405 E Gay St, Lancaster, SC 29720
Property image
Property image
FOR SALE
0.28 ACRES

$259,500

Original price: $264,999
  • 3 Beds
  • 2 Baths
  • 1,397 sqft (on 0.28 acres)

405 E Gay St, Lancaster, SC 29720

Est. Mortgage $1,571/mo*
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Home Highlights

Single-Family Home
Built in 1930
0.28 acre lot
$186/sqft
Open Parking

Local Information

  • Map ViewExplore the area around 405 E Gay St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to a home where everything has already been done for you. This fully renovated property has been rebuilt with quality craftsmanship, modern finishes, and peace of mind from top to bottom. Renovations were completed with city permits, passed city inspections, and approved through the proper permitting process, giving buyers confidence in the work performed.

Step inside to discover soaring ceilings and an open-concept floor plan filled with natural light. The designer kitchen features premium cabinetry, granite countertops, custom tile backsplash, and modern finishes that flow seamlessly into the spacious living and dining areas. Throughout the home you'll find luxury LVP flooring, custom tile work, updated fixtures, and high-end materials that create a clean, timeless look. Major system upgrades include a new roof, new HVAC system, and new water heater, making this home as practical as it is beautiful. The finished basement offers incredible flexibility with its own private entrance and exit, making it ideal as a media room, home theater, game room, guest suite, home office, or additional bedroom. Whether you're a homeowner needing extra living space or an investor looking for added versatility, this lower level provides endless possibilities. Located just minutes from Downtown Lancaster, you'll enjoy restaurants, shopping, entertainment, and community events all within walking distance, while still benefiting from an easy commute to surrounding areas. Homes with this level of renovation, quality, and versatility rarely become available. Schedule your private showing today and experience everything this exceptional property has to offer.
Last check for updates: about 2 hours ago
Listing Provided by: Garrett Small
Keller Williams Connected
Source: Canopy MLS as distributed by MLS GRID, MLS#4409212
Also Listed on Canopy MLS as distributed by MLS GRID.

Home Details for 405 E Gay St

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Daylight,Full,Interior EntryNumber of Rooms: 5Types of Rooms: Primary Bedroom, Bedroom S, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1397 Square Feet
Appliances & Utilities
Appliances: Microwave, Convection Oven, Dishwasher, DisposalDishwasherDisposalLaundry: In HallMicrowave
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Central
Levels, Entrance, & Accessibility
Stories: 1Levels: One
View
No View

Exterior Features

Exterior Home Features
Fencing: Back Yard, Wood
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway
Frontage
Responsible for Road Maintenance: Private Maintained RoadRoad Surface Type: Dirt, Gravel, Stone
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 1397 Square Feet

Days on Market

Cumulative Days on Market: 19Days on Market: 46

Property Information

Year Built
Year Built: 1930
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Brick FullNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 0068O0K011.00

Price & Status

Price
List Price: $259,500Price Per Sqft: $186

Location

Direction & Address
City: LancasterCommunity: None
School Information
Elementary School: UnspecifiedJr High / Middle School: UnspecifiedHigh School: Unspecified

Agent Information

Listing Agent
Listing ID: 4409212

Building

Building Area
Building Area: 1397 Square Feet

Community

Not Senior Community

Lot Information

Lot Area: 0.28 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

BasementMls Number: 4409212Attribution Contact: garrettsmallrealestate@gmail.comAbove Grade Unfinished Area: 1397

Around this home

What Locals Say about Lancaster

At least 96 Trulia users voted on each feature.

  • 88 % Say parking is easy

  • 83 % Say yards are well-kept

  • 77 % Say car is needed

  • 67 % Say there's holiday spirit

  • 59 % Say it's quiet

  • 54 % Say kids play outside

  • 54 % Say it's dog friendly

  • 53 % Say they plan to stay for at least 5 years

  • 51 % Say there's wildlife

  • 43 % Say neighbors are friendly

  • 43 % Say people would walk alone at night

  • 38 % Say streets are well-lit

  • 31 % Say there are sidewalks

  • 30 % Say there are community events

  • 24 % Say it's walkable to grocery stores

  • 17 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • 7bv66zbwpr
    "It’s older people and quite not alot traffic"
    0
    Flag
  • 7bv66zbwpr
    "Nothing special about Lancaster they need to improve a lot there is no activity for kids. No public transportation. The schools are old and run down "
    0
    Flag
  • Judy D
    "It’s by the river and the extremely clean and pleasant to the eyes. Restaurant suppose to open in mid 2025. "
    0
    Flag
  • Eric Barrett
    "No stray cats or anything like that. We do have deer rabbits and squirrels. No coyotes either. Very nice."
    0
    Flag
  • Angelique.melanson
    "Love my community . And they keep up the property very pristine. As for having so many houses it is amazingly quiet . "
    1
    Flag
  • Danigreene119
    "This area is a private gated community with families as well as retirees. It is a rural area with suburban access."
    3
    Flag
  • Irun W.
    "Great neighbors and beautiful wooded spaces. Convenient to Indian Land, Lancaster, Rock Hill, Charlotte, Ballentine"
    2
    Flag
  • Bridget H.
    "very friendly. sweet people. not rich. very safe family some bad just keep to your self n be smart been here 7 years no issues"
    0
    Flag
  • mommy77
    "It’s not worth it to live there n that place cause it needs lots of stuff needs to be done n I was going to buy til I seen lots of stuff needs to be done "
    3
    Flag
  • mommy 77
    "I wouldn’t live n that house cause there is lots of work has to be done n I tried buying it n it’s not worth it"
    1
    Flag
  • Christelwhitesides1977
    "It’s a cute area to live and I can not wait to move in over there and seems to be quite around that area of Lancaster "
    1
    Flag
  • Susan S.
    "Nowhere within walking distance for kids to safely play. Honestly wouldn't recommend... Moving out of the state soon."
    0
    Flag
  • Harley_dillon
    "Good very easy to get to work and back. Robards are a little busy. Takes 30 minutes to get to work. Easy commute to work and back"
    0
    Flag
  • Justinjackson88
    "This area has a great balance with nature and wildlife. There are some beautiful homes and neighborhoods but with any town there are some rough edges. "
    1
    Flag
  • Janiellen
    "It’s pretty, close to stores and restaurants, quiet and safe. My home is private, as are most homes in this community. Wooded lot between me and my neighbor."
    1
    Flag
  • Theresa W.
    "It’s a nice neighborhood, I have lived here for six years. My son and I both love it. A lot of shopping within walking distance and a very nice restaurant"
    3
    Flag
  • Shelby W. d.
    "Great area close to Lancaster High School and North Elementary. Just minutes away from downtown and easy access to shopping and restaurants."
    0
    Flag

Market trends in Lancaster

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$326K
$5.08KMoM
Sale-to-List Price
—
Price per sq ft
$183
$2MoM
Available listings
346
9MoM

Home Value

Trulia Estimate
$256K
Since last month
$100 (0%)
Since last year
$100 (0%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by 0% in the last 10 years
MonthEstimated value
2026
September 2026$256K
August 2026$256K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
307 E Arch St, Lancaster, SC
0.14
Single-Family Home
$235,000
07/27/26
3
2
1,518
404 E Arch St, Lancaster, SC
0.04
Single-Family Home
$296,000
04/13/26
4
2.5
1,800
304 E Barr St, Lancaster, SC
0.31
Single-Family Home
$105,000
11/24/25
3
1.5
1,258
468 Elm St, Lancaster, SC
0.36
Single-Family Home
$187,000
08/19/26
3
2
1,232
302 W Gay St, Lancaster, SC
0.50
Single-Family Home
$246,200
08/07/26
3
2
1,624
627 Rugby Rd, Lancaster, SC
0.34
Single-Family Home
$293,000
04/24/26
3
2.5
1,676
416 Clinton Ave, Lancaster, SC
0.45
Single-Family Home
$250,000
10/06/25
3
2
1,236
825 E Arch St, Lancaster, SC
0.52
Single-Family Home
$235,870
07/15/26
3
2
1,229
829 E Arch St, Lancaster, SC
0.53
Single-Family Home
$229,000
07/27/26
3
2
1,229
812 Hudson St, Lancaster, SC
0.52
Single-Family Home
$200,000
06/08/26
3
2
1,582

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
402 E Arch St, Lancaster, SC 29720
0.04
$134,700
5
4
3,062
Off Market
404 E Arch St, Lancaster, SC 29720
0.04
$296,000
4
2.5
1,800
Recently Sold
410 E Arch St, Lancaster, SC 29720
0.05
$278,900
3
2.5
2,043
Off Market
103 Pleasant Hill St, Lancaster, SC 29720
0.03
$217,500
3
2.5
1,092
For Sale
306 E Arch St, Lancaster, SC 29720
0.10
$85,000
3
2
1,700
For Sale
307 E Arch St, Lancaster, SC 29720
0.14
$235,000
3
2
1,518
Recently Sold
317 McCardell St, Lancaster, SC 29720
0.19
$210,700
3
2
1,262
Off Market
317 McCardell St #10, Lancaster, SC 29720
0.19
$238,000
3
2
1,265
For Sale
517 E Arch St, Lancaster, SC 29720
0.17
$294,300
5
2.5
2,000
Off Market
123 Pleasant Hill St, Lancaster, SC 29720
0.15
$307,400
3
2.5
1,356
Off Market
126 Pleasant Hill St, Lancaster, SC 29720
0.18
$240,400
3
2
1,250
Off Market

Price and Tax history

DateEventPrice
Aug 19, 2026
Source: Canopy MLS as distributed by MLS GRID #4409212
PriceChange
$259,500
Price decreased by 2%
Jul 31, 2026
Source: Canopy MLS as distributed by MLS GRID #4409212
Listed For Sale
$264,999

LGBTQ Local Legal Protections

Garrett Small, Keller Williams Connected
Based on information submitted to the MLS GRID as of 2026-09-15 13:38:04 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 405 E Gay St

  • What is the estimated monthly payment for 405 E Gay St?
    Based on a $259,500 list price with 20% down at today's rates, the estimated monthly payment for 405 E Gay St in Lancaster, SC is approximately $1,605 (about $1,415 principal & interest, $115 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 405 E Gay St compare to homes in Lancaster?
    405 E Gay St in Lancaster, SC is listed at $259,500, about 20% below the $326K median sale price in Lancaster.
  • What do residents say about Lancaster?
    Residents describe Lancaster, SC as easy to park in, well-kept, and quiet. Most residents say you need a car. See homes for sale in Lancaster, SC.
  • What are the closest schools to 405 E Gay St?
    The closest schools to 405 E Gay St in Lancaster, SC are A. R. Rucker Middle School (rated 3/10), Clinton Elementary School (Pre-K, rated 2/10), Lancaster High School (rated 2/10).
  • Does 405 E Gay St have air conditioning?
    Yes, 405 E Gay St in Lancaster, SC has air conditioning.
  • Does 405 E Gay St have laundry facilities?
    Yes, 405 E Gay St in Lancaster, SC has laundry facilities.
405 E Gay St, Lancaster, SC 29720 is a 3 bedroom, 2 bathroom, 1,397 sqft single-family home built in 1930. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Jul 31, 2026. The MLS # for this home is MLS# 4409212.