406 4th St, Spencer, NC 28159
Property image
Property image
SOLD
NOV 25, 2025

406 4th St
Spencer, NC 28159

  • 3 Beds
  • 2 Baths
  • 1,400 sqft

$225,900

Last Sold: Nov 25, 2025
$161/sqft
Est. Refi. Payment $1,348/mo*
Refinance Your Home

$225,900

Last Sold: Nov 25, 2025
$161/sqft
Est. Refi. Payment $1,348/mo*
Refinance Your Home
3 Beds
2 Baths
1,400 sqft

Local Information

  • Map ViewExplore the area around 406 4th St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1986
Living Area
1,400 sqft
Price/Sqft
$161/sqft
Parking
Open Parking

About this House

This beautifully remodeled 3 BD, 2 BA home sits on a desirable corner lot in historic Spencer, NC, and is sure to impress! Renovated in 2025, updates include a new roof, HVAC system, windows, doors, flooring, interior paint, brushed nickel hardware, modern light fixtures, and more. The kitchen features soft-close shaker-style cabinetry, granite countertops, a range/oven with built-in air fryer, recessed lighting, and a spacious pantry with custom shelving. Step out onto the back deck—ideal for grilling or enjoying your morning coffee. The backyard offers both privacy and charm with a combination of picket and privacy fencing. Additional upgrades include newly installed insulation and a 6-mil vapor barrier beneath the home. Enjoy close proximity to local attractions such as the NC Transportation Museum, area parks, the Museum of Dolls, Toys & Miniatures, Spencer’s Little Choo Choo Shop, and a variety of restaurants—all within about a mile. For outdoor enthusiasts, the Yadkin River Park–Spencer Trailhead is just 3.5 miles away. Located in a USDA-eligible area within the heart of Spencer's historic district—this home blends modern comfort with small-town charm.
406 4th St, Spencer, NC 28159 is a 3 bedroom, 2 bathroom, 1,400 sqft single-family home built in 1986. It last sold for the $225,900 asking price on Nov 25, 2025. It is currently off market. The Trulia Estimate is $209,800, with a rent estimate of $1,650/month.

Home Details for 406 4th St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Full, Dining Area, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1400 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, MicrowaveDishwasherLaundry: Inside,Laundry ClosetMicrowave
Heating & Cooling
Heating: Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Heat Pump
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One Half
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: Deck, Front PorchFencing: Back Yard, Fenced, PrivacyFoundation: Crawl Space
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway
Frontage
Responsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: Concrete, Paved
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 1400 Square Feet

Days on Market

Cumulative Days on Market: 123

Property Information

Year Built
Year Built: 1986
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: VinylNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 033 311

Price & Status

Price
List Price: $225,900Price Per Sqft: $161/sqft

Location

Direction & Address
City: SpencerCommunity: None
School Information
Elementary School: UnspecifiedJr High / Middle School: UnspecifiedHigh School: Unspecified

Building

Building Area
Building Area: 1400 Square Feet

Community

Not Senior Community

Lot Information

Lot Area: 0.14 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

Mls Number: 4256025Attribution Contact: mjohnson@homerealtyandmortgage.comAbove Grade Unfinished Area: 1400
Last check for updates: about 6 hours ago
Listed by Marlena Johnson
Home Realty and Mortgage LLC
Terlin Johnson
Home Realty and Mortgage LLC
Bought with: Monica Poole, (704) 245-4628, Monica Poole Realty LLC
Source: Canopy MLS as distributed by MLS GRID, MLS#4256025

Price History for 406 4th St

DatePriceEventSource
11/25/2025$225,900Sold
Canopy MLS as distributed by MLS GRID #4256025
09/30/2025$225,900PriceChange
Canopy MLS as distributed by MLS GRID #4256025
09/10/2025$226,900PriceChange
Canopy MLS as distributed by MLS GRID #4256025
08/27/2025$229,900PriceChange
Canopy MLS as distributed by MLS GRID #4256025
08/15/2025$234,900PriceChange
Canopy MLS as distributed by MLS GRID #4256025
07/28/2025$239,900PriceChange
Canopy MLS as distributed by MLS GRID #4256025
07/14/2025$244,900PriceChange
Canopy MLS as distributed by MLS GRID #4256025
06/12/2025$249,000Listed For SaleCanopy MLS as distributed by MLS GRID #4256025
12/12/2024$50,000Sold
N/A

Market trends in Spencer

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
18
3MoM
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Property Tax and Assessment

Year2025
Tax$1,357
Assessment$112,104
Home facts updated by county records

Comparable Sales for 406 4th St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
303 S Iredell Ave, Spencer, NC
0.03
Single-Family Home
$220,000
08/29/25
3
2
1,209
602 Meadow St, Spencer, NC
0.13
Single-Family Home
$224,900
10/20/25
3
2
1,176
606 Meadow St, Spencer, NC
0.22
Single-Family Home
$229,900
08/18/25
3
2
1,176
420 S Iredell Ave, Spencer, NC
0.10
Single-Family Home
$245,000
03/27/26
3
2.5
1,255
700 6th St, Spencer, NC
0.26
Single-Family Home
$250,000
06/26/26
3
2
1,456
422 Iredell Ave, Spencer, NC
0.11
Single-Family Home
$239,000
10/14/25
3
2.5
1,206
702 6th St, Spencer, NC
0.28
Single-Family Home
$254,800
06/26/26
3
2
1,456
510 S Yadkin Ave, Spencer, NC
0.25
Single-Family Home
$200,000
11/26/25
3
2
1,545
325 Jordan Ave, Spencer, NC
0.33
Single-Family Home
$246,000
08/21/25
3
2
1,337

Nearby homes

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Assigned Schools

These are the assigned schools for 406 4th St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 17 Trulia users voted on each feature.

  • 96 % Say yards are well-kept

  • 89 % Say car is needed

  • 83 % Say parking is easy

  • 81 % Say it's dog friendly

  • 77 % Say there's holiday spirit

  • 76 % Say there are sidewalks

  • 68 % Say it's walkable to grocery stores

  • 64 % Say kids play outside

  • 57 % Say there's wildlife

  • 55 % Say neighbors are friendly

  • 53 % Say it's quiet

  • 50 % Say people would walk alone at night

  • 48 % Say streets are well-lit

  • 44 % Say it's walkable to restaurants

  • 35 % Say they plan to stay for at least 5 years

  • 22 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Aldridgekaylin1
    "I’ve been here for almost a year now & it’s just so peaceful, quiet & definitely a great area to live in or raise a family! "
    0
    Flag
  • Emmanuel G.
    "Perfect for living and going to school great people great food nice view pretty big houses tall ceilings "
    2
    Flag
  • Chris S.
    "several park areas to choose from and walking trails to take your dog walking on. also several vets in the area if your ever in need of their services "
    0
    Flag
  • Lmaster119
    "Nice and I will recommend it to retired personnel. I went to school in Spencer. I am not looking to buy in this neighborhood."
    0
    Flag
  • Allyssa S.
    "Close proximity of the houses and they would not like the streets are messed up and broken they need to be fixed as far as I can tell they are not fixing them right now and probly will take years to fix the road."
    0
    Flag
  • Erik B.
    "My commute into Salisbury is quick and less than 10 minutes. Traffic is very light and typically freely moving."
    0
    Flag
  • MichelleJ.
    "I've lived in Spencer near the high school for 6 years. I thought it would be short term but have decided to stay. Love small town feel and easy access to larger cities, neighbors, arts & cultural events .. it has it all for a great price!!!"
    0
    Flag
  • Erik B.
    "The school district is a growing and changing leader in education. It is a decent place to raise a child."
    0
    Flag
  • Robinphillips j.
    "It’s very quiet and everyone stays to themselves. Road doesn’t have a lot of traffic..Not to many small children in the neighborhood."
    2
    Flag
  • Brittanymic88
    "It’s a nice, older neighborhood but Spencer is known as not such a safe place. I think it’s safer then what people make it out to be, this is the second time I’ve lived here and no one has ever bothered me or my family. The only problem I see is a lot of loud, thumping music late all day and late at night and young people people will walk between houses and all night long down the sidewalks and they’re not quiet about it either. "
    0
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  • glitterangel k.
    "lived there 3 yrs. some yards nice some real trashy, cars fly by, wouldn't let my kids walk alone, neighbors keep to themselves not very outgoing or eager to say good morning if they see you, bus driver has alot to improve on, just not my kind of neighborhood, i like friendly outgoing people, schools are ok for younger ones but as they get older the school system changes, i guess if you dont want to talk to anyone and have no kids, then it isn't too bad."
    1
    Flag
  • Shuntale S.
    "Spencer is a charming historical community that is only 40 minutes from Charlotte and Winston Salem and just a few hours from the Blue Ridge Mountains, or the coastal beaches of North and South Carolina."
    1
    Flag

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Off Market Homes Near 406 4th St

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Based on information submitted to the MLS GRID as of 2026-08-06 12:03:21 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information