Flag
  • Hairstylist1968
    "they would not like the roads. alot of animal get killed on the roads they need I door pets here. or maybe a invisible.fence to protect there fur babies."
    0
    Flag
  • Samcom64
    "I have lived in this neighborhood now for about 7 years. It’s really is quite and crime free. I have forgotten to lock my door and no problem."
    5
    Flag
  • Mandy C.
    "Good. It’s a nice well kept area. I feel safe here and my cat roams all he wants. I’ve never had any problems "
    1
    Flag
  • Michael W.
    "I’ve lived here for three years and it’s military friendly. It’s close to my job I actually just take what I get. Not all areas are safe but I have protection"
    1
    Flag
  • Stephanie L.
    "Not very many busy streets. Trains nearby might bother some dogs. and there are lots of other dogs in the area to meet."
    2
    Flag
  • Vett
    "It’s best to not walk yourself or your dog because they use the streets Ike it’s a racetrack. And calling the police to help with neighborhood problems is a waste of time."
    14
    Flag
  • Sabrina B.
    "People make you feel welcome almost as if anywhere in this neighborhood your at home they are friendly and generous "
    1
    Flag
  • Christian L.
    "it's very nice calm quiet and it's a brick neighborhood so it's high quality and the people are friendly"
    5
    Flag
  • Sabrina B.
    "It’s an okay place to live not many break ins but people are friendly and care about their neighbors "
    5
    Flag
  • Sabrina B.
    "My neighborhood is nice and quiet but I don’t have any type of relationship with my neighbors people usually keep to their selves and are very quiet. Also there’s no loud music or loitering as well as no extreme loud arguments or disturbances."
    5
    Flag
  • Tony N. K. B.
    "Commute is great to and from work. Community is friendly and Beach Forest is amazing! Happy to have had the opportunity to live here"
    1
    Flag
  • E. P
    "I drive myself. School buses are good. Lots of kids. I don’t know about commuting, because I don’t use it."
    0
    Flag
  • Donte H.
    "Elderly people all around , never any drama or noise just an accidental car alarm every now and again"
    3
    Flag
  • Gigagnat
    "I don’t know the area well enough yet to make any recommendations. It seems like a lovely place to settle into. "
    6
    Flag

Market trends in Sumter

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$238K
$17.92KMoM
Sale-to-List Price
99.7%
0.1%MoM
Price per sq ft
$134
$5MoM
Available listings
375
2MoM

Home Value

Trulia Estimate
$442K
Since last month
$0 (0%)
Since last year
Increased$29K (+7.1%)
Since last sale
Increased$227K (+105.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +59% in the last 10 years
MonthEstimated value
2026
August 2026$441K
July 2026$441K
June 2026$442K
May 2026$453K
April 2026$406K
March 2026$408K
February 2026$401K
January 2026$394K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
485 E Emerald Lake Dr, Sumter, SC
0.03
Single-Family Home
$425,000
07/07/26
4
6
3,125
395 E Emerald Lake Dr, Sumter, SC
0.21
Single-Family Home
$370,000
11/26/25
4
3.5
2,703
135 Olin Goode Dr, Sumter, SC
0.20
Single-Family Home
$230,000
04/23/26
3
2
1,310
3670 Highway 15 N, Sumter, SC
0.42
Single-Family Home
$235,000
07/30/26
4
2
2,682
3690 Winfield Dr, Sumter, SC
0.42
Single-Family Home
$405,000
10/21/25
6
4
3,364
4120 Highway 15 N, Sumter, SC
0.92
Single-Family Home
$220,000
06/04/26
4
3
3,652
3860 Winfield Dr, Sumter, SC
0.58
Single-Family Home
$550,000
10/14/25
3
2
3,349
2350 Whites Mill Rd, Sumter, SC
2.99
Single-Family Home
$335,000
01/15/26
4
3.5
2,991
1830 Wildhorse Dr, Sumter, SC
2.90
Single-Family Home
$258,900
07/21/26
4
2
1,482

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
485 E Emerald Lake Dr, Sumter, SC 29153
0.03
$425,000
4
3
3,125
Recently Sold
485 E Emerald, Sumter, SC 29153
0.03
$462,200
4
3
3,126
Off Market
395 E Emerald Lake Dr, Sumter, SC 29153
0.21
$370,000
4
3.5
2,703
Recently Sold
135 Olin Goode Dr, Sumter, SC 29153
0.20
$230,000
3
2
1,310
Recently Sold
605 W Emerald Lake Dr, Sumter, SC 29153
0.19
$412,900
4
3
3,057
Off Market
3725 Stallion Dr, Sumter, SC 29153
0.27
$287,700
4
2
1,764
Off Market
695 W Emerald Lake Dr, Sumter, SC 29153
0.27
$370,600
3
2.5
2,081
Off Market
705 W Emerald Lake Dr, Sumter, SC 29153
0.29
$394,800
3
2.5
2,455
Off Market
325 E Emerald Lake Dr, Sumter, SC 29153
0.33
$429,000
4
3.5
3,046
Off Market
690 W Emerald, Sumter, SC 29153
0.32
$313,200
3
2
1,687
Off Market
60 Olin Goode Dr, Sumter, SC 29153
0.33
$30,000
-
-
-
For Sale
730 W Emerald, Sumter, SC 29153
0.35
-
-
-
-
Off Market

Price and Tax history

DateEventPrice
Jul 10, 2026
Source: Sumter BOR #202642
Pending
$459,990
May 18, 2026
Source: Sumter BOR #202642
Listed For Sale
$459,990
Oct 1, 2002
Source: N/A
Sold
$214,000

LGBTQ Local Legal Protections

Tyler Christman, Gaymon Realty Group
Agent Phone: (803) 468-7822
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Sumter Board of Realtors. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings held by brokerage firms other than Zillow, Inc are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed.
Copyright© 2026 Sumter Board of Realtors. All Rights Reserved.

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Frequently asked questions about 495 E Emerald Lake Dr

  • What is the estimated monthly payment for 495 E Emerald Lake Dr?
    Based on a $459,990 list price with 20% down at today's rates, the estimated monthly payment for 495 E Emerald Lake Dr in Sumter, SC is approximately $2,763 (about $2,424 principal & interest, $264 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 495 E Emerald Lake Dr compare to homes in Sumter?
    495 E Emerald Lake Dr in Sumter, SC is listed at $459,990, about 93% above the $238K median sale price in Sumter.
  • What do residents say about Sumter?
    Residents describe Sumter, SC as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See homes for sale in Sumter, SC.
  • What are the closest schools to 495 E Emerald Lake Dr?
    The closest schools to 495 E Emerald Lake Dr in Sumter, SC are Chestnut Oaks Middle (rated 3/10), Crestwood High (rated 5/10), Crosswell Drive Elementary (Pre-K, rated 4/10).
  • Does 495 E Emerald Lake Dr have air conditioning?
    Yes, 495 E Emerald Lake Dr in Sumter, SC has air conditioning.
  • Does 495 E Emerald Lake Dr have laundry facilities?
    Yes, 495 E Emerald Lake Dr in Sumter, SC has laundry facilities.
495 E Emerald Lake Dr, Sumter, SC 29153 is a 4 bedroom, 3 bathroom, 3,387 sqft single-family home built in 1997. This property is currently available for sale and was listed by Sumter BOR on May 18, 2026. The MLS # for this home is MLS# 202642.