49 Monaco St, Miramar Beach, FL 32550
Property image
Property image
FOR SALE

$1,695,000

Original price: $1,775,000
  • 4 Beds
  • 4.5 Baths
  • 2,856 sqft

49 Monaco St, Miramar Beach, FL 32550

Est. Mortgage $9,969/mo*
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We estimate this home will sell faster than 95% nearby.

Home Highlights

Property Type
Single-Family Home
Year Built
2002
Price/Sqft
$593
Parking
Garage

Local Information

  • Map ViewExplore the area around 49 Monaco St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf.

Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease.
Last check for updates: about 1 hour ago
Listing courtesy of Spears Group, (850) 710-2114
Compass
Source: ECAOR, MLS#1009302
Also Listed on ECAOR.
We estimate this home will sell faster than 95% nearby.

Home Details for 49 Monaco St

Interior Features

Interior Details
Number of Rooms: 10Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Dining Room, Kitchen, Pantry
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 5Number of Bathrooms (full): 4Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2856 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, WasherDishwasherDisposalDryerLaundry: Washer/Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Heat Pump,Natural GasHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Heat Pump
Windows, Doors, Floors & Walls
Window: Double Pane Windows, Window TreatmentsFlooring: Tile, CarpetCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 3Floors: Tile, Carpet
View
Has a ViewView: Lake
Security
Security: Fire Alarm, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: PatioExterior: Outdoor Grill, Balcony, Private YardFoundation: Slab
Parking & Garage
Number of Garage Spaces: 4Number of Covered Spaces: 4No CarportNo GarageParking Spaces: 4Parking: Garage
Pool
Pool: In GroundPool
Frontage
WaterfrontWaterfront: Lake FrontRoad Surface Type: PavedOn Waterfront

Days on Market

Days on Market: 26

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Beach House
Building
Construction Materials: Frame, Siding CmntFbrHrdBrdNot a New ConstructionNot Attached Property
Property Information
Condition: Construction CompleteParcel Number: 332S21421720000030

Price & Status

Price
List Price: $1,695,000Price Per Sqft: $593

Active Status

MLS Status: Active

Location

Direction & Address
City: Miramar BeachCommunity: CRESCENT AT MIRAMAR BEACH THE
School Information
Elementary School: Van R ButlerJr High / Middle School: Emerald CoastHigh School: South Walton

Agent Information

Listing Agent
Listing ID: 1009302

Building

Building Area
Building Area: 2856 Square Feet
Community rooms
Fitness Center

Community

Community Features: BBQ Pit/Grill, Beach, Deed Access, Fitness Center, Picnic Area, Pool, Short Term Rental - Allowed

HOA

HOA Fee Includes: Management, Recreational FacltyHas an HOA

Lot Information

Lot Area: 9583.2 sqft

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 1009302Water ViewWater View: Lake

Additional Information

BBQ Pit/GrillBeachDeed AccessPicnic AreaPoolShort Term Rental - Allowed

Around this home

What Locals Say about Miramar Beach

At least 156 Trulia users voted on each feature.

  • 82 % Say it's dog friendly

  • 79 % Say car is needed

  • 78 % Say people would walk alone at night

  • 73 % Say it's quiet

  • 67 % Say there's holiday spirit

  • 65 % Say it's walkable to restaurants

  • 62 % Say parking is easy

  • 61 % Say kids play outside

  • 60 % Say there are sidewalks

  • 56 % Say streets are well-lit

  • 55 % Say yards are well-kept

  • 51 % Say it's walkable to grocery stores

  • 50 % Say they plan to stay for at least 5 years

  • 40 % Say neighbors are friendly

  • 32 % Say there's wildlife

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Chigee Jan Cloninger
    "Very little in the way of get-togethers. Most “neighbors” are visitors. There are a handful who exercise together and occasionally lunch. "
    0
    Flag
  • Sue Shiffer
    "A great neighborhood, clean, a park, medical & shopping nearby. A nice safe place to raise children or for singles. "
    0
    Flag
  • Magicsibs
    "We love this area! Great shopping, safe, and beautiful beaches. I would recommend it to anyone looking for second home or a primary residence. Neighbors are great, and dogs are welcome!"
    0
    Flag
  • Amy Tufveson Adamo
    "My neighborhood is mostly weekly renters. There are no real community events. It is mostly a tourist spot"
    0
    Flag
  • Sue Shiffer
    "I feel safe in this neighborhood. This area is so convent be it groceries, restaurants, or medical."
    0
    Flag
  • Melodie Sorensen
    "Sandestin is an older area with lots to do. Our particular area is dog friendly with no kids (Fairways)"
    0
    Flag
  • Trulia User
    "I came from Texas and love it here! It’s a great community with many amenities. Golf, fishing, pools, cafes and much more. I think many people will love this neighborhood. It feel very safe. I have seen multiple people running, walking and exercising as well. "
    2
    Flag
  • Jeanene C.
    "Beautiful area. Mainly investment properties but a few locals. Pretty slow/bland during the winters, but weather very nice most of the time."
    8
    Flag
  • Kstarrzzz
    "there are no playgrounds nearby. just beach. in the winter you will have to drive to play. hard for littles to bikeride. "
    5
    Flag
  • Juliann.fletcher
    "Good schools, friendly communities, lots of great outdoor and community activities available. Clean and safe living."
    2
    Flag
  • Jerry J.
    "Crime free area, superb dining choices, great weather all year round, lots of family entertainment and fun and awesome beaches. "
    2
    Flag
  • Jeanene C.
    "Ubsr or your own vehicle is pretty much it that you can rely on, other than renting a golf cart or scooter."
    0
    Flag
  • Jerry J.
    "It is very safe here. No crime and nice weather and friendly people and neighbors all around and plenty of activities "
    3
    Flag
  • Cdaugherty428
    "We have movie nights at the pool and neighborhood pot lucks. There are community grills and it’s a wonderful pool area and courtyard "
    3
    Flag
  • Renee L.
    "I love it here! The beach is so beautiful! It’s clean, quiet in the winter. Even in tourists season, it’s still not too crowded. Location is great, close to everything!"
    0
    Flag
  • Annie
    "Lots of people have dogs and it’s a very dog-friendly area. There’s an unleashed dog park not far away. They are dog-focused activities throughout the year!"
    5
    Flag
  • Catherine E.
    "Every minute of every day you are almost 100% likely to see someone walking their dog(s). Very friendly community full of pet lovers!"
    0
    Flag
  • Kc
    "i can't site anything specific because this is a community that is primarily vacation oriented. we try to be neighborly, but it is a come and go type of thing - a Florida problem when you live within steps to the gulf. "
    1
    Flag
  • Kunal D.
    "Love this place. Been here for years walking distance to bars restaurants and the beach . 1 mile away from grocery stores and shopping"
    0
    Flag
  • Renee L.
    "Easy during winter months. It gets very busy during summertime. Safety is a concern with pedestrians crossing scenic 98"
    0
    Flag
  • Ginger C.
    "This area is primarily vacationing people. Spring break is often full of college aged visitors, while the off season sees mostly snow birds. "
    0
    Flag
  • Crystal W.
    "Lots of great sidewalks to walk ur pups on with great views of the ocean! Tons of other dogs all around to say hi to!"
    4
    Flag
  • Bobby
    "Beach access is great, food access is great. All around great place. Friendly people in the neighborhood. "
    0
    Flag
  • Chelsea C.
    "Mostly tourists in peak season but those who are long term lease or own here are great. Extremely safe, don’t have to keep the front door locked kinda place. Neighbors look out for each other. Wonderful. "
    0
    Flag
  • Karah Y.
    "The public school system is great. There are a lot of young families and the community is very family friendly. I have lived in the area for 30 years."
    0
    Flag
  • Richardson Lynn
    "Dogs on A leash are welcome everywhere. they are also welcome outside at many restaurants inside the gates. "
    0
    Flag
  • Magicsibs
    "Lots of families, kid activities, beautiful beaches make this a terrific area!! Kids can ride bikes, play in the neighborhood pools, walk their dogs or golf cart over to the beach. Sandestin is terrific!"
    0
    Flag
  • Shannon B.
    "Very good for dogs. Good weather. Lots of space. Can go on pretty decent long walks to the beach or down the street. "
    0
    Flag
  • louise V
    "Dog walkers are a regular sight in this neighborhood. The owners are very responsible and clean up after their fur babies. All the dog owners say hello to each other and all the dogs I have seen are friendly."
    2
    Flag
  • Mark
    "Several dogs in neighborhood and a nice area to walk the dog around the block. Just be sure to pick up after your dog as the rest of homeowners does. "
    0
    Flag
  • Tuscanaplace
    "dog friendly safe gated communities with beautiful white sand beaches. high traffic in Sumner months, great low key community in winter with temperatures in the 50 and 60s "
    0
    Flag
  • Kerriconway65
    "Owned here for 12 years but live in another state. Love this area and always look forward to being here. It’s our happy place!"
    2
    Flag
  • Lynnr1
    "Can go by golf cart everywhere and everything is here. Grocery stores restaurants the beach. Paradise at the sandestin golf and beach resort. "
    1
    Flag
  • Lynnr1
    "I have lived her since 2006 Our neighborhood is wonderful along with the ability to walk or,take a golf cart wherever we need to go. Beach is 5 minutes away. Perfect lifestyle for us. "
    0
    Flag
  • Lynnr1
    "Sandestin Golf and Beach resort is a unique gated community with housing and amenities for everyone ,along with the best beaches in the country. I love the community and lifestyle along with great neighbors and friends. "
    0
    Flag

Market trends in Miramar Beach

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$733K
$10.17KMoM
Sale-to-List Price
95.9%
Price per sq ft
$464
$33MoM
Available listings
889
12MoM

Home Value

Trulia Estimate
$1.75M
Since last month
Increased$98K (+5.9%)
Since last year
Increased$276K (+18.7%)
Since last sale
Increased$353K (+25.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +113% in the last 10 years
MonthEstimated value
2026
August 2026$1.75M
August 2026$1.75M
July 2026$1.66M
June 2026$1.66M
May 2026$1.66M
April 2026$1.66M
March 2026$1.69M
February 2026$1.75M
January 2026$1.47M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
215 Rue St, Miramar Beach, FL
0.09
Single-Family Home
$1,475,000
05/11/26
4
4.5
3,180
83 Windancer Ln, Miramar Beach, FL
0.27
Single-Family Home
$1,320,000
05/18/26
3
3
1,486
261 Open Gulf St, Miramar Beach, FL
0.38
Single-Family Home
$1,690,000
08/18/26
6
5
2,826
176 Open Gulf St, Miramar Beach, FL
0.43
Single-Family Home
$1,666,500
04/21/26
6
6.5
2,921
53 Gulfside Way, Miramar Beach, FL
0.41
Single-Family Home
$1,200,000
12/01/25
5
3
1,804
180 Tang O Mar Dr, Miramar Beach, FL
0.70
Single-Family Home
$2,000,000
07/10/26
5
4.5
3,048
324 Rue Caribe, Miramar Beach, FL
0.90
Single-Family Home
$1,550,000
09/29/25
4
4.5
2,932
48 Rue Street Tropez, Miramar Beach, FL
0.11
Single-Family Home
$750,000
08/14/26
3
3.5
2,102

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
50 Monaco St #109, Miramar Beach, FL 32550
0.04
$908,600
2
2
1,163
Off Market
50 Monaco St #112, Miramar Beach, FL 32550
0.05
$886,500
2
2
1,163
Off Market
229 Rue Street Tropez, Miramar Beach, FL 32550
0.07
$1,160,000
4
3.5
2,424
Off Market
50 Monaco St #206, Miramar Beach, FL 32550
0.05
$1,372,500
3
3
1,617
Off Market
50 Monaco St #217, Miramar Beach, FL 32550
0.06
$1,600,000
2
2
1,408
Recently Sold
50 Monaco St #205, Miramar Beach, FL 32550
0.07
$1,092,300
2
2
1,390
Off Market
50 Monaco St #103, Miramar Beach, FL 32550
0.07
$1,065,000
2
2
1,408
Off Market
215 Rue St, Miramar Beach, FL 32550
0.09
$1,475,000
4
4.5
3,180
Recently Sold
226 Rue Street Tropez, Miramar Beach, FL 32550
0.10
$1,460,200
4
3.5
2,527
Off Market
195 Rue St, Miramar Beach, FL 32550
0.10
$1,299,000
4
3.5
2,778
For Sale
51 Rue Street Tropez, Miramar Beach, FL 32550
0.09
$1,013,200
3
3.5
2,536
Off Market

Price and Tax history

DateEventPrice
Aug 6, 2026
Source: ECAOR #1009302
PriceChange
$1,695,000
Price decreased by 5%
Feb 27, 2026
Source: ECAOR #996397
Listed For Sale
$1,775,000
Aug 26, 2024
Source: ECAOR #937175
ListingRemoved
$1,845,000
Jul 9, 2024
Source: CPAR #749591
PriceChange
$1,845,000
Price decreased by 0%
Jun 4, 2024
Source: ECAOR #937175
PriceChange
$1,845,100
Price increased by 0%

LGBTQ Local Legal Protections

Spears Group, Compass
Agent Phone: (850) 710-2114
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

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Frequently asked questions about 49 Monaco St

  • What is the estimated monthly payment for 49 Monaco St?
    Based on a $1,695,000 list price with 20% down at today's rates, the estimated monthly payment for 49 Monaco St in Miramar Beach, FL is approximately $10,249 (about $8,860 principal & interest, $1,314 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 49 Monaco St compare to homes in Miramar Beach?
    49 Monaco St in Miramar Beach, FL is listed at $1,695,000, about 131% above the $733K median sale price in Miramar Beach.
  • What do residents say about Miramar Beach?
    Residents describe Miramar Beach, FL as dog-friendly, quiet, and walkable to restaurants. See homes for sale in Miramar Beach, FL.
  • What are the closest schools to 49 Monaco St?
    The closest schools to 49 Monaco St in Miramar Beach, FL are Emerald Coast Middle School (rated 8/10), South Walton High School (rated 8/10), Van R. Butler Elementary School (rated 9/10).
  • Does 49 Monaco St have air conditioning?
    Yes, 49 Monaco St in Miramar Beach, FL has air conditioning.
  • Does 49 Monaco St have a pool?
    Yes, 49 Monaco St in Miramar Beach, FL has a pool.
49 Monaco St, Miramar Beach, FL 32550 is a 4 bedroom, 5 bathroom, 2,856 sqft single-family home built in 2002. This property is currently available for sale and was listed by ECAOR on Aug 6, 2026. The MLS # for this home is MLS# 1009302.