423 Sandy Cay Dr, Miramar Beach, FL 32550
Property image
Property image
FOR SALE

$950,000

Original price: $975,000
  • 4 Beds
  • 2 Baths
  • 1,925 sqft

423 Sandy Cay Dr, Miramar Beach, FL 32550

Est. Mortgage $5,685/mo*
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Home Highlights

Property Type
Single-Family Home
Year Built
2004
Price/Sqft
$494
Parking
2 Car Garage

Local Information

  • Map ViewExplore the area around 423 Sandy Cay Dr.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to this beautifully upgraded coastal retreat in the highly desirable Sandy Cay community of Miramar Beach. Offering private beach access and an exceptional collection of premium upgrades, this home seamlessly combines luxury, comfort, and outdoor living. The thoughtfully renovated interior features an upgraded kitchen with an inviting breakfast bar, perfect for entertaining, along with a spacious primary suite complete with a large walk-in closet and an oversized walk-in shower. The guest bathroom has also been tastefully updated, while plantation shutters throughout the home add timeless elegance and privacy.
Designed for both relaxation and entertaining, the backyard is a true oasis. Enjoy Peacock pavers, premium K9 artificial grass, a fire pit, and a relaxing jacuzzi. The fully equipped outdoor kitchen includes a Big Green Egg, built-in BBQ grill, sink, refrigerator, ample storage, and an outdoor television, creating the ideal setting for year-round gatherings.
This home has been meticulously maintained and enhanced with numerous high-value improvements, including:
Private beach access
Storm window covers
Electric vehicle charger in the garage
Professionally coated garage floor
Tankless water heater
Brand-new HVAC system
Plantation shutters throughout
Updated guest bathroom
Spacious walk-in closet in the primary suite
Large walk-in shower in the primary bathroom
Landscape lighting in both the front and back yards Termite prevention system
Wired ADT security system and Ring doorbell/camera system
Expanded paver driveway
Premium K9 artificial turf in the backyard
Whether you're searching for a primary residence, a second home, or an investment property near the Emerald Coast, this exceptional home offers luxury finishes, outstanding functionality, and an unbeatable location just moments from the sugar-white sand beaches of Miramar Beach.
Last check for updates: about 10 hours ago
Listing courtesy of Christopher J Bent, (850) 461-4928
Realty ONE Group Emerald Coast
Source: ECAOR, MLS#1006847
Also Listed on ECAOR.

Home Details for 423 Sandy Cay Dr

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Bedroom, Bathroom, Covered Porch, Dining Area, Garage, Kitchen, Laundry
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1925 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Microwave, Double Oven, Refrigerator, Gas Water Heater, Tankless Water HeaterDishwasherDisposalMicrowaveRefrigerator
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Spa: HeatedHas a Spa
Windows, Doors, Floors & Walls
Window: Plantation Shutters, Window Treatments, Hurricane ShuttersFlooring: TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile
View
No View
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: CoveredFencing: FullExterior: Outdoor Grill, Private Yard, Lawn Pump, Sprinkler System, Outdoor Kitchen, Rain GuttersFoundation: SlabSprinkler System
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 4Parking: Garage Door Opener
Frontage
Road Frontage: Private RoadRoad Surface Type: PavedNot on Waterfront

Days on Market

Days on Market: 63

Property Information

Year Built
Year Built: 2004
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Frame, BrickNot a New ConstructionNot Attached Property
Property Information
Condition: Construction Complete, RenovatedParcel Number: 302S214279000B0340

Price & Status

Price
List Price: $950,000Price Per Sqft: $494

Active Status

MLS Status: Active

Location

Direction & Address
City: Miramar BeachCommunity: PARADISE RETREAT
School Information
Elementary School: Van R ButlerJr High / Middle School: Emerald CoastHigh School: South Walton

Agent Information

Listing Agent
Listing ID: 1006847

Building

Building Area
Building Area: 1925 Square Feet

Community

Community Features: Beach, Deed Access, Gated, Short Term Rental - Allowed

HOA

HOA Fee Includes: Maintenance Grounds, Land Recreation, ManagementHas an HOA

Lot Information

Lot Area: 5662.8 sqft

Miscellaneous

Mls Number: 1006847Attic: Pull Down Stairs

Additional Information

BeachDeed AccessGatedShort Term Rental - Allowed

Around this home

What Locals Say about Miramar Beach

At least 156 Trulia users voted on each feature.

  • 82 % Say it's dog friendly

  • 79 % Say car is needed

  • 78 % Say people would walk alone at night

  • 73 % Say it's quiet

  • 67 % Say there's holiday spirit

  • 65 % Say it's walkable to restaurants

  • 62 % Say parking is easy

  • 61 % Say kids play outside

  • 60 % Say there are sidewalks

  • 56 % Say streets are well-lit

  • 55 % Say yards are well-kept

  • 51 % Say it's walkable to grocery stores

  • 50 % Say they plan to stay for at least 5 years

  • 40 % Say neighbors are friendly

  • 32 % Say there's wildlife

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Chigee Jan Cloninger
    "Very little in the way of get-togethers. Most “neighbors” are visitors. There are a handful who exercise together and occasionally lunch. "
    0
    Flag
  • Sue Shiffer
    "A great neighborhood, clean, a park, medical & shopping nearby. A nice safe place to raise children or for singles. "
    0
    Flag
  • Magicsibs
    "We love this area! Great shopping, safe, and beautiful beaches. I would recommend it to anyone looking for second home or a primary residence. Neighbors are great, and dogs are welcome!"
    0
    Flag
  • Amy Tufveson Adamo
    "My neighborhood is mostly weekly renters. There are no real community events. It is mostly a tourist spot"
    0
    Flag
  • Sue Shiffer
    "I feel safe in this neighborhood. This area is so convent be it groceries, restaurants, or medical."
    0
    Flag
  • Melodie Sorensen
    "Sandestin is an older area with lots to do. Our particular area is dog friendly with no kids (Fairways)"
    0
    Flag
  • Trulia User
    "I came from Texas and love it here! It’s a great community with many amenities. Golf, fishing, pools, cafes and much more. I think many people will love this neighborhood. It feel very safe. I have seen multiple people running, walking and exercising as well. "
    2
    Flag
  • Jeanene C.
    "Beautiful area. Mainly investment properties but a few locals. Pretty slow/bland during the winters, but weather very nice most of the time."
    8
    Flag
  • Kstarrzzz
    "there are no playgrounds nearby. just beach. in the winter you will have to drive to play. hard for littles to bikeride. "
    5
    Flag
  • Juliann.fletcher
    "Good schools, friendly communities, lots of great outdoor and community activities available. Clean and safe living."
    2
    Flag
  • Jerry J.
    "Crime free area, superb dining choices, great weather all year round, lots of family entertainment and fun and awesome beaches. "
    2
    Flag
  • Jeanene C.
    "Ubsr or your own vehicle is pretty much it that you can rely on, other than renting a golf cart or scooter."
    0
    Flag
  • Jerry J.
    "It is very safe here. No crime and nice weather and friendly people and neighbors all around and plenty of activities "
    3
    Flag
  • Cdaugherty428
    "We have movie nights at the pool and neighborhood pot lucks. There are community grills and it’s a wonderful pool area and courtyard "
    3
    Flag
  • Renee L.
    "I love it here! The beach is so beautiful! It’s clean, quiet in the winter. Even in tourists season, it’s still not too crowded. Location is great, close to everything!"
    0
    Flag
  • Annie
    "Lots of people have dogs and it’s a very dog-friendly area. There’s an unleashed dog park not far away. They are dog-focused activities throughout the year!"
    5
    Flag
  • Catherine E.
    "Every minute of every day you are almost 100% likely to see someone walking their dog(s). Very friendly community full of pet lovers!"
    0
    Flag
  • Kc
    "i can't site anything specific because this is a community that is primarily vacation oriented. we try to be neighborly, but it is a come and go type of thing - a Florida problem when you live within steps to the gulf. "
    1
    Flag
  • Kunal D.
    "Love this place. Been here for years walking distance to bars restaurants and the beach . 1 mile away from grocery stores and shopping"
    0
    Flag
  • Renee L.
    "Easy during winter months. It gets very busy during summertime. Safety is a concern with pedestrians crossing scenic 98"
    0
    Flag
  • Ginger C.
    "This area is primarily vacationing people. Spring break is often full of college aged visitors, while the off season sees mostly snow birds. "
    0
    Flag
  • Crystal W.
    "Lots of great sidewalks to walk ur pups on with great views of the ocean! Tons of other dogs all around to say hi to!"
    4
    Flag
  • Bobby
    "Beach access is great, food access is great. All around great place. Friendly people in the neighborhood. "
    0
    Flag
  • Chelsea C.
    "Mostly tourists in peak season but those who are long term lease or own here are great. Extremely safe, don’t have to keep the front door locked kinda place. Neighbors look out for each other. Wonderful. "
    0
    Flag
  • Karah Y.
    "The public school system is great. There are a lot of young families and the community is very family friendly. I have lived in the area for 30 years."
    0
    Flag
  • Richardson Lynn
    "Dogs on A leash are welcome everywhere. they are also welcome outside at many restaurants inside the gates. "
    0
    Flag
  • Magicsibs
    "Lots of families, kid activities, beautiful beaches make this a terrific area!! Kids can ride bikes, play in the neighborhood pools, walk their dogs or golf cart over to the beach. Sandestin is terrific!"
    0
    Flag
  • Shannon B.
    "Very good for dogs. Good weather. Lots of space. Can go on pretty decent long walks to the beach or down the street. "
    0
    Flag
  • louise V
    "Dog walkers are a regular sight in this neighborhood. The owners are very responsible and clean up after their fur babies. All the dog owners say hello to each other and all the dogs I have seen are friendly."
    2
    Flag
  • Mark
    "Several dogs in neighborhood and a nice area to walk the dog around the block. Just be sure to pick up after your dog as the rest of homeowners does. "
    0
    Flag
  • Tuscanaplace
    "dog friendly safe gated communities with beautiful white sand beaches. high traffic in Sumner months, great low key community in winter with temperatures in the 50 and 60s "
    0
    Flag
  • Kerriconway65
    "Owned here for 12 years but live in another state. Love this area and always look forward to being here. It’s our happy place!"
    2
    Flag
  • Lynnr1
    "Can go by golf cart everywhere and everything is here. Grocery stores restaurants the beach. Paradise at the sandestin golf and beach resort. "
    1
    Flag
  • Lynnr1
    "I have lived her since 2006 Our neighborhood is wonderful along with the ability to walk or,take a golf cart wherever we need to go. Beach is 5 minutes away. Perfect lifestyle for us. "
    0
    Flag
  • Lynnr1
    "Sandestin Golf and Beach resort is a unique gated community with housing and amenities for everyone ,along with the best beaches in the country. I love the community and lifestyle along with great neighbors and friends. "
    0
    Flag

Market trends in Miramar Beach

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$733K
$10.17KMoM
Sale-to-List Price
95.9%
Price per sq ft
$464
$33MoM
Available listings
889
12MoM

Home Value

Trulia Estimate
$915K
Since last month
Decreased$6K (-0.7%)
Since last year
Increased$157K (+20.7%)
Since last sale
Increased$548K (+149%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +161% in the last 10 years
MonthEstimated value
2026
August 2026$915K
August 2026$913K
July 2026$921K
June 2026$782K
May 2026$769K
April 2026$763K
March 2026$769K
February 2026$760K
January 2026$746K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
460 Sandy Cay Dr, Miramar Beach, FL
0.05
Single-Family Home
$875,000
05/14/26
4
2
2,047
145 Marigot Bay Cir, Miramar Beach, FL
0.12
Single-Family Home
$945,000
09/19/25
4
2
2,047
29 Saint Croix Ct, Miramar Beach, FL
0.17
Single-Family Home
$615,000
10/23/25
3
2
1,404
87 Marigot Bay Cir, Miramar Beach, FL
0.08
Single-Family Home
$949,000
06/23/26
4
3
1,848
52 Secret Harbor Dr, Miramar Beach, FL
0.18
Single-Family Home
$1,110,000
09/30/25
3
2
1,586
107 Tuscany Dr, Destin, FL
0.39
Single-Family Home
$485,000
09/16/25
3
2
1,560
44 Saint Thomas Ct, Miramar Beach, FL
0.23
Single-Family Home
$680,000
12/30/25
3
2
1,410
25 Tristram Way, Miramar Beach, FL
0.26
Single-Family Home
$980,000
08/14/26
3
2
1,934
94 Mantero Way, Destin, FL
0.35
Single-Family Home
$565,000
10/24/25
3
2
1,593

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
2800 Scenic Gulf Dr #32, Miramar Beach, FL 32550
0.03
$565,000
2
3
1,310
For Sale
2800 Scenic Gulf Dr #40, Miramar Beach, FL 32550
0.04
$548,700
2
2.5
1,296
Off Market
440 Sandy Cay Dr, Miramar Beach, FL 32550
0.04
$895,000
3
2
1,548
For Sale
45 Cottage Row, Miramar Beach, FL 32550
0.05
$795,000
3
3
1,596
Off Market
2800 Scenic Gulf Dr #29, Miramar Beach, FL 32550
0.06
$549,900
2
2.5
1,310
For Sale
460 Sandy Cay Dr, Miramar Beach, FL 32550
0.05
$875,000
4
2
2,047
Recently Sold
475 Sandy Cay Dr, Miramar Beach, FL 32550
0.05
$799,000
4
2
1,919
For Sale
2800 Scenic Gulf Dr #27, Miramar Beach, FL 32550
0.06
$560,000
2
3
1,310
For Sale
2800 Scenic Gulf Dr #44, Miramar Beach, FL 32550
0.06
$550,000
2
3
1,310
Recently Sold
493 Sandy Cay Dr, Miramar Beach, FL 32550
0.06
$791,000
4
2
2,028
Off Market
474 Sandy Cay Dr, Miramar Beach, FL 32550
0.06
$727,000
4
2
1,919
Off Market

Price and Tax history

DateEventPrice
Jul 15, 2026
Source: ECAOR #1006847
PriceChange
$950,000
Price decreased by 3%
Jul 2, 2026
Source: ECAOR #1006847
Listed For Sale
$975,000
Sep 20, 2016
Source: ECAOR #759050
Sold
$367,500
Aug 26, 2016
Source: Agent Provided
Pending
$367,000
Aug 18, 2016
Source: Agent Provided
Listed For Sale
$367,000

LGBTQ Local Legal Protections

Christopher J Bent, Realty ONE Group Emerald Coast
Agent Phone: (850) 461-4928
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

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Frequently asked questions about 423 Sandy Cay Dr

  • What is the estimated monthly payment for 423 Sandy Cay Dr?
    Based on a $950,000 list price with 20% down at today's rates, the estimated monthly payment for 423 Sandy Cay Dr in Miramar Beach, FL is approximately $5,788 (about $4,977 principal & interest, $736 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 423 Sandy Cay Dr compare to homes in Miramar Beach?
    423 Sandy Cay Dr in Miramar Beach, FL is listed at $950,000, about 30% above the $733K median sale price in Miramar Beach.
  • What do residents say about Miramar Beach?
    Residents describe Miramar Beach, FL as dog-friendly, quiet, and walkable to restaurants. See homes for sale in Miramar Beach, FL.
  • What are the closest schools to 423 Sandy Cay Dr?
    The closest schools to 423 Sandy Cay Dr in Miramar Beach, FL are Emerald Coast Middle School (rated 8/10), South Walton High School (rated 8/10), Van R. Butler Elementary School (rated 9/10).
  • Does 423 Sandy Cay Dr have air conditioning?
    Yes, 423 Sandy Cay Dr in Miramar Beach, FL has air conditioning.
  • Does 423 Sandy Cay Dr have laundry facilities?
    Yes, 423 Sandy Cay Dr in Miramar Beach, FL has laundry facilities.
423 Sandy Cay Dr, Miramar Beach, FL 32550 is a 4 bedroom, 2 bathroom, 1,925 sqft single-family home built in 2004. This property is currently available for sale and was listed by ECAOR on Jul 2, 2026. The MLS # for this home is MLS# 1006847.