400 E  Concord St, Morganton, NC 28655
Property image
Property image
FOR SALE
NEW - 2 HRS AGO
0.27 ACRES

$525,000

  • 4 Beds
  • 5 Baths
  • 2,725 sqft (on 0.27 acres)

400 E Concord St, Morganton, NC 28655

Est. Mortgage $3,103/mo*
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Home Highlights

Multi-Family
Built in 1990
0.27 acre lot
$193/sqft
2 Car Garage

Local Information

  • Map ViewExplore the area around 400 E Concord St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Covered front porchPrivate back patioMaster suiteAttached garageCommunity sidewalksDining room
Attention Investors OR Owner-Occupants – Charming 2-Story Duplex near the heart of beautiful Downtown Morganton! Potential for great ROI as a short-term, mid-term, and/or long-term rental for Investors. Owner-Occupants could also have help with their mortgage payment through rental income! This desirable location is complete with community sidewalks that provide a quick walk to nearby shopping, restaurants, entertainment, and leisure. Architectural Roof and both HVACs are approximately 8 years old, New Windows in Unit A approximately 5 years ago, and New Water Heater in Unit B approximately 5 years ago. Both Units contain: 2BD/2.5BA, Washer/Dryer on Main Level, Master Suite, Dining Room, Attached Garage, Covered Front Porch, and Private Back Patio. Common area at top of driveway has fire pit and seating. Unit A has a bay window design, crawl space, and 1,335 sq ft of heated living area. Unit B has a basement garage with interior access, and 1,390 sq ft of heated living area. Currently owner-occupied with tenant in other side. Please ask agent for more details. UTILITIES: City of Morganton water/sewer/electric/garbage, and Compas Internet/Cable! Don't miss this opportunity to put your money to work and/or split your mortgage payment with a tenant. Please give at least 24-hour notice for showings, but don't wait.Schedule your showing today!
Last check for updates: about 1 hour ago
Listing Provided by: Rusty Davis
Rus/D Real Estate
Source: Canopy MLS as distributed by MLS GRID, MLS#4442086

Home Details for 400 E Concord St

Interior Features

Interior Details
Basement: Interior Entry,Partial,Storage Space,Unfinished
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 6Number of Bathrooms (full): 4Number of Bathrooms (half): 2
Dimensions and Layout
Living Area: 2725 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Wired Internet Available, Other - See RemarksAppliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, RefrigeratorDishwasherLaundry: Laundry Closet,Main LevelMicrowaveRefrigerator
Heating & Cooling
Heating: Heat PumpHas CoolingAir Conditioning: Heat PumpHas HeatingHeating Fuel: Heat Pump
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Insulated WindowsDoor: Storm Door(s)Flooring: Carpet, Tile, Wood
Levels, Entrance, & Accessibility
Stories: 2Floors: Carpet, Tile, Wood
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: Covered, Front Porch, Patio, PorchFencing: Back Yard, Partial, PrivacyExterior: Fire PitFoundation: Crawl Space
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Each Unit has a single-car attached garage. Unit A is on main level, Unit B is a basement garage with interior access.No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Attached Garage,Garage Faces Front,Garage Faces Side,On Street,Garage on Main Level
Frontage
Responsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: Concrete, Paved
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 2725 Square Feet

Days on Market

Days on Market: <1 day on Trulia

Property Information

Year Built
Year Built: 1990
Property Type / Style
Property Type: Residential IncomeProperty Subtype: DuplexArchitecture: Traditional
Building
Construction Materials: Brick Partial, WoodNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 2703474706

Price & Status

Price
List Price: $525,000Price Per Sqft: $193

Active Status

MLS Status: Active

Location

Direction & Address
City: Morganton
School Information
Elementary School: HillcrestJr High / Middle School: Walter JohnsonHigh School: Freedom

Agent Information

Listing Agent
Listing ID: 4442086

Building

Building Area
Building Area: 2725 Square Feet

Community

Community Features: Sidewalks, Street LightsNot Senior Community

Lot Information

Lot Area: 0.27 acres

Listing Info

Special Conditions: Subject to Lease

Offer

Listing Terms: Cash, Conventional, FHA, Other - See Remarks

Business

Expense
Tenant Pays: All Utilities

Rental Terms, Policies & Fees

Owner Pays: Exterior Maintenance

Miscellaneous

BasementMls Number: 4442086Attribution Contact: getmoving@rustyrealestate.comAbove Grade Unfinished Area: 2725

Additional Information

SidewalksStreet Lights

Price and Tax history

DateEventPrice
Nov 10, 2026
Source: Canopy MLS as distributed by MLS GRID #4442086
Listed For Sale
$525,000

What Locals Say about Morganton

At least 149 Trulia users voted on each feature.
  • 84 % Say parking is easy

  • 81 % Say yards are well-kept

  • 80 % Say car is needed

  • 72 % Say it's dog friendly

  • 67 % Say there's holiday spirit

  • 58 % Say they plan to stay for at least 5 years

  • 58 % Say it's quiet

  • 58 % Say kids play outside

  • 52 % Say people would walk alone at night

  • 51 % Say there's wildlife

  • 49 % Say neighbors are friendly

  • 49 % Say streets are well-lit

  • 34 % Say it's walkable to restaurants

  • 33 % Say there are sidewalks

  • 32 % Say it's walkable to grocery stores

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Ashleyjay1125
    "Morganton is small but it’s quite not a lot of crime, with a country like setting most anywhere you live. "
  • Schafincow13
    "Great friendly people . Always something to do down town. Live bands you can hear from the house. Breweries near by. Movie theatre. Down town Morganton does trick r treating and also the churches do trunk r treating. We have an actual witch that lives near by. There are dog parks that you can take your fury friend to. Several festivals near by. Firework display in parks and other town close by."
  • Prkrrp
    "We have lots of festivals throughout the year. Our town has several parades to celebrate different holidays. We several parks in the community that support local sports and out door activities. Lake James is also close by. Lake James is good for fishing, swimming and boating. "
  • Lisa B.
    "lots of dogs in the neighborhood. people clean up after pets. leashes used. it's a dog friendly community. "
  • Kellyrae0928
    "There is Tons of trails to walk, dog parks and greenway tracks! Most businesses are also dog friendly."
  • Bananasrock84
    "I feel very safe in my neighborhood. The neighbors are very friendly and helpful. I've never had to worry about my mail or packages going missing."
  • Shelly S.
    "We have a good community, low crime rate and genuinely nice friendly people. I know all of my neighbors, and we all try to lend a helping hand when needed. We may not live in Mayberry but we have a small town feel. "
  • Brandi N. P.
    "I live in Morganton in the Parkview Apartments and it is wonderful. Upkeep is always done in a timely manor, I feel safe at home. Really quiet neighborhood, walking distance to Bethel Park. Clean. Nice neighbors that become friends, we love it!"
  • Trulia User
    "I have lived in Morganton all of my life. It is a great place to live with lots of Southern charm. Small town environment meets the rural South."
  • Ryanpatrickpage
    "Great people! No crime in my neighborhood. Park nearby with dog park. Plenty of places to grocery shop."
  • Sleepinbeauty305
    "I dont have kids so I have no idea. So sorry. It is how ever a good neighborhood and neighbors are friendly."
  • Sherry.young
    "Friday night Concerts on the square in downtown Morganton. Cute shops, restaurants and parks close by too. "
  • kevinsimpsondc
    "I own a downtown condo with my wife. We both grew up in Morganton, both love it and both hope to retire and move back to Morganton! It's a great place to raise a family and offers many options for how the parents want to raise their children. Overall, you will get from it what you put into it..."
  • Dameronlyon
    "It's quiet peacefull,besides k9ds playing nearby at the school and in my neighborhood.Near the mountains and beautiful sights yet also close to town and shopping "
  • Lyssaleigh1972
    "My husband retired from the navy, 20 year service and we moved here from Norfolk Virginia. It was difficult at first but we’ve been here for about 4 years now and I love it. My son goes to New Dimensions, best school in my opinion. We are looking for our forever home here in Morganton. "
  • Lyssa L.
    "easy access to everything. Interstate, shopping, movies, restaurants, brewing..ect. I have lived for about 4 years and I love it. The people are diverse and nice. good school and nice parks. "
  • Lindsay S.
    "There are very few rentals allowing dogs. However, dogs are fairly common and accepted in this neighborhood. "

Market trends in Morganton

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$289K
$19.33K
MoM
Sale-to-List Price
—
Price per sq ft
$184
$4
MoM
Available listings
225
4
MoM
Sourced by Trulia Market Trends

Home Value

Trulia Estimate
$342K
Since last month
Decreased$5K (-1.3%)
Since last year
Decreased$9K (-2.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +91% in the last 10 years
MonthEstimated value
2026
November 2026$342K
October 2026$341K
September 2026$347K
August 2026$340K
July 2026$356K
June 2026$361K
May 2026$359K
April 2026$354K
March 2026$357K
February 2026$350K
January 2026$341K
2025
2024
2023
2022
2021
2020
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.42
Multi-Family Home
$645,000
09/11/26
3
4
3,808
0.66
Multi-Family Home
$595,000
04/09/26
8
8
3,840
1.33
Multi-Family Home
$600,000
03/30/26
8
4
3,800
4.00
Multi-Family Home
$132,500
11/14/25
6
3
1,728
6.17
Multi-Family Home
$150,000
01/30/26
8
4
2,902

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
-
-
-
-
Off Market
0.02
-
2
1.5
1,402
Off Market
0.02
$143,600
2
2
1,150
Off Market
0.02
$182,700
1
1
2,009
Off Market
0.02
$397,400
4
3
2,304
Off Market
0.03
$285,800
2
2
1,718
Off Market
0.03
$298,900
4
2
4,498
Off Market
0.03
$420,200
4
2
2,480
Off Market
0.03
-
-
-
-
Off Market
0.03
$174,000
2
1
1,320
Off Market
0.04
$210,000
3
2
1,623
Recently Sold
0.04
$201,800
3
1
1,491
Off Market
0.04
$182,800
3
1
-
Off Market
0.04
$243,900
4
3
2,066
Off Market
0.04
$372,600
4
2
2,109
Off Market
0.04
$444,100
4
4
3,380
Off Market
0.04
-
-
-
-
Off Market
0.05
$247,700
3
1
1,408
Off Market
0.05
$322,600
4
2
2,188
Off Market
0.05
$291,100
3
2
1,913
Off Market

LGBTQ Local Legal Protections

Rusty Davis, Rus/D Real Estate
Based on information submitted to the MLS GRID as of 2026-11-10 09:33:25 PST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 400 E Concord St

  • What is the estimated monthly payment for 400 E Concord St?
    Based on a $525,000 list price with 20% down at today's rates, the estimated monthly payment for 400 E Concord St in Morganton, NC is approximately $3,199 (about $2,840 principal & interest, $284 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 400 E Concord St compare to homes in Morganton?
    400 E Concord St in Morganton, NC is listed at $525,000, about 81% above the $289K median sale price in Morganton.
  • What do residents say about Morganton?
    Residents describe Morganton, NC as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Morganton, NC.
  • What are the closest schools to 400 E Concord St?
    The closest schools to 400 E Concord St in Morganton, NC are Freedom High (rated 4/10), Hillcrest Elementary (Pre-K, rated 7/10), Walter R Johnson Middle (rated 5/10).
  • Does 400 E Concord St have air conditioning?
    Yes, 400 E Concord St in Morganton, NC has air conditioning.
  • Does 400 E Concord St have laundry facilities?
    Yes, 400 E Concord St in Morganton, NC has laundry facilities.
400 E Concord St, Morganton, NC 28655 is a 4 bedroom, 6 bathroom, 2,725 sqft multi-family built in 1990. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Nov 10, 2026. The MLS # for this home is MLS# 4442086.