4020 Sagefield Dr, Saint Cloud, FL 34773
FOR SALE
NEW CONSTRUCTION
3D VIEW

4020 Sagefield Dr
Saint Cloud, FL 34773

  • 4 Beds
  • 2.5 Baths
  • 2,405 sqft

$426,900

Original price: $418,900
Est. Mortgage $2,821/mo*
Get Pre-Qualified

$426,900

Original price: $418,900
Est. Mortgage $2,821/mo*
Get Pre-Qualified
4 Beds
2.5 Baths
2,405 sqft

Local Information

  • Map ViewExplore the area around 4020 Sagefield Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Take advantage of a limited-time 4.99 FHA fixed interest rate promotion, paid closing costs- saving you thousands, plus a $20,000 price reduction on this beautiful new construction home in Harmony Central with a monthly payment of $2247.62 (P&I). Must use preferred lender and close within 30 days. Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft designed for comfortable living and entertaining. The open-concept floor plan showcases an upgraded kitchen with granite countertops, a large center island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances. Additional highlights include a spacious laundry room, walk-in closets in 3 of the 4 bedrooms, and a covered lanai perfect for enjoying Florida living. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers a beautiful community pool with cabanas, no CDD fees, and a very low HOA, all while being conveniently located near shopping, dining, and top-rated schools. Secure your new Adams Home with only a $1,000 deposit. Promotions and incentives are subject to change without notice.

Home Highlights

Parking
2 Car Garage
Outdoor
Patio
View
No Info
HOA
$69/Monthly
Price/Sqft
$178
Listed
180+ days ago

Home Details for 4020 Sagefield Dr

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Balcony Porch Lanai, Dining Room, Great Room, Kitchen, Loft
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2405 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sewer Connected, Water ConnectedAppliances: Convection Oven, Cooktop, Dishwasher, MicrowaveDishwasherLaundry: Inside,Laundry RoomMicrowave
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Ceramic Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Ceramic Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: PatioExterior: SidewalkFoundation: BlockNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 252Days on Market: 180+

Property Information

Year Built
Year Built: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: StuccoIs a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 3226323596000B0240

Price & Status

Price
List Price: $426,900Price Per Sqft: $178

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: HARMONY CENTRAL

Agent Information

Listing Agent
Listing ID: O6351853

Building

Building Details
Builder Model: 2405BBuilder Name: Adams Homes
Building Area
Building Area: 2991 Square Feet

Community

Not Senior Community

HOA

HOA Name: Zaimelyn RodriguezHOA Phone: 407-705-2190Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $69/Monthly

Lot Information

Lot Area: 4792 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6351853Showing Considerations: See RemarksShowing Requirements: See Remarks, ShowingTimeUniversal Property Id: US-12097-N-32263235960000240-R-N
Last check for updates: about 2 hours ago
Listing Provided by: Danielle Lituski, (410) 490-7748
ADAMS HOMES REALTY, INC., (407) 523-1030
Liza Carrasquillo, (407) 751-8225
ADAMS HOMES REALTY, INC., (407) 523-1030
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6351853
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Market trends in Saint Cloud

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$398K
$1.67KMoM
Sale-to-List Price
98.5%
0.3%MoM
Price per sq ft
$203
$1MoM
Available listings
1004
35MoM

Price History for 4020 Sagefield Dr

DatePriceEventSource
03/12/2026$426,900PriceChange
Stellar MLS #O6351853
12/12/2025$418,900PriceChange
Stellar MLS #O6351853
10/12/2025$438,900Listed For SaleStellar MLS #O6351853

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 4020 Sagefield Dr

Skip to last item
Skip to first item

Property Tax and Assessment

Year2024
Tax$759
Assessment$55,000
Home facts updated by county records

Comparable Sales for 4020 Sagefield Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4056 Sagefield Dr, Saint Cloud, FL
0.04
Single-Family Home
$415,000
05/20/26
4
2.5
2,405
4050 Sagefield Dr, Saint Cloud, FL
0.04
Single-Family Home
$395,000
05/20/26
4
2.5
2,202
4074 Sagefield Dr, Saint Cloud, FL
0.07
Single-Family Home
$428,900
12/23/25
4
2.5
2,405
4044 Sagefield Dr, Saint Cloud, FL
0.09
Single-Family Home
$406,000
02/27/26
4
2.5
2,335
4104 Sagefield Dr, Saint Cloud, FL
0.10
Single-Family Home
$425,000
04/30/26
4
2.5
2,405
4098 Sagefield Dr, Saint Cloud, FL
0.10
Single-Family Home
$415,000
05/12/26
4
2.5
2,335
4107 Sagefield Dr, Saint Cloud, FL
0.11
Single-Family Home
$446,900
01/05/26
4
2.5
2,405
4092 Sagefield Dr, Saint Cloud, FL
0.09
Single-Family Home
$405,000
03/31/26
4
2.5
2,202
4101 Sagefield Dr, Saint Cloud, FL
0.11
Single-Family Home
$408,900
02/20/26
4
2.5
2,202
4119 Sagefield Dr, Saint Cloud, FL
0.13
Single-Family Home
$421,900
03/03/26
4
2.5
2,335

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 4020 Sagefield Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
    Flag
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
    Flag
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
    Flag
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
    Flag
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
    Flag
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
    Flag
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

LGBTQ Local Legal Protections

Danielle Lituski, ADAMS HOMES REALTY, INC., (407) 523-1030
Agent Phone: (410) 490-7748
4020 Sagefield Dr, Saint Cloud, FL 34773 is a 4 bedroom, 3 bathroom, 2,405 sqft single-family home built in 2025. This property is currently available for sale and was listed by Stellar MLS on Oct 12, 2025. The MLS # for this home is MLS# O6351853.