432 Mill St, Gardner, MA 01440
Property image
Property image
OFF MARKET

432 Mill St
Gardner, MA 01440

  • 3 Beds
  • 2.5 Baths
  • 1,664 sqft (on 1.38 acres)

$499,900

Trulia Estimate
as of Aug 8, 2026
Est. Refi. Payment $3,150/mo*
Refinance Your Home

$499,900

Trulia Estimate
as of Aug 8, 2026
Est. Refi. Payment $3,150/mo*
Refinance Your Home
3 Beds
2.5 Baths
1,664 sqft
(on 1.38 acres)

Local Information

  • Map ViewExplore the area around 432 Mill St.
  • Schools1 Preschool School2 Elementary Schools2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2003
Lot Size
1.38 acres
Living Area
1,664 sqft
Price/Sqft
$300

About this House

Are you looking for privacy? This move in ready, young colonial is set far back from the street, in a quiet neighborhood in Gardner. Open, sun filled eat-in kitchen with island to stay, and backyard access through the new slider. Hardwood flooring throughout formal dining room and spacious living room. Laundry is conveniently located in the first floor half bath. Upstairs has updated laminate flooring throughout all 3 bedrooms and 2 full baths. Master bedroom has a true walk-in closet, as well as a full bath. Sunny front bedroom has 3 windows and full size closets. Basement has large finished area with tile floor and high ceiling for man cave, workout room or family room. Large private front yard for entertaining, and plenty of room for parking for guests. Attached 2 car garage with lots of storage! Just minutes to Rt2 and shopping. Donât miss the Open House Saturday March 9th from 11-12:30pm!!
432 Mill St, Gardner, MA 01440 is a 3 bedroom, 3 bathroom, 1,664 sqft single-family home built in 2003. It last sold for $282,400 on Apr 19, 2019. It is currently off market. The Trulia Estimate is $499,900, with a rent estimate of $3,102/month.

Home Details for 432 Mill St

Interior Features

Heating & Cooling
Heating: Other, OilHeating Fuel: Other
Interior Details
Number of Rooms: 7
Appliances & Utilities
Cable ReadyDishwasherDryerRefrigerator
Levels, Entrance, & Accessibility
Floors: Tile, Hardwood, Laminate, Linoleum Vinyl

Exterior Features

Exterior Home Features
Roof: AsphaltDeckExterior: OtherGardenPorch

Property Information

Year Built
Year Built: 2003
Property Type / Style
Property Type: Single Family HomeArchitecture: Colonial

Community

Units in Building: 1

Lot Information

Lot Area: 1.38 acres

Price History for 432 Mill St

DatePriceEventSource
04/19/2019$282,400Sold
N/A
03/12/2019$289,900PendingAgent Provided
03/06/2019$289,900Listed For SaleAgent Provided
03/30/2012$155,000Sold
N/A
12/30/2011$154,900Listed For SaleAgent Provided
11/18/2011$159,900ListingRemovedAgent Provided
11/08/2011$159,900PriceChange
Agent Provided
09/16/2011$169,900PriceChange
Agent Provided
08/02/2011$189,900PriceChange
Agent Provided
06/29/2011$199,900PriceChange
Agent Provided
06/03/2011$219,900Listed For SaleAgent Provided
12/22/2003$252,400Sold
N/A

Market trends in Gardner

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
56
4MoM
Skip to last item
  • Results are loading
Skip to first item

Property Tax and Assessment

Year2025
Tax$5,992
Assessment$417,300
Home facts updated by county records

Comparable Sales for 432 Mill St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
70 Sawyer St, Gardner, MA
0.27
Single-Family Home
$450,000
10/09/25
3
2.5
1,864
40 Sawyer St, Gardner, MA
0.43
Single-Family Home
$465,000
04/30/26
3
1.5
1,568
747 Timpany Blvd, Gardner, MA
0.40
Single-Family Home
$539,000
11/17/25
3
2.5
2,172
283 Mill St, Gardner, MA
0.35
Single-Family Home
$485,000
01/02/26
4
2
2,080
37 Sawyer St, Gardner, MA
0.46
Single-Family Home
$275,000
08/22/25
2
1
1,781
20 Stephanie Dr, Gardner, MA
0.86
Single-Family Home
$420,000
01/21/26
3
1.5
1,536
35 Dyer St, Gardner, MA
0.76
Single-Family Home
$589,900
06/29/26
4
2
2,238
95 Ken Dr, Gardner, MA
0.89
Single-Family Home
$362,000
07/16/26
3
1
1,638
277 Lovewell St, Gardner, MA
0.90
Single-Family Home
$388,000
12/15/25
3
1
1,608
281 Lovewell St, Gardner, MA
0.91
Single-Family Home
$385,000
08/29/25
3
1
998

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 432 Mill St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Gardner

At least 150 Trulia users voted on each feature.

  • 82 % Say parking is easy

  • 80 % Say car is needed

  • 78 % Say it's dog friendly

  • 78 % Say there are sidewalks

  • 74 % Say there's holiday spirit

  • 70 % Say yards are well-kept

  • 67 % Say people would walk alone at night

  • 61 % Say it's walkable to restaurants

  • 61 % Say kids play outside

  • 58 % Say it's walkable to grocery stores

  • 54 % Say there's wildlife

  • 51 % Say streets are well-lit

  • 48 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 41 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Haley Cwalina
    "Easy access to highway and plenty of stores around don’t have to commute far to get necessities . The roads are not bad either "
    0
    Flag
  • Karen Reynoso
    "I don’t have dogs but I see people walking on the street because there is not side walk spaces available "
    0
    Flag
  • Savivsauga
    "Great Neighborhood and really great town to live in. Also have good plazas and restaurants around. You can go hiking and visits different parks"
    0
    Flag
  • Tanyahiner
    "Easy access to downtown Gardner and to route 2. A commute to Worcester or Boston would be feasible at this location ."
    4
    Flag
  • Bjmaher
    "Close to all major schools , including college and hospital . neighborhood friendly, dog walking is frequent . Well kept front yards, "
    1
    Flag
  • Aquino L.
    "It is very dog oriented of a town. People are generally cordial and most dogs are well trained with ample walking paths and trails."
    5
    Flag
  • Carl C.
    "Movie night in the summer up the street at the park. Different bands in the summer time on Friday nights."
    3
    Flag
  • Colleen M.
    "Gardner is an awesome town to live in. You don't have to travel to go to the stores!! There is plenty of grocery stores in town. The people are nice!!! "
    3
    Flag
  • Mlpowers13
    "Our neighborhood is fairly quiet though you can sometimes hear the gun range at the rod and gun club if you are outside. People are friendly but most often keep to themselves. It's close to shopping and amenities but feels removed from town."
    1
    Flag
  • Send2tc
    "There are a lot of things to do in Gardner. We have a lot of community events, movie theater, bowling. We have a beautiful library. There are many parks and a city pool. We have a state park at Dunn pond where you can go swimming and have a BBQ."
    1
    Flag
  • Mlpowers13
    "I've lived in Gardner since 2003 and find it to be a nice area overall with lots of recreational areas both within the town itself and in the surrounding towns. Like most communities, some parts of town have aged a little better than others but it is generally a pleasant mid-sized town."
    2
    Flag
  • Barbiedoll93066
    "I have s car but there is a Mart bus (city bus) that stops here and has several destinations. It is reliable and not expensive for someone who doesn’t mind going when the schedule fits your needs. "
    0
    Flag
  • Send2tc
    "There’s a lot to do in Gardner. We have a State Park with swimming. Picnic tables with grills. Walking trails and playground."
    0
    Flag
  • Mlpowers13
    "They have regular "festivals" sidewalk sales and show movies in the park in summertime. There is a good extended day program for schoolkids."
    0
    Flag
  • Kristina S.
    "Halloween rocks in my neighborhood! 200 kids minimum every year 😊 Very safe, have never had any packages stolen and I get a delivery almost every other day."
    0
    Flag
  • Shianecordio
    "its very difficult to find places that except dogs. and if they do usually it is breed specific. "
    0
    Flag
  • Drfteclipse
    "good neighborhoods very kid friendly close to multiple amenities highway hospital stores very convenient "
    0
    Flag
  • Donastacia
    "Quick access to Route 2, short commute to NH cities or Worcester within 45 minutes with little traffic to work. Nearby mountain to ski wn 10 minutes. 50 miles to Boston "
    0
    Flag
  • Ajpisces30
    "I’ve lived in this neighborhood for 12 years and I just want to get away. It is a nightmare especially in the summer. A lot of drama and nonsense."
    1
    Flag
  • Ajpisces30
    "I live in my neighborhood for 12 years but I hate the drama and just want to move somewhere else. It is low income but the neighbors are trouble and I don’t want my kids here anymore."
    0
    Flag
  • Knee1
    "Friendly neighborhood of mixed ages, familes, couples and retirees."
    1
    Flag
  • Deb E.
    "Gardner is a small town which has everything, really. Town comes complete with a large park & some smaller ones; good schools, plenty of churches, shopping, an indoor & outdoor pool; a skating rink, 2 bowling alleys, some decent restaurants, a Wal-Mart, car repair shops, all major fast food type places, etc. For a little dot on the map, its got alot. If you live in town, you can walk to most of the major stuff. Public transportation is just adequate. Not a great hot spot for entertainment or nightlife; go to Worcester for that. A nice little family town; it needs to stay that way"
    3
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

Skip to last item
Skip to first item

Explore by feature - Pet Friendly

6 pet-friendly rentals in Gardner, MA

Explore by feature - Air Conditioning

22 rentals with air conditioning in Gardner, MA

Explore by feature - Pool

7 rentals with a pool in Gardner, MA

Explore by feature - Washer/dryer

9 rentals with a washer/dryer in Gardner, MA

Homes for sale near 432 Mill St

Skip to last item
Skip to first item

Off Market Homes Near 432 Mill St

Skip to last item
Skip to first item

Frequently asked questions about 432 Mill St

  • What is 432 Mill St estimated to be worth?
    Trulia's estimated value for 432 Mill St in Gardner, MA is $499,900.
  • What is the price history for 432 Mill St?
    432 Mill St in Gardner, MA last sold for $282,400 in April 2019.
  • Is Gardner a buyer's or seller's market?
    Gardner is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Gardner?
    Residents describe Gardner, MA as easy to park in, dog-friendly, and pedestrian-friendly. See recently sold homes in Gardner, MA.
  • Does 432 Mill St have laundry facilities?
    Yes, 432 Mill St in Gardner, MA has laundry facilities.
  • How big is the lot at 432 Mill St?
    The lot at 432 Mill St in Gardner, MA is about 1.4 acres.