4 Oak Street, Derby, CT 06418
Property image
Property image
UNDER CONTRACT
0.25 ACRES

$550,000

  • 7 Beds
  • 3.5 Baths
  • 3,200 sqft (on 0.25 acres)

4 Oak Street, Derby, CT 06418

Est. Mortgage $3,993/mo*
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Home Highlights

Multi-Family
Built in 1988
0.25 acre lot
$172/sqft
Open Parking

Local Information

  • Map ViewExplore the area around 4 Oak Street.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

***Multiple Offers received, seller is requesting Best and Final Offers by 5pm Monday 05/04.*** Located in the heart of Derby, 4 Oak Street presents a fantastic multi-family investment opportunity just moments from the city's revitalizing downtown district. This well-maintained property features three units, each with separate utilities and washer/dryer hookups for added convenience. The lower-level unit offers 2 bedrooms and 1 bathroom, with a combination of electric heat and a gas heater, and has been recently updated with new flooring, fresh paint, and a modernized kitchen and bath. The second and third units are townhouse-style, including a spacious 2-bedroom, 1-bath layout and a larger 3-bedroom, 1.5-bath unit boasting central air, gas heat, and a bright open-concept living and dining area filled with natural light. The 3-bedroom unit also features a newer walkout deck with scenic views overlooking Derby. Additional highlights include brand new windows in two of the units, well-maintained mechanicals, and a large driveway enough to fit 6+ cars!
Last check for updates: about 14 hours ago
Listing courtesy of Matthew Loverci, (203) 908-5535
Coldwell Banker Realty, (203) 908-5535
Source: Smart MLS, MLS#24171230
Also Listed on Smart MLS.

Home Details for 4 Oak Street

Interior Features

Interior Details
Basement: Partial,Partially FinishedNumber of Rooms: 11
Beds & Baths
Number of Bedrooms: 7Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3200 Square Feet
Appliances & Utilities
Appliances: Water HeaterLaundry: In Unit
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central Air,Window Unit(s)Has HeatingHeating Fuel: Forced Air
Fireplace & Spa
No Fireplace

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: DeckExterior: BalconyFoundation: Concrete PerimeterNo Private Pool
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking Spaces: 6Parking: Driveway,Private
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 2800 Square FeetFinished Area (below surface): 400 Square Feet

Days on Market

Days on Market: 143

Property Information

Year Built
Year Built: 1988
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Multi FamilyArchitecture: Units on different Floors,Units are Side-by-Side
Building
Construction Materials: Vinyl SidingNot a New ConstructionAttached To Another StructureDoes Not Include Home Warranty
Property Information
Parcel Number: 1094694

Price & Status

Price
List Price: $550,000Price Per Sqft: $172
Status Change & Dates
Off Market Date: Wed May 06 2026

Active Status

MLS Status: Under Contract

Location

Direction & Address
City: Derby
School Information
Elementary School: Per Board of EdHigh School: Per Board of Ed

Agent Information

Listing Agent
Listing ID: 24171230

Building

Building Area
Building Area: 3200 Square Feet

HOA

No HOA

Lot Information

Lot Area: 10890 sqft

Miscellaneous

BasementMls Number: 24171230Zillow Contingency Status: Under ContractAttic: NoneAttribution Contact: (203) 908-5535Above Grade Unfinished Area: 2800Activation Date: Sat May 02 2026

Around this home

What Locals Say about Derby

At least 188 Trulia users voted on each feature.

  • 82 % Say car is needed

  • 77 % Say it's dog friendly

  • 67 % Say there are sidewalks

  • 67 % Say parking is easy

  • 66 % Say there's holiday spirit

  • 62 % Say streets are well-lit

  • 57 % Say yards are well-kept

  • 56 % Say it's walkable to restaurants

  • 56 % Say kids play outside

  • 54 % Say people would walk alone at night

  • 50 % Say it's quiet

  • 48 % Say it's walkable to grocery stores

  • 48 % Say neighbors are friendly

  • 47 % Say they plan to stay for at least 5 years

  • 38 % Say there's wildlife

  • 26 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Krystal
    "School district is crap. Kids run the streets at all hours of the night and cars have gotten stolen not to mention parts off of cars have disappeared and cops have done nothing about it."
    1
    Flag
  • Tashima
    "There are no sidewalks which makes it difficult to walk your dog. You have to walk on someone’s property or in the street. Walking in the street is very dangerous. "
    1
    Flag
  • Edwin Portillo
    "Keep dogs under their control and not let them run loose in the streets especially when they’re pit bulls "
    0
    Flag
  • Sheema
    "It is a safe and boring town. Close to grocery stores. No major attractions. Neighboring towns are nice. "
    0
    Flag
  • Thabushfamily
    "lived here 3 years typically quiet good schools and close to transit and shopping centers. river walk trails and parks!!"
    0
    Flag
  • Belinda.rone
    "The area is nice and quiet. You really need a car, but public transportation is accessible. The shopping area is good, with a variety of stores to choose from."
    0
    Flag
  • Francis M.
    "Very quiet & safe area to live in. Will sure miss it when I leave next month but highly recommend families to raise a family in this town "
    0
    Flag
  • Jeremey.lombard
    "I’ve lived in this city all my life. It’s small, and everything you need is no more than a 20 minute drive. Quant and cute!"
    0
    Flag
  • Maritza H.
    "Lived here one year. It’s quiet and secluded but it’s ok. Good for my granddaughter to grow up in. Thank you"
    0
    Flag
  • Cyntia A.
    "it's a hassle for parking when its December, january, February and march. quiet neighborhood. great to have pets here."
    1
    Flag
  • Lubna A.
    "It’s quite and there’s nice people here it feels safe. There’s really nothing to do out here which sucks but if you like quiet and peace this the neighborhood to be at "
    0
    Flag
  • Soquendo777
    "ive lived here for 14 years love tgis little town just wish there was more to due to keep me in town as far as parks playground i have to take them out of town so means spending money outside of derby instead of contributing to my town ."
    0
    Flag
  • Oya2019
    "Yes it’s ok people don’t know how to pick up dog poop up kids stepping in it they don’t pay attention otherwise good"
    0
    Flag
  • Jeremey.lombard
    "I’ve lived here all my life, it’s quiet and peaceful, beautiful scenery, and it’s easy to get anywhere. Great little city. "
    0
    Flag
  • Thabushfamily
    "I live walking distance from the train station. Great parks and trails. Close to shopping and the highways. "
    0
    Flag
  • Mikhail M.
    "it's a good starter neighborhood but not to stay long term. it has great potential and one day it will a bustling city. "
    0
    Flag
  • Mikhail M.
    "my neighbor is great, schools movies hospitals are only minutes away. shopping is easy with target and big Y close by as well."
    0
    Flag
  • Richard R. J.
    "Great neighborhood. I’ve been here for two years now. Love the lake view and being around a good amount of restaurants and hiking trails. "
    0
    Flag
  • Barbara
    "Too many drugs and violence,and police don’t care, taxes are too high, town has too much Violence and Crime rate is very high "
    1
    Flag
  • Francis
    "Heavy drug area rodents pest problems area is very low income run garbage everywhere houses sidewalks. House not maintained unsafe to walk at night"
    7
    Flag

Market trends in Derby

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
22
3MoM

Home Value

Trulia Estimate
$554K
Since last month
Increased$2K (+0.3%)
Since last year
Increased$40K (+7.7%)
Since last sale
Increased$400K (+257.4%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +124% in the last 10 years
MonthEstimated value
2026
September 2026$556K
August 2026$554K
July 2026$557K
June 2026$559K
May 2026$557K
April 2026$540K
March 2026$507K
February 2026$501K
January 2026$504K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
110 Hawthorne Avenue, Derby, CT
0.34
Multi-Family Home
$650,000
01/02/26
9
3
3,191
101 Hawkins Street, Derby, CT
0.25
Multi-Family Home
$415,000
07/01/26
4
2.5
1,820
124 Smith Street, Derby, CT
0.45
Multi-Family Home
$520,000
05/21/26
6
3
3,600
121 Hawthorne Avenue, Derby, CT
0.38
Multi-Family Home
$510,000
04/16/26
6
3
2,128
154 Hawthorne Avenue, Derby, CT
0.44
Multi-Family Home
$549,000
01/29/26
6
3.5
2,652
154-156 Hawthorne Avenue, Derby, CT
0.44
Multi-Family Home
$549,000
01/30/26
6
3
2,652
51 Shelton Avenue, Shelton, CT
0.56
Multi-Family Home
$643,000
10/09/25
8
3
3,552
141 Hawkins Street, Derby, CT
0.35
Multi-Family Home
$450,000
03/31/26
6
2
2,814

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
120 Camptown Street, Derby, CT 06418
0.02
$392,000
5
2
1,472
Off Market
44 Lafayette Street, Derby, CT 06418
0.03
-
-
-
-
Off Market
107 Camptown Street, Derby, CT 06418
0.04
$278,500
3
1
1,205
Off Market
36 Lafayette Street, Derby, CT 06418
0.04
-
-
-
-
Off Market
33 Oak Street, Derby, CT 06418
0.06
$279,000
5
1
1,264
Recently Sold
24 Camptown Avenue, Derby, CT 06418
0.02
$276,400
2
1.5
1,240
Off Market
63 5th Street, Derby, CT 06418
0.04
$505,300
7
3
2,617
Off Market
42 Oak Street, Derby, CT 06418
0.07
$300,700
3
2
1,352
Off Market
22 Camptown Avenue, Derby, CT 06418
0.03
$269,900
4
2
1,280
For Sale
105 Camptown Avenue, Derby, CT 06418
0.04
$470,000
4
2
1,496
Off Market
105 Camptown Street, Derby, CT 06418
0.04
$339,500
4
2
1,496
Off Market
50 Oak Street, Derby, CT 06418
0.08
$206,800
2
1
843
Off Market

Price and Tax history

DateEventPrice
May 8, 2026
Source: Smart MLS #24171230
Pending
$550,000
May 2, 2026
Source: Smart MLS #24171230
Listed For Sale
$550,000
Jan 31, 1997
Source: Smart MLS #96014834
Sold
$155,500

LGBTQ Local Legal Protections

Matthew Loverci, Coldwell Banker Realty, (203) 908-5535
Agent Phone: (203) 908-5535
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 4 Oak Street

  • What is the estimated monthly payment for 4 Oak Street?
    Based on a $550,000 list price with 20% down at today's rates, the estimated monthly payment for 4 Oak Street in Derby, CT is approximately $4,054 (about $3,003 principal & interest, $976 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Derby?
    Residents describe Derby, CT as dog-friendly, pedestrian-friendly, and easy to park in. See homes for sale in Derby, CT.
  • What are the closest schools to 4 Oak Street?
    The closest schools to 4 Oak Street in Derby, CT are Derby High School (rated 1/10), Derby Middle School (rated 4/10), Irving School (Elementary, rated 2/10).
  • What is 4 Oak Street estimated to be worth?
    Trulia's estimated value for 4 Oak Street in Derby, CT is $553,900.
  • Does 4 Oak Street have air conditioning?
    Yes, 4 Oak Street in Derby, CT has air conditioning.
  • Does 4 Oak Street have laundry facilities?
    Yes, 4 Oak Street in Derby, CT has laundry facilities.
4 Oak Street, Derby, CT 06418 is a 7 bedroom, 4 bathroom, 3,200 sqft multi-family built in 1988. This property is currently available for sale and was listed by Smart MLS on Apr 29, 2026. The MLS # for this home is MLS# 24171230.