436 ELM SPRING ROAD, Saint Cloud, FL 34771
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PENDING
NEW CONSTRUCTION
3D VIEW

436 ELM SPRING ROAD
Saint Cloud, FL 34771

  • 3 Beds
  • 2 Baths
  • 2,021 sqft

$406,975

Est. Mortgage $2,859/mo*
Get Pre-Qualified

$406,975

Est. Mortgage $2,859/mo*
Get Pre-Qualified
3 Beds
2 Baths
2,021 sqft

Home Highlights

Parking
2 Car Garage
Outdoor
Patio
Climate Control
Central & Central Air
HOA
$8/Monthly
Price/Sqft
$201
Listed
180+ days ago

Local Information

  • Map ViewExplore the area around 436 ELM SPRING ROAD.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.
Last check for updates: 1 day ago
Listing Provided by: Bill Maltbie, (813) 819-5255
MALTBIE REALTY GROUP, (813) 819-5255
Originating MLS: West Pasco
Source: Stellar MLS, MLS#W7881173
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 436 ELM SPRING ROAD

Interior Features

Interior Details
Number of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Balcony Porch Lanai, Bonus Room, Dinette, Dining Room, Foyer, Great Room, Kitchen, Laundry
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2021 Square Feet
Appliances & Utilities
Utilities: Electricity Available, Public, Street Lights, Underground UtilitiesAppliances: Cooktop, Dishwasher, Disposal, MicrowaveDishwasherDisposalLaundry: InsideMicrowave
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Ceramic Tile, Concrete
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Ceramic Tile, Concrete
View
No View
Security
Security: Smoke Detector(s), Fire/Smoke Detection Integration

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, PatioVegetation: Trees/LandscapedExterior: Irrigation System, LightingFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 19x21No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener
Pool
Pool: In Ground, Outside Bath AccessPool
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 117Days on Market: 180+

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Florida
Building
Construction Materials: Block, Stucco, Wood FrameIs a New ConstructionNot Attached PropertyNo Additional ParcelsIncludes Home Warranty
Property Information
Condition: Under ConstructionParcel Number: 222531368200014500

Price & Status

Price
List Price: $406,975Price Per Sqft: $201
Status Change & Dates
Off Market Date: Mon Mar 30 2026

Active Status

MLS Status: Pending

Media

Location

Direction & Address
City: ST CLOUDCommunity: THE CROSSINGS
School Information
Elementary School: Narcoossee ElementaryJr High / Middle School: Narcoossee MiddleHigh School: Harmony High

Agent Information

Listing Agent
Listing ID: W7881173

Building

Building Details
Builder Model: PANAMABuilder Name: RYAN HOMES
Building Area
Building Area: 2600 Square Feet

Community

Community Features: Dog ParkNot Senior Community

HOA

HOA Fee Includes: Maintenance Grounds, Recreational FacilitiesHOA Name: RYAN HOMESAssociation for this Listing: West PascoHas an HOAHOA Fee: $8/Monthly

Lot Information

Lot Area: 6021 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Energy

Energy Efficiency Features: Appliances, HVAC, Lighting, Thermostat, Windows

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: W7881173Showing Considerations: See RemarksShowing Requirements: Appointment Only, Call Listing Agent, Call Listing Office, Other, See RemarksUniversal Property Id: US-12097-N-222531368200014500-R-N

Additional Information

HOA Amenities: Clubhouse,Playground,Pool

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
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  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Home Value

Trulia Estimate
$405K
Since last month
$100 (0%)
Since last year
Decreased$48K (-10.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -11% in the last 10 years
MonthEstimated value
2026
August 2026$405K
July 2026$405K
June 2026$406K
May 2026$406K
April 2026$406K
March 2026$447K
February 2026$457K
January 2026$455K
2025

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
6021 FRESHWATER CANYON DRIVE, Saint Cloud, FL
0.23
Single-Family Home
$421,115
04/02/26
3
2
2,005
847 CYPRESS CREEK RUN, Saint Cloud, FL
0.28
Single-Family Home
$412,900
03/24/26
3
2
2,005
887 CYPRESS CREEK RUN, Saint Cloud, FL
0.29
Single-Family Home
$433,325
12/14/25
3
2
2,005
797 CYPRESS CREEK RUN, Saint Cloud, FL
0.29
Single-Family Home
$444,120
09/30/25
3
2
2,005
499 RIVER RAPID RUN, Saint Cloud, FL
0.07
Single-Family Home
$448,816
01/29/26
4
3
2,021
517 CYPRESS CREEK RUN, Saint Cloud, FL
0.19
Single-Family Home
$400,000
05/22/26
4
2
1,715
597 CYPRESS CREEK RUN, Saint Cloud, FL
0.24
Single-Family Home
$424,330
07/18/26
4
2
1,819
6027 FRESHWATER CANYON DRIVE, Saint Cloud, FL
0.24
Single-Family Home
$395,900
03/02/26
4
2
1,819
587 CYPRESS CREEK RUN, Saint Cloud, FL
0.23
Single-Family Home
$408,000
03/26/26
4
2
1,715
6033 FRESHWATER CANYON DRIVE, Saint Cloud, FL
0.25
Single-Family Home
$385,900
02/12/26
4
2
1,715

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
449 RIVER RAPID RUN, Saint Cloud, FL 34771
0.03
$432,800
4
3
2,409
Off Market
459 RIVER RAPID RUN, Saint Cloud, FL 34771
0.03
$431,000
4
3
2,409
Off Market
439 RIVER RAPID RUN, Saint Cloud, FL 34771
0.03
$401,600
3
2
2,021
Off Market
479 RIVER RAPID RUN, Saint Cloud, FL 34771
0.05
$389,500
3
2
1,815
Off Market
5996 WILDFLOWER FIELD WAY, Saint Cloud, FL 34771
0.05
$406,800
4
2
1,841
Off Market
414 RIVER RAPID RUN, Saint Cloud, FL 34771
0.06
$414,800
4
4
1,819
Off Market
404 RIVER RAPID RUN, Saint Cloud, FL 34771
0.07
$450,200
4
2.5
2,029
Off Market
5979 WILDFLOWER FIELD WAY, Saint Cloud, FL 34771
0.08
$391,700
4
2
1,819
Off Market
5978 WILDFLOWER FIELD WAY, Saint Cloud, FL 34771
0.08
$435,300
4
2.5
2,029
Off Market
499 RIVER RAPID RUN, Saint Cloud, FL 34771
0.07
$448,816
4
3
2,021
Recently Sold
6018 CHESTNUT GROVE PLACE, Saint Cloud, FL 34771
0.06
$519,990
5
3
2,907
Recently Sold
5967 CHESTNUT GROVE PLACE, Saint Cloud, FL 34771
0.09
$308,100
3
2.5
1,421
Off Market

Price and Tax history

DateEventPrice
Apr 2, 2026
Source: Stellar MLS #W7881173
Pending
$406,975
Apr 2, 2026
Source: Stellar MLS #W7881173
PriceChange
$406,975
Price decreased by 10%
Mar 26, 2026
Source: Stellar MLS #W7881173
PriceChange
$449,990
Price decreased by 2%
Jan 31, 2026
Source: Stellar MLS #W7881173
Listed For Sale
$459,990
Jan 21, 2026
Source: Stellar MLS #W7881173
ListingRemoved
$459,990

LGBTQ Local Legal Protections

Bill Maltbie, MALTBIE REALTY GROUP, (813) 819-5255
Agent Phone: (813) 819-5255

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Frequently asked questions about 436 ELM SPRING ROAD

  • What is the estimated monthly payment for 436 ELM SPRING ROAD?
    Based on a $406,975 list price with 20% down at today's rates, the estimated monthly payment for 436 ELM SPRING ROAD in Saint Cloud, FL is approximately $2,914 (about $2,117 principal & interest, $722 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 436 ELM SPRING ROAD compare to homes in Saint Cloud?
    436 ELM SPRING ROAD in Saint Cloud, FL is listed at $406,975, about 4% above the $390K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 436 ELM SPRING ROAD?
    The closest schools to 436 ELM SPRING ROAD in Saint Cloud, FL are Harmony High School (rated 5/10), Narcoossee Elementary School (Pre-K, rated 6/10), Narcoossee Middle School (rated 6/10).
  • Does 436 ELM SPRING ROAD have air conditioning?
    Yes, 436 ELM SPRING ROAD in Saint Cloud, FL has air conditioning.
  • Does 436 ELM SPRING ROAD have a pool?
    Yes, 436 ELM SPRING ROAD in Saint Cloud, FL has a pool.
436 ELM SPRING ROAD, Saint Cloud, FL 34771 is a 3 bedroom, 2 bathroom, 2,021 sqft single-family home built in 2026. This property is currently available for sale and was listed by Stellar MLS on Jan 31, 2026. The MLS # for this home is MLS# W7881173.