430 E Monterey St, Denison, TX 75021
SOLD
SEP 15, 2025

430 E Monterey St
Denison, TX 75021

  • 3 Beds
  • 2 Baths
  • 1,338 sqft
3 Beds
2 Baths
1,338 sqft

Local Information

  • Map ViewExplore the area around 430 E Monterey St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Seller is Offering a $5,000 Buyer Bonus – Use It YOUR Way!

Buy down your rate, apply it toward closing costs, or take it off the price—it’s your move! This is your chance to make homeownership even more affordable on this beautifully updated corner-lot gem in Denison.

Welcome to 430 E. Monterey Street, where charm and modern touches come together just minutes from schools, shopping, and historic downtown.

Step inside to a bright, open-concept layout filled with natural light from abundant windows. The living room and kitchen feature luxury vinyl plank flooring (installed in 2023), while the rest of the home is finished with low-maintenance concrete floors—perfect for everyday living.

Enjoy your mornings on the large front porch, featuring striking wooden columns and a natural wood ceiling, then head out back to your oversized backyard oasis, enclosed by a 6-foot privacy fence. Whether you're relaxing or entertaining, you'll love the 16x16 deck and 20x20 concrete patio, both of which feature a built-in fire pit—added in 2023.

Other highlights include: New roof installed in September 2023, Manicured front yard, Large corner lot, Friendly neighborhood with helpful neighbors, Close to amenities, schools, grocery stores, restaurants, and more.

With all these updates, space to entertain, and a $5,000 incentive to make it yours, this home is one you don’t want to miss!
430 E Monterey St, Denison, TX 75021 is a 3 bedroom, 2 bathroom, 1,338 sqft single-family home built in 2019. It last sold for the $240,000 asking price on Sep 15, 2025. It is currently off market. The Trulia Estimate is $212,600, with a rent estimate of $1,643/month.

Home Highlights

Parking
Open Parking
Outdoor
Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 430 E Monterey St

Interior Features

Interior Details
Number of Rooms: 6Types of Rooms: Master Bedroom, Bedroom, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1338 Square Feet
Appliances & Utilities
Utilities: Sewer Available, Water AvailableAppliances: Dishwasher, Electric Range, Disposal, Gas Water Heater, MicrowaveDishwasherDisposalLaundry: Washer Hookup,Electric Dryer HookupMicrowave
Heating & Cooling
Heating: Central,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Window: Window CoveringsFlooring: Laminate, Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Laminate, Tile

Exterior Features

Exterior Home Features
Roof: CompositionPatio / Porch: Deck, CoveredFencing: WoodExterior: Rain Gutters, Fire PitFoundation: Slab
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Concrete,Driveway
Pool
Pool: None
Frontage
Road Frontage: All Weather RoadNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 13

Property Information

Year Built
Year Built: 2019
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Traditional,Detached
Building
Not Attached Property
Property Information
Parcel Number: 147030

Price & Status

Price
List Price: $240,000
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: DenisonCommunity: Highland View Add
School Information
Elementary School: LamarElementary School District: Denison ISDJr High / Middle School: Henry ScottJr High / Middle School District: Denison ISDHigh School: DenisonHigh School District: Denison ISD

HOA

No HOA

Lot Information

Lot Area: 7230.96 sqft

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

Mls Number: 21003500Living Area Range Units: Square FeetAttribution Contact: 903-893-5921Above Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-48181-N-147030-R-N
Last check for updates: about 12 hours ago
Listed by Traci McCarthy 0635043, (903) 893-5921
Ebby Halliday Realtors, (903) 893-5921
Bought with: Spencer McDuffy, MKT Realty Co, (214) 218-9190
Source: NTREIS, MLS#21003500

Price History for 430 E Monterey St

DatePriceEventSource
09/15/2025--Sold
NTREIS #21003500
08/17/2025$240,000PendingNTREIS #21003500
08/07/2025$240,000ContingentNTREIS #21003500
07/24/2025$240,000Listed For SaleNTREIS #21003500
01/30/2025$250,000ListingRemovedNTREIS #20825828
01/24/2025$250,000Listed For SaleNTREIS #20825828

Market trends in Denison

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$197K
$1.25KMoM
Sale-to-List Price
96.4%
0.1%MoM
Price per sq ft
$143
$3MoM
Available listings
388
3MoM
Skip to last item
  • Results are loading
Skip to first item

Property Tax and Assessment

Year2025
Tax$3,676
Assessment$234,509
Home facts updated by county records

Comparable Sales for 430 E Monterey St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
425 E Munson St, Denison, TX
0.26
Single-Family Home
-
11/10/25
3
2
1,344
622 E Heron St, Denison, TX
0.19
Single-Family Home
-
06/08/26
3
2
1,320
530 E Day St, Denison, TX
0.31
Single-Family Home
-
08/25/25
3
2
1,320
1501 S 7th Ave, Denison, TX
0.33
Single-Family Home
-
11/18/25
3
2
1,208
715 E Hanna St, Denison, TX
0.36
Single-Family Home
-
11/28/25
3
2
1,398
1513 S 7th Ave, Denison, TX
0.35
Single-Family Home
-
10/16/25
3
2
1,209
510 E Shepherd St, Denison, TX
0.37
Single-Family Home
-
02/27/26
3
2
1,042
732 E Bullock St, Denison, TX
0.47
Single-Family Home
-
06/01/26
3
2
1,303

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 430 E Monterey St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Denison

At least 211 Trulia users voted on each feature.

  • 90 % Say car is needed

  • 89 % Say parking is easy

  • 86 % Say yards are well-kept

  • 73 % Say there's holiday spirit

  • 67 % Say kids play outside

  • 63 % Say it's dog friendly

  • 56 % Say it's quiet

  • 54 % Say they plan to stay for at least 5 years

  • 52 % Say neighbors are friendly

  • 47 % Say people would walk alone at night

  • 47 % Say there's wildlife

  • 38 % Say there are sidewalks

  • 34 % Say it's walkable to grocery stores

  • 32 % Say streets are well-lit

  • 30 % Say it's walkable to restaurants

  • 16 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Shawn Schofield
    "Near an airport that the president himself landed his plane on.. They also still train people how to fly planes there."
    0
    Flag
  • Erik Anderson
    "Great place, friendly people, lots of places to eat at… good schools and lots of sports and lots of historical places to visit "
    0
    Flag
  • Shawn Schofield
    "Lots of critters around here and you could say the neighbors may go nuts if ya have outdoor pups. As long as you have a fence what can others say, just put that beware of dog sign on to cya."
    0
    Flag
  • Candacetrotter
    "Fall Festival and the truck or treating on Main Street are always fun! I really enjoy going to the food park "
    4
    Flag
  • Heather.mahaffey
    "Short. Traffic is only due to construction. No public transportation. Takes 5-10 minutes to get to work in the neighboring town. "
    4
    Flag
  • Chelsea P.
    "we have great neighborshood watch and its quiet. More homes are being updated with new housing coming in"
    1
    Flag
  • Tami
    "This is a quaint little town and seems like a nice place to raise children. I see children playing outside pretty frequently. "
    3
    Flag
  • Joel M.
    "It’s quiet place !! Good area ! All the necessary stuff! City make a lot of complaints about if you have stuff in your back yard! Looks clean ! Just some homes that they are dirty but not to bad ! "
    3
    Flag
  • Chaunci
    "Short and sweet. Nothing is too far from anything else. The next largest city is Sherman, TX - a whopping 10 mile south of Denison. The traffic between here and there can be testy, but is rarely grueling."
    12
    Flag
  • Chuck M.
    "Certain parts of this town are great but you have to watch out for crime in certain areas. Downtown is getting better, and the country areas are wonderful "
    7
    Flag
  • David P.
    "ease of access to downtown is easy and traffic conditions are not bad here too. It's a friendly community. "
    2
    Flag
  • Susan
    "There are many things for the family to do in Denison. Mainstreet has many events like street fairs and concerts. "
    0
    Flag
  • Lindseybostic
    "Way too many pit bulls and aggressive dogs in the neighborhood. It is hard to take your dog for a walk without getting jumped on by another dog. It has happened to us more than once. "
    0
    Flag
  • Alicia W.
    "nice quiet.older neighborhood close to shopping and hwy enjoy the kept up yards and lots of trees. "
    5
    Flag
  • Elizabot M.
    "We have a great dog park in the middle of town. People are very friendly and have their dogs fenced. I have witnessed most dog owners have their dogs on leashes. There are various dog stations, like poop bags, downtown. The stores will put out a water bowl for the dogs. There’s a lot of things to do with your dog. They have a festival just for dogs in the spring. You can take your dog trick or treating and dress them up. I love living here with my family and three dogs. "
    0
    Flag
  • Eric M.
    "the city will take your pets and fine you quicker than they will let you know. had a city worker roll up on my yard woth his gun drawn."
    4
    Flag
  • Lisa And Billy Arnold
    "Nothing special about this town, it's just like any other mid sized TX town. If you don't like the heat you're looking in the wrong state."
    2
    Flag
  • Eric M.
    "city managment is horrible. the police are horrible. avoid both and its a pretty decent place as far as aging cities go. Being so close to a lake we should be much better off. road are great. if you have an ATV."
    2
    Flag
  • Eric M.
    "Rent is cheap and it is a quick and easy drive to nearby cities that actually have things going on. "
    0
    Flag
  • crystala
    "Lots of good places downtown to walk your pups! No dog park here yet but there is one at Waterloo park! "
    0
    Flag
  • Lindseybostic
    "everyone is pretty friendly... keep to themselves but there are no community events. these houses all need remodeled and then this would be a great neighborhood. But almost every house needs work."
    0
    Flag
  • Lindseybostic
    "Lots of dogs... some aggressive. Lots of pit bulls. Most people keep them put up, but occasionally they get out. makes walks kinda scary. "
    0
    Flag
  • Lisa B.
    "The only con to living in this area owning a dog is the street I live on, Morton st, is a very busy street. But thankful I have an alley in the back with plenty of parking, leaving me enough room to take her out back there. "
    2
    Flag
  • Regina
    "I drive 6 miles to work. It takes 6 minutes. Easy commute to work. There is no public transportation. "
    0
    Flag
  • Lisa B.
    "I lived in this neighborhood for three years! Convenient shopping easy commute back to work and home. "
    1
    Flag
  • Shana P.
    "Access To Many Things. Downtown Denison. Many Shops. Grocery Store. Convenient Stores. Close To Work. Fire Station Close. Nice Area"
    3
    Flag
  • Lisa B.
    "I love living in Denison. Lived here for 3 years and looking to buy land in this area! Wonderful residential area to live in. "
    0
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

Skip to last item
Skip to first item

Explore by feature - Pet Friendly

111 pet-friendly rentals in Denison, TX

Explore by feature - Garage

54 rentals with a garage in Denison, TX

Explore by feature - Air Conditioning

127 rentals with air conditioning in Denison, TX

Explore by feature - Pool

7 rentals with a pool in Denison, TX

Explore by feature - Washer/dryer

121 rentals with a washer/dryer in Denison, TX

Explore by feature - Outdoor Space

50 rentals with an outdoor space in Denison, TX

Homes for sale near 430 E Monterey St

Skip to last item
Skip to first item

Off Market Homes Near 430 E Monterey St

Skip to last item
Skip to first item
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.