432 Cedar St, Chico, CA 95928
OFF MARKET
Listed by John Wallace, Century 21 Select Real Estate, Inc., (530) 345-6618 . Bought with Century 21 Select Real Estate, Inc.

432 Cedar St
Chico, CA 95928

South Campus
  • 6 Beds
  • 2.5 Baths
  • 1,842 sqft

$370,600

Trulia Estimate
as of Jul 12, 2026
Est. Refi. Payment $2,278/mo*
Refinance Your Home

$370,600

Trulia Estimate
as of Jul 12, 2026
Est. Refi. Payment $2,278/mo*
Refinance Your Home
6 Beds
2.5 Baths
1,842 sqft

Local Information

  • Map ViewExplore the area around 432 Cedar St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

SELLER FINANCING!!! 20% down, 5% interest rate, Amortized over 30 years Due in 8 years. Great terms to start real estate ownership. South Campus location rented through June 2025 at $2950/month with parent guarantee. Very close to university and wildcat rec center. 6 bedrooms 2.5 baths. Potential for conversion to a duplex rental. Across from city park and a short walk to restaurants and stores. New plank flooring with three bedrooms upstairs and three downstairs. Large yard for those evening barbecues and evening get together. Has a new roof with a small garage at rear of property and plenty of off-street parking.
432 Cedar St, Chico, CA 95928 is a 6 bedroom, 3 bathroom, 1,842 sqft single-family home in South Campus, built in 1905. It last sold for $405,000 on Jan 15, 2025 (7% below the $437,000 asking price). More recently, it was listed as a rental in November 2024 with an asking price of $3,100 per month. That rental listing was removed on November 23, 2024. It is currently off market. The Trulia Estimate is $370,600, with a rent estimate of $2,971/month.

Home Highlights

Parking
Garage
Outdoor
Porch
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 432 Cedar St

Interior Features

Interior Details
Basement: FinishedNumber of Rooms: 4Types of Rooms: Bathroom, Basement, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 6Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1842 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Available, Natural Gas Available, Sewer Connected, Water Available, Overhead UtilitiesAppliances: Refrigerator, Range Hood, Water HeaterLaundry: Laundry RoomRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: NoneSpa: NoneNo FireplaceNo Spa
Gas & Electric
Electric: Electricity - On Property
Windows, Doors, Floors & Walls
Flooring: LaminateCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoEntry Location: PORCHAccessibility: NoneFloors: Laminate
View
Has a ViewView: Neighborhood
Security
Security: Carbon Monoxide Detector(s), Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: CompositionPatio / Porch: Covered, Front Porch, Porch, WoodFencing: Average ConditionFoundation: Concrete PerimeterNo Private Pool
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Open Parking Spaces: 6Has a GarageNo Attached GarageParking Spaces: 7Parking: Concrete,Driveway Level,Driveway,Garage Faces Front,Off Street,Uncovered
Pool
Pool: None
Frontage
Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet

Days on Market

Cumulative Days on Market: 272

Property Information

Year Built
Year Built: 1905
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Traditional
Building
Construction Materials: Wood SidingNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 004116003000

Price & Status

Price
List Price: $437,000
Status Change & Dates
Off Market Date: Mon Dec 16 2024Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: Chico
School Information
High School District: Chico Unified

Community

Community Features: Biking, Curbs, Dog Park, Gutter(s), Street Lights, Sidewalks, Urban, ParkNot Senior Community

HOA

Association for this Listing: California Regional MLS

Lot Information

Lot Area: 5663 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Owner May Carry, Submit

Miscellaneous

BasementMls Number: SN24029205Living Area Range Units: Square FeetAttribution Contact: 530-514-2405Back On Market Date: Fri May 31 2024Common Interest: NoneUniversal Property Id: US-06007-N-004116003000-R-N

Additional Information

BikingCurbsDog ParkGutter(s)Street LightsSidewalksUrbanPark
Last check for updates: about 23 hours ago
Listed by John Wallace DRE #01110326, (530) 514-2405
Century 21 Select Real Estate, Inc.
Bought with: Joseph Dufloth DRE #02207880, Century 21 Select Real Estate, Inc.
Originating MLS: California Regional MLS
Source: CRMLS, MLS#SN24029205

Price History for 432 Cedar St

DatePriceEventSource
01/15/2025$405,000Sold
CRMLS #SN24029205
12/19/2024$437,000PendingCRMLS #SN24029205
11/23/2024$3,100ListingRemovedZillow Rentals
11/06/2024$3,100Listed For RentZillow Rentals
10/27/2024$437,000PriceChange
CRMLS #SN24029205
05/31/2024$439,000PriceChange
CRMLS #SN24029205
05/06/2024$469,000PendingCRMLS #SN24029205
02/14/2024ListingRemovedZillow Rentals
12/20/2023$2,995PriceChange
Zillow Rentals
03/16/2023$2,250PriceChange
Zillow Rentals
03/04/2023$2,895PriceChange
Zillow Rentals
11/16/2022$3,395Listed For RentZillow Rental Network Premium
05/23/2014$315,000Sold
N/A
06/22/2001$200,000Sold
N/A

Market trends in Chico

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$457K
$5.17KMoM
Sale-to-List Price
100.0%
Price per sq ft
$302
$3MoM
Available listings
276
5MoM
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Property Tax and Assessment

Year2025
Tax$4,468
Assessment$386,136
Home facts updated by county records

Comparable Sales for 432 Cedar St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1048 W 5th St, Chico, CA
0.04
Single-Family Home
$315,000
04/01/26
4
3
1,190
403 Ash St, Chico, CA
0.16
Single-Family Home
$390,000
05/05/26
5
2
2,291
1430 W 4th St, Chico, CA
0.28
Single-Family Home
$430,000
12/17/25
3
3
1,330
843 Cedar St, Chico, CA
0.26
Single-Family Home
$315,000
08/22/25
3
2
947
1220 Broadway St, Chico, CA
0.76
Single-Family Home
$410,000
12/19/25
6
2
2,496
1239 Broadway St, Chico, CA
0.81
Single-Family Home
$386,000
02/19/26
6
3
2,220
1012 Poppy St, Chico, CA
0.53
Single-Family Home
$265,000
07/02/26
4
2
1,302
1406 W 7th St, Chico, CA
0.29
Single-Family Home
$175,000
06/09/26
4
2
1,000
1625 Chico River Rd, Chico, CA
0.48
Single-Family Home
$370,000
12/22/25
3
2
1,120
1242 Bidwell Ave, Chico, CA
0.51
Single-Family Home
$473,880
05/07/26
4
2
1,900

Nearby homes

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Assigned Schools

These are the assigned schools for 432 Cedar St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

South Campus
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about South Campus

At least 2 Trulia users voted on each feature.

  • 100 % Say it's walkable to restaurants

  • 80 % Say car is needed

  • 71 % Say it's dog friendly

  • 67 % Say there's wildlife

  • 57 % Say parking is easy

  • 50 % Say yards are well-kept

  • 43 % Say it's quiet

  • 43 % Say it's walkable to grocery stores

  • 40 % Say there's holiday spirit

  • 40 % Say people would walk alone at night

  • 33 % Say there are sidewalks

  • 25 % Say there are community events

  • 23 % Say neighbors are friendly

Sourced by Trulia users. Learn more about our methodology.
  • Skycayrose
    "This neighborhood is great if your a college kid or homeless, I don’t feel safe outside after dark, I won’t let my kids go anywhere without an adult, not the worst neighborhood but not the best either "
    23
    Flag
  • Maggie
    "fine, I walk to school and work, but have to drive for groceries and other things. the bums can be a problem at times "
    1
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

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Explore by feature - Pet Friendly

152 pet-friendly rentals in Chico, CA

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Explore by feature - Air Conditioning

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Explore by feature - Pool

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Explore by feature - Outdoor Space

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Homes for sale near 432 Cedar St

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Off Market Homes Near 432 Cedar St

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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-07-11 09:10:46 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information