403 Prospect St, La Plata, MD 20646
Property image
Property image
FOR SALE
OPEN SAT, 12-2PM
3D VIEW
0.59 ACRES

$475,000

Original price: $489,900
  • 3 Beds
  • 3 Baths
  • 1,870 sqft (on 0.59 acres)

403 Prospect St, La Plata, MD 20646

Est. Mortgage $3,003/mo*
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We estimate this home will sell faster than 94% nearby.

Home Highlights

Single-Family Home
Built in 1940
0.59 acre lot
$254/sqft
Open Parking

Local Information

  • Map ViewExplore the area around 403 Prospect St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Tired of cookie cutter? This one has personality! Welcome to 403 Prospect Street, an updated and move-in-ready home located in the heart of La Plata! This 3-bedroom, 3-full-bath home offers approximately 1,900 square feet of comfortable living space on a large, flat .59-acre lot. Major updates have already been taken care of, including the roof, siding, water heater, washer and dryer, electrical, plumbing, and French drain system and more, giving the next owner added peace of mind. The home features a desirable main-level primary bedroom, updated living spaces, off-street parking, and a spacious backyard with plenty of room to entertain, garden, play, or simply relax. A large new shed provides additional storage. Conveniently located near shopping, dining, commuter routes, and everything La Plata has to offer. Updated, move-in ready, and waiting for its new owner!
Last check for updates: about 10 hours ago
Listing courtesy of Sherri Spriggs, (410) 707-7777
Hyatt & Company Real Estate, LLC, (410) 705-6295
Source: Bright MLS, MLS#MDCH2055504
Also Listed on Bright MLS.
We estimate this home will sell faster than 94% nearby.

Open House

Saturday, September 19
12:00 PM to 2:00 PM

Home Details for 403 Prospect St

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 3, Primary Bathroom, Bathroom 3, Family Room, Kitchen, Mud Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1870 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Water Heater, Microwave, Washer, Washer/Dryer Stacked, Electric Water HeaterDishwasherLaundry: Main Level,Dryer In Unit,Washer In Unit,Mud RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Heat Pump,ElectricHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
Number of Fireplaces: 1Fireplace: ElectricHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Engineered Wood, Wood
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfAccessibility: NoneFloors: Engineered Wood, Wood
View
No View

Exterior Features

Exterior Home Features
Roof: Architectural ShinglePatio / Porch: Porch, PatioOther Structures: Above Grade, Below GradeFoundation: Crawl SpaceNo Private Pool
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1870 Square Feet

Days on Market

Days on Market: 103

Property Information

Year Built
Year Built: 1940Year Renovated: 2023
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Cape Cod,Ranch/Rambler
Building
Construction Materials: Vinyl SidingNot a New Construction
Property Information
Parcel Number: 0901001051

Price & Status

Price
List Price: $475,000Price Per Sqft: $254
Status Change & Dates
Possession Timing: Negotiable

Active Status

MLS Status: ACTIVE

Location

Direction & Address
City: LA PLATACommunity: None Available
School Information
Elementary School District: Charles County Public SchoolsJr High / Middle School District: Charles County Public SchoolsHigh School District: Charles County Public Schools

Agent Information

Listing Agent
Listing ID: MDCH2055504

Building

Building Area
Building Area: 1870 Square Feet

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 0.59 acres

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: MDCH2055504Municipality: La PlataAbove Grade Unfinished Area: 1870

Additional Information

Source Internet Automated Valuation Display: YSource Internet Consumer Comment: NSource Internet Entire Listing Display: YSource Internet Address Display: Y

What Locals Say about La Plata

At least 106 Trulia users voted on each feature.
  • 91 % Say car is needed

  • 87 % Say parking is easy

  • 82 % Say it's dog friendly

  • 79 % Say yards are well-kept

  • 69 % Say there's holiday spirit

  • 69 % Say it's quiet

  • 68 % Say kids play outside

  • 62 % Say there's wildlife

  • 61 % Say there are sidewalks

  • 55 % Say people would walk alone at night

  • 52 % Say they plan to stay for at least 5 years

  • 51 % Say streets are well-lit

  • 50 % Say neighbors are friendly

  • 49 % Say it's walkable to restaurants

  • 36 % Say there are community events

  • 33 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • S52y88w9bs
    "Family neighborhood "
  • Janeen Brown
    "I just enjoy the peace and quiet. Friendly neighbors and the beautiful scenery makes living here a dream. "
  • Pastor Antoinne Jackson
    "I love in Waldorf (St. Charles) and this community has some of the best events on holidays and even during random breaks. They have food trucks and sometimes they also have bouncy houses and games for kids of all ages. Fieldside community has some of the most unforgettable events that brings the community together. "
  • Sarah A. E.
    "Most people are very responsible with they’re dogs, and when a lost dog is found the community is very good about coming together and trying to find the owner. "
  • Denise A.
    "Good schools are out here. Neighborhoods are safe enough to allow your child to be able to play outside. "
  • Trulia User
    "My neighborhood is very quite. I rarely see my neighbors. It feels safe enough to keep doors and sheds unlocked if you wish."
  • Lequanda H.
    "It’s a nice and low key area for families. My kids enjoy the area and the schools . It a lot of playgrounds and good activities for the children to do"
  • Sgtpen
    "Town holds many events through the year for every season. A great place for a family to live. Also many local neighborhood events."
  • Glenitaj
    "There are several families with children, good schools and churches nearby. This is a "walkable" suburban neighborhood, close to food, shopping, and other amenities, commuter buses available nearby. "
  • Designstudiosteph
    "Good. I work from home so I don’t commute and my husband works on base that’s only 10 to 15 mins away from us. "
  • James Sedberry
    "quite and kid friendly, the only down fall is to many people park on the street hard to get down the street to your house."
  • Eileen G.
    "I see people walking their dogs in the neighborhood. They will love the fields so their dog can run around "
  • Desire N. B.
    "Nice and quiet. Plenty of preschool options and activities for young families. It also helps that there is a target in town and a mall with a play area about 20 minutes north of la plata."
  • James B. T.
    "I like the people I see my neighborhood and I like people it’s not a lot of problems but we do have problems It mostly goes both ways but I like la plata. I try to help others Stay out of trouble and help them to get somewhere they need to go try to keep him out of jail"
  • glenita j.
    "I've lived in this neighborhood about 10 years, it's desirable because it's a walkable neighborhood, which is rare for a suburban location."
  • David
    "Very good public shools in LaPlata. Easy access to stores/shops. Country setting low crime. Easy commute to DC/NAVSea/Indian Head/Andrews or Patuxent River. "
  • LoveCharlesCounty
    "We purchased in the area because it's safe for my elderly dad and he can walk to all conveniences. Friendly people around, and area close to Town Hall and events."
  • LoveCharlesCounty
    "We bought here because it's convenient and safe for my dad, he can walk to conveniences and it's clean, and we have not been disappointed!"
  • Gregory H.
    "Great place to raise kids. Plenty of sports and activities. Boating and watersports, state parks, excellent schools, seafood restaurants, race tracks, motocross, swimming, golf courses, shopping mauls are within minutes."

Market trends in La Plata

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$496K
$6.33K
MoM
Sale-to-List Price
100.0%
Price per sq ft
$208
$1
MoM
Available listings
131
5
MoM

Home Value

Trulia Estimate
$475K
Since last month
Decreased$13K (-2.6%)
Since last year
Decreased$11K (-2.3%)
Since last sale
Decreased$11K (-2.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +120% in the last 10 years
MonthEstimated value
2026
September 2026$475K
August 2026$487K
July 2026$497K
June 2026$499K
May 2026$489K
April 2026$488K
March 2026$487K
February 2026$483K
January 2026$479K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.02
Single-Family Home
$385,000
10/24/25
3
2
1,632
0.10
Single-Family Home
$409,900
03/06/26
3
2
1,961
0.41
Single-Family Home
$404,000
02/06/26
3
2.5
1,672
0.48
Single-Family Home
$485,000
04/21/26
4
2.5
2,076
0.15
Single-Family Home
$585,000
09/03/26
4
3
4,122
0.57
Single-Family Home
$473,500
04/30/26
3
3
1,728
0.10
Single-Family Home
$589,900
06/02/26
5
4.5
3,384
0.31
Single-Family Home
$395,000
02/06/26
3
1
1,800
0.41
Single-Family Home
$375,000
06/12/26
3
2
1,316

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.04
$450,000
5
3
2,098
For Sale
0.02
$382,500
3
2
1,632
Off Market
0.10
$589,900
5
4.5
3,384
Recently Sold
0.10
$409,900
3
2
1,961
Recently Sold
0.15
$585,000
4
3
4,122
Recently Sold
0.15
$216,000
-
-
-
Recently Sold
0.19
$1,400,000
5
3
4,768
Recently Sold
0.14
$263,600
4
1
1,056
Off Market
0.18
$299,400
3
1.5
1,200
Off Market
0.21
$296,000
3
1.5
1,166
Off Market
0.25
$498,100
4
3
2,569
Off Market

Price and Tax history

DateEventPrice
Sep 10, 2026
Source: Bright MLS #MDCH2055504
PriceChange
$475,000
Price decreased by 3%
Aug 1, 2026
Source: Bright MLS #MDCH2055504
PriceChange
$489,900
Price decreased by 2%
Jun 27, 2026
Source: Bright MLS #MDCH2055504
PriceChange
$499,900
Price decreased by 2%
Jun 8, 2026
Source: Bright MLS #MDCH2055504
Listed For Sale
$510,000
Aug 29, 2023
Source: Bright MLS #MDCH2024806
Sold
$485,000

LGBTQ Local Legal Protections

Sherri Spriggs, Hyatt & Company Real Estate, LLC, (410) 705-6295
Agent Phone: (410) 707-7777
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information

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Frequently asked questions about 403 Prospect St

  • What is the estimated monthly payment for 403 Prospect St?
    Based on a $475,000 list price with 20% down at today's rates, the estimated monthly payment for 403 Prospect St in La Plata, MD is approximately $3,078 (about $2,583 principal & interest, $420 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 403 Prospect St compare to homes in La Plata?
    403 Prospect St in La Plata, MD is listed at $475,000, about 4% below the $496K median sale price in La Plata.
  • What do residents say about La Plata?
    Residents describe La Plata, MD as easy to park in, dog-friendly, and well-kept. Most residents say you need a car. See homes for sale in La Plata, MD.
  • What are the closest schools to 403 Prospect St?
    The closest schools to 403 Prospect St in La Plata, MD are La Plata High School (rated 7/10), Mary Matula Elementary School (Pre-K, rated 8/10), Milton M. Somers Middle School (rated 7/10).
  • Does 403 Prospect St have air conditioning?
    Yes, 403 Prospect St in La Plata, MD has air conditioning.
  • Does 403 Prospect St have laundry facilities?
    Yes, 403 Prospect St in La Plata, MD has laundry facilities.
403 Prospect St, La Plata, MD 20646 is a 3 bedroom, 3 bathroom, 1,870 sqft single-family home built in 1940. This property is currently available for sale and was listed by Bright MLS on Jun 4, 2026. The MLS # for this home is MLS# MDCH2055504.