3820 ELK BLUFF ROAD, Saint Cloud, FL 34772
OFF MARKET

$409,500

Trulia Estimate
  • 5 Beds
  • 3 Baths
  • 3,016 sqft

3820 ELK BLUFF ROAD, Saint Cloud, FL 34772

Est. Refi. Payment $2,760/mo*
Refinance Your Home
Currently Off Market - Sold Oct 24, 2025 for $430,000

Home Value

Trulia Estimate
$410K
Since last month
Decreased$4K (-1%)
Since last year
Decreased$31K (-6.9%)
Since last sale
Decreased$21K (-4.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -16% in the last 10 years
MonthEstimated value
2026
September 2026$409K
August 2026$413K
July 2026$418K
June 2026$419K
May 2026$417K
April 2026$420K
March 2026$426K
February 2026$429K
January 2026$427K
2025

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3816 ELK BLUFF ROAD, Saint Cloud, FL
0.02
Single-Family Home
$389,128
10/29/25
4
2
1,696
5141 MASSER ROAD, Saint Cloud, FL
0.53
Single-Family Home
$439,990
09/30/25
5
3
2,601
5153 MASSER ROAD, Saint Cloud, FL
0.56
Single-Family Home
$444,990
10/02/25
5
3
2,601
3838 WHITETAIL COURT, Saint Cloud, FL
0.06
Single-Family Home
$355,000
04/08/26
3
2
1,537
5161 MASSER ROAD, Saint Cloud, FL
0.58
Single-Family Home
$424,990
12/08/25
5
3
2,601
3966 AXIS VALLEY PLACE, Saint Cloud, FL
0.16
Single-Family Home
$410,000
12/29/25
3
2
1,542
5177 MASSER ROAD, Saint Cloud, FL
0.61
Single-Family Home
$419,990
01/23/26
5
3
2,601
5197 MASSER ROAD, Saint Cloud, FL
0.66
Single-Family Home
$424,990
03/27/26
5
3
2,601
4852 CARIBOU RIDGE AVENUE, Saint Cloud, FL
0.14
Single-Family Home
$344,926
10/24/25
3
2
1,393

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3809 Elk Bluff Rd, Saint Cloud, FL 34772
0.02
$383,700
4
2
1,989
Off Market
3813 Elk Bluff Rd, Saint Cloud, FL 34772
0.02
$349,300
3
2
1,541
Off Market
3805 ELK BLUFF ROAD, Saint Cloud, FL 34772
0.03
$353,100
3
2
1,541
Off Market
3817 ELK BLUFF ROAD, Saint Cloud, FL 34772
0.01
$382,200
4
2
1,989
Off Market
3867 AXIS VALLEY PLACE, Saint Cloud, FL 34772
0.05
$402,800
4
2
1,989
Off Market
3816 PRONGHORN DRIVE, Saint Cloud, FL 34772
0.03
$351,600
3
2
1,393
Off Market
3821 ELK BLUFF ROAD, Saint Cloud, FL 34772
0.01
$360,500
4
2
1,707
Off Market
3812 ELK BLUFF ROAD, Saint Cloud, FL 34772
0.03
$415,100
4
2
1,983
Off Market
3804 ELK BLUFF ROAD, Saint Cloud, FL 34772
0.04
$353,100
3
2
1,385
Off Market
3808 Elk Bluff Rd, Saint Cloud, FL 34772
0.04
$434,300
4
3.5
2,320
Off Market
3816 ELK BLUFF ROAD, Saint Cloud, FL 34772
0.02
$370,700
4
2
1,696
Off Market

Local Information

  • Map ViewExplore the area around 3820 ELK BLUFF ROAD.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 2025
3,016 sqft
$136/sqft
2 Car Garage
HOA $90/mo

About this House

This thoughtfully designed two-story home offers an open-concept layout with 9-ft. ceilings on the first floor and a spacious great room that seamlessly connects to a versatile flex space and a convenient downstairs bedroom with a full bath. Step outside to enjoy an extended covered patio, ideal for outdoor dining or relaxation. The modern kitchen features a large island, walk-in pantry, durable granite countertops, Whirlpool® stainless steel appliances, and 36-in. upper cabinets. Upstairs, a flexible loft provides the perfect space for a home office or study area and is accompanied by three generously sized secondary bedrooms and a dedicated laundry room. The private primary suite offers a roomy walk-in closet and an en-suite bath with a dual-sink vanity, linen closet, and a walk-in shower with tile surround.
3820 ELK BLUFF ROAD, Saint Cloud, FL 34772 is a 5 bedroom, 3 bathroom, 3,016 sqft single-family home built in 2025. It last sold for $430,000 on Oct 24, 2025 (2% below the $440,623 asking price). More recently, it was listed as a rental in June 2026 with an asking price of $2,590 per month. That rental listing was removed on June 14, 2026. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $409,500, with a rent estimate of $2,665/month.
Last check for updates: about 1 hour ago
Listed by Tara Garkowski, (407) 405-8829
KELLER WILLIAMS ADVANTAGE REALTY, (407) 977-7600
Bought with: Mora Perez, (407) 766-8282, NONA LEGACY POWERED BY LA ROSA, (407) 270-6841
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6322593
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 3820 ELK BLUFF ROAD

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Great Room, Kitchen
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3016 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable AvailableAppliances: Dishwasher, Disposal, Range, Range HoodDishwasherDisposalLaundry: Laundry Room,Upper Level
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Window: ENERGY STAR Qualified WindowsDoor: Sliding DoorsFlooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, PatioExterior: SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 20x20No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 72

Property Information

Year Built
Year Built: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Block, StuccoIs a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 312631358200010480

Price & Status

Price
List Price: $440,623
Status Change & Dates
Off Market Date: Fri Sep 12 2025

Active Status

MLS Status: Sold

Location

Direction & Address
City: ST CLOUDCommunity: DEER RUN ESTATES

Building

Building Details
Builder Model: 3016/FBuilder Name: KB Home
Building Area
Building Area: 3456 Square Feet

Community

Not Senior Community

HOA

HOA Name: Empire Management Group/Jorge MirandaHOA Phone: 352-227-2100HOA Name (second): Empire Management Group/Jorge MirandaAssociation for this Listing: Orlando RegionalHas an HOAHOA Fee: $90/Monthly

Lot Information

Lot Area: 6534 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6322593Showing Considerations: Under ConstructionShowing Requirements: Contact Call CenterUniversal Property Id: US-12097-N-312631358200010480-R-N

Price and Tax history

DateEventPrice
Jun 14, 2026
Source: Stellar MLS #O6366235
ListingRemoved
$2,590
Jun 12, 2026
Source: Stellar MLS #O6366235
Listed For Rent
$2,590
Jun 12, 2026
Source: Zillow Rentals
ListingRemoved
$2,490
May 22, 2026
Source: Zillow Rentals
PriceChange
$2,490
Price decreased by 4%
Mar 30, 2026
Source: Zillow Rentals
Listed For Rent
$2,590

Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17KMoM
Sale-to-List Price
98.8%
0.1%MoM
Price per sq ft
$202
$1MoM
Available listings
991
12MoM

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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LGBTQ Local Legal Protections

Frequently asked questions about 3820 ELK BLUFF ROAD

  • What is 3820 ELK BLUFF ROAD estimated to be worth?
    Trulia's estimated value for 3820 ELK BLUFF ROAD in Saint Cloud, FL is $409,500.
  • What is the price history for 3820 ELK BLUFF ROAD?
    3820 ELK BLUFF ROAD in Saint Cloud, FL last sold for $430,000 in October 2025.
  • Is Saint Cloud a buyer's or seller's market?
    Saint Cloud is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Saint Cloud?
    The median sale price in Saint Cloud is $380K. That is down $10.17K from the prior month.
  • Does 3820 ELK BLUFF ROAD have air conditioning?
    Yes, 3820 ELK BLUFF ROAD in Saint Cloud, FL has air conditioning.
  • Does 3820 ELK BLUFF ROAD have laundry facilities?
    Yes, 3820 ELK BLUFF ROAD in Saint Cloud, FL has laundry facilities.

Explore by feature - Pet Friendly

285 pet-friendly rentals in Saint Cloud, FL

Explore by feature - Garage

332 rentals with a garage in Saint Cloud, FL

Explore by feature - Air Conditioning

367 rentals with air conditioning in Saint Cloud, FL

Explore by feature - Pool

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Explore by feature - Washer/dryer

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Explore by feature - Outdoor Space

99 rentals with an outdoor space in Saint Cloud, FL

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Off Market Homes Near 3820 ELK BLUFF ROAD

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