4678 N BEAR FLAT Road, Payson, AZ 85541
Property image
Property image
FOR SALE
1.73 ACRES

$1,750,000

  • 6 Beds
  • 4 Baths
  • 4,378 sqft (on 1.73 acres)

4678 N BEAR FLAT Road, Payson, AZ 85541

Est. Mortgage $9,998/mo*
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Home Highlights

Single-Family Home
Built in 2001
1.73 acre lot
$400/sqft
Garage
HOA $17/mo

Local Information

  • Map ViewExplore the area around 4678 N BEAR FLAT Road.
  • Schools1 Preschool School2 Elementary Schools2 Middle Schools2 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 8. Huge family room with double fireplace to large game room with full bar. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of survival food.
Last check for updates: about 8 hours ago
Listing courtesy of Joseph Callaway, (480) 596-5751
eXp Realty
Source: ARMLS, MLS#6965924
Also Listed on ARMLS, CAAR, eXp Realty.
All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Home Details for 4678 N BEAR FLAT Road

Interior Features

Interior Details
Basement: FinishedNumber of Rooms: 12Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bedroom 6, Dining Room, Family Room, Game Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 6Number of Bathrooms: 4Number of Bathrooms (full): 4
Dimensions and Layout
Living Area: 4378 Square Feet
Appliances & Utilities
Utilities: PropaneAppliances: Dryer, Washer, Water Softener Owned, Reverse Osmosis, Built-in Microwave, Dishwasher, Gas Range, Gas Oven, Gas Cooktop, Water PurifierDishwasherDryerLaundry: InsideWasher
Heating & Cooling
Heating: PropaneHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),Programmable ThmstatHas HeatingHeating Fuel: Propane
Fireplace & Spa
Spa: NoneNo Fireplace
Windows, Doors, Floors & Walls
Window: Double Pane WindowsFlooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Accessibility: Mltpl Entries/ExitsFloors: Carpet, Tile
View
Has a ViewView: Mountain(s)
Security
Security: Security System Owned

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: CoveredFencing: WoodExterior: Playground, Balcony, Private Yard
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageParking Spaces: 2Parking: Gated,Garage Door Opener,Over Height Garage,Rear Vehicle Entry
Frontage
WaterfrontWaterfront: WaterfrontResponsible for Road Maintenance: Private Maintained RoadRoad Surface Type: UnimprovedOn Waterfront
Farm & Range
Allowed to Raise Horses

Days on Market

Cumulative Days on Market: 230Days on Market: 180+

Property Information

Year Built
Year Built: 2001
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Wood Frame, PaintedNot Attached Property
Property Information
Parcel Number: 30306132B

Price & Status

Price
List Price: $1,750,000Price Per Sqft: $400
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Location

Direction & Address
City: PaysonCommunity: BEAR FLAT SUBDIVISION
School Information
Elementary School: Payson Elementary SchoolElementary School District: Payson Unified DistrictJr High / Middle School: Rim Country Middle SchoolHigh School: Payson High SchoolHigh School District: Payson Unified District

Agent Information

Listing Agent
Listing ID: 6965924

Building

Building Area
Building Area: 4378 Square Feet

Community

Community Features: Gated

HOA

HOA Fee Includes: Street MaintHOA Name: Bear Flat POAHOA Phone: 480-993-6816Has an HOAHOA Fee: $200/Annually

Lot Information

Lot Area: 1.7346 Acres

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Energy

Energy Efficiency Features: Solar Panels, Multi-Zones

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 6965924Attribution Contact: 480-596-5751

Additional Information

Gated

Around this home

What Locals Say about Payson

At least 89 Trulia users voted on each feature.

  • 89 % Say it's dog friendly

  • 88 % Say yards are well-kept

  • 87 % Say there's wildlife

  • 86 % Say parking is easy

  • 84 % Say car is needed

  • 76 % Say there's holiday spirit

  • 75 % Say it's quiet

  • 72 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 53 % Say kids play outside

  • 50 % Say it's walkable to restaurants

  • 47 % Say it's walkable to grocery stores

  • 39 % Say there are community events

  • 26 % Say there are sidewalks

  • 17 % Say streets are well-lit

Sourced by Trulia users. Learn more about our methodology.
  • Bruce Palmer
    "Nice dog park in the neighborhood, and lots of dog owners walk their dog around the neighborhood regularly. "
    0
    Flag
  • Bruce Palmer
    "Dog friendly area. There’s a nice dog park in the neighborhood, by the library.Lots of people walk their dogs around the neighborhood "
    0
    Flag
  • Bruce Palmer
    "People are frequently seen walking their dogs in this neighborhood. Also, there is a nice dog park across the street at Rumsey Park."
    0
    Flag
  • Jay Martin
    "It’s great to be so close to the Phoenix area but be in the pines and cooler temperatures. Great variety of stores and restaurants. "
    0
    Flag
  • Karen Schendel-carlen
    "Free Concerts and movies in the park . Greatest place in Arizona to watch 4 th of July fireworks. Fantastic camping, hiking, biking and fishing. "
    0
    Flag
  • Shari S.
    "No sidewalks to walk on...you have to walk in the street. Dog-friendly neighborhood and lots of familiars dog owners. Because of the wildlife, you must go out with your small dogs, you can’t leave them out alone. "
    43
    Flag
  • Shari S.
    "Love the small town fell and the neighborhood. I do wish we had sidewalks to walk on. It’s very dangerous to walk in the narrow streets. "
    2
    Flag
  • Ljmyrick63
    "I only live here part time, but the neighborhood is friendly and well kept. Ramsey park is very close with many amenities including multiple sport fields, dog park, library, pool, children’s play area, bbq areas, skating park and a hiking trail. Payson is a vey outdoorsy place with 35 hiking trail around the city limits and many, many more trails, water areas, camping etc. Truly an outdoor persons dream place."
    5
    Flag
  • Mark
    "Dogs are welcome and everyone has multiple ones it seems like. Great place to raise dogs and kids alike. "
    1
    Flag
  • Mark
    "You see people walking dogs all the time. A lot of people take their dogs with them. People as a whole seem very dog friendly. "
    0
    Flag
  • Anne M. H.
    "I have lived here for 10 years. The neighbors are great and watch each other's home when were not around."
    7
    Flag
  • Heather
    "friendly people. beautiful mountains rivers and hiking. active community as well as many retirees. a"
    0
    Flag
  • Mary G. .
    "Just moved here from Southern California. Love it so much! The people are so warm and friendly. I look forward to seeing the sights and library and pretty much everything around here."
    1
    Flag
  • Wendy B.
    "100 miles from the big city. Mild climate compared to Phoenix blistering summers.. lake and creeks, tons of hiking trails. Beautify town"
    0
    Flag
  • Debbie L. E.
    "Great neighbors and neighborhood! Beautiful views and wildlife all around. Every house is unique...not “cookie cutter” at all!"
    0
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  • Christopher G.
    "I walk dogs every week. Most dog owners in town have their dogs under control. One got out of it's yard one time while I was running another dog. It charged us looking defensive but as soon as I ran at the dog it peed itself and jumped back over the fence. "
    0
    Flag
  • Cynthia
    "Great friendly neighbors, convenient location and the weather is awesome year around. We love the hiking, fishing and outdoor activities as well as the community activities."
    0
    Flag
  • Sharon M.
    "Visiting with neighbors Helping one in need Pride of Ed Just having fun with people Singing old songs of the c"
    0
    Flag
  • Nancy Berlin Jones
    "I have owned this home since 12/16 and the neighbors are very friendly. Yes- we watch out for each other to a respectful degree! The wildlife is pretty cool- elk, javelinas, quail. We have privacy, light traffic, trees, and views."
    25
    Flag
  • Saralewis
    "It’s a close walk to the green valley park and historical Main Street. The down side is there aren’t sidewalks and people drive Very fast down this street. There are also not too many street lights so people usually walk their dogs during the day to the park. "
    0
    Flag
  • Rustyandmariah
    "I’ve lived in the Payson area my entire life. The town is a great little mountain town. The people are friendly and there fun little shops and restaurants. If you love 4 seasons and the outdoors this is one of the best places to live. And if you don’t like the current weather you can wait 15 mins or drive 15 mins in any direction and it will change. "
    5
    Flag
  • Status202
    "My in laws live here and we come to visit about 6 times a year. This area is amazing if you are looking to camp, hike, bike, fish, hunt atv and enjoy the wild life. "
    1
    Flag
  • Bristolleos123
    "Car shows. Rodeo’s. Farmers markets. Small town vibe. Weekend retreats. Many church’s. Youth activities sports "
    0
    Flag
  • Yellow77roses
    "We are up above town! We have 360 veiw of the rims/ mountains! lots of wilds life still running around up here in Payson , Arizona"
    2
    Flag

Market trends in Payson

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$493K
$30KMoM
Sale-to-List Price
97.5%
0.5%MoM
Price per sq ft
$296
$8MoM
Available listings
338
25MoM

Home Value

Trulia Estimate
$1.67M
Since last month
Increased$24K (+1.5%)
Since last year
Decreased$102K (-5.8%)
Since last sale
Increased$2M (+11,916.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +231% in the last 10 years
MonthEstimated value
2026
September 2026$1.67M
August 2026$1.64M
July 2026$1.8M
June 2026$1.77M
May 2026$1.77M
April 2026$1.77M
March 2026$1.77M
February 2026$1.78M
January 2026$1.81M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
684 S Buenagua Rd, Payson, AZ
2.37
Single-Family Home
$857,500
05/15/26
4
3
1,795
444 S Buenagua Rd, Payson, AZ
2.65
Single-Family Home
$820,000
02/10/26
2
3
1,980
858 N University Dr, Payson, AZ
2.51
Single-Family Home
$538,500
10/31/25
2
2
1,723
194 S Louie Circle, Payson, AZ
3.27
Single-Family Home
$950,000
06/29/26
4
3
3,000
488 W Homestead Ln, Payson, AZ
3.06
Single-Family Home
$925,000
09/25/25
3
2.5
2,732
269 W Homestead Ln, Payson, AZ
3.23
Single-Family Home
$670,000
01/12/26
4
3
2,468
169 E Green Apple Ln, Payson, AZ
3.22
Single-Family Home
$850,000
12/12/25
4
2.5
1,991
250 E Saddle Mountain Rd, Payson, AZ
2.75
Single-Family Home
$455,000
06/02/26
2
2
1,400

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
4739 N Bear Flat Rd, Payson, AZ 85541
0.06
$322,600
Studio
1
784
Off Market
4638 N Bear Flat Rd, Payson, AZ 85541
0.05
$247,000
Studio
1
1,356
Off Market
37 E Frank Cir, Payson, AZ 85541
0.07
$792,400
Studio
1
392
Off Market
94 E Frank Cir, Payson, AZ 85541
0.05
$288,600
Studio
1
528
Off Market
33 E Frank Cir, Payson, AZ 85541
0.04
$493,700
Studio
1
2,608
Off Market
4742 N Bear Flat Rd, Payson, AZ 85541
0.05
$301,200
Studio
-
1,056
Off Market
4770 N Bear Flat Rd, Payson, AZ 85541
0.09
$239,100
Studio
-
576
Off Market
4895 N Bear Flat Rd, Payson, AZ 85541
0.18
-
Studio
-
1,884
Off Market
4971 N Bear Flat Rd, Payson, AZ 85541
0.25
$622,400
Studio
1
1,680
Off Market
601 N Mountain Meadow Dr, Payson, AZ 85541
4.22
$744,200
Studio
-
2,280
Off Market

Price and Tax history

DateEventPrice
Aug 27, 2026
Source: ARMLS #6965924
PriceChange
$1,750,000
Price decreased by 8%
Oct 31, 2025
Source: ARMLS #6765214
PriceChange
$1,899,000
Price decreased by 3%
Oct 1, 2024
Source: CAAR #91118
Listed For Sale
$1,950,000
Aug 16, 2024
Source: ARMLS #6509046
ListingRemoved
$1,950,000
Jan 18, 2023
Source: CAAR #87904
Listed For Sale
$1,950,000

LGBTQ Local Legal Protections

Joseph Callaway, eXp Realty
Agent Phone: (480) 596-5751

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Frequently asked questions about 4678 N BEAR FLAT Road

  • What is the estimated monthly payment for 4678 N BEAR FLAT Road?
    Based on a $1,750,000 list price with 20% down at today's rates, the estimated monthly payment for 4678 N BEAR FLAT Road in Payson, AZ is approximately $10,217 (about $9,588 principal & interest, $554 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 4678 N BEAR FLAT Road compare to homes in Payson?
    4678 N BEAR FLAT Road in Payson, AZ is listed at $1,750,000, about 255% above the $493K median sale price in Payson.
  • What do residents say about Payson?
    Residents describe Payson, AZ as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Payson, AZ.
  • What are the closest schools to 4678 N BEAR FLAT Road?
    The closest schools to 4678 N BEAR FLAT Road in Payson, AZ are Julia Randall Elementary School (Pre-K, rated 5/10), Payson Center for Success - Online (Middle/High), Payson Elementary School.
  • Does 4678 N BEAR FLAT Road have air conditioning?
    Yes, 4678 N BEAR FLAT Road in Payson, AZ has air conditioning.
  • Does 4678 N BEAR FLAT Road have laundry facilities?
    Yes, 4678 N BEAR FLAT Road in Payson, AZ has in-unit laundry.
4678 N BEAR FLAT Road, Payson, AZ 85541 is a 6 bedroom, 4 bathroom, 4,378 sqft single-family home built in 2001. This property is currently available for sale and was listed by ARMLS on Jan 9, 2026. The MLS # for this home is MLS# 6965924.