408 E Main St, Waterloo, NY 13165
SOLD
OCT 7, 2026

$185,000

Trulia Estimate
  • 3 Beds
  • 1.5 Baths
  • 1,338 sqft (on 0.54 acres)

408 E Main St, Waterloo, NY 13165

Est. Refi. Payment $1,407/mo*
Refinance Your Home
Currently Off Market - Sold Oct 7, 2026 for $185,000 (7% below list price)

Home Value

Trulia Estimate
$185K
Since last month
Decreased$14K (-6.9%)
Since last year
Decreased$18K (-8.9%)
Since last sale
Increased$500 (+0.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +81% in the last 10 years
MonthEstimated value
2026
November 2026$186K
October 2026$185K
September 2026$199K
August 2026$199K
July 2026$203K
June 2026$199K
May 2026$200K
April 2026$196K
March 2026$193K
February 2026$188K
January 2026$186K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
82 Inslee St, Waterloo, NY
0.66
Single-Family Home
$160,000
12/23/25
3
1
1,461
17 Amherst Rd, Waterloo, NY
0.52
Single-Family Home
$175,000
08/21/26
2
1
1,143
7 Stewart St, Waterloo, NY
0.36
Single-Family Home
$145,000
03/25/26
2
1
875
76 Mill St, Waterloo, NY
0.53
Single-Family Home
$159,000
06/05/26
3
1
996
54 Inslee St, Waterloo, NY
0.52
Single-Family Home
$155,000
12/18/25
3
1
880
15 Barham Ave, Waterloo, NY
0.49
Single-Family Home
$160,000
07/03/26
2
1
725
222 E Elisha St, Waterloo, NY
0.57
Single-Family Home
$113,500
12/03/25
2
2
1,634

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
E Main St, Waterloo, NY 13165
0.01
-
-
-
-
Off Market
1836 US Route 20, Waterloo, NY 13165
0.02
$222,200
4
3
1,979
Off Market
404 E Main St, Waterloo, NY 13165
0.02
-
3
2
1,512
Off Market
1832 US Route 20, Seneca Falls, NY 13148
0.02
$172,500
3
2
1,446
Off Market
404 E Main St, Waterloo, NY 13165
0.03
-
3
2
1,512
Off Market
404 E Main St, Waterloo, NY 13165
0.03
$212,900
3
2
1,512
Off Market
407 E Main St, Waterloo, NY 13165
0.04
$192,800
3
2
1,350
Off Market
3 Thurber Dr, Waterloo, NY 13165
0.07
$175,800
2
2
924
Off Market
405 E Main St, Waterloo, NY 13165
0.08
$130,800
2
2
1,164
Off Market
388 E Main St, Waterloo, NY 13165
0.08
$176,400
5
3.5
2,418
Off Market
403 E Main St, Waterloo, NY 13165
0.08
$198,100
3
2
1,460
Off Market
5 Thurber Dr, Waterloo, NY 13165
0.09
$202,400
3
2
1,662
Off Market
384 E Main St, Waterloo, NY 13165
0.10
$157,300
6
2
2,380
Off Market
399 E Main St, Waterloo, NY 13165
0.11
$197,200
3
1
1,574
Off Market
399 E Main St, Waterloo, NY 13165
0.11
-
-
-
-
Off Market
7 Thurber Dr, Waterloo, NY 13165
0.11
$219,400
3
1.5
1,553
Off Market
382 E Main St, Waterloo, NY 13165
0.11
$140,500
3
1.5
1,487
Off Market
95 River Rd, Waterloo, NY 13165
0.12
-
-
-
-
Off Market
9 Thurber Dr, Waterloo, NY 13165
0.13
$229,300
3
2
1,665
Off Market
1850 E River Rd, Waterloo, NY 13165
0.14
$273,800
3
2.5
2,660
Off Market

Local Information

  • Map ViewExplore the area around 408 E Main St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1947
0.54 acre lot
1,338 sqft
$138/sqft
1 Car Garage

About this House

What's unique:Peaceful waterfront settingFirst-floor laundryPlenty of off-street parkingAttached one-car garageLarge half bathFormal dining room
Charming Cape Cod-style home offering the perfect combination of convenience, privacy, and waterfront living. Ideally located with easy access to Routes 5 & 20, this well-maintained home features 3 bedrooms, 1.5 bathrooms, an attached one-car garage, and plenty of off-street parking. Step inside to find a spacious first floor featuring a large front living room, formal dining room, and an updated eat-in kitchen complete with updated appliances and direct access to the expansive rear deck overlooking the deep, private backyard. The main level also offers two bedrooms, including one with sliding glass doors opening directly to the deck, a full bathroom, and the convenience of first-floor laundry. The second floor provides a third bedroom, a generous second living area that's perfect as a family room, home office, or playroom, and a large half bath with excellent potential to be converted into a full bathroom. Situated on over a half-acre, the backyard is a true highlight, offering exceptional privacy as it extends to your own private dock on the Seneca-Cayuga Canal. Enjoy kayaking, boating, fishing right from your dock, or simply relax while taking in the peaceful waterfront setting and abundant local wildlife. Whether you're looking for a year-round residence or a home that embraces the Finger Lakes outdoor lifestyle, this property offers a rare opportunity to enjoy canal-front living in a convenient central location.
408 E Main St, Waterloo, NY 13165 is a 3 bedroom, 2 bathroom, 1,338 sqft single-family home built in 1947. It last sold for $185,000 on Oct 7, 2026 (7% below the $199,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $185,000, with a rent estimate of $1,623/month.
Last check for updates: about 6 hours ago
Listed by Daniel J. Toner, (315) 719-4045
Century 21 Steve Davoli RE
Bought with: Colin Dombek, (585) 279-8026, RE/MAX Plus
Originating MLS: Rochester
Source: NYSAMLSs, MLS#R1700610

Home Details for 408 E Main St

Interior Features

Interior Details
Basement: FullNumber of Rooms: 10
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1338 Square Feet
Appliances & Utilities
Utilities: High Speed Internet Available, Sewer Connected, Water ConnectedAppliances: Dryer, Free-Standing Range, Gas Water Heater, Oven, Refrigerator, WasherDryerLaundry: Main LevelRefrigeratorWasher
Heating & Cooling
Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Hardwood, Linoleum, Varies, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Hardwood, Linoleum, Varies, Vinyl

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, Open, PorchExterior: Deck, Dock, Gravel Driveway, Private Yard, See RemarksFoundation: Block
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageHas an Attached GarageParking Spaces: 1Parking: Attached,Garage,Driveway,Garage Door Opener
Frontage
Road Frontage: Main ThoroughfareNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Cumulative Days on Market: 13

Property Information

Year Built
Year Built: 1947
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: Vinyl Siding
Property Information
Condition: ResaleParcel Number: 45380101200000020350010000

Price & Status

Price
List Price: $199,900Price Per Sqft: $138/sqft
Status Change & Dates
Off Market Date: Mon Aug 03 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: Waterloo
School Information
Elementary School District: WaterlooJr High / Middle School District: WaterlooHigh School District: Waterloo

Building

Building Area
Building Area: 1338 Square Feet

HOA

Association for this Listing: Rochester

Lot Information

Lot Area: 0.54 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

BasementMls Number: R1700610Living Area Range Units: Square FeetUniversal Property Id: US-36099-N-45380101200000020350010000-R-N

Price and Tax history

DateEventPrice
Oct 7, 2026
Source: NYSAMLSs #R1700610
Sold
$185,000
Aug 3, 2026
Source: NYSAMLSs #R1700610
Pending
$199,900
Jul 21, 2026
Source: NYSAMLSs #R1700610
Listed For Sale
$199,900
Apr 16, 2024
Source: NYSAMLSs #R1522979
ListingRemoved
Apr 2, 2024
Source: NYSAMLSs #R1522979
PriceChange
$234,900
Price decreased by 4%

Market trends in Waterloo

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
18
5MoM
Sourced by Trulia Market Trends

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 34 Trulia users voted on each feature.

  • 95 % Say yards are well-kept

  • 91 % Say car is needed

  • 89 % Say it's dog friendly

  • 80 % Say parking is easy

  • 74 % Say people would walk alone at night

  • 68 % Say there's holiday spirit

  • 66 % Say it's walkable to restaurants

  • 66 % Say they plan to stay for at least 5 years

  • 60 % Say neighbors are friendly

  • 60 % Say there are sidewalks

  • 57 % Say it's quiet

  • 57 % Say streets are well-lit

  • 56 % Say there's wildlife

  • 53 % Say kids play outside

  • 36 % Say there are community events

  • 26 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Captainn4177
    "Great, small town feel. Seems very safe. Very relaxed and subdue feel to the whole community. Some people might think it’s boring and kind of in the middle of nowhere, but it feels safe and secure."
    0
    Flag
  • Rich O.
    "There is a lot of history with nearby St Mary's cemetery, the Seneca County courthouse, and Lafayette Park which celebrates the birthplace of Memorial Day and our veterans."
    1
    Flag
  • Rain3208
    "The area is beautiful. No sidewalks rural roads a nearby apple orchard close to the thruway and outlet mall"
    0
    Flag
  • Mark L.
    "country life pretty much.but not far from stores etc.nice lakes and activities but gets cold in the winter session .sumerers don't seem long enough. "
    0
    Flag
  • Lcalos60
    "I’ve lived in my neighborhood for 4 years. My neighbors are friendly and helpful. I have a good and safe walking loop for personal exercise and for walking the dog"
    5
    Flag
  • Lcalos60
    "I can , but don’t, walk to my work each day. It is only a mile away and a very easy commute. Others might want to choose to walk or bike to their job site."
    1
    Flag
  • Lcalos60
    "There are many dog owners in the neighborhood. Dogs are well behaved on leads. There is a nice horseshoe road for walking the dog."
    2
    Flag

LGBTQ Local Legal Protections

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-11-03 15:23:23 PST. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.

Frequently asked questions about 408 E Main St

  • What is 408 E Main St estimated to be worth?
    Trulia's estimated value for 408 E Main St in Waterloo, NY is $185,000.
  • What is the price history for 408 E Main St?
    408 E Main St in Waterloo, NY last sold for $185,000 in October 2026.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, NY as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See recently sold homes in Waterloo, NY.
  • Does 408 E Main St have laundry facilities?
    Yes, 408 E Main St in Waterloo, NY has in-unit laundry.
  • Does 408 E Main St have a yard?
    Yes, 408 E Main St in Waterloo, NY has a yard.

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