$1,290,000
4 Beds
4.5 Baths
2,560 sqft
4099 Harbor Rd, Orange Beach, AL 36561
Est. Mortgage $7,278/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 2019
$504/sqft
Garage
HOA $54/mo
Local Information
- Map ViewExplore the area around 4099 Harbor Rd.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
BEAUTIFUL GOLD FORTIFIED CUSTOM BEACH HOME. (Please call the number listed below if interested in a showing or have questions.)
This gorgeous home is right across the street from Terry Cove and less than a mile to the white sand beaches of the Gulf. The HOA offers a well kept subdivision with a boat ramp, trailer/boat storage, playground, sand volleyball court, basketball court, tennis and pickleball courts, a large community swimming pool, and a fishing dock. Dolphins often swim in Terry Cove and put on a show for the homes surrounding it, for those fishing on the dock or for those sitting on the provided benches enjoying the view. All these amenities for ONLY $650 a YEAR in HOA dues!
Best deal in Orange Beach!
Included in this open-concept home are four ensuites for the privacy of family/guest and an indoor elevator to take you from the bottom floor to the top floor...no need to take the stairs. An inviting foyer welcomes you as you enter the home downstairs or you may enter through the welcoming front porch. The master suite offers a luxury bathroom with separate sinks and separate closets, a coffee bar and a balcony with an awesome view of Terry Cove. This house was built with hurricane standards including hurricane fortified doors, windows and additional hurricane protection with roll-down doors and added front window protection. The Gold Fortification (which helps lower the cost of homeowners' insurance) was recently renewed and good through 2030. A tandem garage for your toys, a workshop/fishing room and an additional outside storage room for lawn care tools are a handy part of this home's design. An extra long and wide driveway provides ample parking room. Also included is a gas cooking range and a tankless water heater so you'll never run out of hot water. This home's outside gas fire pit is great for the chilly evenings in the winter and an outdoor shower allows you to wash the sand off before coming in the house. A large yard and 6 ft fence is already installed keeping children and pets safe. Look out the back door from the deck and you can watch the kids or grandkids play at the neighborhood park/playground located right behind the house. There are no neighbors directly behind this house. Evenings sitting on the relaxed "southern" porch gives you an opportunity to wave at and chat with your neighbors as they go by on the golf-courts or for an evening stroll. In fact, all three porches and the patio offer a relaxing time. This house is designed for family, but can also serve as a second home to those that love the beach and a family community . The OB School District is known for its excellence in education. Lots of shopping, restaurants and a variety of activities are near by to keep you and your family busy year round. Miles of award winning Alabama State Park trails for walking and biking are within a very short distance. If you're looking for a quintessential Southern beach house you found it.
FYI: Terry Cove Subdivision does not allow short term rentals. A minimum of a six month rental lease is required.
All information is to be verified by the buyer during due diligence.
***If you're a listing agent please do not call inquiring about listing the property.
This gorgeous home is right across the street from Terry Cove and less than a mile to the white sand beaches of the Gulf. The HOA offers a well kept subdivision with a boat ramp, trailer/boat storage, playground, sand volleyball court, basketball court, tennis and pickleball courts, a large community swimming pool, and a fishing dock. Dolphins often swim in Terry Cove and put on a show for the homes surrounding it, for those fishing on the dock or for those sitting on the provided benches enjoying the view. All these amenities for ONLY $650 a YEAR in HOA dues!
Best deal in Orange Beach!
Included in this open-concept home are four ensuites for the privacy of family/guest and an indoor elevator to take you from the bottom floor to the top floor...no need to take the stairs. An inviting foyer welcomes you as you enter the home downstairs or you may enter through the welcoming front porch. The master suite offers a luxury bathroom with separate sinks and separate closets, a coffee bar and a balcony with an awesome view of Terry Cove. This house was built with hurricane standards including hurricane fortified doors, windows and additional hurricane protection with roll-down doors and added front window protection. The Gold Fortification (which helps lower the cost of homeowners' insurance) was recently renewed and good through 2030. A tandem garage for your toys, a workshop/fishing room and an additional outside storage room for lawn care tools are a handy part of this home's design. An extra long and wide driveway provides ample parking room. Also included is a gas cooking range and a tankless water heater so you'll never run out of hot water. This home's outside gas fire pit is great for the chilly evenings in the winter and an outdoor shower allows you to wash the sand off before coming in the house. A large yard and 6 ft fence is already installed keeping children and pets safe. Look out the back door from the deck and you can watch the kids or grandkids play at the neighborhood park/playground located right behind the house. There are no neighbors directly behind this house. Evenings sitting on the relaxed "southern" porch gives you an opportunity to wave at and chat with your neighbors as they go by on the golf-courts or for an evening stroll. In fact, all three porches and the patio offer a relaxing time. This house is designed for family, but can also serve as a second home to those that love the beach and a family community . The OB School District is known for its excellence in education. Lots of shopping, restaurants and a variety of activities are near by to keep you and your family busy year round. Miles of award winning Alabama State Park trails for walking and biking are within a very short distance. If you're looking for a quintessential Southern beach house you found it.
FYI: Terry Cove Subdivision does not allow short term rentals. A minimum of a six month rental lease is required.
All information is to be verified by the buyer during due diligence.
***If you're a listing agent please do not call inquiring about listing the property.
Open House
Saturday, September 19
11:00 AM to 1:30 PM
Home Details for 4099 Harbor Rd
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Heating & Cooling Heating: Forced Air, ElectricAir ConditioningCooling System: CentralHeating Fuel: Forced Air |
Levels, Entrance, & Accessibility Stories: 2ElevatorFloors: Linoleum Vinyl |
Interior Details Additional StorageAtticTypes of Rooms: Walk In Closet, Dining Room, Family Room, Laundry Room, Master Bath, Mud Room, Pantry, WorkshopStorageCeiling Fan |
Appliances & Utilities Cable ReadyDisposalMicrowaveRefrigerator |
Fireplace & Spa Fireplace |
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Exterior Home Features Roof: MetalDeckExterior: OtherGardenLawnPatioPorch |
Parking & Garage GarageParking: Carport, Garage Attached |
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Days on Market: 18 days on Trulia |
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Year Built Year Built: 2019 |
Property Type / Style Property Type: Single Family HomeArchitecture: Other |
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Price Price Per Sqft: $504 |
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Units in Building: 1 |
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HOA Fee: $54/Monthly |
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Fitness & Sports Basketball CourtTennis Court |
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Sport Court |
Around this home
What Locals Say about Orange Beach
At least 90 Trulia users voted on each feature.
92 % Say car is needed
83 % Say it's dog friendly
78 % Say people would walk alone at night
75 % Say there's holiday spirit
75 % Say parking is easy
72 % Say it's quiet
65 % Say yards are well-kept
63 % Say there are sidewalks
62 % Say kids play outside
61 % Say they plan to stay for at least 5 years
58 % Say streets are well-lit
56 % Say there's wildlife
55 % Say it's walkable to restaurants
49 % Say neighbors are friendly
39 % Say there are community events
37 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Orange Beach
Last updated August 2026
Avg. sale price
$728K
$20.83KMoM
Sale-to-List Price
96.5%
0.1%MoM
Price per sq ft
$504
$4MoM
Available listings
742
11MoM
Home Value
Learn more about this home's value by checking out how much similar homes have sold for.
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.35 | Single-Family Home | $950,000 | 05/19/26 | 4 | 5 | 3,177 |
Home facts updated by county records
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 24, 2026 Source: N/A | Listed For Sale | $1,290,000 |
Mar 10, 2026 Source: Baldwin Realtors #385297 | ListingRemoved | $1,349,000 |
Feb 26, 2026 Source: Baldwin Realtors #385297 | PriceChange | $1,349,000 Price decreased by 2% |
Jan 19, 2026 Source: Baldwin Realtors #385297 | PriceChange | $1,373,000 Price decreased by 0% |
Sep 16, 2025 Source: Baldwin Realtors #385297 | Listed For Sale | $1,375,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $2,378 | $1,013,900 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
This property is for sale by owner and Zillow, Inc. is displaying it at the owner’s request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.
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Frequently asked questions about 4099 Harbor Rd
- What is the estimated monthly payment for 4099 Harbor Rd?Based on a $1,290,000 list price with 20% down at today's rates, the estimated monthly payment for 4099 Harbor Rd in Orange Beach, AL is approximately $7,441 (about $6,979 principal & interest, $387 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 4099 Harbor Rd compare to homes in Orange Beach?4099 Harbor Rd in Orange Beach, AL is listed at $1,290,000, about 77% above the $728K median sale price in Orange Beach.
- What do residents say about Orange Beach?Residents describe Orange Beach, AL as dog-friendly, easy to park in, and quiet. Most residents say you need a car. See homes for sale in Orange Beach, AL.
- What are the closest schools to 4099 Harbor Rd?The closest schools to 4099 Harbor Rd in Orange Beach, AL are Orange Beach Elementary School (Pre-K, rated 10/10), Orange Beach Middle/High School (rated 10/10).
- Does 4099 Harbor Rd have air conditioning?Yes, 4099 Harbor Rd in Orange Beach, AL has air conditioning.
- Does 4099 Harbor Rd have laundry facilities?Yes, 4099 Harbor Rd in Orange Beach, AL has laundry facilities.
4099 Harbor Rd, Orange Beach, AL 36561 is a 4 bedroom, 5 bathroom, 2,560 sqft single-family home built in 2019. This property is currently available for sale and was listed on Aug 24, 2026.