4321 Rummell Rd, Saint Cloud, FL 34769
FOR SALE
0.65 ACRES

4321 Rummell Rd
Saint Cloud, FL 34769

  • 3 Beds
  • 2 Baths
  • 2,252 sqft (on 0.65 acres)

$649,000

Original price: $650,000
Est. Mortgage $4,132/mo*

$649,000

Original price: $650,000
Est. Mortgage $4,132/mo*
3 Beds
2 Baths
2,252 sqft
(on 0.65 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Escape to your own slice of paradise with this beautiful direct lakefront home on East Lake Tohopekaliga, situated on over half an acre with breathtaking water views and private enjoyment of one of Central Florida’s most sought-after lakes. Perfect for outdoor enthusiasts and those looking to unwind, this property offers front-row views of St. Cloud Lakefront events, fireworks, and festivals—all from your own backyard. Room for boats, toys, gardens, and gatherings — without HOA rules. This charming residence features 3 spacious bedrooms with new luxury laminate flooring and 2 elegantly redesigned bathrooms, combining comfort with modern style. The upgraded kitchen showcases stone countertops and stainless steel appliances, ideal for entertaining and everyday living. Brand-new French doors off the family room, office, and primary bedroom create seamless indoor-outdoor living, filling the home with natural light and showcasing stunning lake and landscape views. The expansive family room overlooks East Lake Toho, making it an inviting space for relaxation or gatherings. A versatile bonus room can be used as a formal dining area, office, or additional living space. Step outside to your private lakefront oasis featuring a semi above-ground pool, wood deck, and pergola—perfect for enjoying Florida’s outdoor lifestyle. Additional features include a 15x28 Tuff Shed wired for electric with a loft, a stone paver driveway, and a fully fenced yard with gated access on all sides. Enjoy peaceful mornings on the screened-in back porch overlooking the water. East Lake Toho is renowned for boating, fishing, skiing, and endless recreational opportunities, while still being conveniently located near shopping, dining, and local attractions. Don’t miss this opportunity to embrace true lakefront living—schedule your showing today.

Home Highlights

Parking
2 Carport Spaces
Outdoor
Porch, Pool
View
Water, Canal, Lake
HOA
None
Price/Sqft
$288
Listed
140 days ago

Home Details for 4321 Rummell Rd

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Primary Bedroom, Bathroom 2, Dining Room, Great Room, Kitchen
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2252 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity ConnectedAppliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Filtration System, Wine RefrigeratorDishwasherDisposalLaundry: InsideMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsDoor: French DoorsFlooring: Ceramic Tile, Laminate
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Ceramic Tile, Laminate
View
Has a ViewView: Water, Canal, Lake

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Covered, Front Porch, Rear Porch, ScreenedFencing: OtherVegetation: Mature Landscaping, Trees/LandscapedOther Structures: Shed(s), Storage, WorkshopExterior: Other, Private MailboxFoundation: SlabHas a Private Pool
Parking & Garage
Number of Carport Spaces: 2Number of Covered Spaces: 2Has a CarportNo GarageParking Spaces: 2Parking: Carport
Pool
Pool: Deck, In GroundPool
Frontage
WaterfrontWaterfront: Lake Front, Freshwater Canal Access, Lake Privileges, Marina Access, Skiing AllowedRoad Surface Type: Paved, AsphaltOn Waterfront
Water & Sewer
Sewer: Septic TankWater Body: EAST LAKE TOHO

Days on Market

Cumulative Days on Market: 500Days on Market: 140

Property Information

Year Built
Year Built: 1958
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 3625300600000A0020

Price & Status

Price
List Price: $649,000Price Per Sqft: $288
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Location

Direction & Address
City: ST CLOUDCommunity: OSCEOLA SHORES
School Information
Elementary School: Lakeview Elem (K 5)Jr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Agent Information

Listing Agent
Listing ID: S5140907

Building

Building Area
Building Area: 4465 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Orlando RegionalNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.65 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5140907Water ViewWater View: Water, Canal, LakeShowing Considerations: Pet(s) on Premises, See RemarksShowing Requirements: Appointment Only, Call Listing Agent, Lockbox, ShowingTimeUniversal Property Id: US-12097-N-36253006000000020-R-N
Last check for updates: about 4 hours ago
Listing Provided by: Jessica Gardner, (407) 488-9836
REALTY HUB, (407) 900-1001
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#S5140907
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 4321 Rummell Rd

DatePriceEventSource
05/11/2026$649,000PriceChange
Stellar MLS #S5140907
03/08/2026$650,000PriceChange
Stellar MLS #S5140907
01/01/2026$670,700Listed For SaleStellar MLS #S5140907
12/22/2025$689,000ListingRemovedStellar MLS #S5114837
12/03/2025$689,000PriceChange
Stellar MLS #S5114837
11/01/2025$689,999Listed For SaleStellar MLS #S5114837
10/15/2025$689,999ListingRemovedStellar MLS #S5114837
08/22/2025$689,999PriceChange
Stellar MLS #S5114837
04/11/2025$695,000PriceChange
Stellar MLS #S5114837
03/22/2025$719,000PendingStellar MLS #S5114837
03/02/2025$719,000PriceChange
Stellar MLS #S5114837
01/02/2025$729,000PriceChange
Stellar MLS #S5114837
11/01/2024$745,000Listed For SaleStellar MLS #S5114837
02/28/2008$5,100Sold
N/A
12/15/2000$98,100Sold
N/A
02/27/1996$98,500Sold
N/A

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Property Tax and Assessment

Year2024
Tax$2,388
Assessment$257,000
Home facts updated by county records

Comparable Sales for 4321 Rummell Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.10
Single-Family Home
$435,000
06/27/25
3
2
2,250
0.30
Single-Family Home
$325,000
12/11/25
3
2
1,522
0.29
Single-Family Home
$450,000
05/22/25
4
2
2,305
0.13
Single-Family Home
$365,000
12/11/25
3
2
1,398
0.18
Single-Family Home
$300,000
08/06/25
3
2
1,614
0.26
Single-Family Home
$346,000
10/02/25
3
2
1,203
0.17
Single-Family Home
$330,000
01/14/26
3
2
1,459
0.40
Single-Family Home
$360,000
12/29/25
3
2
1,160
0.31
Single-Family Home
$425,000
02/02/26
4
3
1,855
0.16
Single-Family Home
$344,000
08/08/25
3
2
1,338

Nearby homes

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What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.
  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 73 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."

LGBTQ Local Legal Protections

Jessica Gardner, REALTY HUB, (407) 900-1001
Agent Phone: (407) 488-9836
4321 Rummell Rd, Saint Cloud, FL 34769 is a 3 bedroom, 2 bathroom, 2,252 sqft single-family home built in 1958. This property is currently available for sale and was listed by Stellar MLS on Jan 1, 2026. The MLS # for this home is MLS# S5140907.