4 James River Rd, Palmyra, VA 22963
Property image
Property image
OFF MARKET

4 James River Rd
Palmyra, VA 22963

  • 3 Beds
  • 2 Baths
  • 1,456 sqft (on 0.34 acres)

$332,400

Trulia Estimate
as of Aug 3, 2026
Est. Refi. Payment $1,950/mo*
Refinance Your Home

$332,400

Trulia Estimate
as of Aug 3, 2026
Est. Refi. Payment $1,950/mo*
Refinance Your Home
3 Beds
2 Baths
1,456 sqft
(on 0.34 acres)

Local Information

  • Map ViewExplore the area around 4 James River Rd.
  • Schools2 Preschool Schools4 Elementary Schools2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1997
Lot Size
0.34 acres
Living Area
1,456 sqft
Price/Sqft
$228
HOA
$104/Monthly

About this House

Embrace the relaxed lifestyle at Lake Monticello. Resort style amenities such as golf, 352 acre lake with multiple swim beaches and docks, swimming pool and tennis courts are just a few of the many activities offered here. Enjoy the community's amenities while enjoying the convenience of living just outside the main gate. This home has undergone beautiful updates, including new carpets, fresh paint, and spacious new back deck! The open floor plan seamlessly connects the living room with gas fireplace to the dining room featuring chair moulding. The eat-in kitchen boasts new stainless steel appliances, pantry for added storage, new granite countertops and bright white cabinets. Each spacious bedroom also features a ceiling fan. The primary bedroom includes a walk-in closet and an attached bath. Fenced back yard, good road frontage and large shed perfect for storage. Charming home is framed by mature rhododendrons and azaleas. No need to wait for a new construction; this single-level home is ready for you to move in right away! 15 miles to Charlottesville, UVA and Downtown Mall. Wonderful opportunity to live at the lake and a perfect place to call home.
4 James River Rd, Palmyra, VA 22963 is a 3 bedroom, 2 bathroom, 1,456 sqft single-family home built in 1997. It last sold for $309,000 on Apr 23, 2024 (3% below the $319,000 asking price). It is currently off market. The Trulia Estimate is $332,400, with a rent estimate of $2,038/month.

Home Details for 4 James River Rd

Active Status

MLS Status: Closed

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Dining Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1456 Square Feet
Appliances & Utilities
Utilities: Cable Available, High Speed Internet AvailableAppliances: Dishwasher, Electric Range, Microwave, RefrigeratorDishwasherLaundry: Washer Hookup,Dryer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Heat PumpHas CoolingAir Conditioning: Heat PumpHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
Number of Fireplaces: 1Fireplace: One, Gas LogHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Hardwood, Luxury Vinyl Plank
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet, Hardwood, Luxury Vinyl Plank
View
Has a ViewView: Residential
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Patio / Porch: Deck, Front Porch, PorchFencing: PartialOther Structures: Shed(s)Exterior: FenceFoundation: Block
Parking & Garage
No Garage
Pool
Pool: Association
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1456 Square Feet

Days on Market

Cumulative Days on Market: 18

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Stick BuiltNot a New ConstructionNot Attached Property
Property Information
Parcel Number: 18A6100

Price & Status

Price
List Price: $319,000
Status Change & Dates
Off Market Date: Wed Apr 03 2024

Location

Direction & Address
City: PalmyraCommunity: LAKE MONTICELLO
School Information
Elementary School: Central (Fluvanna)Jr High / Middle School: FluvannaHigh School: Fluvanna

Building

Building Area
Building Area: 1456 Square Feet

Community

Community Features: Dock

HOA

HOA Fee Includes: Association Management, Boat Ramp, Common Area Maintenance, Clubhouse, Fitness Facility, Insurance, Playground, Pool(s), Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, TrashAssociation for this Listing: Charlottesville Area Association of RealtorsHas an HOAHOA Fee: $1,250/Annually

Lot Information

Lot Area: 0.34 acres

Documents

Disclaimer: The listing broker’s offer of compensation is made to participants of the MLS where the listing is filed, as well as participants of Bright MLS via the CAAR/Bright MLS data share.

Miscellaneous

Mls Number: 650642Living Area Range Units: Square FeetAbove Grade Unfinished Area: 1456Above Grade Unfinished Area Source: Public RecordsAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Source: Public RecordsBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-51065-N-18A6100-R-N

Additional Information

HOA Amenities: Basketball Court,Boat Dock,Boat Ramp,Clubhouse,Fitness Center,Picnic Area,Playground,Pool,Trail(s),Water,Beach RightsDays On Market Replication: 18
Last check for updates: about 5 hours ago
Listed by TREY DURHAM, (434) 409-8308
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
SAVAGE & COMPANY, (434) 218-0552
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Bought with: JESSICA RUSSO, (434) 996-3176, NEST REALTY GROUP
Originating MLS: Charlottesville Area Association of Realtors
Source: CAAR, MLS#650642

Price History for 4 James River Rd

DatePriceEventSource
04/23/2024$309,000Sold
CAAR #650642
04/03/2024$319,000PendingCAAR #650642
03/17/2024$319,000Listed For SaleCAAR #650642
12/29/2023$140,662Sold
N/A
04/17/2006$205,000Sold
N/A
12/18/2002$127,500Sold
N/A

Market trends in Palmyra

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$339K
$9.17KMoM
Sale-to-List Price
100.0%
0.2%MoM
Price per sq ft
$208
$12MoM
Available listings
123
2MoM
Skip to last item
  • Results are loading
Skip to first item

Property Tax and Assessment

Year2024
Tax$1,701
Assessment$201,500
Home facts updated by county records

Comparable Sales for 4 James River Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
52 Riverside Dr, Palmyra, VA
0.14
Single-Family Home
$269,000
01/16/26
3
2
1,260
37 Riverside Dr, Palmyra, VA
0.19
Single-Family Home
$308,000
08/25/25
3
2
1,318
3 Woodridge Rd, Palmyra, VA
0.30
Single-Family Home
$334,000
09/16/25
3
2
1,316
16 E Point Rd, Palmyra, VA
0.11
Single-Family Home
$315,000
09/16/25
3
3
2,392
10 River Ridge Dr, Palmyra, VA
0.22
Single-Family Home
$330,000
08/18/25
3
2.5
1,950
70 Riverside Dr, Palmyra, VA
0.23
Single-Family Home
$384,000
05/22/26
3
2
1,976
7 Riverside Dr, Palmyra, VA
0.46
Single-Family Home
$306,000
04/17/26
3
2
1,248
8 Horseback Ln, Palmyra, VA
0.36
Single-Family Home
$312,000
01/08/26
3
2.5
1,792
20 Colonial Rd, Palmyra, VA
0.55
Single-Family Home
$354,900
09/12/25
3
2
1,566
7 Mechunk Ter, Palmyra, VA
0.53
Single-Family Home
$273,000
12/09/25
3
2
1,144

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 4 James River Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Palmyra

At least 82 Trulia users voted on each feature.

  • 96 % Say car is needed

  • 89 % Say parking is easy

  • 87 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 83 % Say there's wildlife

  • 76 % Say there's holiday spirit

  • 75 % Say kids play outside

  • 75 % Say it's quiet

  • 58 % Say neighbors are friendly

  • 57 % Say people would walk alone at night

  • 54 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

  • 26 % Say it's walkable to restaurants

  • 24 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Jean Shore
    "We have a wonderful newcomers and old friends social club and a fantastic community. Great fun with boat parades (with water gun fights) and great themed car parades. "
    0
    Flag
  • Trulia User
    "Not much diversity here but may improve with new developments. Also the jobs may be limited to Charlottesville and Richmond "
    0
    Flag
  • Vhillsr
    "Great community and wonderful people. This is the best community I’ve seen so far this region to start and grow a family. Truly a community to live work and play in and support the people in this community. "
    0
    Flag
  • Chris N.
    "Quiet neighborhood yet friendly folks. Great for families and retired. Convenient to stores and interstate. Surrounded by beautiful farms and parks. Peaceful "
    0
    Flag
  • Edlawler
    "I have lived here full time for 6 years, part time for 32 years. It is a gated community with its own full time police force. This basically is a retirement community that evolved into a family friendly place to live. You are a walk/bike ride from everything you need."
    0
    Flag
  • Althea B.
    "great place to live very convenient for our children we have gotten along great here ...... wonderful view and areas to have for the kids "
    0
    Flag
  • Briana P.
    "Really great, safe area to raise your children and to grow your loving family. Lots of space to run and live freely, and the schools are pretty nice. "
    1
    Flag
  • Edlawler1
    "The good- It is a quiet, safe friendly place to live. The schools are just OK. There are three pharmacies. The bad- you have to drive everywhere. Internet availability is spotty. There are few local employers that pay a livable wage. "
    0
    Flag
  • Gianni S.
    "You need a car to commute no public transportation. Everything is at least 20minutes the most in distance . "
    0
    Flag
  • Edlawler1
    "While there is a leash law, some owners ignore it. some of those dogs have had the cops called on them."
    0
    Flag
  • Mssrn2005
    "Many dog owners here and it is a dog friendly community with many parks open to dogs. People are walking dogs all throughout the day. "
    0
    Flag
  • Lacrossegirl
    "There are no sidewalks, you have to use the side of the road to walk your dog. "
    0
    Flag
  • Sheri E.
    "Lake Monticello...It’s quiet. I know two of my neighbors, one really well, the other just barely. There are lots of loose cats. Water is super expensive. The HOA can be intrusive. Parks are nice. No sidewalks, no street lights."
    0
    Flag
  • Melissa S.
    "My commute is long, but you can get much more house for your money with decent schools in this area."
    0
    Flag
  • Coeylee
    "We have rented in this area for the last 8 months, and the area is very peaceful, quaint, and the neighbors are very nice. We have enjoyed the beaches."
    1
    Flag
  • Michealashaw
    "The school systems in the area aren’t the best, but there’s a Montessori school about 25 minutes away that is absolutely lovely"
    0
    Flag
  • Liz m.
    "Lots of dog owners in the area. Very nice local dog park. Great pet store with very helpful employees. "
    0
    Flag
  • Kbjafield
    "we have 5 beaches and tons of amenities. I love living here. nice quiet neighborhood and the people here are okay. "
    0
    Flag
  • raul33025
    "trees and no crime close to tge lake monticello and major highways to connect to Richmond and other main attractions "
    0
    Flag
  • Pat P.
    "A wonderful neighborhood for all ages! Love it here! Come check it out for your selves. Lake, golf, pool."
    0
    Flag
  • raul33025
    " lived in the neighborhood for 3years and is ultra friendly and everyone look for the other. love it veey much"
    0
    Flag
  • Josh S.
    "Just the right distance between Charlottesville and Short Pump (Richmond)."
    0
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

Skip to last item
Skip to first item

Explore by feature - Pet Friendly

7 pet-friendly rentals in Palmyra, VA

Explore by feature - Air Conditioning

6 rentals with air conditioning in Palmyra, VA

Explore by feature - Washer/dryer

10 rentals with a washer/dryer in Palmyra, VA

Homes for sale near 4 James River Rd

Skip to last item
Skip to first item

Off Market Homes Near 4 James River Rd

Skip to last item
Skip to first item