3820 Elk Bluff Rd, Saint Cloud, FL 34772
SOLD
OCT 24, 2025

3820 Elk Bluff Rd
Saint Cloud, FL 34772

  • 5 Beds
  • 3 Baths
  • 3,016 sqft

$430,000

Last Sold: Oct 24, 2025
2% below list $441K
$143/sqft
Est. Refi. Payment $2,772/mo*
Refinance Your Home

$430,000

Last Sold: Oct 24, 2025
2% below list $441K
$143/sqft
Est. Refi. Payment $2,772/mo*
Refinance Your Home
5 Beds
3 Baths
3,016 sqft

Local Information

  • Map ViewExplore the area around 3820 Elk Bluff Rd.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

This thoughtfully designed two-story home offers an open-concept layout with 9-ft. ceilings on the first floor and a spacious great room that seamlessly connects to a versatile flex space and a convenient downstairs bedroom with a full bath. Step outside to enjoy an extended covered patio, ideal for outdoor dining or relaxation. The modern kitchen features a large island, walk-in pantry, durable granite countertops, Whirlpool® stainless steel appliances, and 36-in. upper cabinets. Upstairs, a flexible loft provides the perfect space for a home office or study area and is accompanied by three generously sized secondary bedrooms and a dedicated laundry room. The private primary suite offers a roomy walk-in closet and an en-suite bath with a dual-sink vanity, linen closet, and a walk-in shower with tile surround.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from October 28, 2025

Home Highlights

Parking
2 Car Garage
Outdoor
Patio
View
No Info
HOA
$90/Monthly
Price/Sqft
$143/sqft
Listed
180+ days ago

Home Details for 3820 Elk Bluff Rd

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Great Room, Kitchen
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 3016 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable AvailableAppliances: Dishwasher, Disposal, Range, Range HoodDishwasherDisposalLaundry: Laundry Room,Upper Level
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Window: ENERGY STAR Qualified WindowsDoor: Sliding DoorsFlooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, PatioExterior: SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 20x20No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 72

Property Information

Year Built
Year Built: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Block, StuccoIs a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 312631358200010480

Price & Status

Price
List Price: $440,623Price Per Sqft: $143/sqft
Status Change & Dates
Off Market Date: Fri Sep 12 2025

Active Status

MLS Status: Sold

Location

Direction & Address
City: ST CLOUDCommunity: DEER RUN ESTATES

Building

Building Details
Builder Model: 3016/FBuilder Name: KB Home
Building Area
Building Area: 3456 Square Feet

Community

Not Senior Community

HOA

HOA Name: Empire Management Group/Jorge MirandaHOA Phone: 352-227-2100HOA Name (second): Empire Management Group/Jorge MirandaAssociation for this Listing: Orlando RegionalHas an HOAHOA Fee: $90/Monthly

Lot Information

Lot Area: 6534 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6322593Showing Considerations: Under ConstructionShowing Requirements: Contact Call CenterUniversal Property Id: US-12097-N-312631358200010480-R-N
Last check for updates: about 13 hours ago
Listed by Tara Garkowski, (407) 405-8829
KELLER WILLIAMS ADVANTAGE REALTY, (407) 977-7600
Bought with: Mora Perez, (407) 766-8282, NONA LEGACY POWERED BY LA ROSA, (407) 270-6841
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6322593
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3820 Elk Bluff Rd

DatePriceEventSource
06/14/2026$2,590ListingRemovedStellar MLS #O6366235
06/12/2026$2,590Listed For RentStellar MLS #O6366235
06/12/2026$2,490ListingRemovedZillow Rentals
05/22/2026$2,490PriceChange
Zillow Rentals
03/30/2026$2,590Listed For RentZillow Rentals
03/30/2026$2,590ListingRemovedStellar MLS #O6366235
03/06/2026$2,590Listed For RentStellar MLS #O6366235
03/06/2026$2,590ListingRemovedZillow Rentals
02/21/2026$2,590PriceChange
Zillow Rentals
02/03/2026$2,790Listed For RentZillow Rentals
02/03/2026$2,790ListingRemovedStellar MLS #O6366235
12/16/2025$2,790PriceChange
Stellar MLS #O6366235
11/20/2025$2,990Listed For RentZillow Rentals
11/20/2025$2,990ListingRemovedZillow Rentals
11/04/2025$2,990PriceChange
Zillow Rentals
10/25/2025$3,150Listed For RentZillow Rentals
10/24/2025$430,000Sold
Stellar MLS #O6322593
09/16/2025$440,623PendingStellar MLS #O6322593
08/22/2025$440,623PriceChange
KB Home
08/01/2025$490,623PriceChange
Stellar MLS #O6322593
07/03/2025$490,353Listed For SaleStellar MLS #O6322593

Market trends in Saint Cloud

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$398K
$1.67KMoM
Sale-to-List Price
98.5%
0.3%MoM
Price per sq ft
$203
$1MoM
Available listings
1004
35MoM
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Property Tax and Assessment

Year2024
Tax$859
Assessment$65,000
Home facts updated by county records

Comparable Sales for 3820 Elk Bluff Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3846 Whitetail Court St, Saint Cloud, FL
0.05
Single-Family Home
$400,000
08/15/25
4
2
1,989
3821 Elk Bluff Rd, Saint Cloud, FL
0.01
Single-Family Home
$380,000
08/22/25
4
2
1,707
3816 Elk Bluff Rd, Saint Cloud, FL
0.02
Single-Family Home
$389,128
10/29/25
4
2
1,696
3823 Pronghorn Dr, Saint Cloud, FL
0.07
Single-Family Home
$407,120
08/14/25
4
2
1,707
3946 Axis Valley Place St, Cloud, FL
0.14
Single-Family Home
$385,000
06/25/25
4
2
2,168
4859 Caribou Ridge Ave, Saint Cloud, FL
0.11
Single-Family Home
$360,000
07/10/25
4
2
1,700
5137 Masser Rd, Saint Cloud, FL
0.52
Single-Family Home
$450,990
09/15/25
5
3
2,601
5141 Masser Rd, Saint Cloud, FL
0.53
Single-Family Home
$439,990
09/30/25
5
3
2,601
5153 Masser Rd, Saint Cloud, FL
0.56
Single-Family Home
$444,990
10/02/25
5
3
2,601

Nearby homes

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Assigned Schools

These are the assigned schools for 3820 Elk Bluff Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
    Flag
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
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  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Homes for sale near 3820 Elk Bluff Rd

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Off Market Homes Near 3820 Elk Bluff Rd

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3820 Elk Bluff Rd, Saint Cloud, FL 34772 is a 5 bedroom, 3 bathroom, 3,016 sqft single-family home built in 2025. This property is not currently available for sale. 3820 Elk Bluff Rd was last sold on Oct 24, 2025 for $430,000 (2% lower than the asking price of $440,623). The current Trulia Estimate for 3820 Elk Bluff Rd is $416,100.