417 3rd St, Key Largo, FL 33037
Property image
Property image
SOLD
JUL 20, 2026

417 3rd St
Key Largo, FL 33037

  • 4 Beds
  • 3 Baths
  • 2,635 sqft

$990,000

Last Sold: Jul 20, 2026
6% below list $1.05M
$376/sqft
Est. Refi. Payment $5,094/mo*
Refinance Your Home

$990,000

Last Sold: Jul 20, 2026
6% below list $1.05M
$376/sqft
Est. Refi. Payment $5,094/mo*
Refinance Your Home
4 Beds
3 Baths
2,635 sqft

Local Information

  • Map ViewExplore the area around 417 3rd St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016, this 4-bedroom, 3-bath property offers more than 2,500 square feet of living space designed for relaxed Keys living. Solid poured-concrete walls, a metal roof, impact windows and doors, a spray-foam-insulated attic and an elevated Flood Zone X setting provide strength, efficiency and peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and an expansive open floor plan made for gathering. Abundant cabinetry, granite counters, stainless appliances, a coastal mosaic backsplash and an oversized island create an inviting kitchen at the heart of the home. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, entertaining and evening cocktails. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment offers its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, making it ideal for guests, extended family or income potential. A separate air-conditioned office provides a comfortable workspace. Parking is exceptional for the Keys, with an oversized 26-by-30-foot two-car garage offering room for vehicles, boating gear and storage, plus generous open parking with ample space for a boat or RV. A new central A/C installed in 2025, tankless water heater, buried propane tank, gas dryer and gas-range hookup add comfort and efficiency. The neighborhood boat ramp is just steps away, placing Largo Sound and the Atlantic within easy reach for fishing, diving, snorkeling and unforgettable days on the water. John Pennekamp Coral Reef State Park and the iconic Christ of the Abyss are nearby. Rentals are permitted with a 28-day minimum, creating potential for monthly or seasonal income. Ideal as a primary residence, second home or Keys investment, with furnishings available as an option.
417 3rd St, Key Largo, FL 33037 is a 4 bedroom, 3 bathroom, 2,635 sqft single-family home built in 2016. It last sold for $990,000 on Jul 20, 2026 (6% below the $1,050,000 asking price). It is currently off market. The Trulia Estimate is $1,046,900, with a rent estimate of $4,975/month.

Home Highlights

Parking
Attached Garage
Outdoor
Porch, Patio
View
No Info
HOA
$13/Monthly
Price/Sqft
$376/sqft
Listed
32 days ago

Home Details for 417 3rd St

Interior Features

Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2635 Square Feet
Appliances & Utilities
Utilities: FKAA, Cable AvailableAppliances: Dishwasher, Stainless Steel Appliance(s), Disposal, Microwave, Range, Refrigerator, Tankless Water HeaterDishwasherDisposalMicrowaveRefrigerator
Heating & Cooling
Heating: Central,ZonedHas CoolingAir Conditioning: Central Air,Ductless,Ceiling Fans(s)Has HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Window: Drapes/Blinds Incl, Window Treatments, Impact Rstnce Window, Double Pane WindowsDoor: Sliding Glass Doors, Impact Rstnce DoorsFlooring: Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: NoFloors: Tile
Security
Security: Smoke Detector(s), Security System

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Lanai, Open Porch/Balcony, PatioFencing: FencedOther Structures: Guest HouseNo Private Pool
Parking & Garage
No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Garage,RV Parking Open,Off Street,Guest,Garage Door Opener,Attached
Frontage
Waterfront: None, Dockage: Boat RampNot on Waterfront
Water & Sewer
Sewer: Municipal Sewer, Public Sewer

Property Information

Year Built
Year Built: 2016
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: CBS, Stucco, ConcreteNot a New Construction
Property Information
Condition: Updated/RemodeledParcel Number: 00474660000000

Price & Status

Price
List Price: $1,050,000Price Per Sqft: $376/sqft

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: Key LargoCommunity: Largo Sound Vill (104.0)

Community

Community Features: Community Boat Ramp, Other, Fire Hydrant

HOA

HOA Fee Includes: Maintenance GroundsAssociation for this Listing: Marathon/Lower KeysHas an HOAHOA Fee: $150/Yearly

Lot Information

Lot Area: 6098.4 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, FHA, VA Loan, Conventional

Energy

Energy Efficiency Features: Lighting, Thermostat

Miscellaneous

Mls Number: 620308Water View: NoneAttribution Contact: 386-690-6546

Additional Information

Community Boat RampOtherFire Hydrant
Last check for updates: about 11 hours ago
Listed by Elliott Hagood, (386) 690-6546
Home & Family Real Estate & Property Mgt
Bought with: Elliott Hagood, (386) 690-6546, Home & Family Real Estate & Property Mgt
Originating MLS: Marathon/Lower Keys
Source: FLKMLS, MLS#620308

Price History for 417 3rd St

DatePriceEventSource
07/20/2026$990,000Sold
FLKMLS #620308
07/11/2026$1,050,000PendingStellar MLS #NS1088544
06/22/2026$1,050,000ContingentKey West AOR #620308
06/22/2026$1,050,000PendingFLKMLS #620308
06/18/2026$1,050,000Listed For SaleFLKMLS #620308
06/29/2011$55,000Sold
N/A
11/29/2005$111,500Sold
N/A

Market trends in Key Largo

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$1.44M
$332KMoM
Sale-to-List Price
95.4%
0.1%MoM
Price per sq ft
$853
$131MoM
Available listings
254
23MoM
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Property Tax and Assessment

Year2025
Tax$6,505
Assessment$715,111
Home facts updated by county records

Comparable Sales for 417 3rd St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
793 Oceana Ave, Key Largo, FL
0.14
Single-Family Home
$800,000
11/19/25
4
3
1,877
593 Bonito Ave, Key Largo, FL
0.21
Single-Family Home
$900,000
02/02/26
4
3
1,941
136 1st Rd, Key Largo, FL
0.12
Single-Family Home
$690,000
07/28/25
3
2
1,605
329 3rd Rd, Key Largo, FL
0.07
Single-Family Home
$825,000
02/19/26
3
2
1,120
412 3rd St, Key Largo, FL
0.04
Single-Family Home
$600,000
06/29/26
3
2
1,389
432 4th Rd, Key Largo, FL
0.15
Single-Family Home
$725,000
03/31/26
3
2
1,341

Nearby homes

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Assigned Schools

These are the assigned schools for 417 3rd St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Key Largo

At least 96 Trulia users voted on each feature.

  • 92 % Say it's dog friendly

  • 84 % Say parking is easy

  • 79 % Say car is needed

  • 78 % Say yards are well-kept

  • 74 % Say people would walk alone at night

  • 72 % Say there's holiday spirit

  • 66 % Say it's quiet

  • 66 % Say they plan to stay for at least 5 years

  • 63 % Say it's walkable to restaurants

  • 55 % Say neighbors are friendly

  • 55 % Say kids play outside

  • 52 % Say there's wildlife

  • 47 % Say there are community events

  • 46 % Say it's walkable to grocery stores

  • 31 % Say streets are well-lit

  • 23 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Cn68dgn6hz
    "They have Dogs ism assuming they happy with the neighborhood as they are very much friendly is a very nice neighborhood "
    0
    Flag
  • Shaun Matthews
    "I drive everywhere I need to go. Golf carts are permissible in most neighborhoods. Everything is within a 5 min car ride. "
    0
    Flag
  • Dr.mahoney
    "We take care of each other in times of need hurricanes a good example. Animals are safe and people are friendly "
    0
    Flag
  • DC
    "Imagine living in a neighborhood where everyone knows each other and looks out for one another—where you can spend lazy afternoons lounging in beautiful parks or embark on thrilling marine adventures. Your kids will have a blast playing in sports leagues and attending top-notch schools. And the best part? The whole vibe is super chill and welcoming. That's the kind of community you'll find here!"
    0
    Flag
  • Carol Painter
    "Silver Shores is a beautiful 55 and older park! All yards are beautiful with grass, flowers, and trees! All the owners love it here!"
    0
    Flag
  • Deborah Clarke
    "Great neighbors, wonderful parks, beautiful sunsets, great church, great schools to choose from. The bond of our community. Every year our street throws an annual Keys Christmas Party. There is a sense of peace and connection knowing that you are safe and valued in your neighborhood. Everyone is so friendly, which makes it so inviting."
    0
    Flag
  • Karen M.
    "its a tourist spot area and very close to everything that you may need its a small city but very nice place"
    0
    Flag
  • Davius C.
    "It’s pretty dog friendly around here. I always see people walking their dogs. I have three of my own. The neighbors wave and say hi to my dogs while they are walking their dogs"
    0
    Flag
  • Diamonddegree
    "Private and secluded neighborhood at the beginning of the Florida keys. Great diving and snorkeling options "
    1
    Flag
  • Stuart G.
    "my commute is 20 miles but with traffic it takes anywhere from 35 minutes to 2 hours. just depends on the traffic "
    1
    Flag
  • Danlsteadman
    "Dogs are welcome at local restaurants with outside seating. Water bowls are available at these restaurants. "
    0
    Flag
  • Lmgkeys
    "Safe area. Surrounded by the water. Good schools. Great fishing and boating. Kayak and canoeing. Small island nearby."
    0
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  • Virgil R.
    "There are lots of kids here and watchful parents. So it’s safe for them to play outside and ride their bikes on the back streets. The fathers are outside and monitoring the speed people drive. "
    0
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  • Ruthrich41
    "We have allowed activities here so we get acquainted with a lot of people in our area and you get to know them and you make friends here we have 240 homes in our compound and a lot of good neighbours are very good friends are here"
    1
    Flag
  • Virgil R.
    "It’s next to the ocean and boat launches and public pools And Public parks where you can walk your dog play tennis do a fitness circuit and volleyball and it’s raining in downtown so it’s easy to leave there and get something to eat"
    1
    Flag
  • mdasca
    "This area is unique because it is close to Miami yet feels like worlds away. This community had neighbors that all have a passion for boating. There is no place in the world like the Florida keys!"
    0
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  • sherieann2008
    "This is one of the friendliest communities I have ever lived in. The neighbors all know each other and watch out for everyone. We are close to all of the entertainment and dining we want but have the quiet and privacy of a small community - the best of both worlds"
    0
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  • Lian A.
    "GATED COMMUNITY WITH DEEP WATER DOCKAGE - FAMILY FRIENDLY"
    0
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  • Kathy D.
    "Key Largo is known for its commuting ease from the Miami Dade area. It has a great Aquatic center, lots of dining options and, as with the rest of the Keys, is known for its water sports which include fishing, diving, kayaking, snorkeling, jet skies etc. The Keys are considered the Caribbean of the US. All the beauty and nice people, no passport."
    0
    Flag
  • Alicia O. L.
    "I have lived here for 7 years and absolutely love it!!!! A.L."
    1
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

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Homes for sale near 417 3rd St

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Off Market Homes Near 417 3rd St

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MLS Internet Data Exchange (IDX) information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the Florida Keys Board of Realtors.