384 Cardinal Ln, Toccoa, GA 30577
OFF MARKET

384 Cardinal Ln
Toccoa, GA 30577

  • 4 Beds
  • 3 Baths
  • 2,400 sqft (on 0.28 acres)

$606,000

Trulia Estimate
as of Jul 20, 2026
Est. Refi. Payment $3,533/mo*
Refinance Your Home

$606,000

Trulia Estimate
as of Jul 20, 2026
Est. Refi. Payment $3,533/mo*
Refinance Your Home
4 Beds
3 Baths
2,400 sqft
(on 0.28 acres)

Local Information

  • Map ViewExplore the area around 384 Cardinal Ln.
  • Schools1 Preschool School4 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

This Lake Hartwell home offers 3 bedrooms and 3 full baths across two finished levels and has been recently updated with a new HVAC system and a concrete path leading to the covered slip boat dock with lift. The main floor features a vaulted great room with hardwood floors, seamlessly connected to the open kitchen and dining area. Step out onto a spacious, covered porch that spans the width of the home and flows into a large open deck, perfect for grilling and enjoying lake views. The main level includes two bedrooms and two full bathrooms. Downstairs, the terrace level offers a third bedroom, an additional full bath, bunk room with built in bunk beds. A generously sized bonus room that makes a comfortable space for watching TV or playing games. There's also a quiet nook ideal for a home office, allowing you to work while soaking in the lakeside atmosphere. A second covered deck on the lower level leads to the improved concrete path down to the lake, where you'll find a covered slip dock complete with a boat lift and PWC lift. Located in a protected deep water cove, the dock offers stunning views of one of Lake Hartwell's main channels. This home is move-in ready, with furnishings negotiable.
384 Cardinal Ln, Toccoa, GA 30577 is a 4 bedroom, 3 bathroom, 2,400 sqft single-family home built in 2001. It last sold for the $600,000 asking price on Aug 27, 2025. It is currently off market. The Trulia Estimate is $606,000, with a rent estimate of $2,476/month.

Home Highlights

Parking
Open Parking
Outdoor
Porch, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 384 Cardinal Ln

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Bath Finished,Concrete,Daylight,Exterior Entry,Finished,Full,Interior EntryNumber of Rooms: 2Types of Rooms: Dining Room, Kitchen
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 2400 Square Feet
Appliances & Utilities
Utilities: Electricity Available, High Speed Internet, Phone Available, Water AvailableAppliances: Dishwasher, Oven/Range (Combo), RefrigeratorDishwasherLaundry: In BasementRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Basement, Factory BuiltHas a Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Double Pane WindowsFlooring: Vinyl
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Vinyl
View
Has a ViewView: Lake

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Deck, PorchExterior: DockNo Private Pool
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Parking Pad
Frontage
WaterfrontWaterfront: Corps of Engineers Control, Deep Water Access, Dock Rights, Lake, Lake PrivilegesFrontage Type: Lakefront, WaterfrontOn Waterfront
Water & Sewer
Sewer: Septic TankWater Body: Hartwell
Farm & Range
Frontage Length: Waterfront Footage: 85
Finished Area
Finished Area (above surface): 1200 Square FeetFinished Area (below surface): 1200 Square Feet

Days on Market

Cumulative Days on Market: 10

Property Information

Year Built
Year Built: 2001
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Other,Traditional
Building
Construction Materials: Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Condition: ResaleParcel Number: 057E 152

Price & Status

Price
List Price: $600,000
Status Change & Dates
Off Market Date: Sat Jul 26 2025Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: ToccoaCommunity: Shorewood Est
School Information
Elementary School: OtherJr High / Middle School: Stephens CountyHigh School: Stephens County

Building

Building Area
Building Area: 2400 Square Feet

Community

Community Features: None

HOA

HOA Fee Includes: NoneNo HOA

Lot Information

Lot Area: 0.28 acres

Offer

Listing Agreement Type: Exclusive Right To Sell

Miscellaneous

BasementMls Number: 10565598Water ViewWater View: LakeAbove Grade Unfinished Area: 1200Showing Requirements: See Remarks, Use Showing Time

Additional Information

None
Last check for updates: about 2 hours ago
Listed by Stephen P Caudell, (706) 491-3245
Hammock Realty North Georgia
Bought with: Michael Miller, (678) 469-9916, Keller Williams Lake Hartwell
Source: GAMLS, MLS#10565598

Price History for 384 Cardinal Ln

DatePriceEventSource
08/27/2025$598,000Sold
GAMLS #10565598
07/26/2025$600,000PendingGAMLS #10565598
07/17/2025$600,000Listed For SaleGAMLS #10565598
08/12/2024$563,000Sold
WUMLS #20276901
07/15/2024$550,000PendingGAMLS #10335992
07/11/2024$550,000Listed For SaleGAMLS #10335992
06/22/2020$304,500Sold
N/A
06/05/2020$300,000PendingAgent Provided
06/01/2020$300,000Listed For SaleAgent Provided
10/11/2017$222,500Sold
N/A
09/07/2017$225,000PendingAgent Provided
08/01/2017$225,000Listed For SaleAgent Provided
01/03/2013$219,900ListingRemovedAgent Provided
11/28/2012$219,900Listed For SaleAgent Provided
10/08/2012$219,900ListingRemovedAgent Provided
11/07/2011$219,900Listed For SaleAgent Provided
03/16/2011$209,000Sold
N/A

Market trends in Toccoa

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
138
7MoM
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Property Tax and Assessment

Year2025
Tax$3,826
Assessment$348,408
Home facts updated by county records

Comparable Sales for 384 Cardinal Ln

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1042 Lakeland Dr, Toccoa, GA
0.29
Single-Family Home
$377,000
07/07/26
4
3
2,926
119 Ridgemore Cir, Toccoa, GA
0.93
Single-Family Home
$750,000
09/08/25
4
2.5
3,292
124 Timber Ridge Dr, Toccoa, GA
0.98
Single-Family Home
$415,000
08/15/25
3
2
2,208
300 Rock Creek Trl, Toccoa, GA
1.12
Single-Family Home
$486,000
06/26/26
4
3.5
3,164
29 Cottage Ln, Toccoa, GA
1.23
Single-Family Home
$549,000
07/17/26
4
4.5
4,164
120 Ridgemore Cir, Toccoa, GA
0.92
Single-Family Home
$438,600
05/15/26
2
2
1,772
173 Ken Pat Acres Rd, Westminster, SC
0.74
Single-Family Home
$262,000
08/06/25
2
2
1,079

Nearby homes

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Assigned Schools

These are the assigned schools for 384 Cardinal Ln.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Toccoa

At least 69 Trulia users voted on each feature.

  • 96 % Say car is needed

  • 90 % Say yards are well-kept

  • 90 % Say parking is easy

  • 84 % Say there's holiday spirit

  • 63 % Say it's dog friendly

  • 55 % Say there's wildlife

  • 52 % Say it's quiet

  • 52 % Say they plan to stay for at least 5 years

  • 49 % Say neighbors are friendly

  • 49 % Say people would walk alone at night

  • 49 % Say streets are well-lit

  • 48 % Say kids play outside

  • 41 % Say it's walkable to restaurants

  • 34 % Say there are community events

  • 34 % Say it's walkable to grocery stores

  • 22 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Quinnon Isom
    "Great neighborhood with endless opportunities and possibilities for families to thrive and enjoy each other in this beautiful community."
    0
    Flag
  • Paynerayven88
    "i’ve lived here most of my life and it’s decent. some places are a little bit or dangerous than others. some neighborhoods are very nice and well kept and others aren’t so nice and aren’t kept up very much. toccoa is small enough to where most people just drive or walk to places but i definitely don’t recommend walking at night "
    0
    Flag
  • Cliffordearls
    "Toccoa is a really nice town we have to colleges and one is a Christian college we have gym's restaurant's shopping Park's with water falls"
    8
    Flag
  • Sweetcina02
    "It's the meth capital of North GA. If you aren't already here save yourself the trouble. I was once so excited. I wish I had done more research before moving. "
    1
    Flag
  • Trulia User
    "I'm retired, so I don't commute. If I did commute to say Atlanta, it would be a direct route. The only problem would be running into traffic, once you reach Gwinnett county."
    6
    Flag
  • Tmccampbell
    "It’s wonderful for dogs lots of wild life, and plenty of dog owners in the neighborhood. Loads of walking trails and space for your dog "
    0
    Flag
  • Gizem B. A.
    "I lived here for three years just living. very quite city and need more public space playground and especially sidewalks iwantto walk to market it is not far to my home but sidewalks are insufficient"
    6
    Flag
  • Melissa B.
    "I live outside the town of Toccoa. It is a small town with limited shopping options however there are larger cities about an hour away. "
    0
    Flag
  • Laura K. Payne
    "This is a wonderful neighborhood for dog owners—tons of beautiful roads and sidewalks to walk them on, dog parks, hundreds of miles of trails, and it’s just a generally dog-friendly town. My bank even gives my furbaby a bone when we go through the drive-thru! "
    0
    Flag
  • Laura
    "Toccoa is a wonderful small town (though growing rapidly!). It’s the perfect place to raise a family. Excellent schools, great churches, low taxes, low crime, you can still buy a nice home w/land for $120,000, everyone is community-oriented and cares. There isn’t a lot for teens & young adults to do, but with Atlanta, Athens & Anderson an hour away, you’re not missing much. Toccoa is a beautiful little town!"
    5
    Flag
  • Michelle C. M.
    "folks always walking their dogs they are all up-to-date on shots and friendliest dogs in neighborhood"
    0
    Flag
  • Melissa B.
    "Retirement community. Not a lot to do. Close to lake. Lots of churches. Great scenery. Close to Seneca SC"
    3
    Flag
  • Juicy2250
    "Toccoa is a small town. Everyone knows everyone but it’s nice and safe. Cute little country town! Not many places to shop or eat. Most people go to Gainesville, Anderson, or Seneca for entertainment. Great place to raise children and sports are really important here (ie high school football/basketball)"
    5
    Flag
  • Trulia User
    "Great community in which to raise your children or enjoy a quiet retirement. Mature neighborhood on a dead end street. Minimal traffic, great neighbors, close to the lake and boat ramps."
    0
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Explore by feature - Pet Friendly

12 pet-friendly rentals in Toccoa, GA

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14 rentals with air conditioning in Toccoa, GA

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12 rentals with a washer/dryer in Toccoa, GA

Homes for sale near 384 Cardinal Ln

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Off Market Homes Near 384 Cardinal Ln

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.
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