4304 Mud Creek Rd, Ely, MN 55731
Property image
Property image
FOR SALE
3D VIEW
40 ACRES

4304 Mud Creek Rd
Ely, MN 55731

  • 2 Beds
  • 1 Bath
  • 1,450 sqft (on 40 acres)

$369,000

Original price: $389,000
Est. Mortgage $2,291/mo*
Get Pre-Qualified

$369,000

Original price: $389,000
Est. Mortgage $2,291/mo*
Get Pre-Qualified
2 Beds
1 Bath
1,450 sqft
(on 40 acres)

Home Highlights

Parking
Garage
Price/Sqft
$254
Climate Control
Hot Water, Wood Heating
Listed
78 days ago

Local Information

  • Map ViewExplore the area around 4304 Mud Creek Rd.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Off grid living at its finest! Large 2 bedroom home on 40 private acres located aprox 3.3 miles up county maintained Mud Creek Road from Highway 169, half way between Ely and Tower. Great location with state lands on 2 sides and very close to the Mud Creek public access where a boat or canoe can be launched to access Mud Lake, and great fishing! There are views of Mud Creek from the home. The land is high with rolling hills and gorgeous tree cover. The home is almost new, year-around, highly efficient, and built with SIP panels and has aprox 1450 feet of living space that is very well built and immaculately done! The main floor features post and beam construction with birch tongue and groove walls, and pigment dyed concrete floors with in-floor heat and houses the gorgeous kitchen, dining area, living room, the full bath, a bedroom, storage room, and utility room. Up a few stairs takes you to the large main bedroom. There is also a stairway to the huge 22 x 20 loft with gorgeous basswood vaulted ceilings that serves as an office, work out area, storage, and many other uses. The home is heated with propane and powered by solar panels located on the hill top with great access to the sun. The Bluetti solar system is new, robust, and designed for longevity and peace of mind. This turnkey system can be remotely monitored and generally feels like living in a regular grid connected home. There is a back up generator so power is never an issue. The home has maintenance free metal roofing and siding to help your peace of mind during fire season. Home has a high flow drilled well, on-demand hot water, and a new 2 BR mound septic system. Other features include a large screened in porch, 22x28 insulated garage, 22x27 carport, wood shed, utility shed, hose with hot water, and a 45' Starlink tower for reliable high speed internet. Also a wood stove for pleasant back up heat and ambience. Home is turnkey, very efficient, and ready for year around living...or use it as your "up north" recreation headquarters! Wildlife galore with all the area species regularly seen. Other features are garden areas, nearby gravel pit, nice trails & old roads for hiking, biking, trail running, dogsledding, etc. Also close proximity to ATV and snowmobile trails, and Lake Vermilion! This property is very awesome, and meticulously built and cared for! House was built to be good in case of forest fires w/ metal roof & siding, and there are ready made fire breaks around the land.
Last check for updates: about 22 hours ago
Listing courtesy of Jeff Hway, (218) 349-0906
Bear Island Realty LLC
Zachary Hway, (651) 341-0383
Bear Island Realty LLC
Source: Lake Superior Area Realtors as distributed by MLS GRID, MLS#6125838
Also Listed on Lake Superior Area Realtors as distributed by MLS GRID.

Home Details for 4304 Mud Creek Rd

Interior Features

Interior Details
Number of Rooms: 10Types of Rooms: Master Bedroom, Bedroom, Bathroom, Kitchen, Living Room, Loft, Storage, Three Season Porch, Utility Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1450 Square Feet
Appliances & Utilities
Utilities: SatelliteAppliances: Water Heater-Tankless
Heating & Cooling
Heating: In Floor Heat,Hot Water,WoodNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: In Floor Heat
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Free StandingHas a Fireplace
Gas & Electric
Electric: None
Levels, Entrance, & Accessibility
Number of Stories: 1
View
Has a ViewView: River, Panoramic

Exterior Features

Exterior Home Features
Roof: MetalFencing: ElectricOther Structures: Storage Shed, Other
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Gravel,Detached,Electrical Service,Insulation
Frontage
Road Frontage: County RoadResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: UnimprovedNot on Waterfront
Water & Sewer
Sewer: Private Sewer, Mound Septic
Finished Area
Finished Area (above surface): 1450 Square Feet

Days on Market

Cumulative Days on Market: 67Days on Market: 78

Property Information

Year Built
Year Built: 2024
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary
Building
Construction Materials: Steel Siding, Frame/Wood
Property Information
Condition: Previously OwnedParcel Number: 370001001300

Price & Status

Price
List Price: $369,000Price Per Sqft: $254
Status Change & Dates
Possession Timing: Immediate

Active Status

MLS Status: ACTIVE

Media

Location

Direction & Address
City: Ely
School Information
High School District: St. Louis County #2142

Agent Information

Listing Agent
Listing ID: 6125838

HOA

No HOA

Lot Information

Lot Area: 40 Acres

Offer

Listing Terms: Cash, Conventional

Miscellaneous

Mls Number: 6125838Water ViewWater View: RiverAttribution Contact: ***Above Grade Unfinished Area: 1450

Around this home

What Locals Say about Ely

At least 8 Trulia users voted on each feature.

  • 93 % Say there's wildlife

  • 90 % Say kids play outside

  • 89 % Say car is needed

  • 88 % Say parking is easy

  • 86 % Say it's quiet

  • 83 % Say yards are well-kept

  • 83 % Say it's dog friendly

  • 80 % Say there's holiday spirit

  • 78 % Say people would walk alone at night

  • 77 % Say it's walkable to restaurants

  • 75 % Say there are sidewalks

  • 73 % Say streets are well-lit

  • 72 % Say neighbors are friendly

  • 69 % Say it's walkable to grocery stores

  • 45 % Say there are community events

  • 36 % Say they plan to stay for at least 5 years

Sourced by Trulia users. Learn more about our methodology.
  • Mavericksells
    "Ely is surrounded by forests and it’s a lovely, peaceful place to reside. There are wonderful restaurants, shops, a great movie theater and a variety of outdoor activities to choose from year round. "
    0
    Flag
  • Derek H.
    "Ely is located at the end of the road. No roads go to much further north due to the boundary waters canoe area which strictly prohibits dwellings or any man made structures. Ely can seem like a long way from anywhere at times and the community recognizes this and most willing are willing to help whoever and whenever the need may arise. We take care of our own and then some . "
    7
    Flag
  • Jennifer P.
    "Don't move here if you don't like being out in the woods. ppl on this town take care of each other. even if you're new. as long as you show you want to be part of Ely. "
    0
    Flag
  • Jennifer P.
    "as a new comer to ely try to get into activities around town, especially if you have younger children who are not school age. jobs are not always easy to find and though the cost of living is fairly low you do money can get tight quickly. ely is a nice town but it's hard on you too. more work for less. your kids are safe here but still know who you're talking to before hand."
    3
    Flag
  • Rvhall
    "There is no public transport in this neighborhood , but Arrowhead transport does run in town for a nominal fee and there are weekly trips to Virginia Mn."
    0
    Flag
  • Lora L.
    "We have cab service and in town bus service. It’s a 25 block walk from first place in town to last. Generally, the city park,police,fire,library dot,and shopping district are within 8 blocks from anywhere."
    0
    Flag

Market trends in Ely

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
98
2MoM

Home Value

Trulia Estimate
$355K
Since last month
Decreased$17K (-4.6%)
Since last year
Decreased$22K (-5.9%)
Since last sale
Increased$295K (+491.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -6% in the last 10 years
MonthEstimated value
2026
August 2026$355K
July 2026$372K
June 2026$377K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3810 Mud Creek Rd, Ely, MN
2.48
Single-Family Home
$110,000
05/06/26
2
-
840
3806 Dorem Dr, Ely, MN
3.22
Single-Family Home
$250,000
07/24/26
2
1
720
4891 Lake Vermilion N, Tower, MN
2.91
Single-Family Home
$229,000
07/24/26
2
-
1,219
3819 Dorem Dr, Ely, MN
3.14
Single-Family Home
$798,500
06/10/26
2
2.5
1,774
1531 Bear Head State Park Rd, Ely, MN
3.35
Single-Family Home
$335,000
07/17/26
1
1
1,056
1675 Bradach Rd, Ely, MN
3.61
Single-Family Home
$780,000
08/12/26
3
2
1,916
1859 Bobence Rd, Ely, MN
3.73
Single-Family Home
$420,000
06/22/26
3
3
1,532
1755 Bradach Rd, Ely, MN
3.70
Single-Family Home
$260,000
07/08/26
1
1
694

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
xxx Mud Creek Rd, Ely, MN 55731
0.49
-
-
-
-
Off Market
TBD LaRue Mine Rd, Ely, MN 55731
0.69
-
-
-
-
Off Market
4151 Mud Creek Rd, Ely, MN 55731
0.70
$589,000
2
1
1,188
For Sale
4280 LaRue Mine Rd, Ely, MN 55731
0.78
$153,400
1
-
440
Off Market
TBD Mud Creek Rd, Ely, MN 55731
0.99
$158,900
Studio
-
-
Off Market
Mud Creek Rd, Ely, MN 55731
1.16
-
-
-
-
Off Market
3872 Mud Creek Rd, Ely, MN 55731
1.31
$411,700
2
1
864
Off Market

Price and Tax history

DateEventPrice
Aug 7, 2026
Source: Lake Superior Area Realtors as distributed by MLS GRID #6125838
PriceChange
$369,000
Price decreased by 5%
Jun 4, 2026
Source: Lake Superior Area Realtors as distributed by MLS GRID #6125838
Listed For Sale
$389,000
Oct 19, 2010
Source: N/A
Sold
$60,000
Nov 2, 2001
Source: N/A
Sold
$22,500

LGBTQ Local Legal Protections

Jeff Hway, Bear Island Realty LLC
Agent Phone: (218) 349-0906
Based on information submitted to the MLS GRID as of 2026-08-21 01:02:09 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 4304 Mud Creek Rd

  • What is the estimated monthly payment for 4304 Mud Creek Rd?
    Based on a $369,000 list price with 20% down at today's rates, the estimated monthly payment for 4304 Mud Creek Rd in Ely, MN is approximately $2,341 (about $1,937 principal & interest, $329 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Ely?
    Residents describe Ely, MN as easy to park in, quiet, and well-kept. Most residents say you need a car. See homes for sale in Ely, MN.
  • What are the closest schools to 4304 Mud Creek Rd?
    The closest schools to 4304 Mud Creek Rd in Ely, MN are Northeast Range Secondary (Middle/High, rated 6/10), Tower-Soudan Elementary School (Pre-K, rated 5/10).
  • What is 4304 Mud Creek Rd estimated to be worth?
    Trulia's estimated value for 4304 Mud Creek Rd in Ely, MN is $355,000.
  • How big is the lot at 4304 Mud Creek Rd?
    The lot at 4304 Mud Creek Rd in Ely, MN is about 40 acres.
  • Does 4304 Mud Creek Rd have a garage?
    Yes, 4304 Mud Creek Rd in Ely, MN has a garage.
4304 Mud Creek Rd, Ely, MN 55731 is a 2 bedroom, 1 bathroom, 1,450 sqft single-family home built in 2024. This property is currently available for sale and was listed by Lake Superior Area Realtors as distributed by MLS GRID on Jun 4, 2026. The MLS # for this home is MLS# 6125838.