$419,000
Original price: $429,989
- 3 Beds
- 3 Baths
- 2,488 sqft (on 3.50 acres)
446 E Cove Rd, Monterey, TN 38574
Est. Mortgage $2,358/mo*
Get Pre-QualifiedHome Highlights
Parking
Garage
Outdoor
Porch, Patio, Deck
HOA
$13/Monthly
Price/Sqft
$168
Climate Control
Natural Gas & Central Air
Listed
156 days ago
Local Information
-- mins to
About this House
This home has living quarters upstairs and downstairs. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets
Last check for updates: about 12 hours ago
Listing courtesy of Starlett Wessels
Tri-star Real Estate & Auction Co.,, (931) 836-2259
James McKinnie
Tri-star Real Estate & Auction Co.,, (931) 836-2259
Source: UCMLS, MLS#242987

Home Details for 446 E Cove Rd
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Interior Details Basement: Full,Concrete,Block,Walk-Out Access,Exterior Entry,Finished,Partially FinishedNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Dining Room, Family Room, Kitchen |
Beds & Baths Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3 |
Dimensions and Layout Living Area: 2488 Square Feet |
Appliances & Utilities Utilities: Natural Gas Available, Natural Gas Connected, Cable ConnectedAppliances: Dishwasher, Refrigerator, Water Softener, Gas Water Heater, Water HeaterDishwasherLaundry: Upper Level,Main LevelRefrigerator |
Heating & Cooling Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas |
Fireplace & Spa Number of Fireplaces: 1Fireplace: One, Gas Log, Living Room, Family RoomHas a Fireplace |
Gas & Electric Electric: Circuit BreakersGas: Natural Gas |
Windows, Doors, Floors & Walls Window: Double Pane Windows, Triple Pane Windows, Storm Window(s), Blinds, DrapesFlooring: Tile, Carpet, Concrete |
Levels, Entrance, & Accessibility Floors: Tile, Carpet, Concrete |
View Has a View |
Security Security: Smoke Detector(s) |
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Exterior Home Features Roof: Composition MetalPatio / Porch: Porch, Covered, Patio, Deck, StoopOther Structures: OutbuildingExterior: LightingFoundation: Slab |
Parking & Garage Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached,Garage,RV Access/Parking |
Water & Sewer Sewer: Septic Tank |
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Days on Market: 156 |
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Year Built Year Built: 1993 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Construction Materials: Vinyl Siding, Frame, BlockDoes Not Include Home Warranty |
Property Information Parcel Number: 007 035.00 |
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Price List Price: $419,000Price Per Sqft: $168 |
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MLS Status: Active |
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Direction & Address City: MONTEREYCommunity: Cumberland Cove |
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Listing Agent Listing ID: 242987 |
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Building Area Building Area: 2488 Square Feet |
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Has an HOAHOA Fee: $13/Monthly |
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Lot Area: 3.5 Acres |
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BasementMls Number: 242987Attribution Contact: 9318362259 |
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HOA Amenities: Trash |
Around this home
What Locals Say about Monterey
At least 9 Trulia users voted on each feature.
91 % Say it's dog friendly
89 % Say yards are well-kept
88 % Say parking is easy
73 % Say there's wildlife
70 % Say kids play outside
69 % Say there's holiday spirit
66 % Say neighbors are friendly
64 % Say they plan to stay for at least 5 years
62 % Say car is needed
60 % Say it's quiet
50 % Say there are community events
50 % Say people would walk alone at night
50 % Say it's walkable to grocery stores
44 % Say it's walkable to restaurants
36 % Say there are sidewalks
20 % Say streets are well-lit
Sourced by Trulia users. Learn more about our methodology.
Market trends in Monterey
Last updated July 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
80
14MoM
Home Value
Trulia Estimate
$410KSince last month
Increased$6K (+1.5%)Since last year
Increased$24K (+6.1%)Since last sale
Increased$210K (+105%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +128% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| August 2026 | $410K |
| July 2026 | $404K |
| June 2026 | $413K |
| May 2026 | $414K |
| April 2026 | $413K |
| March 2026 | $423K |
| February 2026 | $346K |
| January 2026 | $346K |
2025 | |
2024 | |
2023 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.36 | Single-Family Home | $526,000 | 11/24/25 | 3 | 2 | 2,286 | |
0.44 | Single-Family Home | $495,000 | 03/12/26 | 3 | 2 | 2,224 | |
0.37 | Single-Family Home | $505,000 | 06/22/26 | 3 | 2 | 2,427 | |
0.30 | Single-Family Home | $432,000 | 03/18/26 | 3 | 2 | 1,818 | |
0.30 | Single-Family Home | $432,000 | 03/18/26 | 3 | 2 | 1,818 | |
0.63 | Single-Family Home | $548,900 | 05/11/26 | 3 | 2 | 2,100 | |
0.63 | Single-Family Home | $548,900 | 05/11/26 | 3 | 2 | 2,100 | |
0.77 | Single-Family Home | $640,000 | 11/04/25 | 3 | 2.5 | 2,160 | |
0.69 | Single-Family Home | $510,900 | 07/31/26 | 3 | 2 | 1,853 | |
0.69 | Single-Family Home | $510,900 | 07/31/26 | 3 | 2 | 1,853 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.08 | $35,000 | - | - | - | Recently Sold | |
0.08 | $35,000 | - | - | - | Recently Sold | |
0.16 | - | - | - | - | Off Market | |
0.21 | $40,000 | - | - | - | For Sale | |
0.21 | $40,000 | - | - | - | For Sale | |
0.22 | $586,700 | 3 | 2.5 | 2,150 | Off Market | |
0.22 | - | - | - | - | Off Market | |
0.15 | $11,900 | - | - | - | For Sale | |
0.26 | - | - | - | - | Off Market | |
0.24 | - | - | - | - | Off Market | |
0.21 | - | - | - | - | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Jul 9, 2026 Source: UCMLS #242987 | PriceChange | $419,000 Price decreased by 3% |
Mar 23, 2026 Source: UCMLS #242987 | Listed For Sale | $429,989 |
Jun 2, 2006 Source: N/A | Sold | $199,900 |
Jun 7, 2005 Source: N/A | Sold | $184,900 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $882 | $310,700 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Starlett Wessels, Tri-star Real Estate & Auction Co.,, (931) 836-2259

Copyright 2026 Upper Cumberland Board of Realtors. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from Upper Cumberland Board of Realtors.
Some or all of the listings displayed may not belong to the firm whose website is being visited.
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Frequently asked questions about 446 E Cove Rd
- What is the estimated monthly payment for 446 E Cove Rd?Based on a $419,000 list price with 20% down at today's rates, the estimated monthly payment for 446 E Cove Rd in Monterey, TN is approximately $2,395 (about $2,173 principal & interest, $147 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Monterey?Residents describe Monterey, TN as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Monterey, TN.
- What are the closest schools to 446 E Cove Rd?The closest schools to 446 E Cove Rd in Monterey, TN are Cumberland County High School (rated 5/10), Pleasant Hill Elementary School (Pre-K/Middle, rated 4/10).
- What is 446 E Cove Rd estimated to be worth?Trulia's estimated value for 446 E Cove Rd in Monterey, TN is $409,700.
- Does 446 E Cove Rd have air conditioning?Yes, 446 E Cove Rd in Monterey, TN has air conditioning.
- Does 446 E Cove Rd have laundry facilities?Yes, 446 E Cove Rd in Monterey, TN has laundry facilities.
446 E Cove Rd, Monterey, TN 38574 is a 3 bedroom, 3 bathroom, 2,488 sqft single-family home built in 1993. This property is currently available for sale and was listed by UCMLS on Mar 23, 2026. The MLS # for this home is MLS# 242987.

