427 James St, Bay City, MI 48706
SOLD
MAR 19, 2026

$136,500

Trulia Estimate
  • 3 Beds
  • 1 Bath
  • 1,088 sqft

427 James St, Bay City, MI 48706

Est. Refi. Payment $963/mo*
Refinance Your Home
Currently Off Market - Sold Mar 19, 2026 for $131,000

Home Value

Trulia Estimate
$137K
Since last month
$0 (0%)
Since last year
Increased$15K (+12%)
Since last sale
Increased$6K (+4.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +124% in the last 10 years
MonthEstimated value
2026
September 2026$137K
August 2026$137K
July 2026$136K
June 2026$135K
May 2026$133K
April 2026$132K
March 2026$120K
February 2026$123K
January 2026$116K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
304 Curtis St, Bay City, MI
0.14
Single-Family Home
$125,000
10/01/25
3
1
1,040
809 Bradfield St, Bay City, MI
0.18
Single-Family Home
$140,000
07/31/26
3
1
1,147
805 Leng St, Bay City, MI
0.19
Single-Family Home
$151,021
09/16/26
3
1
960
502 Marston St, Bay City, MI
0.05
Single-Family Home
$110,900
09/11/26
2
1
875
414 James St, Bay City, MI
0.06
Single-Family Home
$126,000
09/01/26
2
1
768
203 Elm St, Bay City, MI
0.24
Single-Family Home
$125,000
02/09/26
3
1
1,321
1107 Bradfield St, Bay City, MI
0.38
Single-Family Home
$133,500
03/16/26
3
1
1,224
501 Sidney St, Bay City, MI
0.12
Single-Family Home
$85,000
08/27/26
2
1
868

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
602 E Smith St, Bay City, MI 48706
0.04
$140,400
3
1.5
1,600
Off Market
513 E Smith St, Bay City, MI 48706
0.07
$66,600
2
1
848
Off Market
423 James St, Bay City, MI 48706
0.02
$95,700
3
1
870
Off Market
421 James St, Bay City, MI 48706
0.03
$134,200
2
1
928
Off Market
502 Marston St, Bay City, MI 48706
0.05
$110,900
2
1
875
Recently Sold
710 E Smith St, Bay City, MI 48706
0.09
$111,100
3
1
1,431
Off Market
504 Sidney St, Bay City, MI 48706
0.08
$121,025
3
2
1,380
Recently Sold
414 James St, Bay City, MI 48706
0.06
$126,000
2
1
768
Recently Sold
511 Sidney St, Bay City, MI 48706
0.10
$119,700
2
2
850
Off Market
606 Lasalle St, Bay City, MI 48706
0.11
$169,800
4
1.5
1,562
For Sale
406 E Smith St, Bay City, MI 48706
0.13
$106,500
2
1
920
Off Market

Local Information

  • Map ViewExplore the area around 427 James St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1942
1,088 sqft
$120/sqft

About this House

What's unique:Updated flooringFront porchVinyl sidingExcellent curb appealUpdated roofEat-in kitchen
Absolutely adorable and well-maintained 3-bedroom, 1-bath Cape Cod located in the Banks on Bay City’s westside. This home offers excellent curb appeal with front porch, vinyl siding, vinyl windows, updated roof, and a new vinyl privacy fence with gate. Inside you’ll find updated flooring, and a beautiful full bath with ceramic tile floor. The eat-in kitchen features recessed lighting and ample space for everyday dining. The wide-open half-story upper level provides flexible space ideal for a bedroom, office, or bonus room. Enjoy outdoor living on the back deck overlooking the fully fenced backyard. Additional highlights include a full basement, boiler furnace, and updated plumbing. A truly move-in-ready home and just a 4 minute walk to Linsday Elementary!
427 James St, Bay City, MI 48706 is a 3 bedroom, 1 bathroom, 1,088 sqft single-family home built in 1942. It last sold for the $131,000 asking price on Mar 19, 2026. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $136,500, with a rent estimate of $1,355/month.
Last check for updates: about 13 hours ago
Listed by Clay Hollister, (989) 525-9489
Berkshire Hathaway HomeServices, Bay City
Bought with: Victor J Talaga, (989) 443-9304, Make It Happen Real Estate
Originating MLS: Bay County REALTOR Association
Source: MiRealSource, MLS#50199579

Home Details for 427 James St

Interior Features

Interior Details
Basement: Block,FullNumber of Rooms: 6Types of Rooms: Bedroom 1, Bedroom 2, Bedroom 3, Bathroom 1, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1088 Square Feet
Appliances & Utilities
Appliances: Gas Water Heater
Heating & Cooling
Heating: Boiler,Natural GasHas HeatingHeating Fuel: Boiler
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Ceramic Tile, Hardwood, Wood, Carpet
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfFloors: Ceramic Tile, Hardwood, Wood, Carpet

Exterior Features

Exterior Home Features
Patio / Porch: Deck, PorchFencing: FencedOther Structures: Shed(s)Foundation: BasementNo Private Pool
Parking & Garage
No Garage
Frontage
Frontage Type: RoadNot on Waterfront
Water & Sewer
Sewer: Public Sanitary
Farm & Range
Frontage Length: 50
Finished Area
Finished Area (above surface): 1088 Square Feet

Days on Market

Cumulative Days on Market: 3

Property Information

Year Built
Year Built: 1942
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: Vinyl Siding
Property Information
Parcel Number: 16001618001200

Price & Status

Price
List Price: $131,000Price Per Sqft: $120/sqft
Status Change & Dates
Off Market Date: Fri Feb 20 2026Possession Timing: Negotiable

Active Status

MLS Status: Closed

Location

Direction & Address
City: Bay CityCommunity: Banks
School Information
Elementary School District: Bay City School DistrictJr High / Middle School District: Bay City School DistrictHigh School District: Bay City School District

Building

Building Area
Building Area: 2064 Square Feet

HOA

Association for this Listing: Bay County REALTOR AssociationNo HOA

Lot Information

Lot Area: 4791.6 sqft

Listing Info

Special Conditions: Private

Offer

Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA

Miscellaneous

BasementMls Number: 50199579Above Grade Unfinished Area: 1088Days In Mls: 3

Additional Information

Source Internet Entire Listing Display

Price and Tax history

DateEventPrice
Mar 19, 2026
Source: MiRealSource #50199579
Sold
$131,000
Feb 21, 2026
Source: MiRealSource #50199579
Pending
$124,900
Feb 17, 2026
Source: MiRealSource #50199579
Listed For Sale
$124,900
Aug 27, 2021
Source: MiRealSource #50049695
Sold
$85,000
Aug 27, 2021
Source: MiRealSource #50049695
Pending
$89,900

Market trends in Bay City

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$122K
$1.58KMoM
Sale-to-List Price
99.6%
0.4%MoM
Price per sq ft
$94
$3MoM
Available listings
175
9MoM

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Bay City

At least 198 Trulia users voted on each feature.

  • 93 % Say there are sidewalks

  • 90 % Say it's dog friendly

  • 89 % Say yards are well-kept

  • 85 % Say car is needed

  • 81 % Say parking is easy

  • 78 % Say kids play outside

  • 70 % Say there's holiday spirit

  • 66 % Say people would walk alone at night

  • 65 % Say it's walkable to restaurants

  • 58 % Say streets are well-lit

  • 52 % Say neighbors are friendly

  • 45 % Say it's walkable to grocery stores

  • 45 % Say there's wildlife

  • 44 % Say it's quiet

  • 44 % Say they plan to stay for at least 5 years

  • 23 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Betty Councilman
    "The park behind Wanigans has dogs off leash often. Especially weekends. Otherwise the unreliable dog owners have been reported and moved on!!! "
    0
    Flag
  • Betty Councilman
    "Always a adventure by the park "
    0
    Flag
  • Betty Councilman
    "Disc golf park. River near. Boys and girls club walking distance. Wanigans has events. Can see the fireworks. Board walk. "
    0
    Flag
  • Djwiltse
    "Tourist town. Small town blocks of antique stores restaurants concerts several times a week waterfront, and have your boat here"
    2
    Flag
  • Denise Komperda
    "Great place to live. Minimal crime; great community feel ❣️. I lived here years ago, and came back for some health care that I knew would be best done here than where I was at previously. I might stay a while longer."
    0
    Flag
  • My4z4rmf6n
    "Multiple summer festivals at the river near here. It is also close enough to enjoy the massive 4th of July fireworks display"
    0
    Flag
  • Betty Councilman
    "Dogs run off leash everywhere in my neighborhood and heard it’s a problem everywhere in Bay City ….."
    0
    Flag
  • Brianna Imker
    "People aren’t the nicest but most of my family live here and there’s only one good elementary school"
    5
    Flag
  • Lorabora319
    "Our waterfront is a tourist attraction. A lot of great restaurants and art festivals take lace on the waterfront. "
    1
    Flag
  • Kimberly R.
    "Friendly community vibe. Nice people. Clean yards. Kid and pet friendly. Easy to walk and ride bikes around. Lots of stuff to do that’s a short bike ride or drive. "
    5
    Flag
  • Dani S.
    "I grew up in this neighborhood and recently moved back into the house that I grew up in. Many of the same neighbors were still there. I will always feel at home here and everyone is so lovely. "
    2
    Flag
  • Kimberly R.
    "Very dog friendly. Big park close by where a lot of families bring their dogs. All dogs are usually leashed. Very safe. "
    1
    Flag
  • Denise B.
    "lots of space for walking dogs. lots of sidewalks. I have a dog and we love the area. if your dog likes to chase people would not be good due to a lot of bike riders."
    4
    Flag
  • Lopezabby207
    "I think it’s important for parents to know it’s a friendly town and we can help each other out in any problem. "
    2
    Flag
  • Tpierce1998
    "It’s right down town by the hospital and school and close to the river and easy highway access my neighborhood is very friendly and look out for each other also we have tons of things to do here "
    1
    Flag
  • Queenjackieklump
    "lots of pitbulls in this neighborhood. but for the most part, they are well controlled. for some reason people feel the need to have multiples of these dogs.i don't get it. we're looking for a different place to live."
    2
    Flag
  • abigail e
    "I’ve lived here for almost five years and I’ve run into a lot of family I didnt know I had. Great town. The sugar beat smell though. 🤮"
    0
    Flag
  • Tina C. T.
    "Quiet with great neighbors. Nice place to walk your dogs. Lighted streets make it feel safer. The kids in the neighborhood place quietly and are friendly. "
    0
    Flag
  • Rebecca P.
    "while being a town with great water views and awesome outdoor summer activities.. it does not have the over populated tourist feel. Home town feel and now with the new construction to revive the city I look forward to seeing what the next few years bring."
    5
    Flag
  • Peanut4460rae
    "not enough fences to keep dogs away from people who might be uncomfortable around dogs. it is a quiet neighborhood."
    2
    Flag
  • Emily H.
    "I have to drive to the nearest larger city for work. The commute is less than thirty minutes. It is mostly freeway. "
    0
    Flag
  • Helen R. O.
    "There are a number of parks in short walking distance, many events especially in the summer. Diversity neighborhoods Has a gifted and talented education program. "
    0
    Flag
  • Dbear380
    " Close to parks schools and major shopping area. Very convenient my family is into all kinds of sports. So we are always at ball park not many have a garage on our street and we have a double garage. "
    1
    Flag
  • KM
    "Our neighborhood is older and lower middle class but we know our neighbors, people look out for each other, and there are good schools in the area according to our friends with children at home."
    3
    Flag
  • Sarahf772@gmail.com
    "there is a park within walking distance. downtown is a couple blocks away. There is a pedal bus, horse and carriage, and trollies offered seasonally downtown. "
    0
    Flag
  • Salenadebusschere
    "There are sidewalks in many areas. There is also a small park area. But, does not allow dogs to run free."
    1
    Flag
  • Bambigirl
    "There are many nice parks and family events to attend throughout the year. A lot of the schools are within walking distance from where you live. A word of caution, a lot of people do NOT leash their dogs in Bay City and there are a lot of dogs allowed to run loose. I do like the fact that cats must be licensed, the same as dogs. It cuts down on the number of stray cats in the city. "
    2
    Flag
  • Nathan K.
    "I moved here for work and really enjoy living and working here. neigh ors are friendly and everything I need is very accessible."
    0
    Flag
  • Kris A.
    "I lived in this area for a year now. I see ppl walking their dogs every day. What I like about my neighborhood is that it's quite. Thank not traffic I hear are vechicals on the close main street That's what makes my neighborhood unique. "
    2
    Flag

LGBTQ Local Legal Protections

Source MLS: MiRealSource Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource. The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc. Click here for more information

Frequently asked questions about 427 James St

  • What is 427 James St estimated to be worth?
    Trulia's estimated value for 427 James St in Bay City, MI is $136,500.
  • What is the price history for 427 James St?
    427 James St in Bay City, MI last sold for $131,000 in March 2026.
  • Is Bay City a buyer's or seller's market?
    Bay City is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Bay City?
    The median sale price in Bay City is $122K. That is down $1.58K from the prior month.
  • Does 427 James St have a yard?
    Yes, 427 James St in Bay City, MI has a yard.
  • How big is the lot at 427 James St?
    The lot at 427 James St in Bay City, MI is about 0.11 acres (4,792 sq ft).

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Off Market Homes Near 427 James St

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