39 Terrace Avenue, Ossining, NY 10562
SOLD
DEC 19, 2025

$850,000

Last sold price
  • 8 Beds
  • 4 Baths
  • 2,380 sqft

39 Terrace Avenue, Ossining, NY 10562

Est. Refi. Payment $5,684/mo*
Refinance Your Home
Currently Off Market - Sold Dec 19, 2025 for $850,000 (3% below list price)

Home Value

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Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
38 Terrace Avenue, Ossining, NY
0.05
Multi-Family Home
$855,000
05/07/26
8
3
2,435
15 Ferris Place, Ossining, NY
0.18
Multi-Family Home
$710,000
03/09/26
8
3
2,442
175 Croton Avenue, Ossining, NY
0.42
Multi-Family Home
$928,000
12/17/25
8
3
3,648
35 Havell Street, Ossining, NY
0.20
Multi-Family Home
$798,000
06/29/26
5
2
2,250
177 Croton Avenue, Ossining, NY
0.43
Multi-Family Home
$935,000
11/13/25
4
6
2,868
143 N Highland Avenue, Ossining, NY
0.33
Multi-Family Home
$700,000
03/13/26
6
3
1,768
15 Dale Avenue, Ossining, NY
0.14
Multi-Family Home
$639,000
10/09/25
3
2
1,568

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
38 Terrace Avenue, Ossining, NY 10562
0.05
$855,000
8
3
2,435
Recently Sold
34 Terrace Avenue, Ossining, NY 10562
0.06
$799,999
4
2
1,956
For Sale
32 Terrace Avenue, Ossining, NY 10562
0.06
$699,000
3
2
1,286
For Sale
5 Glen Street, Ossining, NY 10562
0.07
$515,000
2
1
1,151
Recently Sold
29 Dale Avenue, Ossining, NY 10562
0.08
$688,800
2
2
1,584
Off Market
63 Dale Avenue #B3, Ossining, NY 10562
0.13
$369,700
1
1.5
893
Off Market
94 Linden Avenue, Ossining, NY 10562
0.13
$782,800
6
2
1,944
Off Market
75 Yale Avenue, Ossining, NY 10562
0.13
$553,900
3
1.5
1,238
Off Market
6 Sabrina Lane, Ossining, NY 10562
0.14
$743,200
4
3
1,655
Off Market
92 Linden Avenue, Ossining, NY 10562
0.15
$610,000
3
2
2,304
For Sale
5 Sabrina Lane, Ossining, NY 10562
0.14
$645,000
3
2
1,646
Recently Sold

Local Information

  • Map ViewExplore the area around 39 Terrace Avenue.
  • Schools1 Preschool School4 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Multi-Family
Built in 1926
2,380 sqft
$357/sqft
Open Parking

About this House

What's unique:Off-street parkingLarge unfinished basementPrimary suiteRear entryStandalone cottageModern eat-in kitchen
Welcome to 39 Terrace Avenue, a well-maintained and versatile three-family property nestled on a 0.20-acre lot in the vibrant Village of Ossining. With a total of 2,380 square feet across three distinct residential units—including a detached rear cottage—this offering is perfect for primary residency AND investors seeking strong income potential and long-term upside.

**Unit 1 – First Floor (3BR/1BA):**
This spacious 3-bedroom apartment occupies the entire first floor of the main house (excluding entrance/stairs for unit#2) and features dual entry points—from the charming front porch or the rear entry through a screened-in porch/storage area. The layout includes an eat-in kitchen, cozy living room, and three well-proportioned bedrooms. Currently occupied by a Section 8 tenant contributing $2,250 and an additional $150 directly, this tenant has expressed a willingness to increase total rent to $2,750/month, with the expectation that Section 8 will approve the voucher increase.

**Unit 2 – Second Floor + Attic (4BR/2BA):**
The second and third floors combine into a larger 4-bedroom, 2-bath duplex, offering generous living space, a modern eat-in kitchen, and a primary suite occupying the finished attic level. Currently leased for $2,700/month, this unit is under market value and is expected to command up to $4,000/month based on current comps.

**Unit 3 – Detached Rear Cottage (1BR/1BA):**
Tucked privately at the back of the lot is a charming standalone cottage** with its own driveway, entryway, and utilities. The cottage tenant pays all utilities directly and is currently renting at $1,750/month*

**Utilities & Expenses:**
- Oil Heat & Water** for the main house are paid by the landlord.
- Tenants pay electric and gas separately, with three electric and gas meters in place.
- The cottage is fully independent with all utility responsibilities handled by the tenant.

Occupancy Flexibility:
The front tenants have been issued 90-day notice letters and can be delivered vacant at closing. However, each tenant has expressed an interest in staying if the new owner prefers a turnkey investment with stable, long-term renters.

Additional Highlights:
- Off-street parking for multiple vehicles
- Large Unfinished basement for storage &/OR additional opportunity
- Located near public transportation, shops, and schools
- Zoned and configured as a legal 3-family home
- Projected pro forma rents of $8,750/month-$9,500 when brought to market value

Whether you're looking to owner-occupy, hold as a high-yield rental, or reposition for higher income, 39 Terrace Avenue presents a rare opportunity to acquire a fully detached triplex in a desirable Westchester County location.
39 Terrace Avenue, Ossining, NY 10562 is a 8 bedroom, 4 bathroom, 2,380 sqft multi-family built in 1926. It last sold for $850,000 on Dec 19, 2025 (3% below the $875,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate rent is $4,156/month.
Last check for updates: about 2 hours ago
Listed by James W. Schunk, (914) 557-1202
Schunk Realty Group, (914) 788-6339
Bought with: Angela C. Lanni, (914) 572-4354, Houlihan Lawrence Inc., (914) 962-4900
Source: OneKey® MLS as distributed by MLS GRID, MLS#845529

Home Details for 39 Terrace Avenue

Interior Features

Interior Details
Basement: Unfinished
Beds & Baths
Number of Bedrooms: 8Number of Bathrooms: 4Number of Bathrooms (full): 4
Appliances & Utilities
Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heating & Cooling
Heating: Hot Water,OilNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Hot Water
Fireplace & Spa
No FireplaceNo Spa
Gas & Electric
Gas: Separate Gas Meters: 3Has Electric on Property

Exterior Features

Exterior Home Features
Fencing: Back YardNo Private Pool
Parking & Garage
No CarportNo GarageHas Open ParkingParking Spaces: 10Parking: Driveway
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 75

Property Information

Year Built
Year Built: 1926
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Triplex, Multi FamilyArchitecture: Colonial
Building
Construction Materials: Vinyl SidingNot Attached Property
Property Information
Condition: ActualParcel Number: 420308901600000000001300001

Price & Status

Price
List Price: $875,000Price Per Sqft: $357/sqft
Status Change & Dates
Off Market Date: Tue Jul 01 2025

Active Status

MLS Status: Sold

Location

Direction & Address
City: Ossining
School Information
Jr High / Middle School: Anne M Dorner Middle SchoolHigh School: Ossining High SchoolHigh School District: Ossining

Building

Building Area
Building Area: 2380 Square Feet

Community

Not Senior Community

Lot Information

Lot Area: 8712 sqft

Listing Info

Special Conditions: None

Offer

Listing Agreement Type: Exclusive Right To Sell

Business

Expense
Tenant Pays: All Utilities, Electricity, See Remarks

Miscellaneous

BasementMls Number: 845529Attribution Contact: 914-788-6339Showing Requirements: 24 Hour Notice

Price and Tax history

DateEventPrice
Dec 19, 2025
Source: OneKey® MLS as distributed by MLS GRID #845529
Sold
$850,000
Jul 1, 2025
Source: OneKey® MLS as distributed by MLS GRID #845529
Pending
$875,000
May 23, 2025
Source: OneKey® MLS as distributed by MLS GRID #845529
PriceChange
$875,000
Price decreased by 2%
May 15, 2025
Source: OneKey® MLS as distributed by MLS GRID #845529
PriceChange
$895,000
Price decreased by 0%
Apr 17, 2025
Source: OneKey® MLS as distributed by MLS GRID #845529
Listed For Sale
$899,000

Market trends in Ossining

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
54
6MoM

Around this home

What Locals Say about Ossining

At least 374 Trulia users voted on each feature.

  • 83 % Say it's dog friendly

  • 75 % Say car is needed

  • 75 % Say there's holiday spirit

  • 71 % Say there are sidewalks

  • 69 % Say yards are well-kept

  • 69 % Say people would walk alone at night

  • 66 % Say streets are well-lit

  • 66 % Say parking is easy

  • 65 % Say it's walkable to grocery stores

  • 64 % Say it's walkable to restaurants

  • 63 % Say they plan to stay for at least 5 years

  • 62 % Say kids play outside

  • 60 % Say it's quiet

  • 53 % Say neighbors are friendly

  • 50 % Say there's wildlife

  • 42 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Patricia Carrion
    "I never had any pets and the neighborhood residents are cordial to others. No one has given me any problems "
    0
    Flag
  • Katie Scarlett Ninivaggi
    "Concerts are offered in the summer, and the weekend farmer’s market is reliable in the warmer months. "
    0
    Flag
  • Katie
    "People are generally very kind and neighborly. There are many town events and small businesses that make an effort to cultivate community. "
    0
    Flag
  • Stetson Hundgen
    "Best Rivertown to be in. Fantastic diverse community full of great people. Best view on the Hudson. Close to so many great hikes and the city. "
    0
    Flag
  • Justin Lawrence
    "This neighborhood is wonderful. The people look out for one another and it’s safe. Been here for over nine years."
    0
    Flag
  • Brookelynn R.
    "I don't like the green color in the kitchen. For this wall it has to be one color how about cracked pepper or a darker hue. "
    0
    Flag
  • Marco Barros
    "It’s a quiet town and our family and friends have been walking late at night around town and the feel safe "
    0
    Flag
  • Afay69
    "All historical towns in Hudson valley are beautiful and unique and town of Ossining are bee one of them."
    0
    Flag
  • SEONGUK LIM
    "The roads are bad with potholes, and the school district is not good. North Ossining can be somewhat unsafe."
    1
    Flag
  • Milton Sandoval
    "I’ve lived in this neighborhood for more than 20 years. Since 2003, I attended AMD and OHS best town."
    6
    Flag
  • Gustavo D. L. P.
    "Plenty of space for having fun with a dog. Walking distance to parks. Little dogs have to be careful of coyotes and foxes. "
    13
    Flag
  • Edit
    "Many families, great parks, close to Hudson and other recreational areas, park school is great. Mostly Latino population; nice people in general. Stores are close and well stock, if you don’t want to leave the town you can find pretty much everything here."
    18
    Flag
  • Lupe G.
    "forest Of fears, river front summer Friday nights, tree lighting, trick-or-treat, culrural festivals, 4th of July fire works, summer street fair. learn and explore weekend sessions. library movie nights. "
    10
    Flag
  • Stetson H.
    "The Ossining Farmers market is one of the best in Westchester. There are several community events throughout the year down by the waterfront. "
    3
    Flag
  • Maramaidhah
    "It is safe and it is full of lights I love it so much. I also like the neighborhood that is around me."
    2
    Flag
  • Jmarques525
    "A lot of activities for kids through the town programs. These is a big sence of community here with diversity. "
    3
    Flag
  • Marco D.
    "I lived in this neighborhood for three years and it’s been lovely. The area is changing and a lot of new upgrades coming to the community. "
    2
    Flag
  • Dave B.
    "Very diverse, right by the water, very close to the train station and an easy ride to NYC. Good food and good people so you can’t go wrong. "
    2
    Flag
  • Dave B.
    "Historical feel, big town but small town feeling, train station right on the water and very quick train ride into NYC "
    0
    Flag
  • Savannah M.
    "It’s a very friendly community without a lot of crowds. It feels very small town and that’s very nice. "
    0
    Flag
  • Veronica A. C.
    "It is a great school district and a nice Town to enjoy in parks, lot of restaurants and a very nice library "
    1
    Flag
  • Daniela .
    "I don’t own a dog, but my neighbor is pet friendly and very clean. All dogs get alone well and owners clean very nicely afterwards. Happy place for everyone. "
    0
    Flag
  • Edisonlatin32
    "It’s nice live here it’s quiet no loud music no noises no drogs I love this town but I don’t like the traffic and the police and the taxi drivers "
    1
    Flag
  • Jessica P.
    "Safe. School districts the best in education. Ossining has a big library for kids to study. Open door clinics in ossining and along other close hospital like Phelps "
    2
    Flag
  • Mvportilla
    "Nice town to have family, great schools with very good and humanity teachers. So many parks for kids, beautifull Hudson River view ."
    3
    Flag
  • Vera G.
    "It’s quiet, rural and the neighbors are nice. There is tons of wildlife including birds and deer. It is serene and beautiful."
    0
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  • Stacie A.
    "I’ve lived here for 2 years. It’s quite. Nice neighborhood for people with children. I love the waterfront and seeing people walking their dogs "
    0
    Flag
  • Vera G.
    "My neighborhood is quiet and the rural part of town, but within 2 -4 miles of everything. There is plenty of open space"
    5
    Flag
  • Gk4sk
    "It is a very nice place to raise family. It has an easy commute to New York City. Also has lot of parks and play grounds. "
    1
    Flag
  • Gk4sk
    "Ossining has nice school district, large numbers of parks and playgrounds and easy commute to NewYork city."
    1
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026-09-23 10:53:15 PDT All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

Frequently asked questions about 39 Terrace Avenue

  • What is the price history for 39 Terrace Avenue?
    39 Terrace Avenue in Ossining, NY last sold for $850,000 in December 2025.
  • Is Ossining a buyer's or seller's market?
    Ossining is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Ossining?
    Residents describe Ossining, NY as dog-friendly, pedestrian-friendly, and well-kept. See recently sold homes in Ossining, NY.
  • What are the closest schools to 39 Terrace Avenue?
    The closest schools to 39 Terrace Avenue in Ossining, NY are Anne M Dorner Middle School (rated 6/10), Brookside School (Elementary), Claremont School (Elementary, rated 5/10).
  • Does 39 Terrace Avenue have parking?
    Yes, 39 Terrace Avenue in Ossining, NY has on-site parking.

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