4901 Red Oak Dr, Waterloo, IL 62298
FOR SALE
0.41 ACRES
Listed by Tammy A Hines, Tammy Mitchell Hines & Co., (618) 281-3959

4901 Red Oak Dr
Waterloo, IL 62298

  • 4 Beds
  • 3.5 Baths
  • 3,984 sqft (on 0.41 acres)

$424,900

Est. Mortgage $2,870/mo*

$424,900

Est. Mortgage $2,870/mo*
4 Beds
3.5 Baths
3,984 sqft
(on 0.41 acres)
We estimate this home will sell faster than 98% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Beautifully maintained and exceptionally spacious, this traditional 2-story home truly checks every box. Offering 21 finished rooms with nearly 4,000 sq ft of finished living space on a gorgeous .41-acre lot backing to endless country views, this property blends subdivision convenience with peaceful rural charm. Located in the highly desired Oak Valley Subdivision, just south of Waterloo High School, the setting is ideal. A large covered front porch with extensive curb-appeal landscaping (approx. 6 years) welcomes you home. The private backyard is a standout—mature trees, your own tetherball setup, and a nice-sized shed with single garage door and loft. The spacious patio with Edison-bulb lighting creates the perfect atmosphere for breezy summer evenings. The oversized 2-car garage includes attic access for additional storage. Inside, a two-story foyer with open staircase sets the tone and offers the perfect backdrop for family photos. The formal dining room features tall windows and industrial-style touches, while the front office can flex as a living room, music room, or bonus space. The stunning two-story living room showcases a wall of windows that frame your backyard like artwork—ideal for watching snowfall in winter or blooms in spring.
The home features oak flooring and a well-appointed kitchen with glass tile backsplash, black appliances, double oven, and a bay-style breakfast area just steps from the patio. A double sink, new HD countertops, maple cabinets with crown, recessed lighting, pull-out pantry, and walk-in pantry make this kitchen the true heart of the home. A conveniently located half bath sits off the center hall. The open staircase leads to a double-sided catwalk overlooking the living room.
The vaulted primary suite includes plush carpet, an oversized window with arched transom, a large walk-in closet, corner soaking tub, walk-in shower, and ceramic tile flooring. Bedrooms 2, 3, and 4 are all carpeted, with two offering walk-in closets. The hall bath includes a tub/shower combo, single vanity, and separate powder area. The lower level is an entertainer’s dream with a split-landing staircase and LVP flooring. A new laundry room features cabinetry and a folding station. The rec/family room includes a bar/buffet area with refrigerator and an industrial-inspired aesthetic. A non-conforming 5th bedroom (great for guests, hobbies, or storage) includes a full ensuite bath with tub/shower combo and storage closet. Additional features include extra insulation, public water, community sewer, and zoned HVAC for comfort and efficiency.
This home offers the space, setting, and updates today’s buyers want—meticulously maintained and move-in ready.
We estimate this home will sell faster than 98% nearby.

Home Highlights

Parking
3 Car Garage
Outdoor
Porch, Patio
A/C
Heating & Cooling
HOA
$15/Monthly
Price/Sqft
$107
Listed
9 days ago

Home Details for 4901 Red Oak Dr

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Partially FinishedNumber of Rooms: 21Types of Rooms: Primary Bedroom, Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Bathroom, Bathroom 3, Bonus Room, Breakfast Room, Dining Room, Family Room, Kitchen, Laundry, Living Room, Mud Room, Other, Sitting Room, Storage
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 3984 Square Feet
Appliances & Utilities
Utilities: NoneAppliances: Dishwasher, Disposal, Microwave, Range, RefrigeratorDishwasherDisposalLaundry: Laundry Room,Lower LevelMicrowaveRefrigerator
Heating & Cooling
Heating: Forced Air,PropaneHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Gas, Living RoomHas a Fireplace
Gas & Electric
Electric: Other
Levels, Entrance, & Accessibility
Levels: One and One Half
View
View: Pasture

Exterior Features

Exterior Home Features
Patio / Porch: Patio, PorchOther Structures: Shed(s)No Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Attached,Detached
Frontage
Not on Waterfront
Water & Sewer
Sewer: Private Sewer
Finished Area
Finished Area (above surface): 3068 Square FeetFinished Area (below surface): 916

Days on Market

Cumulative Days on Market: 5Days on Market: 9

Property Information

Year Built
Year Built: 2006
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Vinyl SidingNot a New ConstructionNot Attached PropertyDoes Not Include Home Warranty
Property Information
Condition: Updated/RemodeledParcel Number: 1107117041000

Price & Status

Price
List Price: $424,900Price Per Sqft: $107
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: WaterlooCommunity: Oak Vly Estates
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Agent Information

Listing Agent
Listing ID: 26030978

Building

Building Area
Building Area: 3984 Square Feet

Community

Community Features: Street LightsNot Senior Community

HOA

HOA Fee Includes: Common Area MaintenanceHOA Name: Oak ValleyAssociation for this Listing: Southwestern Illinois Board of REALTORSHas an HOAHOA Fee: $175/Annually

Lot Information

Lot Area: 0.41 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 26030978Above Grade Unfinished Area: 3068Showing Requirements: Appointment Only

Additional Information

HOA Amenities: Common Ground
Last check for updates: about 23 hours ago
Listing Provided by: Tammy A Hines, (618) 281-3959
Tammy Mitchell Hines & Co.
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#26030978
Also Listed on MARIS.

Price History for 4901 Red Oak Dr

DatePriceEventSource
05/20/2026$424,900Listed For SaleMARIS #26030978
01/18/2007$264,000Sold
N/A
09/21/2006$57,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax$7,862
Assessment$408,420
Home facts updated by county records

Comparable Sales for 4901 Red Oak Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.05
Single-Family Home
$399,000
09/15/25
4
2
2,148
0.10
Single-Family Home
$500,000
07/11/25
3
2.5
1,891
0.48
Single-Family Home
$248,000
04/13/26
3
1
1,146
1.33
Single-Family Home
$335,000
06/05/25
5
2.5
2,964
1.27
Single-Family Home
$339,900
10/31/25
3
2.5
2,204
1.41
Single-Family Home
$437,500
06/27/25
3
3
2,793
1.63
Single-Family Home
$380,000
05/11/26
3
3.5
2,888
1.38
Single-Family Home
$290,000
01/30/26
3
2
2,126

Nearby homes

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Assigned Schools

These are the assigned schools for 4901 Red Oak Dr.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

LGBTQ Local Legal Protections

Tammy A Hines, Tammy Mitchell Hines & Co.
Agent Phone: (618) 281-3959
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Click here for more information
4901 Red Oak Dr, Waterloo, IL 62298 is a 4 bedroom, 4 bathroom, 3,984 sqft single-family home built in 2006. This property is currently available for sale and was listed by MARIS on May 20, 2026. The MLS # for this home is MLS# 26030978.