406 E Waterloo St, Rapid City, SD 57701
Property image
Property image
UNDER CONTRACT

$269,000

  • 3 Beds
  • 2 Baths
  • 1,650 sqft

406 E Waterloo St, Rapid City, SD 57701

Est. Mortgage $1,757/mo*
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Home Highlights

Single-Family Home
Built in 1958
$163/sqft
1 Car Garage

Local Information

  • Map ViewExplore the area around 406 E Waterloo St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Fully fenced yardAttached one car garageUpdated lvp flooringOpen kitchenSpacious bedroomsTons of natural light
Super cute 1950s charmer looking for a new owner! This well-maintained 3-bedroom, 2-bath home features updated LVP flooring, spacious bedrooms, an open kitchen, and tons of natural light. The basement is mostly finished and ready for someone to make it their own! Let's not forget about the fully fenced yard and the attached one car garage! Enjoy a great central location, conveniently close to schools, shopping, and entertainment. Don’t miss out on this adorable home—schedule your tour today! Motivated seller!! Willing to offer credit for closing costs and rate buy downs! Listed with Steph Holdinghausen - Selling 605 Realty 605.484.6781
Last check for updates: about 14 hours ago
Listing courtesy of STEPH E HOLDINGHAUSEN, (605) 484-6781
SELLING 605 REALTY LLC
Source: Black Hills AOR, MLS#180522

Home Details for 406 E Waterloo St

Interior Features

Interior Details
Number of Rooms: 2Types of Rooms: Bathroom, Dining Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1650 Square Feet
Heating & Cooling
Heating: Forced AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Wood BurningHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Hardwood
Levels, Entrance, & Accessibility
Floors: Carpet, Hardwood
View
Has a ViewView: Neighborhood

Exterior Features

Exterior Home Features
Roof: CompositionFencing: Full, Chain Link
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Other Parking: Garage Size(13X29), Driveway Exposure(South)No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 1Parking: One Car,Attached
Frontage
Not on Waterfront

Days on Market

Days on Market: 88

Property Information

Year Built
Year Built: 1958
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Frame

Price & Status

Price
List Price: $269,000Price Per Sqft: $163

Active Status

MLS Status: U/C TAKE BACK UPS

Location

Direction & Address
City: Rapid CityCommunity: Nowlin Wood Replat
School Information
Elementary School District: Rapid CityJr High / Middle School District: Rapid CityHigh School District: Rapid City

Agent Information

Listing Agent
Listing ID: 180522

Building

Building Area
Building Area: 1800 Square Feet

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 8276.4 sqft

Miscellaneous

BasementMls Number: 180522Zillow Contingency Status: Under Contract

Additional Information

HOA Amenities: None

Price and Tax history

DateEventPrice
Oct 31, 2026
Source: Black Hills AOR #180522
Contingent
$269,000
Oct 28, 2026
Source: Black Hills AOR #180522
PriceChange
$269,000
Price decreased by 2%
Sep 19, 2026
Source: Black Hills AOR #180522
PriceChange
$274,000
Price decreased by 2%
Sep 3, 2026
Source: Black Hills AOR #180522
PriceChange
$279,000
Price decreased by 2%
Aug 22, 2026
Source: Black Hills AOR #180522
PriceChange
$284,900
Price decreased by 2%

Around this home

What Locals Say about Rapid City

At least 315 Trulia users voted on each feature.

  • 92 % Say car is needed

  • 88 % Say it's dog friendly

  • 83 % Say parking is easy

  • 81 % Say there are sidewalks

  • 78 % Say yards are well-kept

  • 73 % Say there's holiday spirit

  • 69 % Say kids play outside

  • 67 % Say there's wildlife

  • 65 % Say people would walk alone at night

  • 64 % Say it's quiet

  • 54 % Say streets are well-lit

  • 51 % Say neighbors are friendly

  • 42 % Say they plan to stay for at least 5 years

  • 29 % Say it's walkable to restaurants

  • 28 % Say it's walkable to grocery stores

  • 27 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Nubia Quinonez
    "15 minutes to every thing"
    0
    Flag
  • Taylor Weathers
    "The area is nice, crime is really low, some areas are alittle run down but majority of the city and surrounding area is beautiful. I’m told the schools are good and there’s plenty for children to do around here. Plenty outdoor activities "
    1
    Flag
  • Michelle B
    "It’s a neighborhood 20+ years old, so there is space between houses and they don’t all look alike. Parkview park is only 2 blocks away with a pool, play area and softball fields. "
    0
    Flag
  • Aereal Willhoite
    "Rapid City is an outdoor enthusiast dream city to live plenty of stuff to do for everyone with their different personalities"
    0
    Flag
  • Jefffrazier
    "It’s not my “neighborhood”. We are renting a cabin here for the winter. The locals are not as friendly as we might have imagined. We are probably seen as outsiders. Given the beauty and blessings involved with this place, I can’t blame them. "
    0
    Flag
  • Jefffrazier
    "Few sidewalks, but drivers seem to be appropriately cautious when encountering wildlife and/or pets. "
    0
    Flag
  • jon.g.fleming
    "I work from home but my old commute was around 20 minutes in light traffic most mornings and evenings."
    0
    Flag
  • S.d.beckfamily
    "There are a lot of dog walkers in the area. We have a beautiful park in walking distance from our home. Also a nice dog park a short drive away. "
    9
    Flag
  • Lisalpog
    "The Southside of rapid city is one of the better part of town to live in. I live in the Newest part of the southside and it’s relatively quiet. Other than if you live close to Cattron which my building is located close to Catherine and sometimes you can hear the traffic. Other than that it’s great"
    12
    Flag
  • Chandlor M.
    "Fun place to live and have a family great schools great neighbors well maintained yards snow removal is a little lacking but you can get past it "
    1
    Flag
  • Rex
    "We have fireworks during the 4th of July. There is also pancake suppers for fundraiser for the Rapid Valley Fire department. "
    0
    Flag
  • Berto B. O.
    "The city is small and more laid back. People are mostly nice. There are a lot of outdoor activities to do in each season."
    6
    Flag
  • Chassidysieveke
    "Most people keep to themselves. It is very safe neighborhood for kids tho. Most houses have large lots."
    0
    Flag
  • Lori F.
    "The neighborhood really enjoys Fourth of July the celebration goes on for days upon days! Lots of neighbors love to shoot fireworks which is great to sit outside and watch with the kids at night, gives everyone an extra show both before and after the big show on the Fourth of July! "
    0
    Flag
  • Lakotaprarireheart
    "dogs are leashed and owners are very responsible for their dogs neighborhoods are well maintained people are very friendly "
    6
    Flag
  • Jay Sie
    "Some neighbors are friendly & considerate. Some aren’t. Nice place to live. The roads need to be maintained better. The parks could use some clean up. "
    1
    Flag
  • Heather T.
    "Grandview, and Robbinsdale are great schools. Teachers are dedicated to see all students succeed . "
    2
    Flag
  • Elliott B.
    "Parents should recommend new kids to the area to hang out at the local park parking lot lots of kids down there"
    5
    Flag
  • Brandi B.
    "From what I'm told from tourist, we are very friendly and welcoming town. Also that our surrounding areas, the Black Hills, is gorgeous."
    0
    Flag
  • Trulia User
    "Rapid valley is a very kid and dog friendly community, most of the neighbors take pride in their homes and yards. You see kids walking to and from school and lots of people walking babies in strollers it seems to be a safe area and the people love to celebrate the holidays. So if this meets what you are looking for in a neighborhood then the valley is the place for you! Good luck house hunting!!"
    0
    Flag
  • Lori F.
    "Friendly lots of dog walkers and people walking babies and young kids an elementary school is centrally located within the neighborhood overall a quiet place to live "
    0
    Flag
  • Natalia H.
    "we moved to Auburn Hills in August 2018. the neighbors are very nice and friendly. this winter everybody helped with clearing snow and working together. I wish we had a better school near by"
    0
    Flag
  • Craig
    "The lots are all fairly large, with at least 1/2 acre each. The area is very family and pet friendly, with common playground areas and walking paths through the open fields."
    0
    Flag
  • Carmen E. B.
    "Lots of other animals in the neighborhood but people are rude about picking up dog poop I’ve noticed!"
    0
    Flag
  • Lori F.
    "Lots of dog walkers in the neighborhood, kids playing outside, especially since there’s an elementary school a couple blocks away, normally a very quiet neighborhood a good mix of established residents and new property owners. Convenience of gas stations and a dollar tree within five minutes of the house for those last minute items that were forgotten at the store. Convenient location for stores, strip malls or even the mall within ten minutes. Great location to have rapid city at your fingertips without having to be right in the middle and having to deal with rush hour traffic"
    0
    Flag
  • Kayla C.
    "My neighborhood has many apartment developments. It’s a nice residential part of town with stores close by. "
    6
    Flag
  • Briann P.
    "my part of town is close to both down town and a Walmart. also not far from fast food restaurants. Close to three churches "
    3
    Flag
  • Lori F.
    "Very dog friendly neighborhood lots and lots of dog walkers! Very friendly area to live in. Overall low traffic area except when school lets out, but it is convenient for families with younger kids"
    0
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  • Lori
    "Quiet neighborhood typically without issue reasonable place to live cost wise. Convenient location to gas stations and interstate. Lots of younger kids very close to an elementary school. Good location for young families and first time buyers! Large lots per house. Nice to have more space than the newer neighborhoods offer. Usual lot size is a half acre or more!! "
    0
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  • Lori F.
    "Fourth of July is spectacular very neighborly nice place to live especially for young families with young kids school within walking distance "
    0
    Flag
  • Tyehjohnson
    "There’s a dog park, a pool, hot tub, and a gym all right here. All the dog owners are very friendly and encourage positive interaction with other dogs/owners. "
    0
    Flag
  • Njjoyce1981
    "Family friendly community just stay away from north rapid after dark. Not the best place to be at night especially alone by yourself."
    7
    Flag
  • Lori F.
    "There’s an elementary school in the neighborhood good for young families quiet community to live in low crime rate people love to celebrate the Fourth of July here! Everyone has been very friendly new to the area "
    0
    Flag

Market trends in Rapid City

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$383K
$8KMoM
Sale-to-List Price
98.6%
0.1%MoM
Price per sq ft
$212
$2MoM
Available listings
490
51MoM
Sourced by Trulia Market Trends

Home Value

Trulia Estimate
$265K
Since last month
Decreased$6K (-2.2%)
Since last year
Increased$4K (+1.6%)
Since last sale
Increased$59K (+28.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +95% in the last 10 years
MonthEstimated value
2026
November 2026$265K
October 2026$265K
September 2026$271K
August 2026$283K
July 2026$264K
June 2026$263K
May 2026$262K
April 2026$265K
March 2026$268K
February 2026$262K
January 2026$260K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
418 E COLLEGE AVE, Rapid City, SD
0.13
Single-Family Home
$265,000
06/25/26
4
2
2,056
311 MIRIAM CT, Rapid City, SD
0.04
Single-Family Home
$624,500
08/17/26
3
2.5
1,793
4009 Wild Flower Lane, Rapid City, SD
0.04
Single-Family Home
$399,000
04/03/26
4
2.5
2,419
3101 TATE CT, Rapid City, SD
0.04
Single-Family Home
$493,000
11/02/26
4
3
2,314

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
402 E Waterloo St, Rapid City, SD 57701
0.01
$200,600
3
1
912
Off Market
410 E Waterloo St, Rapid City, SD 57701
0.01
$277,000
3
1
1,824
Off Market
346 E Waterloo St, Rapid City, SD 57701
0.02
$194,800
3
1
960
Off Market
418 E Waterloo St, Rapid City, SD 57701
0.03
$252,200
3
1
1,004
Off Market
335 E Custer St, Rapid City, SD 57701
0.03
$232,500
3
1
1,081
Off Market
413 E Waterloo St, Rapid City, SD 57701
0.03
$268,000
4
2
1,632
Off Market
407 E Custer St, Rapid City, SD 57701
0.03
$243,700
3
1
1,057
Off Market
417 E Waterloo St, Rapid City, SD 57701
0.03
$278,400
3
2
952
Off Market
422 E Waterloo St, Rapid City, SD 57701
0.03
$253,400
3
2
912
Off Market
409 E Waterloo St, Rapid City, SD 57701
0.03
$235,400
3
1
900
Off Market
341 E Custer St, Rapid City, SD 57701
0.03
$320,000
3
1.5
1,800
For Sale
2780 143rd Ave #61, Rapid City, SD 57701
0.04
$153,400
Studio
-
1,216
Off Market
1702 E Highway 44 #115, Rapid City, SD 57701
0.04
$60,600
2
1
728
Off Market
1702 E Highway 44 #164, Rapid City, SD 57701
0.04
$145,400
Studio
-
1,620
Off Market
4625 Vista Hills Dr, Rapid City, SD 57701
0.04
$353,800
3
2
2,184
Off Market
3924 Brookside Dr, Rapid City, SD 57702
0.04
$380,800
4
2
1,450
Off Market
4221 Fieldstone Dr, Rapid City, SD 57701
0.04
$418,100
3
2.5
2,089
Off Market
4125 Augusta Dr, Rapid City, SD 57701
0.04
$522,200
4
3
1,388
Off Market
1702 E Highway 44 #186, Rapid City, SD 57701
0.04
$92,700
Studio
-
1,216
Off Market
10650 Sheridan Lake Rd, Rapid City, SD 57701
0.04
$587,800
3
2
1,540
Off Market

LGBTQ Local Legal Protections

STEPH E HOLDINGHAUSEN, SELLING 605 REALTY LLC
Agent Phone: (605) 484-6781
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of Black Hills Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information Deemed Reliable But Not Guaranteed.

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Frequently asked questions about 406 E Waterloo St

  • What is the estimated monthly payment for 406 E Waterloo St?
    Based on a $269,000 list price with 20% down at today's rates, the estimated monthly payment for 406 E Waterloo St in Rapid City, SD is approximately $1,773 (about $1,472 principal & interest, $226 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 406 E Waterloo St compare to homes in Rapid City?
    406 E Waterloo St in Rapid City, SD is listed at $269,000, about 30% below the $383K median sale price in Rapid City.
  • What do residents say about Rapid City?
    Residents describe Rapid City, SD as dog-friendly, easy to park in, and pedestrian-friendly. See homes for sale in Rapid City, SD.
  • What are the closest schools to 406 E Waterloo St?
    The closest schools to 406 E Waterloo St in Rapid City, SD are Central High School - 41 (rated 2/10), General Beadle Elementary - 01 (Pre-K, rated 2/10), North Middle School - 35 (rated 2/10).
  • How big is the lot at 406 E Waterloo St?
    The lot at 406 E Waterloo St in Rapid City, SD is about 0.19 acres (8,276 sq ft).
  • Does 406 E Waterloo St have a garage?
    Yes, 406 E Waterloo St in Rapid City, SD has an attached garage.
406 E Waterloo St, Rapid City, SD 57701 is a 3 bedroom, 2 bathroom, 1,650 sqft single-family home built in 1958. This property is currently available for sale and was listed by Black Hills AOR on Aug 14, 2026. The MLS # for this home is MLS# 180522.