49 Monaco St, Miramar Beach, FL 32550
FOR SALE

49 Monaco St
Miramar Beach, FL 32550

  • 4 Beds
  • 4.5 Baths
  • 2,856 sqft

$1,775,000

Est. Mortgage $10,333/mo*
Get Pre-Qualified

$1,775,000

Est. Mortgage $10,333/mo*
Get Pre-Qualified
4 Beds
4.5 Baths
2,856 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf.

Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease. Step outside to your private pool oasis, where lush landscaping and peaceful lake views set the stage for ultimate relaxation. Multiple porches and balconies offer breezy spots for morning coffee or sunset unwinding after a day at the beach.

Each of the four bedrooms features its own private bath, providing comfort and privacy for owners and guests alike. The spacious layout makes this home especially well-suited for full-time living, a second home, or a high-performing vacation rental.

With strong rental potential, this property is designed to accommodate multiple families or large groups comfortably--an attractive feature for short-term rental guests seeking both privacy and gathering space. Its proximity to the beach, private pool, and desirable amenities enhances its appeal as an income-producing investment along the Emerald Coast.

Owners also enjoy access to The Crescent's premier amenities, including private deeded beach access, a Gulf-front pool, hot tub, and beautifully maintained grounds. This rare combination of single-family privacy with resort-style privileges significantly elevates both lifestyle and rental desirability.

Located near dining, shopping, golf, and all the attractions of Scenic Highway 98, this home offers the best of coastal living with exceptional flexibility and investment opportunity.

Home Highlights

Parking
Garage
Outdoor
Patio, Pool
View
Lake
HOA
None
Price/Sqft
$621
Listed
99 days ago

Home Details for 49 Monaco St

Interior Features

Interior Details
Number of Rooms: 10Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Dining Room, Kitchen, Pantry
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 5Number of Bathrooms (full): 4Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2856 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, WasherDishwasherDisposalDryerLaundry: Washer/Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Heat Pump,Natural GasHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Heat Pump
Windows, Doors, Floors & Walls
Window: Double Pane Windows, Window TreatmentsFlooring: Tile, CarpetCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 3Floors: Tile, Carpet
View
Has a ViewView: Lake
Security
Security: Fire Alarm, Smoke Detector(s)
Room & Shared Space
Shared space is furnished

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: PatioExterior: Outdoor Grill, Balcony, Private YardFoundation: Slab
Parking & Garage
Number of Garage Spaces: 4Number of Covered Spaces: 4No CarportNo GarageParking Spaces: 4Parking: Garage
Pool
Pool: In GroundPool
Frontage
WaterfrontWaterfront: Lake FrontRoad Surface Type: PavedOn Waterfront

Days on Market

Days on Market: 99

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Beach House
Building
Construction Materials: Frame, Siding CmntFbrHrdBrdNot a New ConstructionNot Attached Property
Property Information
Condition: Construction CompleteParcel Number: 332S21421720000030

Price & Status

Price
List Price: $1,775,000Price Per Sqft: $621

Active Status

MLS Status: Active

Location

Direction & Address
City: Miramar BeachCommunity: CRESCENT AT MIRAMAR BEACH THE
School Information
Elementary School: Van R ButlerJr High / Middle School: Emerald CoastHigh School: South Walton

Agent Information

Listing Agent
Listing ID: 996397

Building

Building Area
Building Area: 2856 Square Feet
Community rooms
Fitness Center

Community

Community Features: BBQ Pit/Grill, Beach, Deed Access, Fitness Center, Picnic Area, Pool, Short Term Rental - Allowed

HOA

HOA Fee Includes: Management, Recreational FacltyHas an HOA

Lot Information

Lot Area: 9583.2 sqft

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 996397Water ViewWater View: Lake

Additional Information

BBQ Pit/GrillBeachDeed AccessPicnic AreaPoolShort Term Rental - Allowed
Last check for updates: about 3 hours ago
Listing courtesy of Spears Group, (850) 710-2114
Compass
Source: ECAOR, MLS#996397
Also Listed on ECAOR.

Market trends in Miramar Beach

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$737K
$45KMoM
Sale-to-List Price
95.9%
0.2%MoM
Price per sq ft
$494
$24MoM
Available listings
880
32MoM

Price History for 49 Monaco St

DatePriceEventSource
02/27/2026$1,775,000Listed For SaleECAOR #996397
08/26/2024$1,845,000ListingRemovedECAOR #937175
07/09/2024$1,845,000PriceChange
CPAR #749591
06/04/2024$1,845,100PriceChange
ECAOR #937175
04/09/2024$1,845,000PriceChange
ECAOR #937175
03/11/2024$1,895,000PriceChange
ECAOR #937175
02/22/2024$1,944,000PriceChange
ECAOR #937175
02/13/2024$1,943,755PriceChange
ECAOR #937175
11/23/2023$1,945,000Listed For SaleECAOR #937175
08/14/2023ListingRemovedECAOR #917212
07/07/2023$1,858,000PriceChange
ECAOR #917212
05/01/2023$1,859,000PriceChange
ECAOR #917212
04/20/2023$1,877,777PriceChange
ECAOR #917212
03/29/2023$1,897,000PriceChange
ECAOR #917212
03/13/2023$1,900,000PriceChange
ECAOR #917212
02/17/2023$1,975,000Listed For SaleECAOR #917212
06/08/2022ListingRemovedECAOR #894859
04/25/2022$2,150,000PriceChange
ECAOR #894859
04/04/2022$2,250,000Listed For SaleECAOR #894859
06/25/2021$1,399,900Sold
ECAOR #870171
06/17/2019$802,000Sold
N/A
06/11/2019$849,000PendingAgent Provided
01/18/2019$849,000Listed For SaleAgent Provided
07/29/2003$673,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax$8,680
Assessment$950,250
Home facts updated by county records

Comparable Sales for 49 Monaco St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
215 Rue St, Miramar Beach, FL
0.09
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$1,475,000
05/11/26
4
4.5
3,180
83 Windancer Ln, Miramar Beach, FL
0.27
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$1,320,000
05/18/26
3
3
1,486
176 Open Gulf St, Miramar Beach, FL
0.43
Single-Family Home
$1,666,500
04/21/26
6
6.5
2,921
44 Windrift Dr, Miramar Beach, FL
0.19
Single-Family Home
$635,000
07/25/25
4
2
1,632
53 Gulfside Way, Miramar Beach, FL
0.41
Single-Family Home
$1,200,000
12/01/25
5
3
1,804
324 Rue Caribe, Miramar Beach, FL
0.90
Single-Family Home
$1,550,000
09/29/25
4
4.5
2,932
190 Rue Caribe, Miramar Beach, FL
0.89
Single-Family Home
$1,445,000
05/01/26
3
4
2,975

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 49 Monaco St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Miramar Beach

At least 156 Trulia users voted on each feature.

  • 82 % Say it's dog friendly

  • 79 % Say car is needed

  • 78 % Say people would walk alone at night

  • 73 % Say it's quiet

  • 67 % Say there's holiday spirit

  • 65 % Say it's walkable to restaurants

  • 62 % Say parking is easy

  • 61 % Say kids play outside

  • 60 % Say there are sidewalks

  • 56 % Say streets are well-lit

  • 55 % Say yards are well-kept

  • 51 % Say it's walkable to grocery stores

  • 50 % Say they plan to stay for at least 5 years

  • 40 % Say neighbors are friendly

  • 32 % Say there's wildlife

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Chigee Jan Cloninger
    "Very little in the way of get-togethers. Most “neighbors” are visitors. There are a handful who exercise together and occasionally lunch. "
    0
    Flag
  • Sue Shiffer
    "A great neighborhood, clean, a park, medical & shopping nearby. A nice safe place to raise children or for singles. "
    0
    Flag
  • Magicsibs
    "We love this area! Great shopping, safe, and beautiful beaches. I would recommend it to anyone looking for second home or a primary residence. Neighbors are great, and dogs are welcome!"
    0
    Flag
  • Amy Tufveson Adamo
    "My neighborhood is mostly weekly renters. There are no real community events. It is mostly a tourist spot"
    0
    Flag
  • Sue Shiffer
    "I feel safe in this neighborhood. This area is so convent be it groceries, restaurants, or medical."
    0
    Flag
  • Melodie Sorensen
    "Sandestin is an older area with lots to do. Our particular area is dog friendly with no kids (Fairways)"
    0
    Flag
  • Trulia User
    "I came from Texas and love it here! It’s a great community with many amenities. Golf, fishing, pools, cafes and much more. I think many people will love this neighborhood. It feel very safe. I have seen multiple people running, walking and exercising as well. "
    2
    Flag
  • Jeanene C.
    "Beautiful area. Mainly investment properties but a few locals. Pretty slow/bland during the winters, but weather very nice most of the time."
    8
    Flag
  • Kstarrzzz
    "there are no playgrounds nearby. just beach. in the winter you will have to drive to play. hard for littles to bikeride. "
    5
    Flag
  • Juliann.fletcher
    "Good schools, friendly communities, lots of great outdoor and community activities available. Clean and safe living."
    2
    Flag
  • Jerry J.
    "Crime free area, superb dining choices, great weather all year round, lots of family entertainment and fun and awesome beaches. "
    2
    Flag
  • Jeanene C.
    "Ubsr or your own vehicle is pretty much it that you can rely on, other than renting a golf cart or scooter."
    0
    Flag
  • Jerry J.
    "It is very safe here. No crime and nice weather and friendly people and neighbors all around and plenty of activities "
    3
    Flag
  • Cdaugherty428
    "We have movie nights at the pool and neighborhood pot lucks. There are community grills and it’s a wonderful pool area and courtyard "
    3
    Flag
  • Renee L.
    "I love it here! The beach is so beautiful! It’s clean, quiet in the winter. Even in tourists season, it’s still not too crowded. Location is great, close to everything!"
    0
    Flag
  • Annie
    "Lots of people have dogs and it’s a very dog-friendly area. There’s an unleashed dog park not far away. They are dog-focused activities throughout the year!"
    5
    Flag
  • Catherine E.
    "Every minute of every day you are almost 100% likely to see someone walking their dog(s). Very friendly community full of pet lovers!"
    0
    Flag
  • Kc
    "i can't site anything specific because this is a community that is primarily vacation oriented. we try to be neighborly, but it is a come and go type of thing - a Florida problem when you live within steps to the gulf. "
    1
    Flag
  • Kunal D.
    "Love this place. Been here for years walking distance to bars restaurants and the beach . 1 mile away from grocery stores and shopping"
    0
    Flag
  • Renee L.
    "Easy during winter months. It gets very busy during summertime. Safety is a concern with pedestrians crossing scenic 98"
    0
    Flag
  • Ginger C.
    "This area is primarily vacationing people. Spring break is often full of college aged visitors, while the off season sees mostly snow birds. "
    0
    Flag
  • Crystal W.
    "Lots of great sidewalks to walk ur pups on with great views of the ocean! Tons of other dogs all around to say hi to!"
    4
    Flag
  • Bobby
    "Beach access is great, food access is great. All around great place. Friendly people in the neighborhood. "
    0
    Flag
  • Chelsea C.
    "Mostly tourists in peak season but those who are long term lease or own here are great. Extremely safe, don’t have to keep the front door locked kinda place. Neighbors look out for each other. Wonderful. "
    0
    Flag
  • Karah Y.
    "The public school system is great. There are a lot of young families and the community is very family friendly. I have lived in the area for 30 years."
    0
    Flag
  • Richardson Lynn
    "Dogs on A leash are welcome everywhere. they are also welcome outside at many restaurants inside the gates. "
    0
    Flag
  • Magicsibs
    "Lots of families, kid activities, beautiful beaches make this a terrific area!! Kids can ride bikes, play in the neighborhood pools, walk their dogs or golf cart over to the beach. Sandestin is terrific!"
    0
    Flag
  • Shannon B.
    "Very good for dogs. Good weather. Lots of space. Can go on pretty decent long walks to the beach or down the street. "
    0
    Flag
  • louise V
    "Dog walkers are a regular sight in this neighborhood. The owners are very responsible and clean up after their fur babies. All the dog owners say hello to each other and all the dogs I have seen are friendly."
    2
    Flag
  • Mark
    "Several dogs in neighborhood and a nice area to walk the dog around the block. Just be sure to pick up after your dog as the rest of homeowners does. "
    0
    Flag
  • Tuscanaplace
    "dog friendly safe gated communities with beautiful white sand beaches. high traffic in Sumner months, great low key community in winter with temperatures in the 50 and 60s "
    0
    Flag
  • Kerriconway65
    "Owned here for 12 years but live in another state. Love this area and always look forward to being here. It’s our happy place!"
    2
    Flag
  • Lynnr1
    "Can go by golf cart everywhere and everything is here. Grocery stores restaurants the beach. Paradise at the sandestin golf and beach resort. "
    1
    Flag
  • Lynnr1
    "I have lived her since 2006 Our neighborhood is wonderful along with the ability to walk or,take a golf cart wherever we need to go. Beach is 5 minutes away. Perfect lifestyle for us. "
    0
    Flag
  • Lynnr1
    "Sandestin Golf and Beach resort is a unique gated community with housing and amenities for everyone ,along with the best beaches in the country. I love the community and lifestyle along with great neighbors and friends. "
    0
    Flag

LGBTQ Local Legal Protections

Spears Group, Compass
Agent Phone: (850) 710-2114
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189
49 Monaco St, Miramar Beach, FL 32550 is a 4 bedroom, 5 bathroom, 2,856 sqft single-family home built in 2002. This property is currently available for sale and was listed by ECAOR on Feb 27, 2026. The MLS # for this home is MLS# 996397.