Are yards well-kept in Chipley, FL?

As of early 2026, 92% of users say yards are well-kept

Is a car needed in Chipley, FL?

As of early 2026, 88% of users say car is needed

Is parking easy in Chipley, FL?

As of early 2026, 86% of users say parking is easy

Does Chipley, FL show holiday spirit?

As of early 2026, 86% of users say there's holiday spirit

Is Chipley, FL quiet?

As of early 2026, 83% of users say it's quiet

Would people walk alone at night in Chipley, FL?

As of early 2026, 64% of users say people would walk alone at night

Is Chipley, FL dog-friendly?

As of early 2026, 62% of users say it's dog friendly

Do kids play outside in Chipley, FL?

As of early 2026, 55% of users say kids play outside

Is there wildlife in Chipley, FL?

As of early 2026, 53% of users say there's wildlife

Are neighbors friendly in Chipley, FL?

As of early 2026, 51% of users say neighbors are friendly

Does Chipley, FL have sidewalks?

As of early 2026, 50% of users say there are sidewalks

Do residents of Chipley, FL plan to stay at least 5 years?

As of early 2026, 48% of users say they plan to stay for at least 5 years

Is Chipley, FL walkable to grocery stores?

As of early 2026, 41% of users say it's walkable to grocery stores

Are the streets well-lit in Chipley, FL?

As of early 2026, 34% of users say streets are well-lit

Is Chipley, FL walkable to restaurants?

As of early 2026, 31% of users say it's walkable to restaurants

Are there community events in Chipley, FL?

As of early 2026, 29% of users say there are community events

What is 3910 Merger Dr estimated to be worth?

Trulia's estimated value for 3910 Merger Dr in Chipley, FL is $184,000 .

What is the price history for 3910 Merger Dr?

3910 Merger Dr in Chipley, FL last sold for $185,000 in August 2025.

Is Chipley a buyer's or seller's market?

Chipley is currently a buyer's market, based on recent for-sale activity.

What do residents say about Chipley?

Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Chipley, FL .

Does 3910 Merger Dr have air conditioning?

Yes, 3910 Merger Dr in Chipley, FL has air conditioning.

Does 3910 Merger Dr have a yard?

Yes, 3910 Merger Dr in Chipley, FL has a yard.

OFF MARKET

$184,000

Trulia Estimate

2 Beds
2 Baths
1,377 sqft

3910 Merger Dr, Chipley, FL 32428

Est. Refi. Payment $1,277/mo*

Refinance Your Home

Currently Off Market - Sold Aug 1, 2025 for $185,000

Home Value

Trulia Estimate

$184K

Since last month

$300 (-0.2%)

Since last year

$200 (+0.1%)

Since last sale

$2K (-0.8%)

Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +58% in the last 10 years

Month	Estimated value
2026
September 2026	$184K
August 2026	$184K
July 2026	$184K
June 2026	$184K
May 2026	$183K
April 2026	$182K
March 2026	$182K
February 2026	$182K
January 2026	$182K
2025
December 2025	$182K
November 2025	$184K
October 2025	$183K
September 2025	$183K
August 2025	$184K
July 2025	$192K
June 2025	$192K
May 2025	$192K
April 2025	$208K
March 2025	$217K
February 2025	$221K
January 2025	$228K
2024
December 2024	$198K
November 2024	$199K
October 2024	$203K
September 2024	$203K
August 2024	$200K
July 2024	$188K
June 2024	$198K
May 2024	$199K
April 2024	$195K
March 2024	$196K
February 2024	$188K
January 2024	$191K
2023
December 2023	$190K
November 2023	$183K
October 2023	$190K
September 2023	$199K
August 2023	$196K
July 2023	$197K
June 2023	$197K
May 2023	$178K
April 2023	$174K
March 2023	$170K
February 2023	$163K
January 2023	$159K
2022
December 2022	$163K
November 2022	$168K
October 2022	$172K
September 2022	$173K
August 2022	$171K
July 2022	$170K
June 2022	$170K
May 2022	$169K
April 2022	$164K
March 2022	$166K
February 2022	$147K
January 2022	$148K
2021
December 2021	$149K
November 2021	$155K
October 2021	$155K
September 2021	$155K
August 2021	$159K
July 2021	$163K
June 2021	$155K
May 2021	$146K
April 2021	$143K
March 2021	$137K
February 2021	$135K
January 2021	$138K
2020
December 2020	$141K
November 2020	$139K
October 2020	$140K
September 2020	$138K
August 2020	$141K
July 2020	$140K
June 2020	$138K
May 2020	$137K
April 2020	$136K
March 2020	$136K
February 2020	$135K
January 2020	$134K
2019
December 2019	$133K
November 2019	$132K
October 2019	$134K
September 2019	$131K
August 2019	$130K
July 2019	$131K
June 2019	$129K
May 2019	$129K
April 2019	$129K
March 2019	$129K
February 2019	$127K
January 2019	$127K
2018
December 2018	$127K
November 2018	$125K
October 2018	$125K
September 2018	$120K
August 2018	$122K
July 2018	$117K
June 2018	$123K
May 2018	$123K
April 2018	$123K
March 2018	$125K
February 2018	$121K
January 2018	$123K
2017
December 2017	$119K
November 2017	$119K
October 2017	$124K
September 2017	$119K
August 2017	$119K
July 2017	$124K
June 2017	$123K
May 2017	$123K
April 2017	$121K
March 2017	$120K
February 2017	$118K
January 2017	$111K
2016
December 2016	$120K
November 2016	$119K
October 2016	$119K
September 2016	$116K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
3877 Merger Dr, Chipley, FL	0.18	Single-Family Home	$199,999	12/19/25	2	2	1,480
2219 Voltaire Dr, Chipley, FL	0.12	Single-Family Home	$229,900	04/02/26	3	2	1,302
2194 Sunny Hills Blvd, Chipley, FL	0.22	Single-Family Home	$200,000	08/28/26	3	2	1,290
2236 Shenandoah Blvd, Chipley, FL	0.37	Single-Family Home	$195,000	05/29/26	3	2	1,281
3987 Oxford Ave, Chipley, FL	0.38	Single-Family Home	$215,000	07/17/26	3	2	1,426
4023 Concord Blvd, Chipley, FL	0.37	Single-Family Home	$225,000	08/04/26	3	2	1,416
2147 Sunny Hills Blvd, Chipley, FL	0.22	Single-Family Home	$249,990	07/24/26	4	2	1,684
3952 Concord Blvd, Chipley, FL	0.09	Single-Family Home	$264,900	01/14/26	3	2	1,481
4113 Gulliver Dr, Chipley, FL	0.37	Single-Family Home	$241,000	06/12/26	4	2	1,799
2103 Babcock St, Chipley, FL	0.35	Single-Family Home	$245,000	05/29/26	4	2	1,799

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

Address	Distance	Price	Bed	Bath	Sqft	Status
3952 Concord Blvd, Chipley, FL 32428	0.09	$264,900	3	2	1,481	Recently Sold
Vistula Dr, Chipley, FL 32428	0.08	$36,000	-	-	-	Recently Sold
3890 Merger Dr, Chipley, FL 32428	0.08	$254,900	4	2	1,799	For Sale
Lot 23 Concord Blvd #1, Chipley, FL 32428	0.13	-	-	-	-	Off Market
Lot 2 Concord Blvd, Chipley, FL 32428	0.13	$14,500	-	-	-	Recently Sold
3931 Vistula Dr, Chipley, FL 32428	0.12	$236,000	3	2	1,535	Off Market
Lot 24 Concord Blvd #1, Chipley, FL 32428	0.14	-	-	-	-	Off Market
Lot 13 Concord Blvd #1, Chipley, FL 32428	0.13	$16,000	-	-	-	Recently Sold
3922 Vistula Dr, Chipley, FL 32428	0.12	$275,000	3	2.5	1,625	For Sale
0000 Voltaire Drive, Chipley, FL 32428	0.13	-	-	-	-	Off Market
Lot 14 Concord Blvd #1, Chipley, FL 32428	0.14	$16,000	-	-	-	Recently Sold

Local Information

Map ViewExplore the area around 3910 Merger Dr.
Schools1 Preschool School4 Elementary Schools4 Middle Schools4 High Schools
Shop & Eat

-- mins to

Commute Destination

Home Highlights

Single-Family Home

Built in 1989

1,377 sqft

$134/sqft

Garage

About this House

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Motivated seller! Bring all offers. Welcome to 3910 Merger Dr, a must-see ALL brick home nestled in the desirable Sunny Hills subdivision. this charming residence features 2 beds, 2 bathrooms, and a spacious bonus room currently utilized as a third bedroom. This versatile space can easily serve as a second living room, playroom, or man cave- offering picturesque views of the expansive deck and fenced in back yard.

Recent updates include a new roof installed in 2019, serviced AC in 2024 with a new box built under the inside unit, and a front- loading washer and dryer convey with the home. The washer was purchased in 2022 and the dryer in 2024.

The community boasts an 18-hole public golf course, picnic area, Boat Lake, and playground. All without HOA fees. Conveniently located just 25 miles north of Panama City and 15 miles south of Chipley.

Contact your favorite Realtor today to schedule a showing and experience this exceptional property first-hand.

3910 Merger Dr, Chipley, FL 32428 is a 2 bedroom, 2 bathroom, 1,377 sqft single-family home built in 1989. It last sold for $185,000 on Aug 1, 2025 (8% below the $200,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $184,000, with a rent estimate of $1,360/month.

Last check for updates: about 17 hours ago

Listed by Heather T Holley, (850) 358-1741

Realty One of Northwest Florida LLC

Bought with: Heather T Holley, (850) 358-1741, Realty One of Northwest Florida LLC

Source: CPAR, MLS#767736

Home Details for 3910 Merger Dr

Interior Features
Interior Details Number of Rooms: 2Types of Rooms: Bedroom, Master Bathroom
Beds & Baths Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Appliances & Utilities Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls Flooring: Luxury Vinyl Plank
Levels, Entrance, & Accessibility Floors: Luxury Vinyl Plank

Exterior Features
Exterior Home Features Patio / Porch: DeckFencing: FencedExterior: Deck
Parking & Garage Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageNo Attached GarageParking Spaces: 1Parking: Garage
Frontage Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront

Days on Market
Cumulative Days on Market: 159

Property Information
Year Built Year Built: 1989
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building Construction Materials: BrickNot a New Construction
Property Information Parcel Number: 000000000100360015

Price & Status
Price List Price: $200,000
Status Change & Dates Off Market Date: Sat Jul 05 2025

Active Status
MLS Status: Closed

Location
Direction & Address City: ChipleyCommunity: Sunny Hills

Building
Building Area Building Area: 1377 Square Feet

Community
Community Features: Short Term Rental Allowed

HOA
No HOA

Lot Information
Lot Area: 10018.8 sqft

Listing Info
Special Conditions: Listed As-Is

Mobile R/V
Mobile Home Park Mobile Home Units: Feet

Rental Terms, Policies & Fees
Are Units Furnished: None

Miscellaneous
Mls Number: 767736Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12133-N-000000000100360015-R-N

Additional Information
Short Term Rental Allowed

Price and Tax history

Date	Event	Price
Aug 1, 2025 Source: CPAR #767736	Sold	$185,000
Jul 5, 2025 Source: CPAR #767736	Contingent	$200,000
May 9, 2025 Source: CPAR #767736	PriceChange	$200,000 Price decreased by 7%
Apr 21, 2025 Source: CPAR #767736	PriceChange	$215,000 Price decreased by 4%
Mar 6, 2025 Source: CPAR #767736	PriceChange	$225,000 Price decreased by 2%
Jan 27, 2025 Source: CPAR #767736	Listed For Sale	$230,000

Year	Property tax	Tax assessment
2025	$1,800	$175,599

Additional Cost

Market trends in Chipley

Last updated August 2026

Avg. sale price

—

Sale-to-List Price

—

Price per sq ft

—

Available listings

116

5MoM

Around this home

Vernon Elementary School
PK-5
Public
623 Students
Washington County School District
4/10
GreatSchools Rating
Parent Rating Average
DisrespectfulWill not listen to you with your concerns and take them seriously. Don't move your children here not what it seems to be. Very judgemental woman here that wants to talk drama not school or their job. Public schools are supposed to be a safe haven. Not safe here.
Other Review
6mo ago
7 Reviews

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

92 % Say yards are well-kept
88 % Say car is needed
86 % Say parking is easy
86 % Say there's holiday spirit
83 % Say it's quiet
64 % Say people would walk alone at night
62 % Say it's dog friendly
55 % Say kids play outside
53 % Say there's wildlife
51 % Say neighbors are friendly
50 % Say there are sidewalks
48 % Say they plan to stay for at least 5 years
41 % Say it's walkable to grocery stores
34 % Say streets are well-lit
31 % Say it's walkable to restaurants
29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.

Merissa Woods
Resident
1mo ago
"I don’t have a neighborhood I live out in the woods, but Chipley itself is very good for dogs and walking dogs in the sidewalks and the capabilities of doing that. "
1
Flag
Mandi W.
Resident
6y ago
"golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
0
Flag
Carol
Resident
6y ago
"I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
1
Flag
Tonya G. H.
Resident
6y ago
"if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
0
Flag
Kayla H.
Resident
6y ago
"Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
0
Flag
Dafuss39
Resident
7y ago
"I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
1
Flag
Troyrackley
Resident
7y ago
"This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
0
Flag
Wanda S.
12y ago
"It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
0
Flag
Peaden
16y ago
"Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
0
Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Frequently asked questions about 3910 Merger Dr

What is 3910 Merger Dr estimated to be worth?
Trulia's estimated value for 3910 Merger Dr in Chipley, FL is $184,000.
What is the price history for 3910 Merger Dr?
3910 Merger Dr in Chipley, FL last sold for $185,000 in August 2025.
Is Chipley a buyer's or seller's market?
Chipley is currently a buyer's market, based on recent for-sale activity.
What do residents say about Chipley?
Residents describe Chipley, FL as well-kept, easy to park in, and quiet. Most residents say you need a car. See recently sold homes in Chipley, FL.
Does 3910 Merger Dr have air conditioning?
Yes, 3910 Merger Dr in Chipley, FL has air conditioning.
Does 3910 Merger Dr have a yard?
Yes, 3910 Merger Dr in Chipley, FL has a yard.