430 Olive St, Morro Bay, CA 93442
SOLD
JAN 20, 2026
Listed by Lorraine Sterkel, Horizon Realty & Property Mgt, (805) 772-5657 . Bought with Horizon Realty & Property Mgt

430 Olive St
Morro Bay, CA 93442

  • 3 Beds
  • 4 Baths
  • 2,400 sqft

$1,624,000

Last Sold: Jan 20, 2026
$677/sqft
Est. Refi. Payment $9,787/mo*
Refinance Your Home

$1,624,000

Last Sold: Jan 20, 2026
$677/sqft
Est. Refi. Payment $9,787/mo*
Refinance Your Home
3 Beds
4 Baths
2,400 sqft

Local Information

  • Map ViewExplore the area around 430 Olive St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1956
Living Area
2,400 sqft
Price/Sqft
$677/sqft
Parking
Garage
HOA
None

About this House

Coastal Retreat Backing Up to Cerrito Peak – Ocean Views & Prime Location!
Enjoy the best of Morro Bay living in this stunning tri-level home with 3 bedrooms and 3 full baths and 1-¾ bathrooms, perfectly situated in the coveted Morro Heights neighborhood. This unique property backs up to scenic Cerrito Peak, offering a rare blend of privacy, nature, and spectacular ocean views.
Inside, you'll find a spacious living room and comfortable family room, both with access to a large entertainer’s patio—ideal for soaking in sunsets or hosting guests. The kitchen features granite countertops, while wood and ceramic tile flooring runs throughout the home.
Two of the bathrooms include oversized Jacuzzi tubs, and the home is enhanced by ceiling fans and abundant lighting, both indoors and out. Just a short walk to the Embarcadero and downtown Morro Bay, this home delivers coastal living at its finest, with nature as your backyard and the ocean as your view.
Possibly lock off top floor which has a separate entry for separate guest quarters or rent. Additionally, the owner live in lower 2 levels which includes the family room, kitchen, living room, full bath and large patio on 2nd level and ground floor master suite, 1 full bathroom and also a 3/4 bath and laundry area.
430 Olive St, Morro Bay, CA 93442 is a 3 bedroom, 4 bathroom, 2,400 sqft single-family home built in 1956. It last sold for the $1,624,000 asking price on Jan 20, 2026. It is currently off market. The Trulia Estimate is $1,652,900, with a rent estimate of $5,142/month.

Home Details for 430 Olive St

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Bathroom, Kitchen, OtherWet Bar
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (three quarters): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2400 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Electric Range, Disposal, Microwave, RefrigeratorDishwasherDisposalLaundry: Washer Hookup,Gas Dryer Hookup,InsideMicrowaveRefrigerator
Heating & Cooling
Heating: Ductless,ElectricHas CoolingAir Conditioning: Ductless,ElectricHas HeatingHeating Fuel: Ductless
Fireplace & Spa
Fireplace: Family RoomSpa: BathHas a FireplaceHas a Spa
Gas & Electric
Electric: Electricity - On Property
Windows, Doors, Floors & Walls
Window: Double Pane WindowsDoor: Sliding DoorsFlooring: Carpet, Stone, WoodCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 3Number of Stories: 3Levels: Three Or MoreEntry Location: 2 nd levelAccessibility: NoneFloors: Carpet, Stone, Wood
View
Has a ViewView: Coastline, Ocean, Panoramic
Security
Security: Carbon Monoxide Detector(s), Smoke Detector(s)

Exterior Features

Exterior Home Features
Patio / Porch: Concrete, Open, PatioFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageParking Spaces: 2Parking: Asphalt,Concrete,Door-Multi,Driveway,Driveway Up Slope From Street,Garage Faces Front,Garage,Garage Door Opener,Paved
Pool
Pool: None
Frontage
Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer, Sewer Assessment(s)
Surface & Elevation
Elevation Units: Feet

Days on Market

Cumulative Days on Market: 205

Property Information

Year Built
Year Built: 1956
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: House
Building
Construction Materials: Block, StuccoNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Condition: Building Permit, Updated/RemodeledParcel Number: 066222074

Price & Status

Price
List Price: $1,624,000Price Per Sqft: $677/sqft
Status Change & Dates
Off Market Date: Sat Dec 06 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: Morro BayCommunity: Morro Heights (810)
School Information
High School: Morro BayHigh School District: San Luis Coastal Unified

Community

Community Features: Gutter(s), SuburbanNot Senior Community

HOA

Association for this Listing: California Regional MLS

Lot Information

Lot Area: 8948 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: Estate sale is planned and all will be removed prior to close of escrow.Listing Terms: Cash, Cash to New Loan

Miscellaneous

Mls Number: SC25107871Living Area Range Units: Square FeetWater ViewWater View: Coastline, OceanAttribution Contact: 805-440-6853Common Interest: NoneUniversal Property Id: US-06079-N-066222074-R-N

Additional Information

Gutter(s)Suburban
Last check for updates: about 2 hours ago
Listed by Lorraine Sterkel DRE #00648760, (805) 440-6853
Horizon Realty & Property Mgt
Bought with: Lorraine Sterkel DRE #00648760, (805) 772-5657, Horizon Realty & Property Mgt
Originating MLS: California Regional MLS
Source: CRMLS, MLS#SC25107871

Price History for 430 Olive St

DatePriceEventSource
01/20/2026$1,624,000Sold
CRMLS #SC25107871
01/01/2026$1,624,000PendingCRMLS #SC25107871
12/09/2025$1,624,000ContingentCRMLS #SC25107871
09/02/2025$1,624,000PriceChange
CRMLS #SC25107871
08/02/2025$1,849,000PriceChange
CRMLS #SC25107871
06/24/2025$1,899,000PriceChange
CRMLS #SC25107871
05/15/2025$2,169,000Listed For SaleCRMLS #SC25107871

Market trends in Morro Bay

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
40
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Property Tax and Assessment

Year2025
Tax$3,881
Assessment$352,099
Home facts updated by county records

Comparable Sales for 430 Olive St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
226 Bradley Ave, Morro Bay, CA
0.41
Single-Family Home
$1,400,000
02/03/26
3
3.5
2,393
436 Morro Ave, Morro Bay, CA
0.16
Single-Family Home
$1,800,000
07/17/26
3
3
2,875
290 Piney Ln, Morro Bay, CA
0.24
Single-Family Home
$2,510,000
07/30/25
3
2.5
2,701
451 Main St, Morro Bay, CA
0.14
Single-Family Home
$1,250,000
08/28/25
3
2.5
2,549
431 Main St, Morro Bay, CA
0.12
Single-Family Home
$1,499,000
09/19/25
4
2.5
2,560
487 & 489 Estero Ave, Morro Bay, CA
0.26
Single-Family Home
$1,473,073
07/07/26
6
4
2,700
485 Morro Ave, Morro Bay, CA
0.22
Single-Family Home
$1,750,000
04/13/26
3
3
3,242
300 Piney Way, Morro Bay, CA
0.22
Single-Family Home
$1,650,000
03/31/26
4
2
2,446

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Assigned Schools

These are the assigned schools for 430 Olive St.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Morro Bay

At least 68 Trulia users voted on each feature.

  • 95 % Say it's dog friendly

  • 87 % Say people would walk alone at night

  • 81 % Say yards are well-kept

  • 81 % Say parking is easy

  • 76 % Say it's walkable to restaurants

  • 76 % Say car is needed

  • 73 % Say there's holiday spirit

  • 67 % Say it's walkable to grocery stores

  • 64 % Say it's quiet

  • 54 % Say they plan to stay for at least 5 years

  • 54 % Say neighbors are friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 32 % Say there are sidewalks

  • 27 % Say streets are well-lit

  • 26 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bryson Plater
    "Farmers market, concerts, annual events happening on the Embarcadero, beach festivities, high school sports"
    0
    Flag
  • JT
    "Most employment is in nearby city of San Luis Obispo. My commute is approximately 15 minutes to work."
    0
    Flag
  • Debi
    "It is beautiful in Morro Bay, so naturally my neighbors are outside enjoying the weather and so am I. Very easy to meet neighbors walking by with their dogs. "
    0
    Flag
  • Donden2
    "Not much traffic and most dogs on leash. Most dogs also seem friendly and well trained and cared for."
    0
    Flag
  • Courtney P.
    "Lots of traffic in some areas and tourist. Schools are great and lots of activities to do with the children "
    0
    Flag
  • Breezy5110
    "There is a farmers market just down the street. It is small and only lasts for a few hours. There is a trolley during Christmas time that drives around and give stuffed animals and candy canes to all the kids."
    1
    Flag
  • Raymezz
    "Safe, quiet, and clean with that small town community feel. Great food, shopping and entertainment within walking distance."
    0
    Flag
  • Vonjoncircus
    "We have lots of hills, but the views are beautiful. There’s nothing not to like. Thank you and have a great day"
    7
    Flag
  • Trulia User
    "My commute is very easy and enjoyable. I have lived in the area all of my life and highly recommend it. Beautiful walking paths and lots of outdoor activities. It is a family friendly area."
    0
    Flag
  • Nackyann
    "Main Street is close to me and there are many places within walking distance to shop, etc. Also, there are state parks near by and lovely walking trails to explore."
    0
    Flag
  • Michelle Leicester Cadaret
    "I've lived in the Beach Trac for 10 years. Safe place to raise a family and the neighbours look out for each other."
    3
    Flag
  • Donden2
    "We walk to the store, movies, restaurants and the beach from our home. very safe place and nice neighbors."
    1
    Flag
  • Concertinab
    "We have lived in this area over 10 years. A great friendly neighborhood. The neighbors look out for each other. We have watched the little children grow up into fine young adults. It is a great place to live."
    1
    Flag
  • Joanne1091
    "It’s quiet and everyone knows everyone. We talk to each other and watch out for others belongings. We all co-operate in dog walking times and smile as we pass."
    0
    Flag
  • Rebrunning
    "People are outdoors walking and riding bikes. Many walking dogs. Everyone is friendly—they wave walking by or driving by. Sometimes we have neighborhood potlucks, such as on 4th of July. It’s common to have a friend or neighbor stop by to talk or have a glass of wine. It’s just very friendly and homey"
    1
    Flag
  • Concertinab
    "The neighbors are friendly and look out for each other. We live near the beach and enjoy the fresh sea breezes. "
    0
    Flag
  • Breanna
    "Everything is within walking distance and everything is nice and well kept. Very nice. I love this area."
    0
    Flag
  • Inapeartree
    "Everything is close by within walking distance. Unusually busy on the weekends with the influx of weekenders. Weather is always cool and tolerable even when hot inland. The area is very senior friendly. Great walking up and down the hills. "
    0
    Flag
  • Peterhendrix
    "morro bay is a great, homey beach town. prices are a little high but so is all of california. the city council has been a little more progressive than the past so some good things are afoot. "
    0
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Homes for sale near 430 Olive St

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Off Market Homes Near 430 Olive St

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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-07-24 10:18:52 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information