4 S Bluff Rd, Chattanooga, TN 37419
Property image
Property image
SOLD
DEC 1, 2025

4 S Bluff Rd
Chattanooga, TN 37419

  • 4 Beds
  • 3 Baths
  • 3,137 sqft (on 1.91 acres)

$492,500

Last Sold: Dec 1, 2025
10% over list $449K
$157/sqft
Est. Refi. Payment $2,773/mo*
Refinance Your Home

$492,500

Last Sold: Dec 1, 2025
10% over list $449K
$157/sqft
Est. Refi. Payment $2,773/mo*
Refinance Your Home
4 Beds
3 Baths
3,137 sqft
(on 1.91 acres)

Local Information

  • Map ViewExplore the area around 4 S Bluff Rd.
  • Schools4 Preschool Schools6 Elementary Schools4 Middle Schools3 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Description

*ACCEPTING OFFERS UNTIL 4:00 - 11/1/2025*
Elder Mountain - First time on market this one owner home is situated on a beautiful 2-acre private wooded lot. This home features 4 bedrooms / 3 baths and is ready for the next family to make it into their wonderful mountain retreat.

Crafted with mountain stone and cedar siding, this home radiates mountain character and craftsmanship. A brick driveway leads to a secluded retreat surrounded by mature hardwoods, massive boulders, and the sounds of nature.

Inside you will find a two-story living room featuring walls of glass and a mountain stone fireplace. A large kitchen with a separate breakfast room and an inviting dining room make this home ideal for both entertaining and everyday living. There are 2 bedrooms on the main level and 2 additional bedrooms on the second level perfect for guests or family. There is a large den on lower level plus plenty of storage and 2 car garage.

Enjoy expansive decks on two levels, perfect for outdoor entertaining, relaxing, or simply soaking in the beauty of the natural surroundings.

Located in the tranquil community that is Elder Mountain, with quite streets and friendly neighbors, enjoy a community pool & tennis court within this gated community.

Access some of the best outdoor recreation in the region literally minutes away., Raccoon Mountain Reservoir, located halfway up Elder, offers world-class mountain biking and hiking trails or take a walk or road bike ride around the lake and experience panoramic mountain and valley views. Have your water toys on the Tennessee River within minutes, just 2 miles away is a boat launch into the breathtaking Tennessee River Gorge.

This one-owner property is being offered ''as-is'', presenting a rare opportunity to own a private mountain retreat that combines privacy, recreation, and convenience—all within a short drive of downtown Chattanooga.
4 S Bluff Rd, Chattanooga, TN 37419 is a 4 bedroom, 3 bathroom, 3,137 sqft single-family home built in 1988. It last sold for $492,500 on Dec 1, 2025 (10% above the $449,000 asking price). It is currently off market. The Trulia Estimate is $501,300, with a rent estimate of $3,113/month.

Home Highlights

Parking
2 Car Garage
Outdoor
Deck
A/C
Heating & Cooling
HOA
$95/Monthly
Price/Sqft
$157/sqft
Listed
180+ days ago

Home Details for 4 S Bluff Rd

Interior Features

Interior Details
Basement: Full,Partially FinishedNumber of Rooms: 9Types of Rooms: Bedroom, Bathroom, Den, Dining Room, Great Room, Kitchen, Laundry
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3137 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Propane, Water ConnectedAppliances: Double Oven, Dishwasher, Electric Cooktop, Microwave, Refrigerator, Water Heater, Wall OvenDishwasherLaundry: In Hall,Laundry Room,Main LevelMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Great Room, StoneSpa: NoneHas a FireplaceNo Spa
Windows, Doors, Floors & Walls
Flooring: Carpet, Hardwood
Levels, Entrance, & Accessibility
Stories: 3Floors: Carpet, Hardwood
View
No View
Security
Security: Security Guard

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: DeckExterior: Private YardFoundation: Block, Slab, See RemarksNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Driveway,Other,Garage Faces Side,Kitchen Level
Pool
Pool: None
Frontage
Responsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Septic Tank
Finished Area
Finished Area (above surface): 3137Finished Area (below surface): 983.1

Property Information

Year Built
Year Built: 1988
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Contemporary
Building
Construction Materials: Stone, Wood SidingNot a New ConstructionNo Additional ParcelsDoes Not Include Home Warranty
Property Information
Condition: FixerParcel Number: 125g D 002.00

Price & Status

Price
List Price: $449,000Price Per Sqft: $157/sqft
Status Change & Dates
Off Market Date: Sun Nov 02 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: ChattanoogaCommunity: Elder Mountain
School Information
Elementary School: Whitwell ElementaryJr High / Middle School: Whitwell MiddleHigh School: Whitwell High School

Building

Building Area
Building Area: 3137 Square Feet

Community

Community Features: Pool, Tennis Court(s)Not Senior Community

HOA

Has an HOAHOA Fee: $95/Monthly

Lot Information

Lot Area: 1.91 Acres

Offer

Listing Terms: Cash

Miscellaneous

BasementMls Number: 1523021Above Grade Unfinished Area: 3137

Additional Information

HOA Amenities: Gated
Last check for updates: about 3 hours ago
Listed by Ellen Brooks, (423) 488-6004
Fletcher Bright Realty
Bought with: Jay Robinson, (423) 903-6404, Keller Williams Realty
Source: Greater Chattanooga Realtors, MLS#1523021

Price History for 4 S Bluff Rd

DatePriceEventSource
12/01/2025$492,500Sold
Greater Chattanooga Realtors #1523021
11/02/2025$449,000ContingentGreater Chattanooga Realtors #1523021
10/28/2025$449,000Listed For SaleGreater Chattanooga Realtors #1523021

Market trends in Chattanooga

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$342K
$18.33KMoM
Sale-to-List Price
98.4%
0.4%MoM
Price per sq ft
$194
$6MoM
Available listings
1102
17MoM
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Property Tax and Assessment

Year2025
Tax$1,971
Assessment$447,900
Home facts updated by county records

Comparable Sales for 4 S Bluff Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1025 Cumberland Rd, Chattanooga, TN
0.47
Single-Family Home
$575,000
09/17/25
4
3
3,237
1123 Cumberland Rd, Chattanooga, TN
0.79
Single-Family Home
$725,000
03/18/26
3
2
2,002
1116 Cumberland Rd, Chattanooga, TN
0.70
Single-Family Home
$1,500,000
09/30/25
5
4.5
4,851
1123 O'Grady Dr, Chattanooga, TN
1.20
Single-Family Home
$340,000
12/23/25
3
2
1,400
824 Ogrady Dr, Chattanooga, TN
1.55
Single-Family Home
$725,000
03/20/26
3
2.5
3,667
1323 Pine Burr Ln, Chattanooga, TN
1.34
Single-Family Home
$429,000
07/16/25
3
2.5
1,823
3351 Oak Burr Dr, Chattanooga, TN
1.35
Single-Family Home
$715,000
09/22/25
3
2
2,501
1403 O'Grady Dr, Chattanooga, TN
1.29
Single-Family Home
$234,900
06/05/26
3
1.5
1,598
1106 Browns Ferry Rd, Chattanooga, TN
1.70
Single-Family Home
$422,500
09/05/25
3
2
1,865

Nearby homes

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Assigned Schools

These are the assigned schools for 4 S Bluff Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chattanooga

At least 1518 Trulia users voted on each feature.

  • 86 % Say car is needed

  • 79 % Say it's dog friendly

  • 75 % Say yards are well-kept

  • 75 % Say parking is easy

  • 73 % Say there's holiday spirit

  • 60 % Say kids play outside

  • 57 % Say it's quiet

  • 56 % Say people would walk alone at night

  • 51 % Say neighbors are friendly

  • 50 % Say there are sidewalks

  • 49 % Say they plan to stay for at least 5 years

  • 48 % Say streets are well-lit

  • 45 % Say there's wildlife

  • 39 % Say it's walkable to restaurants

  • 35 % Say it's walkable to grocery stores

  • 30 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I’ve lived on the Bonnie Oaks side of Chattanooga. It’s nice"
    0
    Flag
  • F2gwqpnmgh
    "I live close to downtown. I’ve lived in this area for over 50 years and it’s getting worse. Even though there are upgrades with apartments it’s still not safe"
    0
    Flag
  • Tom C.
    "I have lived in chattanooga east brainerd area for 20 years. Best place to live decent people, patrolled by neighbor hood watch"
    0
    Flag
  • Qlp2991
    "Dogs are loved in this community. There protectors but also members of family. So the dogs are part of the neighborhood "
    0
    Flag
  • L. C. Williams
    "8 years in the area. No plans to leave. Very safe and convenient. Traffic has increased but still very quiet. "
    0
    Flag
  • Scott L.
    "Pet waste all over. Grass is dead. Many pet stations but always full. Many dog owners leave off leash"
    0
    Flag
  • Abigail Warnick
    "I don’t have to drive to far for just about anything I need. Hospitals, groceries, shipping, work, restaurants, and more are all close. "
    0
    Flag
  • Eliza G.
    "VERY "IFFY" AREA. Lots of criminal activity. I'm trying to save money to move to a better area. Not a safe area"
    1
    Flag
  • Mbiocona
    "Only lived here for about 8 months but really enjoy the area and the stores so close by. Convenient to the interstate and 20 minutes to downtown "
    0
    Flag
  • Nursecakes83
    "Chattanooga is beautiful. Like most places it has good schools and bad schools and good neighborhoods and bad. Do your research! "
    2
    Flag
  • Roger Sturdivant
    "Look quiet and nice to live at plus raise ya kids and school, close to my job with orange grove, my fiancé can learn this area also"
    0
    Flag
  • Travionne Eberhardt
    "The neighbors are friendly all of the kids play together. Everyone is so nice and helpful when it comes to looking out for eachother"
    0
    Flag
  • Rebecca Shannon
    "Trash everywhere and people let cats and dogs roam. Thief is very high in this area. Cars park all over sides of street and will park in front of other people homes."
    0
    Flag
  • Elizabeth Woods
    "Dangerous, “iffy”, overpopulated, traffic likely, wrecks likely, police presence likely, stray dogs likely, pedestrians likely. "
    10
    Flag
  • Jessica Clark
    "Great school nearby. Several parks, restaurants and shops within walking distance. Seeing Chattanooga Choo Choo and walking by the fire department are always on the list for our young nephew when he comes over. "
    2
    Flag
  • Angelique6317
    "safe close to everything for school, groceries, shopping. 25 minutes to downtown Chattanooga. 8 minutes to Hamilton place. 1-2 grocery store"
    0
    Flag
  • J3tt
    "Crazy too much movement it’s hard to park too many outside cars in a gated community. I choose to move to the countryside and stay away from everyone "
    5
    Flag
  • Eayers1031
    "I have lived in this neighborhood for twelve years and my family love the neighborhood. The schools are great, the shopping center is within six miles. There is easy access to the interstate highways. The hospital are also less than eight miles away."
    3
    Flag
  • Damaris Martinez Munoz
    "Friendly neighbors. Love all the trees and natural green spaces. Love the proximity to shops and Gunbarrel Rd. "
    0
    Flag
  • Trulia User
    "Nice neighborhood.,beautiful view Quite nice to see the city and mountains view. I would definitely recommend this area to live in "
    1
    Flag
  • Trulia User
    "Safe area, older home but safe . Quiet , walkable, family oriented area. Streets are kept clean. Prices are way to high for rent or purchase. "
    0
    Flag
  • Trulia User
    "Best neighborhood near downtown good atmosphere. Safe, lots of older houses and expensive for the value . Dog Friendly, kids friendly "
    3
    Flag
  • Trulia User
    "only halloween and personal events like birthday party or Christmas when the my family or friends come over nobody has complain "
    0
    Flag
  • Trulia User
    "I have no idea I’m just visiting here thanks for checking on everybody enjoy the homes people lol lol"
    1
    Flag
  • Trulia User
    "good place to go to sleep in the morning and I have to do it again and get Something to eat and drink some water in the morning and u can just get your stuff done đź‘Ťđź‘Ťđź‘Ť to "
    0
    Flag
  • Trulia User
    "They would like it. it is quiet and pet friendly. You can walk the pets in the parks and areas allowing dogs. There are dog parks in close proximity. "
    0
    Flag
  • Trulia User
    "it's great. I've lived here for awhile and it's walkable with big trees and friendly neighbors unique houses and it's convenient and safe "
    0
    Flag
  • Trulia User
    "Lots of cute shops, restaurants with good food. Excellent park system. Food is carried and delicious. Music on the bridge in nice weather."
    0
    Flag
  • Trulia User
    "Just close to cute areas and the area where frequent celebrations and trendy stores and restaurants and also good areas to walk and let children play in the fountain and the Carousel.festivals are going on."
    0
    Flag
  • Trulia User
    "They would like how friendly I am towards dogs and dog owners. I would always be open to dog sitting or helping out my neighbors. "
    0
    Flag
  • Trulia User
    "there are parks in this area the community is very nice and quiet, little to no violence public transportation comes through the area "
    0
    Flag
  • Trulia User
    "great place to raise a family lived here for 48 years and love this area some crime just as every other neighborhood but most residents look out for their neighbor "
    3
    Flag
  • Trulia User
    "great neighborhood for kids, quiet and very safe. Neighbors are friendly and welcoming. my grandkids love this neighborhood. my grandson loves his school and all the activities there are in the area. "
    0
    Flag
  • Trulia User
    "there isn't any crime in this area, there's a Park and trail you can walk an enjoy with your family and kids "
    0
    Flag
  • Trulia User
    "The space of grass available or dog parks in the area are trash. People don’t pick up after their dogs."
    0
    Flag
  • Trulia User
    "Fine area to live but roads are often closed and it’s a major pain. People are always out walking so closed windows is a must "
    0
    Flag
  • Trulia User
    "down Jenkins there is a nice dog park they can run and play at with some obstacles . it's called heritage park "
    0
    Flag
  • Trulia User
    "the down the road has parties and invite the community to come to and bring anyone else to enjoy the festivities"
    1
    Flag
  • Trulia User
    "Great friendly and convenient place to live and raise a family or to retire and enjoy life. Great town with lots to offer. "
    0
    Flag
  • Trulia User
    "The Glass House and Glass Farms Collective hosts several events in the area for the arts and creatives. "
    0
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Homes for sale near 4 S Bluff Rd

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Off Market Homes Near 4 S Bluff Rd

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IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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