$974,900
Original price: $995,000
2 Beds
1 Bath
805 sqft (on 0.49 acres)
4580 Kiser Island Rd, Terrell, NC 28682
Est. Mortgage $5,576/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1966
0.49 acre lot
$1,211/sqft
Open Parking
Local Information
- Map ViewExplore the area around 4580 Kiser Island Rd.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom.
The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power—offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.
The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power—offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.
Last check for updates: about 8 hours ago
Listing Provided by: Angela Johnson
Lake Life Realty
Source: Canopy MLS as distributed by MLS GRID, MLS#4393376
Also Listed on Canopy MLS as distributed by MLS GRID.
Home Details for 4580 Kiser Island Rd
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MLS Status: Active |
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Interior Details Number of Rooms: 1Types of Rooms: Primary Bedroom |
Beds & Baths Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1 |
Dimensions and Layout Living Area: 805 Square Feet |
Appliances & Utilities Utilities: Electricity ConnectedAppliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, RefrigeratorDishwasherLaundry: In BathroomMicrowaveRefrigerator |
Heating & Cooling Heating: Electric,Forced Air,Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Flooring: Wood |
Levels, Entrance, & Accessibility Stories: 1Levels: OneFloors: Wood |
View Has a ViewView: Water, Year Round |
Security Security: Security System |
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Exterior Home Features Roof: MetalPatio / Porch: Covered, Deck, ScreenedOther Structures: OutbuildingFoundation: Crawl Space |
Parking & Garage Other Parking: Gravel driveway with plenty of parking, including designated RV/Boat parking and a nice outbuilding!No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway,RV Access/Parking |
Frontage WaterfrontWaterfront: Dock, Pier, WaterfrontResponsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: Gravel, PavedOn Waterfront |
Water & Sewer Sewer: Septic InstalledWater Body: Lake Norman |
Surface & Elevation Elevation Units: Feet |
Finished Area Finished Area (above surface): 805 Square Feet |
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Cumulative Days on Market: 71Days on Market: 84 |
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Year Built Year Built: 1966 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: Hardboard SidingNot a New ConstructionNo Additional Parcels |
Property Information Parcel Number: 4616025761280000 |
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Price List Price: $974,900Price Per Sqft: $1,211 |
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Direction & Address City: TerrellCommunity: None |
School Information Elementary School: Sherrills FordJr High / Middle School: Mills CreekHigh School: Bandys |
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Listing Agent Listing ID: 4393376 |
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Building Area Building Area: 805 Square Feet |
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Not Senior Community |
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Lot Area: 0.49 acres |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional |
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Mls Number: 4393376Water ViewWater View: WaterAttribution Contact: angiejohnsonhrcc@gmail.comAbove Grade Unfinished Area: 805 |
Around this home
What Locals Say about Terrell
At least 2 Trulia users voted on each feature.
100 % Say parking is easy
100 % Say yards are well-kept
100 % Say it's quiet
100 % Say people would walk alone at night
75 % Say there's wildlife
75 % Say car is needed
75 % Say there's holiday spirit
73 % Say neighbors are friendly
60 % Say there are community events
50 % Say it's dog friendly
50 % Say kids play outside
40 % Say it's walkable to grocery stores
33 % Say they plan to stay for at least 5 years
25 % Say streets are well-lit
25 % Say it's walkable to restaurants
Sourced by Trulia users. Learn more about our methodology.
Market trends in Terrell
Last updated July 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
17
2MoM
Home Value
Trulia Estimate
$935KSince last month
Decreased$16K (-1.7%)Since last year
Increased$190K (+25.5%)Since last sale
Increased$630K (+206.6%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +190% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $935K |
| August 2026 | $922K |
| July 2026 | $951K |
| June 2026 | $968K |
| May 2026 | $731K |
| April 2026 | $707K |
| March 2026 | $728K |
| February 2026 | $709K |
| January 2026 | $718K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.52 | Single-Family Home | $750,000 | 11/20/25 | 2 | 1 | 1,166 | |
0.15 | Single-Family Home | $1,890,000 | 07/09/26 | 3 | 4 | 4,016 | |
0.38 | Single-Family Home | $1,350,000 | 01/12/26 | 3 | 3.5 | 3,820 | |
1.23 | Single-Family Home | $325,000 | 04/20/26 | 3 | 2 | 1,268 | |
0.52 | Single-Family Home | $1,700,000 | 03/30/26 | 3 | 2.5 | 4,216 | |
0.98 | Single-Family Home | $930,000 | 11/03/25 | 3 | 2 | 1,202 | |
1.76 | Single-Family Home | $275,000 | 01/30/26 | 2 | 1 | 869 | |
0.82 | Single-Family Home | $870,000 | 04/01/26 | 3 | 2.5 | 2,173 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.07 | - | - | - | - | Off Market | |
0.03 | $1,101,000 | 3 | 2 | 2,051 | Off Market | |
0.11 | - | - | - | - | Off Market | |
0.11 | $1,128,400 | 3 | 3 | 2,305 | Off Market | |
0.19 | $1,799,999 | - | - | - | For Sale | |
0.14 | $1,499,000 | 3 | 2.5 | 3,247 | For Sale | |
0.15 | $1,890,000 | 3 | 4 | 4,016 | Recently Sold | |
0.15 | $550,400 | - | - | - | Off Market | |
0.15 | $928,700 | 3 | 2 | 1,350 | Off Market | |
0.22 | $344,100 | 3 | 2 | 1,820 | Off Market | |
0.24 | $982,200 | 3 | 3.5 | 2,361 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Jul 30, 2026 Source: Canopy MLS as distributed by MLS GRID #4393376 | PriceChange | $974,900 Price decreased by 2% |
Jun 14, 2026 Source: Canopy MLS as distributed by MLS GRID #4393376 | Listed For Sale | $995,000 |
Jan 21, 2025 Source: Zillow Rentals | ListingRemoved | $2,400 |
Jan 4, 2025 Source: Zillow Rentals | Listed For Rent | $2,400 |
Oct 5, 2024 Source: Zillow Rentals | ListingRemoved | $2,500 |
Sep 16, 2024 Source: Zillow Rentals | PriceChange | $2,500 Price increased by 4% |
Sep 4, 2024 Source: Zillow Rentals | Listed For Rent | $2,400 |
Jul 25, 2024 Source: Canopy MLS as distributed by MLS GRID #4082458 | ListingRemoved | $1,050,000 |
Oct 27, 2023 Source: Canopy MLS as distributed by MLS GRID #4082458 | Listed For Sale | $1,050,000 |
Mar 24, 2021 Source: N/A | ListingRemoved | |
Jun 2, 2017 Source: N/A | ListingRemoved | $1,900 |
May 2, 2017 Source: N/A | Listed For Rent | $1,900 |
Nov 6, 2015 Source: Canopy MLS as distributed by MLS GRID #3057688 | Sold | $305,000 |
Sep 14, 2015 Source: Agent Provided | Pending | $325,000 |
Jul 20, 2015 Source: Agent Provided | PriceChange | $325,000 Price decreased by 16% |
Jan 18, 2015 Source: Agent Provided | Listed For Sale | $389,000 |
Nov 23, 2014 Source: Agent Provided | ListingRemoved | $389,000 |
Jul 9, 2014 Source: Agent Provided | Listed For Sale | $389,000 |
Oct 24, 2005 Source: N/A | Sold | $310,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $3,243 | $651,900 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Angela Johnson, Lake Life Realty
Based on information submitted to the MLS GRID as of 2026-09-04 15:18:04 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 4580 Kiser Island Rd
- What is the estimated monthly payment for 4580 Kiser Island Rd?Based on a $974,900 list price with 20% down at today's rates, the estimated monthly payment for 4580 Kiser Island Rd in Terrell, NC is approximately $5,631 (about $5,093 principal & interest, $463 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 4580 Kiser Island Rd?The closest schools to 4580 Kiser Island Rd in Terrell, NC are Bandys High (Pre-K, rated 8/10), Mill Creek Middle (rated 4/10), Sherrills Ford Elementary (rated 7/10).
- What is 4580 Kiser Island Rd estimated to be worth?Trulia's estimated value for 4580 Kiser Island Rd in Terrell, NC is $935,000.
- Does 4580 Kiser Island Rd have air conditioning?Yes, 4580 Kiser Island Rd in Terrell, NC has air conditioning.
- Does 4580 Kiser Island Rd have laundry facilities?Yes, 4580 Kiser Island Rd in Terrell, NC has laundry facilities.
- How big is the lot at 4580 Kiser Island Rd?The lot at 4580 Kiser Island Rd in Terrell, NC is about 0.49 acres (21,344 sq ft).
4580 Kiser Island Rd, Terrell, NC 28682 is a 2 bedroom, 1 bathroom, 805 sqft single-family home built in 1966. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Jun 14, 2026. The MLS # for this home is MLS# 4393376.