3966 High Bluff Dr, Largo, FL 33770
FOR SALE
3D VIEW

3966 High Bluff Dr
Largo, FL 33770

  • 4 Beds
  • 3 Baths
  • 1,746 sqft

$699,000

Est. Mortgage $4,526/mo*
Get Pre-Qualified

$699,000

Est. Mortgage $4,526/mo*
Get Pre-Qualified
4 Beds
3 Baths
1,746 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind. Situated on a premium corner lot along a quiet interior street, the home delivers standout curb appeal with lush landscaping, a covered front porch, and an attractive paver driveway and walkway that create a warm and inviting first impression. Inside, the open-concept layout is designed for effortless everyday living and entertaining, featuring bamboo flooring throughout the main living areas and classic terrazzo floors in the bedrooms for durability and charm. Natural light fills the home, complemented by plantation shutters, updated ceiling fans, and contemporary lighting that enhance the relaxed Florida aesthetic. The kitchen is both functional and stylish, showcasing expansive granite countertops, abundant cabinetry, stainless steel appliances, an induction range, and a large island with additional storage and seating for up to five. It flows seamlessly into the dining and living areas, keeping gatherings connected and comfortable. The bedrooms are thoughtfully positioned toward the rear of the home for added privacy, offering generous space and flexibility. The primary suite serves as a true retreat with direct access to the pool and an ensuite bath featuring an oversized walk-in shower with crisp white tile and pebble accents. A recently renovated secondary bathroom brings spa-like appeal with contemporary finishes, an open shower design, and a freestanding soaking tub. The laundry room is conveniently located just off the kitchen with direct access from the pool area, making post-swim clean-up simple and practical. Outdoors, the private backyard oasis centers around a sparkling saltwater pool surrounded by pavers and enclosed within a screened lanai for year-round enjoyment. Beyond the pool, additional paver space, lush landscaping, and newer vinyl fencing create a private and versatile setting perfect for entertaining or relaxing in the Florida sunshine. Located near Belleair and just minutes to Indian Rocks Beach, Clearwater Beach, Sand Key, and Belleair Beach, this home places you close to world-class beaches, dining, shopping, and entertainment. Recent improvements add tremendous value and peace of mind, including a new roof, soffits, fascia, and exterior downlighting in 2023; HVAC with UV filtration in 2024; updated plumbing and electrical in 2024; bathroom remodels in 2021; and a water heater installed in 2017. With a low HOA fee of just $100 per year, 3966 High Bluff Drive offers exceptional quality, location, and lifestyle in one of Largo’s most sought-after neighborhoods.

Home Highlights

Parking
2 Car Garage
Outdoor
Porch, Patio, Pool
View
Pool
HOA
$8/Monthly
Price/Sqft
$400
Listed
99 days ago

Home Details for 3966 High Bluff Dr

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 1746 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, RefrigeratorDishwasherDisposalLaundry: In Kitchen,Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Terrazzo, Hardwood
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Terrazzo, Hardwood
View
Has a ViewView: Pool

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Patio, PorchVegetation: Trees/LandscapedExterior: Private MailboxFoundation: SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener
Pool
Pool: In Ground, Salt WaterPool
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 90Days on Market: 99

Property Information

Year Built
Year Built: 1959
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Block, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 053015359820020010

Price & Status

Price
List Price: $699,000Price Per Sqft: $400

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: LARGOCommunity: HARBOR HILLS

Agent Information

Listing Agent
Listing ID: TB8466262

Building

Building Area
Building Area: 2366 Square Feet

Community

Not Senior Community

HOA

HOA Name: Jake TowerAssociation for this Listing: Suncoast TampaHas an HOAHOA Fee: $8/Monthly

Lot Information

Lot Area: 8455 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: TB8466262Back On Market Date: Thu Apr 23 2026Showing Requirements: See Remarks, ShowingTimeUniversal Property Id: US-12103-N-053015359820020010-R-N
Last check for updates: about 4 hours ago
Listing Provided by: Clay Glover, Jr, (727) 641-5754
RE/MAX ACTION FIRST OF FLORIDA, (727) 531-2006
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#TB8466262
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3966 High Bluff Dr

DatePriceEventSource
01/30/2026$699,000Listed For SaleStellar MLS #TB8466262
10/01/2025$705,000ListingRemovedStellar MLS #TB8391372
06/19/2025$705,000PriceChange
Stellar MLS #TB8391372
05/30/2025$715,000Listed For SaleStellar MLS #TB8391372
09/12/2024$645,000Sold
Stellar MLS #T3545750
08/06/2024$659,900PendingStellar MLS #T3545750
07/31/2024$659,900Listed For SaleStellar MLS #T3545750
07/23/2024ListingRemovedN/A
07/17/2024$659,900Listed For SaleN/A
08/06/2010$153,000Sold
N/A
06/01/2010$133,000Sold
N/A
05/28/2010$140,000Listed For SaleAgent Provided
10/10/2001$163,900Sold
N/A

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Property Tax and Assessment

Year2024
Tax$2,575
Assessment$515,255
Home facts updated by county records

Comparable Sales for 3966 High Bluff Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1389 High Bluff Dr, Largo, FL
0.08
Single-Family Home
$465,000
09/26/25
3
2.5
1,906
3750 Avocado Rd, Largo, FL
0.16
Single-Family Home
$610,000
12/02/25
3
2
1,804
319 Cedar Ln, Largo, FL
0.10
Single-Family Home
$500,000
06/02/25
5
3.5
2,919
308 Cedar Ln, Largo, FL
0.16
Single-Family Home
$839,000
07/25/25
4
3
2,564
315 Orangewood Ln, Largo, FL
0.15
Single-Family Home
$475,000
11/28/25
3
3
2,091
4001 Harbor Hills Dr, Largo, FL
0.23
Single-Family Home
$570,000
05/13/25
4
2
2,098
3838 McKay Creek Dr, Largo, FL
0.27
Single-Family Home
$1,015,000
03/27/26
4
3
1,808
1531 Hill Dr, Largo, FL
0.15
Single-Family Home
$740,000
04/30/26
3
2
2,053
4071 Harbor Hills Dr, Largo, FL
0.25
Single-Family Home
$380,000
12/12/25
4
2
1,758

Assigned Schools

These are the assigned schools for 3966 High Bluff Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Harbor Bluffs

At least 9 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 93 % Say there's holiday spirit

  • 93 % Say it's quiet

  • 92 % Say car is needed

  • 91 % Say parking is easy

  • 91 % Say they plan to stay for at least 5 years

  • 88 % Say yards are well-kept

  • 79 % Say people would walk alone at night

  • 78 % Say neighbors are friendly

  • 78 % Say there's wildlife

  • 33 % Say it's walkable to grocery stores

  • 33 % Say kids play outside

  • 27 % Say there are community events

  • 23 % Say it's walkable to restaurants

Learn more about our methodology.
  • Debra L.
    "Very nice quiet neighborhood. Very nice neighbors. I wish I lived here as a kid . This neighborhood has get togethers for a few holidays in the park. It’s nice to see a whole community come together. "
    0
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  • Debra L.
    "Fantastic! The neighborhood is really nice. Very friendly. Everyone says hello to each other. They have special events in the park . The best place to live. "
    0
    Flag
  • Akamunch
    "I don’t attend community events but our HOA often has concerts in the park and they have meetings that neighborhood members can attend to address any issues they might have. "
    0
    Flag
  • Trulia User
    "Association is active in enforcing rules. However it is a beautiful water front community with friendly neighborhood events"
    0
    Flag
  • Jennifer L. M.
    "I have lived here for 10+ years. We have great neighbors. Ok neighborhood for kids. "
    1
    Flag
  • Bandcd
    "I've lived here for over 30 years and raised my family here. We have made a lot of good friends during during that time,there is a real community feel here. This is the perfect location and is close to everything. "
    1
    Flag
  • Renee_m24
    "Homeowners are proud of heir home and keep their property in pristine condition. Each property has diffident landscape designs making it unique."
    0
    Flag
  • Renee_m24
    "Peaceful and very quiet especially at night time. Neighbors are friendly too. Great location with close proximity to everything - beach, grocery stores and other shopping/ retails places , and hospital. "
    0
    Flag
  • edony g.
    "I live in this area and have done for more than 4 years now. It is very quiet and has lots of water around. There is a creek that runs through the area and Taylor Park is less than 2 miles away. Bike riding is great and the traffic is minimal. It is a beautiful area with lots of trees, clean streets and quiet neighbours."
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  • Cynthia H.
    "I live in the area and would not choose a different area to live in Florida. It offers everything a resident of Florida could possibly want. I feel very safe and am surrounded by a multitude of activities, restaurants, the beach, shopping and so much more. "
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  • bmitchellpsc
    "THIS Florida neighborhood provides all the water sports + marine/bird sanctuary interests w/in the neighborhood and everywhere one chooses to navigate. Morton Plant Hospital (excellent) w/in neighborhood.. 3 causeways crossing to Tampa (Airprt) & 1 causeway to Brandenton/Sarasota at 20-40 min. Sports stadiums easy w/in 45 minute drive + off season pro-training. Support of all the Fine Arts is excellent as well as entertainment of all interests. UniversityCollege and Comm Colleges w/in easy drive: 10 min-40 minutes. Disney World w/in 1 hour. East coast is 4-5 hour drive. All faith/worship exits. People are motivated to meet and greet into area and this is an easy purchase home should one have the means to afford."
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LGBTQ Local Legal Protections

Clay Glover, Jr, RE/MAX ACTION FIRST OF FLORIDA, (727) 531-2006
Agent Phone: (727) 641-5754
3966 High Bluff Dr, Largo, FL 33770 is a 4 bedroom, 3 bathroom, 1,746 sqft single-family home built in 1959. This property is currently available for sale and was listed by Stellar MLS on Jan 30, 2026. The MLS # for this home is MLS# TB8466262.