4574 Simpson St, Milton, FL 32583
PENDING

4574 Simpson St
Milton, FL 32583

  • 2 Beds
  • 2 Baths
  • 1,089 sqft

$110,900

Est. Mortgage $738/mo*

$110,900

Est. Mortgage $738/mo*
2 Beds
2 Baths
1,089 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Charming Fixer-Upper, Endless possibilities! Located in the heart of historic Bagdad — where small-town charm meets opportunity! Just one block from the public boat launch with fishing, a shaded picnic area, and beautiful waterfront views, this property is ideal for anyone who loves the outdoors or dreams of living near the water. This fenced-in corner lot features a home with great bones and tons of potential. Major updates have already been taken care of, including a 16-year-old metal roof, copper wiring, updated HVAC-estimated 2020 and a premium EcoSmart tankless water heater. The home is connected to city water and sewer. Outside, enjoy the practical and hobby-friendly spaces — a 10x10 storage shed, a 10x20 workshop with electric and water, including washer and dryer for added convenience. A 25x25 metal carport with a concrete foundation. The yard also features a mature pecan tree along the fence that flourishes with pecans each harvest season, adding a touch of Southern charm. With its corner lot visibility and proximity to the boat launch, there’s even potential for a small tackle shop or local hobby business (subject to city zoning approval). 'AS IS' BUT here’s a bonus for buyers — a renovation loan is available through a local lender, allowing the new owner to complete the renovations themselves and hire subcontractors directly, without the requirement of a general contractor. This flexible loan option gives buyers more control and can make transforming this home even more affordable and achievable. Whether you’re an investor, a first-time buyer, or a hands-on homeowner looking to bring new life to a historic property, this home offers a rare mix of character, location, and opportunity. Buyer and buyer’s agent to perform due diligence and verify all details of importance. Measurements taken from county records.

Home Highlights

Parking
2 Carport Spaces
Outdoor
No Info
View
No Info
HOA
None
Price/Sqft
$102
Listed
3 days ago

Home Details for 4574 Simpson St

Interior Features

Interior Details
Number of Rooms: 2Types of Rooms: Master Bedroom, Bedroom
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1089 Square Feet
Appliances & Utilities
Appliances: Tankless Water Heater, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,ENERGY STAR Qualified Room ACHas HeatingHeating Fuel: Central
Gas & Electric
Electric: Copper Wiring
Windows, Doors, Floors & Walls
Flooring: Carpet
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet

Exterior Features

Exterior Home Features
Roof: Composition Gable HipFencing: Back Yard, Chain Link, FullOther Structures: Yard BuildingFoundation: Off Grade
Parking & Garage
Number of Carport Spaces: 2Number of Covered Spaces: 2Has a CarportNo GarageParking Spaces: 2Parking: 2 Car Carport,Rear Entrance
Pool
Pool: None
Frontage
Responsible for Road Maintenance: Public Maintained Road
Water & Sewer
Sewer: Public Sewer
Farm & Range
Not Allowed to Raise Horses

Days on Market

Cumulative Days on Market: 171Days on Market: 3

Property Information

Year Built
Year Built: 1955
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cottage
Building
Construction Materials: FrameNot a New ConstructionNot Attached Property
Property Information
Condition: ResaleParcel Number: 151n280120012000021

Price & Status

Price
List Price: $110,900Price Per Sqft: $102
Status Change & Dates
Off Market Date: Fri Apr 24 2026

Active Status

MLS Status: Pending

Location

Direction & Address
City: MiltonCommunity: Bagdad
School Information
Elementary School: BagdadJr High / Middle School: R. HOBBSHigh School: Milton

Agent Information

Listing Agent
Listing ID: 673310

Building

Building Area
Building Area: 1089 Square Feet

HOA

HOA Fee Includes: Electricity, Water/SewerNo HOA

Lot Information

Lot Area: 0.18 Acres

Documents

Disclaimer: AS IS-FIXER UPPER, Seller will not contribute any repairs or replacement. Seller has no survey.

Listing Info

Special Conditions: Standard

Energy

Energy Efficiency Features: Lighting

Miscellaneous

Mls Number: 673310Projected Close Date: Thu Jun 25 2026
Last check for updates: 1 day ago
Listing courtesy of Karen Cobb, (850) 485-3172
Alliance Real Estate
Source: PAR, MLS#673310
Also Listed on PAR.

Market trends in Milton

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$262K
$6.48K
MoM
Sale-to-List Price
99.4%
0.5%
MoM
Price per sq ft
$166
$3
MoM
Available listings
332
1
MoM

Price History for 4574 Simpson St

DatePriceEventSource
06/14/2026$110,900PendingPAR #673310
05/04/2026$110,900ListingRemovedPAR #673310
04/28/2026$110,900ContingentPAR #673310
04/06/2026$110,900PriceChange
PAR #673310
03/04/2026$119,900PendingToActivePAR #673310
03/03/2026$119,900ContingentPAR #673310
01/02/2026$119,900PriceChange
PAR #673310
11/05/2025$129,900Listed For SalePAR #673310

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Property Tax and Assessment

Year2024
Tax$995
Assessment$77,810
Home facts updated by county records

Comparable Sales for 4574 Simpson St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.16
Single-Family Home
$87,500
11/17/25
2
1
1,190
0.34
Single-Family Home
$205,000
07/31/25
2
1.5
962
0.19
Single-Family Home
$85,000
06/04/26
3
2
2,001
0.18
Single-Family Home
$115,000
12/12/25
1
3
1,553
0.31
Single-Family Home
$145,000
07/02/25
3
1
800
0.63
Single-Family Home
$255,000
05/19/26
3
2
1,250
0.72
Single-Family Home
$260,000
06/24/25
3
2
1,364
0.65
Single-Family Home
$295,000
01/06/26
3
2
1,605
0.49
Single-Family Home
$303,000
12/31/25
4
2
2,151

Nearby homes

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Assigned Schools

These are the assigned schools for 4574 Simpson St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Milton

At least 263 Trulia users voted on each feature.
  • 91 % Say parking is easy

  • 91 % Say car is needed

  • 85 % Say yards are well-kept

  • 80 % Say it's dog friendly

  • 77 % Say there's holiday spirit

  • 71 % Say it's quiet

  • 65 % Say kids play outside

  • 61 % Say people would walk alone at night

  • 55 % Say neighbors are friendly

  • 49 % Say they plan to stay for at least 5 years

  • 47 % Say there's wildlife

  • 33 % Say streets are well-lit

  • 25 % Say it's walkable to grocery stores

  • 24 % Say there are sidewalks

  • 22 % Say there are community events

  • 16 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • J4vjdh42yc
    "Clean river to hike and let your pup swim in. Nice hiking places. Quiet side roads. Large lots. Good veterinary services. Plentiful pet supply outlets. Large dog park. "
  • Pammybarry
    "I would love to see a dog park or walking trail. Sidewalks would have been nice. Speed bump on some of the most traveled roads ."
  • Dalena Simmons
    "Trick or treat the streets We have all kinds of things to do near by. I live more in the country part of Milton fl."
  • Boyd L.
    "Dog owners are very responsible and take care of their dogs. It’s Very pet friendly neighborhood. There are dog parks in the neighborhood. Restaurants are dog friendly too. "
  • Stevenrasberryte
    "Great area! Very homey, perfect for families! Very military friendly! Close to beautiful beaches!!!!"
  • Carrie H.
    "Our HOA is community-oriented. It hosts community beautification days, Christmas parties, and fall festivities. "
  • Caitfranko
    "It’s safe. We have yard sales frequently. Neighbors are friendly. Kid/family friendly. "
  • Rachelnicole123
    "There’s many families in this area. It has great schools, multiple grocery stores, plenty fast food, & an Pensacola Beach is less than an hour away!! "
  • Ladwanya H.
    "There could be more for the kids to do around town, but there’s lots of parks,beaches and places to eat ."
  • Chctc0122
    "Nice people and a nice community. We have great local businesses here with unique finds. I was raised here and moved away for 15 years. Realized I miss the small town feel and the folks here."
  • Shillabrand
    "Dogs aren't roaming the neighborhood. There is a leash law. The yards are an acre each and there is plenty of room for dogs to play. Great neighborhood to walk your dogs."
  • Thedraiss5
    "Bands on the Blackwater and something down town almost every weekend................................................................. "
  • Pamela S.
    "Very few sidewalks in East Milton though there is a lot of greenspace and a cobblestone trail...biking and boating/ fishing is easy here "
  • Elaine B.
    "It's a quite neighborhood. Close to stores, Schools and Restaurants. Close to the Dr. office and the Hospital is not a mile away. "
  • Pamela S.
    "my neighborhood has great access to a major highway which is well-constructed and mail well-maintained also very well patrolled by state troopers. road ranger availability is good if you should have a problem. the only negative is that if there is a wreck time to clear the road seems extended and traffic backs up for miles and miles since exits are so far apart. "
  • Pamela S.
    "I've rented in this neighborhood long enough to know that I want to live here it feels very safe down home country charm close to the interstate with plenty of shopping nearby "
  • Zach M.
    "Trick or treating but overall the community is great can’t wait to see what the future has in store for us"
  • Tientien0026
    "Been here for two months; so far nothing seems alarming but wish it was a little more diverse in terms of people as well as food"
  • Angie P.
    "Milton is classic small town and a really nice place to live. I've been here my whole life and can't fathom leaving."
  • Katy F.
    "The schools are great, and the neighbors lookout for each other in Sundial Estates/Windsor Villas. The Bagdad post office is the friendliest, most helpful post office in the county. The are building a really nice park in phases at the Bagdad mill site (with separate boat and kayak launches, and a dock for fishing). Bagdad has the lowest taxes. "
  • Jennblane
    "There are no sidewalks around here- or even painted lanes. I miss biking and rollerblading. Definitely needs improvement."
  • Angie P.
    "We have a county Fair and tribal powwows, etc for family fun. Also, the City of Milton is only 3 minutes from my home and they have a lot of activities in the city, like gallery nights and Bands on Blackwater (the name of the local river)."
  • Bonnie L.
    "Not many inclusive events, most are religious based or geared towards those with certain lifestyles. Not very family friendly."
  • Zachary P.
    "lived here for 16 years and always thought it was a nice neighborhood. only complaint is the USPS is really crappy."
  • Ellemcalla
    "Yes I see people walking their dogs at all hours of the day. There are lots of dog owners in this neighborhood."
  • Trulia User
    "The dog owners in the neighborhood seem to be very considerate of their neighbors by keeping their animals under control and picking up after them."
  • Mike L.
    "I drive myself 6 miles to work and would likely not use public transportation if it became available."
  • Sere P. M. D.
    "Schools are excellent, very nice and quiet neighborhood, close to everything, highly recommended for all kind of families "
  • Panteratime
    "NAS Whiting Field Navy Base and the beautiful wilderness around. everyone has a dog it seems, so I love it around here."
  • Travis C
    "I work out of town so most of my commute consists of highway travel. Otherwise finding parking downtown is rarely an issue."
  • Trulia User
    "There's a lot of families in the area. People are friendly and the community is nice. We enjoy the events!"
  • Cynthia N. W.
    "Lots of military families with children in the neighborhood. And lots of dogs. It’s a good place for children. Must have a car to go anywhere or shop. "
  • Cynthia N. W.
    "Lots of school aged children & military families in my neighborhood. Very safe. Must drive everywhere. "
  • Candace P.
    "The school in the area are amazing. East Milton is very nice place to live. My neighborhood is very safe. "
  • Justine W.
    "I live in historic Downtown Milton and it’s a perfect little small town with everything in walking distance. Friendly community and loads of festivals, boardwalk with the Blackwater river, Imogene Theater with musicians, shows, comedians. Several popular restaurants, Blackwater Heritage Trail runs adjacent to my back yard and is about 9 miles long. Too many things to list. "
  • Heather d.
    "We just moved to town, but have met so many wonderful people. Looking forward to settling down in the community."
  • David H. G.
    "Love country living. Peaceful. Great schools. Very private"

LGBTQ Local Legal Protections

Karen Cobb, Alliance Real Estate
Agent Phone: (850) 485-3172
Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS®. This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information deemed reliable but not guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
4574 Simpson St, Milton, FL 32583 is a 2 bedroom, 2 bathroom, 1,089 sqft single-family home built in 1955. This property is currently available for sale and was listed by PAR on Jun 14, 2026. The MLS # for this home is MLS# 673310.