495 Central St, Saugus, MA 01906
PENDING
3D VIEW

495 Central St
Saugus, MA 01906

  • 5 Beds
  • 3 Baths
  • 3,091 sqft

$699,000

Est. Mortgage $4,137/mo*

$699,000

Est. Mortgage $4,137/mo*
5 Beds
3 Baths
3,091 sqft

Local Information

  • Map ViewExplore the area around 495 Central St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

DO NOT WALK THE PROPERTY GROUNDS WITHOUT THE LIST AGENT. Rare value-add opportunity at 495 Central Street! The city classifies as a 3-family residence (currently configured as a 2-family) sits on an expansive corner lot featuring the massive advantage of two separate driveways, one on Central St and one on Jackson St. The property has no income records as it has been occupied by the same family for multiple generations. This property is in need of repair. The layout is a developer's dream for a potential condo conversion or a premium multi-family renovation with ample parking. The property is likely a full gut renovation, priced strictly for its current state and awaits a full transformation to unlock its maximum ROI. Sold strictly AS-IS, AS-SEEN. All buyers and agents to perform their own due diligence regarding zoning, unit count, and permitted use. Bring your vision to this blank canvas with incredible bones and a central location.

Home Highlights

Parking
7 Open Spaces
Outdoor
Yes
A/C
Heating only
HOA
None
Price/Sqft
$226
Listed
25 days ago

Home Details for 495 Central St

Interior Features

Interior Details
Basement: Full,Dirt FloorNumber of Rooms: 12
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3091 Square Feet
Appliances & Utilities
Appliances: Range, RefrigeratorRefrigerator
Heating & Cooling
Heating: Central,OilNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Windows, Doors, Floors & Walls
Flooring: Hardwood
Levels, Entrance, & Accessibility
Number of Stories: 3Floors: Hardwood

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: EnclosedFoundation: Stone
Parking & Garage
Open Parking Spaces: 7No GarageHas Open ParkingParking Spaces: 7Parking: Paved Drive,Off Street,Paved
Frontage
Road Frontage: PublicResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 3091

Days on Market

Days on Market: 25

Property Information

Year Built
Year Built: 1880
Property Type / Style
Property Type: Residential IncomeProperty Subtype: 3 Family - 3 Units Up/Down
Building
Construction Materials: FrameDoes Not Include Home Warranty
Property Information
Not Included in Sale: Personal PropertyParcel Number: M:005F B:0008 L:0008, 2152596

Price & Status

Price
List Price: $699,000Price Per Sqft: $226
Status Change & Dates
Off Market Date: Sat May 02 2026

Active Status

MLS Status: Under Agreement

Location

Direction & Address
City: Saugus

Agent Information

Listing Agent
Listing ID: 73506365

Building

Building Area
Building Area: 3091 Square Feet

Community

Community Features: Public Transportation, Shopping, Park, Medical Facility, Laundromat, Highway Access, Private School, Public SchoolNot Senior Community

Lot Information

Lot Area: 8390 sqft

Offer

Contingencies: Pending P&S

Rental Terms, Policies & Fees

Rent Includes: Unit 1(None)

Miscellaneous

BasementMls Number: 73506365Above Grade Unfinished Area: 3091

Additional Information

Public TransportationShoppingParkMedical FacilityLaundromatHighway AccessPrivate SchoolPublic School
Last check for updates: about 2 hours ago
Listing courtesy of Joyce Sullivan, (978) 852-5388
Serhant, (617) 250-0559
Source: MLS PIN, MLS#73506365
Also Listed on MLS PIN.

Market trends in Saugus

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$613K
Sale-to-List Price
Price per sq ft
$389
Available listings
62
9
MoM

Price History for 495 Central St

DatePriceEventSource
06/04/2026$699,000PendingMLS PIN #73506365
04/30/2026$699,000ContingentMLS PIN #73506365
04/23/2026$699,000Listed For SaleMLS PIN #73506365

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Property Tax and Assessment

Year2025
Tax$8,364
Assessment$783,100
Home facts updated by county records

Comparable Sales for 495 Central St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.19
Multi-Family Home
$842,500
05/15/26
5
2
1,937
0.45
Multi-Family Home
$1,100,000
03/16/26
7
2
3,172
0.63
Multi-Family Home
$700,000
11/26/25
5
3
2,184
0.95
Multi-Family Home
$840,000
12/09/25
5
3
3,289
0.86
Multi-Family Home
$850,000
11/21/25
5
3
2,409
0.89
Multi-Family Home
$850,000
07/15/25
6
4
4,031
0.93
Multi-Family Home
$780,000
11/14/25
5
2
2,116
0.98
Multi-Family Home
$945,000
12/18/25
5
4
2,592
1.30
Multi-Family Home
$665,000
10/31/25
5
1.5
2,190
1.43
Multi-Family Home
$860,000
11/24/25
6
3
2,435

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 495 Central St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saugus

At least 232 Trulia users voted on each feature.
  • 84 % Say it's dog friendly

  • 82 % Say car is needed

  • 81 % Say parking is easy

  • 76 % Say yards are well-kept

  • 72 % Say there's holiday spirit

  • 66 % Say it's quiet

  • 66 % Say there's wildlife

  • 65 % Say there are sidewalks

  • 64 % Say people would walk alone at night

  • 60 % Say streets are well-lit

  • 56 % Say kids play outside

  • 53 % Say they plan to stay for at least 5 years

  • 51 % Say neighbors are friendly

  • 48 % Say it's walkable to restaurants

  • 44 % Say it's walkable to grocery stores

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Daniella Martinez
    "I’ve lived here a little over 3 years now, I love that it’s a dog friendly neighborhood, trails nearby, public library has lots of things happening, and that it’s not too far away from the city and nearby restaurants, grocery stores and more!"
  • Trulia User
    "Im in Saugus visiting my family and I have a great time with them all the neighbors are so friendly and welcoming "
  • Amanda Ciampi
    "Friendly people that leash their dogs. Nice people who actually care and are friendly! Lots of trails. "
  • Dyanbd19
    "Living in Saugus gives you a great sense of community and people who live here has old time values. "
  • Glenn B.
    "We do get some thru traffic but for the most part it’s a quiet street. I never worry about my safety in my neighborhood."
  • Some G.
    "Every year there is a big Christmas, Veterans Day, Saint Patty’s Day parade. Also, every year there is a town day called Founders Day where everyone gets together and supports local businesses."
  • Courtney B.
    "Everyone is super friendly, it’s quiet and there is a park close by for kids! It is also a very trust worthy neighborhood! "
  • Some G.
    "It’s safe but like any neighborhood these days, keep your eye out. There are sketchy people in every neighborhood. Also, the school system is trash here so if you have middle school high school aged children look elsewhere."
  • Notmytownanymore
    "Nothing much special. The town has changed since I was young. No one comes out to talk anymore. People moving in have escaped cities, but have not embraced small town living. Every house has floodlights to ward off strangers.."
  • Dineen C.
    "best neighborhood I've been living here for 11 years, I moved from Revere bcuz I dont like the political mindset of some of the residents "
  • Ahtram72
    "I grew up here as a child, moved away when I was 12, then recently moved back 3 years ago. Mixed neighbors, some friendly, some loud and not so friendly. Close to Boston and stores."
  • Kimbertocchi
    "There are no community events. Saugus should focus on local events, instead of more housing and retail. "
  • John B.
    "Can get anywhere from here Saugus has three exits off of Route 1107 Marie via even coming from and not sure are directly from the pike 90 E. out of the airport"
  • Carolina
    "I've lived in this neighborhood for 6 years and each year I see it becoming more and more family oriented. I have raised my four children here 2 that are now in high school who have gone through middle school and grade school in this town. And two that are now about to start school. we go to so many Town activities and my kids look forward to every event. they have amazing things for all ages and make every family feel like if they belong here. I feel extremely safe and happy in this community."
  • Carolina
    "great place to raise kids. love this area. close to everything like stores, highway and restaurants yet feels very private and quiet. "
  • Maneym
    "I have a dog. Great neighborhood for dog walkers. Very friendly neighborhood and nice level playing area for children with bikes or baby carriages. "
  • Melanie H.
    "I have a small dog and we see and know many dogs in the neighborhood...after sun set stay on main roads there are coyotes many of them but completely safe when aware of the wildlife around...there are multiple deer and turkeys highly wooded area...I feel safe with my dog while being mindful of nature "
  • Timothy L.
    "there are many dog owners in the neighborhood and you see the dogs being walked every day. there is plenty of space for them to get exercise and play."
  • Timothy L.
    "There is founders day in September, pumpkin patch in fall and other events run through churches and town."
  • Gaoshuqing
    "Minimize dogs barking, does street snow shovel quicker and more frequently during snow storm, no parking in the street in front of post office in Lincoln avenue as it is always too congested there, hard to drive through there..."
  • Gwlemure
    "Only about ten miles, driving takes twenty minutes to an hour. There are buses to downtown Boston and to subway stations nearby"
  • Sandra E.
    "Quiet and friendly! Well maintained neighborhood very safe! ...... love been in this area and I plan to stay here long time "
  • Mariatobey
    "I lived here 5 + years and neighbors are all very friendly and I have it heard any type of confrontation in neighborhood .. no excessive nose very family oriented . "

LGBTQ Local Legal Protections

Joyce Sullivan, Serhant, (617) 250-0559
Agent Phone: (978) 852-5388
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
The MLS listing information displayed is deemed reliable, but is not guaranteed accurate by the MLS.
495 Central St, Saugus, MA 01906 is a 5 bedroom, 3 bathroom, 3,091 sqft multi-family built in 1880. This property is currently available for sale and was listed by MLS PIN on Apr 23, 2026. The MLS # for this home is MLS# 73506365.