438 Indiana Ave, Saint Cloud, FL 34769
OFF MARKET

438 Indiana Ave
Saint Cloud, FL 34769

  • 4 Beds
  • 3 Baths
  • 3,360 sqft (on 0.32 acres)

$435,900

Trulia Estimate
as of Jul 22, 2026
Est. Refi. Payment $2,813/mo*
Refinance Your Home

$435,900

Trulia Estimate
as of Jul 22, 2026
Est. Refi. Payment $2,813/mo*
Refinance Your Home
4 Beds
3 Baths
3,360 sqft
(on 0.32 acres)

Local Information

  • Map ViewExplore the area around 438 Indiana Ave.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1950
Lot Size
0.32 acres
Living Area
3,360 sqft
Price/Sqft
$130
Parking
2 Car Garage
HOA
None

Description

PRICED TO SELL! Prepare to be impressed by this remarkable Saint Cloud home, offering a captivating blend of style, space, and endless possibilities. With 4 bedrooms, 3 bathrooms, and 2 bonus rooms, this expansive residence spanning 3,360 square feet is a true gem. Nestled on a sprawling 0.32-acre corner lot and free from the confines of an HOA, this is your chance to unleash your imagination and transform this property into your personal paradise. The updates already in place set the stage for something truly exceptional. Step into the remodeled kitchen, adorned with granite countertops that beckon your culinary creativity. A 2-car tandem garage ensures ample space for your vehicles and storage needs, providing the ultimate convenience. But it's the location that truly sets this property apart. Just a leisurely stroll away lies the breathtaking East Lake Tohopekaliga, offering an array of recreational activities. Imagine indulging in beachfront access, engaging in friendly beach volleyball matches, or embarking on thrilling adventures from the marina. Savor delectable dining experiences at the nearby restaurant, or embark on an unforgettable booze cruise. The options are boundless! Roof: 2021, Water Heater: 2019. Don't miss out on this remarkable chance to live in one of Saint Cloud's most sought-after locations. Property qualifies for 100% financing, conventional loan with no mortgage insurance. Call us to schedule your private showing today!
438 Indiana Ave, Saint Cloud, FL 34769 is a 4 bedroom, 3 bathroom, 3,360 sqft single-family home built in 1950. It last sold for $400,000 on Jul 28, 2023 (7% below the $429,900 asking price). It is currently off market. The Trulia Estimate is $435,900, with a rent estimate of $2,762/month.

Home Details for 438 Indiana Ave

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Bonus Room, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3360 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Water ConnectedAppliances: Dishwasher, RangeDishwasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Ceramic Tile, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Ceramic Tile, Vinyl
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Lighting, Rain Gutters, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: Asphalt, PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 11

Property Information

Year Built
Year Built: 1950
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Wood SidingNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 012630000103710050

Price & Status

Price
List Price: $429,900
Status Change & Dates
Off Market Date: Wed Jun 28 2023

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: SAINT CLOUDCommunity: LAKE FRONT ADD

Building

Building Area
Building Area: 4184 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Sarasota - ManateeNo HOA

Lot Information

Lot Area: 0.32 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6119233Showing Requirements: Appointment Only, See Remarks, ShowingTimeUniversal Property Id: US-12097-N-012630000103710050-R-N
Last check for updates: about 4 hours ago
Listed by Kristin Mcintosh, PA, (407) 492-5666
EXP REALTY LLC, (888) 883-8509
Bought with: Angel Pacheco, (407) 460-7600, PACHECO PROPERTY GROUP LLC, (407) 460-7600
Originating MLS: Sarasota - Manatee
Source: Stellar MLS, MLS#O6119233
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 438 Indiana Ave

DatePriceEventSource
07/28/2023$400,000Sold
Stellar MLS #O6119233
06/28/2023$429,900PendingStellar MLS #O6119233
06/17/2023$429,900Listed For SaleStellar MLS #O6119233
03/30/2022$350,000Sold
N/A
03/07/2022$350,000PendingStellar MLS #S5063010
03/05/2022$350,000PendingToActiveStellar MLS #S5063010
02/28/2022$350,000PendingStellar MLS #S5063010
02/24/2022$350,000Listed For SaleStellar MLS #S5063010
06/29/2015$103,950Sold
N/A
06/01/2015$102,600PendingAgent Provided
05/21/2015$102,600PriceChange
Agent Provided
05/07/2015$46,000PriceChange
Agent Provided
05/04/2015$125,000Listed For SaleAgent Provided
02/24/2003$135,000Sold
N/A

Market trends in Saint Cloud

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$393K
$5.33KMoM
Sale-to-List Price
98.7%
0.1%MoM
Price per sq ft
$202
$0MoM
Available listings
1034
29MoM
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Property Tax and Assessment

Year2025
Tax$6,254
Assessment$392,300
Home facts updated by county records

Comparable Sales for 438 Indiana Ave

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
708 Virginia Ave, Saint Cloud, FL
0.27
Single-Family Home
$405,000
06/13/26
4
2.5
1,714
222 Maryland Ave, Saint Cloud, FL
0.34
Single-Family Home
$475,000
04/17/26
4
2.5
2,230
426 Illinois Ave, Saint Cloud, FL
0.07
Single-Family Home
$320,000
10/22/25
3
2
1,532
431 Michigan Ave, Saint Cloud, FL
0.17
Single-Family Home
$355,000
07/06/26
3
2
1,652
618 Maryland Ave, Saint Cloud, FL
0.30
Single-Family Home
$387,900
03/27/26
4
3
1,250
211 Michigan Ave, Saint Cloud, FL
0.30
Single-Family Home
$382,500
11/04/25
3
3
1,616
712 Maryland Ave, Saint Cloud, FL
0.32
Single-Family Home
$355,000
07/24/25
3
2.5
1,671
435 Pennsylvania Ave, Saint Cloud, FL
0.17
Single-Family Home
$465,000
08/18/25
3
2
1,900
700 9th St, Saint Cloud, FL
0.29
Single-Family Home
$350,000
05/22/26
3
2
1,688
206 Maryland Ave, Saint Cloud, FL
0.38
Single-Family Home
$417,000
03/02/26
3
2
1,739

Nearby homes

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Assigned Schools

These are the assigned schools for 438 Indiana Ave.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 466 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
    Flag
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Apartments for Rent

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Explore by feature - Pet Friendly

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Homes for sale near 438 Indiana Ave

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Off Market Homes Near 438 Indiana Ave

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