408 E Main St, Waterloo, NY 13165
Property image
Property image
FOR SALE
NEW - 9 HRS AGO
0.54 ACRES

408 E Main St
Waterloo, NY 13165

  • 3 Beds
  • 1.5 Baths
  • 1,338 sqft (on 0.54 acres)

$199,900

Est. Mortgage $1,447/mo*
Get Pre-Qualified

$199,900

Est. Mortgage $1,447/mo*
Get Pre-Qualified
3 Beds
1.5 Baths
1,338 sqft
(on 0.54 acres)

Home Highlights

Parking
1 Car Garage
Outdoor
Porch, Deck
Climate Control
Heating only
Price/Sqft
$149
Listed
Less than a day ago

Local Information

  • Map ViewExplore the area around 408 E Main St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Charming Cape Cod-style home offering the perfect combination of convenience, privacy, and waterfront living. Ideally located with easy access to Routes 5 & 20, this well-maintained home features 3 bedrooms, 1.5 bathrooms, an attached one-car garage, and plenty of off-street parking. Step inside to find a spacious first floor featuring a large front living room, formal dining room, and an updated eat-in kitchen complete with updated appliances and direct access to the expansive rear deck overlooking the deep, private backyard. The main level also offers two bedrooms, including one with sliding glass doors opening directly to the deck, a full bathroom, and the convenience of first-floor laundry. The second floor provides a third bedroom, a generous second living area that's perfect as a family room, home office, or playroom, and a large half bath with excellent potential to be converted into a full bathroom. Situated on over a half-acre, the backyard is a true highlight, offering exceptional privacy as it extends to your own private dock on the Seneca-Cayuga Canal. Enjoy kayaking, boating, fishing right from your dock, or simply relax while taking in the peaceful waterfront setting and abundant local wildlife. Whether you're looking for a year-round residence or a home that embraces the Finger Lakes outdoor lifestyle, this property offers a rare opportunity to enjoy canal-front living in a convenient central location.
Last check for updates: about 9 hours ago
Listing by: Century 21 Steve Davoli RE, (315) 789-4569
Daniel J. Toner, (315) 719-4045
Originating MLS: Rochester
Source: NYSAMLSs, MLS#R1700610
Also Listed on NYSAMLSs.

Home Details for 408 E Main St

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: FullNumber of Rooms: 10
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 1338 Square Feet
Appliances & Utilities
Utilities: High Speed Internet Available, Sewer Connected, Water ConnectedAppliances: Dryer, Free-Standing Range, Gas Water Heater, Oven, Refrigerator, WasherDryerLaundry: Main LevelRefrigeratorWasher
Heating & Cooling
Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Hardwood, Linoleum, Varies, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Hardwood, Linoleum, Varies, Vinyl

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, Open, PorchExterior: Deck, Dock, Gravel Driveway, Private Yard, See RemarksFoundation: Block
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageHas an Attached GarageParking Spaces: 1Parking: Attached,Garage,Driveway,Garage Door Opener
Frontage
Road Frontage: Main ThoroughfareNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Days on Market: <1 day on Trulia

Property Information

Year Built
Year Built: 1947
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cape Cod
Building
Construction Materials: Vinyl Siding
Property Information
Condition: ResaleParcel Number: 45380101200000020350010000

Price & Status

Price
List Price: $199,900Price Per Sqft: $149
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: Waterloo
School Information
Elementary School District: WaterlooJr High / Middle School District: WaterlooHigh School District: Waterloo

Agent Information

Listing Agent
Listing ID: R1700610

Building

Building Area
Building Area: 1338 Square Feet

HOA

Association for this Listing: Rochester

Lot Information

Lot Area: 0.54 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

BasementMls Number: R1700610Living Area Range Units: Square FeetUniversal Property Id: US-36099-N-45380101200000020350010000-R-N

Market trends in Waterloo

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
9
1MoM

Price History for 408 E Main St

DatePriceEventSource
07/21/2026$199,900Listed For SaleNYSAMLSs #R1700610
04/16/2024ListingRemovedNYSAMLSs #R1522979
04/02/2024$234,900PriceChange
NYSAMLSs #R1522979
03/19/2024$245,900PriceChange
NYSAMLSs #R1522979
02/26/2024$259,900Listed For SaleNYSAMLSs #R1522979
09/20/2021$134,000Sold
NYSAMLSs #R1353597
07/26/2021$134,000PendingNYSAMLSs #R1353597
07/21/2021$134,000Listed For SaleNYSAMLSs #R1353597
11/12/2015$98,000Sold
NYSAMLSs #R280452
10/09/2015$104,900PendingAgent Provided
09/08/2015$104,900PendingToActiveAgent Provided
09/03/2015$104,900PendingAgent Provided
08/25/2015$104,900PendingToActiveAgent Provided
08/18/2015$104,900PendingAgent Provided
08/06/2015$104,900Listed For SaleAgent Provided

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Property Tax and Assessment

Year2025
Tax
Assessment$160,300
Home facts updated by county records

Comparable Sales for 408 E Main St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
15 Douglas Dr, Waterloo, NY
0.38
Single-Family Home
$151,000
08/12/25
2
1
1,248
5 Amherst Rd, Waterloo, NY
0.46
Single-Family Home
$150,000
07/22/25
3
1
1,306
73 E River St, Waterloo, NY
0.48
Single-Family Home
$139,000
09/17/25
3
1
1,880
7 Stewart St, Waterloo, NY
0.36
Single-Family Home
$145,000
03/25/26
2
1
875
82 Inslee St, Waterloo, NY
0.66
Single-Family Home
$160,000
12/23/25
3
1
1,461
3 Barham Ave, Waterloo, NY
0.43
Single-Family Home
$150,000
10/28/25
2
1
1,033
76 Mill St, Waterloo, NY
0.53
Single-Family Home
$159,000
06/05/26
3
1
996
1920 E River Rd, Waterloo, NY
0.32
Single-Family Home
$247,200
07/29/25
3
1
1,958

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 408 E Main St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 34 Trulia users voted on each feature.

  • 95 % Say yards are well-kept

  • 91 % Say car is needed

  • 89 % Say it's dog friendly

  • 80 % Say parking is easy

  • 74 % Say people would walk alone at night

  • 68 % Say there's holiday spirit

  • 66 % Say it's walkable to restaurants

  • 66 % Say they plan to stay for at least 5 years

  • 60 % Say neighbors are friendly

  • 60 % Say there are sidewalks

  • 57 % Say it's quiet

  • 57 % Say streets are well-lit

  • 56 % Say there's wildlife

  • 53 % Say kids play outside

  • 36 % Say there are community events

  • 26 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Captainn4177
    "Great, small town feel. Seems very safe. Very relaxed and subdue feel to the whole community. Some people might think it’s boring and kind of in the middle of nowhere, but it feels safe and secure."
    0
    Flag
  • Rich O.
    "There is a lot of history with nearby St Mary's cemetery, the Seneca County courthouse, and Lafayette Park which celebrates the birthplace of Memorial Day and our veterans."
    0
    Flag
  • Rain3208
    "The area is beautiful. No sidewalks rural roads a nearby apple orchard close to the thruway and outlet mall"
    0
    Flag
  • Mark L.
    "country life pretty much.but not far from stores etc.nice lakes and activities but gets cold in the winter session .sumerers don't seem long enough. "
    0
    Flag
  • Lcalos60
    "I’ve lived in my neighborhood for 4 years. My neighbors are friendly and helpful. I have a good and safe walking loop for personal exercise and for walking the dog"
    5
    Flag
  • Lcalos60
    "I can , but don’t, walk to my work each day. It is only a mile away and a very easy commute. Others might want to choose to walk or bike to their job site."
    1
    Flag
  • Lcalos60
    "There are many dog owners in the neighborhood. Dogs are well behaved on leads. There is a nice horseshoe road for walking the dog."
    2
    Flag

LGBTQ Local Legal Protections

Daniel J. Toner, Century 21 Steve Davoli RE, (315) 789-4569
Agent Phone: (315) 719-4045
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-07-21 12:20:51 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.
408 E Main St, Waterloo, NY 13165 is a 3 bedroom, 2 bathroom, 1,338 sqft single-family home built in 1947. This property is currently available for sale and was listed by NYSAMLSs on Jul 21, 2026. The MLS # for this home is MLS# R1700610.