446 E  Cove Rd, Monterey, TN 38574
Property image
Property image
FOR SALE
3D VIEW
3.5 ACRES

$419,000

Original price: $429,989
  • 3 Beds
  • 3 Baths
  • 2,488 sqft (on 3.50 acres)

446 E Cove Rd, Monterey, TN 38574

Est. Mortgage $2,358/mo*
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Home Highlights

Parking
Garage
Outdoor
Porch, Patio, Deck
HOA
$13/Monthly
Price/Sqft
$168
Climate Control
Natural Gas & Central Air
Listed
156 days ago

Local Information

  • Map ViewExplore the area around 446 E Cove Rd.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

This home has living quarters upstairs and downstairs. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets
Last check for updates: about 12 hours ago
Listing courtesy of Starlett Wessels
Tri-star Real Estate & Auction Co.,, (931) 836-2259
James McKinnie
Tri-star Real Estate & Auction Co.,, (931) 836-2259
Source: UCMLS, MLS#242987

Home Details for 446 E Cove Rd

Interior Features

Interior Details
Basement: Full,Concrete,Block,Walk-Out Access,Exterior Entry,Finished,Partially FinishedNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Dining Room, Family Room, Kitchen
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2488 Square Feet
Appliances & Utilities
Utilities: Natural Gas Available, Natural Gas Connected, Cable ConnectedAppliances: Dishwasher, Refrigerator, Water Softener, Gas Water Heater, Water HeaterDishwasherLaundry: Upper Level,Main LevelRefrigerator
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: One, Gas Log, Living Room, Family RoomHas a Fireplace
Gas & Electric
Electric: Circuit BreakersGas: Natural Gas
Windows, Doors, Floors & Walls
Window: Double Pane Windows, Triple Pane Windows, Storm Window(s), Blinds, DrapesFlooring: Tile, Carpet, Concrete
Levels, Entrance, & Accessibility
Floors: Tile, Carpet, Concrete
View
Has a View
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: Composition MetalPatio / Porch: Porch, Covered, Patio, Deck, StoopOther Structures: OutbuildingExterior: LightingFoundation: Slab
Parking & Garage
Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached,Garage,RV Access/Parking
Water & Sewer
Sewer: Septic Tank

Days on Market

Days on Market: 156

Property Information

Year Built
Year Built: 1993
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl Siding, Frame, BlockDoes Not Include Home Warranty
Property Information
Parcel Number: 007 035.00

Price & Status

Price
List Price: $419,000Price Per Sqft: $168

Active Status

MLS Status: Active

Location

Direction & Address
City: MONTEREYCommunity: Cumberland Cove

Agent Information

Listing Agent
Listing ID: 242987

Building

Building Area
Building Area: 2488 Square Feet

HOA

Has an HOAHOA Fee: $13/Monthly

Lot Information

Lot Area: 3.5 Acres

Miscellaneous

BasementMls Number: 242987Attribution Contact: 9318362259

Additional Information

HOA Amenities: Trash

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Monterey

At least 9 Trulia users voted on each feature.
  • 91 % Say it's dog friendly

  • 89 % Say yards are well-kept

  • 88 % Say parking is easy

  • 73 % Say there's wildlife

  • 70 % Say kids play outside

  • 69 % Say there's holiday spirit

  • 66 % Say neighbors are friendly

  • 64 % Say they plan to stay for at least 5 years

  • 62 % Say car is needed

  • 60 % Say it's quiet

  • 50 % Say there are community events

  • 50 % Say people would walk alone at night

  • 50 % Say it's walkable to grocery stores

  • 44 % Say it's walkable to restaurants

  • 36 % Say there are sidewalks

  • 20 % Say streets are well-lit

Sourced by Trulia users. Learn more about our methodology.
  • Norm B.
    "We are retired and do not work in the surrounding area."
  • Mcp1947
    "Cumberland Cove is a planned community with most lots being acreage There is a community center with ongoing activities, a golf course and private bluff view parks with hiking trails. Abundant wildlife. Private security patrol. Minutes from Cookeville and Crossville via interstate. One hour to Knoxville or Nashville"

Market trends in Monterey

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
80
14
MoM

Home Value

Trulia Estimate
$410K
Since last month
Increased$6K (+1.5%)
Since last year
Increased$24K (+6.1%)
Since last sale
Increased$210K (+105%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +128% in the last 10 years
MonthEstimated value
2026
August 2026$410K
July 2026$404K
June 2026$413K
May 2026$414K
April 2026$413K
March 2026$423K
February 2026$346K
January 2026$346K
2025
2024
2023
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.36
Single-Family Home
$526,000
11/24/25
3
2
2,286
0.44
Single-Family Home
$495,000
03/12/26
3
2
2,224
0.37
Single-Family Home
$505,000
06/22/26
3
2
2,427
0.30
Single-Family Home
$432,000
03/18/26
3
2
1,818
0.30
Single-Family Home
$432,000
03/18/26
3
2
1,818
0.63
Single-Family Home
$548,900
05/11/26
3
2
2,100
0.63
Single-Family Home
$548,900
05/11/26
3
2
2,100
0.77
Single-Family Home
$640,000
11/04/25
3
2.5
2,160
0.69
Single-Family Home
$510,900
07/31/26
3
2
1,853
0.69
Single-Family Home
$510,900
07/31/26
3
2
1,853

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.08
$35,000
-
-
-
Recently Sold
0.08
$35,000
-
-
-
Recently Sold
0.16
-
-
-
-
Off Market
0.21
$40,000
-
-
-
For Sale
0.21
$40,000
-
-
-
For Sale
0.22
$586,700
3
2.5
2,150
Off Market
0.22
-
-
-
-
Off Market
0.15
$11,900
-
-
-
For Sale
0.26
-
-
-
-
Off Market
0.24
-
-
-
-
Off Market
0.21
-
-
-
-
Off Market

Price and Tax history

DateEventPrice
Jul 9, 2026
Source: UCMLS #242987
PriceChange
$419,000
Price decreased by 3%
Mar 23, 2026
Source: UCMLS #242987
Listed For Sale
$429,989
Jun 2, 2006
Source: N/A
Sold
$199,900
Jun 7, 2005
Source: N/A
Sold
$184,900

LGBTQ Local Legal Protections

Starlett Wessels, Tri-star Real Estate & Auction Co.,, (931) 836-2259
Copyright 2026 Upper Cumberland Board of Realtors. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from Upper Cumberland Board of Realtors. Some or all of the listings displayed may not belong to the firm whose website is being visited.

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Frequently asked questions about 446 E Cove Rd

  • What is the estimated monthly payment for 446 E Cove Rd?
    Based on a $419,000 list price with 20% down at today's rates, the estimated monthly payment for 446 E Cove Rd in Monterey, TN is approximately $2,395 (about $2,173 principal & interest, $147 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Monterey?
    Residents describe Monterey, TN as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Monterey, TN.
  • What are the closest schools to 446 E Cove Rd?
    The closest schools to 446 E Cove Rd in Monterey, TN are Cumberland County High School (rated 5/10), Pleasant Hill Elementary School (Pre-K/Middle, rated 4/10).
  • What is 446 E Cove Rd estimated to be worth?
    Trulia's estimated value for 446 E Cove Rd in Monterey, TN is $409,700.
  • Does 446 E Cove Rd have air conditioning?
    Yes, 446 E Cove Rd in Monterey, TN has air conditioning.
  • Does 446 E Cove Rd have laundry facilities?
    Yes, 446 E Cove Rd in Monterey, TN has laundry facilities.
446 E Cove Rd, Monterey, TN 38574 is a 3 bedroom, 3 bathroom, 2,488 sqft single-family home built in 1993. This property is currently available for sale and was listed by UCMLS on Mar 23, 2026. The MLS # for this home is MLS# 242987.