403 Prospect St, La Plata, MD 20646
Property image
Property image
FOR SALE
OPEN SAT, 12-2PM
3D VIEW
0.59 ACRES

403 Prospect St
La Plata, MD 20646

  • 3 Beds
  • 3 Baths
  • 1,870 sqft (on 0.59 acres)

$489,900

Original price: $499,900
Est. Mortgage $3,029/mo*

$489,900

Original price: $499,900
Est. Mortgage $3,029/mo*
3 Beds
3 Baths
1,870 sqft
(on 0.59 acres)
We estimate this home will sell faster than 90% nearby.

Home Highlights

Parking
Open Parking
Outdoor
Porch, Patio
Climate Control
Heating & Cooling
Price/Sqft
$262
Listed
57 days ago

Local Information

  • Map ViewExplore the area around 403 Prospect St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

***OPEN HOUSE SATURDAY 8/8 12-2pm***PRICE IMPROVEMENT***Charming Cape Cod with a Modern Farmhouse vibe! Perfectly located in the heart of Downtown La Plata, this beautifully updated home puts you steps from shops, restaurants, and the weekly Farmer’s Market. Inside, enjoy a bright eat‑in kitchen with quartz countertops, custom cabinetry, and stainless-steel appliances. The main level features LVP flooring, shiplap ceilings, and a cozy family room accented with wood beams and a striking fireplace. The main level includes a Primary Suite with walk‑in closet and full bath, plus a spacious second bedroom and hall bath. Upstairs, a private third bedroom suite with barn‑door entry and full bath offers the ideal guest space or retreat. Relax on the wrap‑around porch or entertain in the expansive .60‑acre backyard with covered patio, shed and plenty of room to enjoy the outdoors. A perfect blend of classic Cape Cod character and modern farmhouse style—this one is a must‑see!
We estimate this home will sell faster than 90% nearby.

Open House

Saturday, August 08
12:00 PM to 2:00 PM

Home Details for 403 Prospect St

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 3, Primary Bathroom, Bathroom 3, Family Room, Kitchen, Mud Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1870 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Water Heater, Microwave, Washer, Washer/Dryer Stacked, Electric Water HeaterDishwasherLaundry: Main Level,Dryer In Unit,Washer In Unit,Mud RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Heat Pump,ElectricHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
Number of Fireplaces: 1Fireplace: ElectricHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Engineered Wood, Wood
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfAccessibility: NoneFloors: Engineered Wood, Wood
View
No View

Exterior Features

Exterior Home Features
Roof: Architectural ShinglePatio / Porch: Porch, PatioOther Structures: Above Grade, Below GradeFoundation: Crawl SpaceNo Private Pool
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1870 Square Feet

Days on Market

Days on Market: 57

Property Information

Year Built
Year Built: 1940Year Renovated: 2023
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Cape Cod,Ranch/Rambler
Building
Construction Materials: Vinyl SidingNot a New Construction
Property Information
Parcel Number: 0901001051

Price & Status

Price
List Price: $489,900Price Per Sqft: $262
Status Change & Dates
Possession Timing: Negotiable

Active Status

MLS Status: ACTIVE

Location

Direction & Address
City: LA PLATACommunity: None Available
School Information
Elementary School District: Charles County Public SchoolsJr High / Middle School District: Charles County Public SchoolsHigh School District: Charles County Public Schools

Agent Information

Listing Agent
Listing ID: MDCH2055504

Building

Building Area
Building Area: 1870 Square Feet

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 0.59 acres

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: MDCH2055504Municipality: La PlataAbove Grade Unfinished Area: 1870

Additional Information

Source Internet Automated Valuation Display: YSource Internet Consumer Comment: NSource Internet Entire Listing Display: YSource Internet Address Display: Y
Last check for updates: about 17 hours ago
Listing courtesy of Sherri Spriggs, (410) 707-7777
Hyatt & Company Real Estate, LLC, (410) 705-6295
Source: Bright MLS, MLS#MDCH2055504
Also Listed on Bright MLS.

Market trends in La Plata

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$480K
$16.17K
MoM
Sale-to-List Price
100.0%
0.3%
MoM
Price per sq ft
$210
$3
MoM
Available listings
116
16
MoM

Price History for 403 Prospect St

DatePriceEventSource
08/01/2026$489,900PriceChange
Bright MLS #MDCH2055504
06/27/2026$499,900PriceChange
Bright MLS #MDCH2055504
06/08/2026$510,000Listed For SaleBright MLS #MDCH2055504
08/29/2023$485,000Sold
Bright MLS #MDCH2024806
08/18/2023$495,000PendingBright MLS #MDCH2024806
07/31/2023$495,000ContingentBright MLS #MDCH2024806
07/29/2023$495,000Listed For SaleBright MLS #MDCH2024806
12/12/2022$200,000Sold
Bright MLS #MDCH2018562
11/28/2022$175,000PendingBright MLS #MDCH2018562
11/28/2022$175,000ListingRemovedBright MLS #MDCH2018562
11/22/2022$175,000Listed For SaleBright MLS #MDCH2018562

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Property Tax and Assessment

Year2025
Tax$5,851
Assessment$375,400
Home facts updated by county records

Comparable Sales for 403 Prospect St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.02
Single-Family Home
$385,000
10/24/25
3
2
1,632
0.10
Single-Family Home
$409,900
03/06/26
3
2
1,961
0.41
Single-Family Home
$404,000
02/06/26
3
2.5
1,672
0.48
Single-Family Home
$485,000
04/21/26
4
2.5
2,076
0.43
Single-Family Home
$549,900
08/08/25
3
2.5
2,336
0.57
Single-Family Home
$473,500
04/30/26
3
3
1,728
0.10
Single-Family Home
$589,900
06/02/26
5
4.5
3,384
0.31
Single-Family Home
$395,000
02/06/26
3
1
1,800

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 403 Prospect St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about La Plata

At least 106 Trulia users voted on each feature.
  • 91 % Say car is needed

  • 87 % Say parking is easy

  • 82 % Say it's dog friendly

  • 79 % Say yards are well-kept

  • 69 % Say there's holiday spirit

  • 69 % Say it's quiet

  • 68 % Say kids play outside

  • 62 % Say there's wildlife

  • 61 % Say there are sidewalks

  • 55 % Say people would walk alone at night

  • 52 % Say they plan to stay for at least 5 years

  • 51 % Say streets are well-lit

  • 50 % Say neighbors are friendly

  • 49 % Say it's walkable to restaurants

  • 36 % Say there are community events

  • 33 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Janeen Brown
    "I just enjoy the peace and quiet. Friendly neighbors and the beautiful scenery makes living here a dream. "
  • Pastor Antoinne Jackson
    "I love in Waldorf (St. Charles) and this community has some of the best events on holidays and even during random breaks. They have food trucks and sometimes they also have bouncy houses and games for kids of all ages. Fieldside community has some of the most unforgettable events that brings the community together. "
  • Sarah A. E.
    "Most people are very responsible with they’re dogs, and when a lost dog is found the community is very good about coming together and trying to find the owner. "
  • Denise A.
    "Good schools are out here. Neighborhoods are safe enough to allow your child to be able to play outside. "
  • Trulia User
    "My neighborhood is very quite. I rarely see my neighbors. It feels safe enough to keep doors and sheds unlocked if you wish."
  • Lequanda H.
    "It’s a nice and low key area for families. My kids enjoy the area and the schools . It a lot of playgrounds and good activities for the children to do"
  • Sgtpen
    "Town holds many events through the year for every season. A great place for a family to live. Also many local neighborhood events."
  • Glenitaj
    "There are several families with children, good schools and churches nearby. This is a "walkable" suburban neighborhood, close to food, shopping, and other amenities, commuter buses available nearby. "
  • Designstudiosteph
    "Good. I work from home so I don’t commute and my husband works on base that’s only 10 to 15 mins away from us. "
  • James Sedberry
    "quite and kid friendly, the only down fall is to many people park on the street hard to get down the street to your house."
  • Eileen G.
    "I see people walking their dogs in the neighborhood. They will love the fields so their dog can run around "
  • Desire N. B.
    "Nice and quiet. Plenty of preschool options and activities for young families. It also helps that there is a target in town and a mall with a play area about 20 minutes north of la plata."
  • James B. T.
    "I like the people I see my neighborhood and I like people it’s not a lot of problems but we do have problems It mostly goes both ways but I like la plata. I try to help others Stay out of trouble and help them to get somewhere they need to go try to keep him out of jail"
  • glenita j.
    "I've lived in this neighborhood about 10 years, it's desirable because it's a walkable neighborhood, which is rare for a suburban location."
  • David
    "Very good public shools in LaPlata. Easy access to stores/shops. Country setting low crime. Easy commute to DC/NAVSea/Indian Head/Andrews or Patuxent River. "
  • LoveCharlesCounty
    "We purchased in the area because it's safe for my elderly dad and he can walk to all conveniences. Friendly people around, and area close to Town Hall and events."
  • LoveCharlesCounty
    "We bought here because it's convenient and safe for my dad, he can walk to conveniences and it's clean, and we have not been disappointed!"
  • Gregory H.
    "Great place to raise kids. Plenty of sports and activities. Boating and watersports, state parks, excellent schools, seafood restaurants, race tracks, motocross, swimming, golf courses, shopping mauls are within minutes."

LGBTQ Local Legal Protections

Sherri Spriggs, Hyatt & Company Real Estate, LLC, (410) 705-6295
Agent Phone: (410) 707-7777
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information
403 Prospect St, La Plata, MD 20646 is a 3 bedroom, 3 bathroom, 1,870 sqft single-family home built in 1940. This property is currently available for sale and was listed by Bright MLS on Jun 4, 2026. The MLS # for this home is MLS# MDCH2055504.