38 Jay St, Oswego, IL 60543
Property image
Property image
OFF MARKET

38 Jay St
Oswego, IL 60543

  • 3 Beds
  • 2 Baths
  • 1,500 sqft

$391,700

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $2,799/mo*
Refinance Your Home

$391,700

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $2,799/mo*
Refinance Your Home
3 Beds
2 Baths
1,500 sqft

Local Information

  • Map ViewExplore the area around 38 Jay St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Location! Location! Location! This quality-built custom ranch style home features a spacious, updated eat-in kitchen with ample cabinets, great island, beautiful hardwood floors and granite countertops. The huge living room boasts a gorgeous floor-to-ceiling stone fireplace. There are three bedrooms, 2 baths and a full, partially finished basement with loads of storage and potential for home office, exercise room or bonus room. The awesome deck on the back is made of maintenance free composite decking and overlooks a park-like yard. Newer roofing, siding, windows and HVAC. The detached four-car tandem garage is perfect for the car buff or the hobbyist. This awesome home just "Feels like home" and is situated in an excellent in-town location on a huge beautifully landscaped lot, just minutes to all of the amenities Oswego has to offer, dining, shopping, festivals, beautiful Hudson Crossing Park along the Fox River and miles and miles of biking and hiking trails.
38 Jay St, Oswego, IL 60543 is a 3 bedroom, 2 bathroom, 1,500 sqft single-family home built in 1950. It last sold for $360,000 on Mar 1, 2024 (4% below the $375,000 asking price). It is currently off market. The Trulia Estimate is $391,700, with a rent estimate of $2,849/month.

Home Highlights

Parking
Garage
Outdoor
Patio, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 38 Jay St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Partially Finished,FullNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room, Recreation Room, Storage, Utility Room Lower Level
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1500 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener OwnedDishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Gas Log, Living RoomHas a FireplaceNo Spa
Gas & Electric
Electric: Circuit Breakers, 200+ Amp Service
Windows, Doors, Floors & Walls
Flooring: Hardwood, Carpet
Levels, Entrance, & Accessibility
Stories: 1Accessibility: No Disability AccessFloors: Hardwood, Carpet
View
No View

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, PatioOther Structures: Shed(s)
Parking & Garage
Number of Garage Spaces: 4Number of Covered Spaces: 4Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 4Parking: Concrete,Garage Door Opener,Tandem,On Site,Garage Owned,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1950
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl SidingNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 0317335002Model Home Type: RANCH

Price & Status

Price
List Price: $375,000
Status Change & Dates
Off Market Date: Sun Jan 21 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: Oswego
School Information
Elementary School: Southbury Elementary SchoolElementary School District: 308Jr High / Middle School: Traughber Junior High SchoolJr High / Middle School District: 308High School: Oswego High SchoolHigh School District: 308

Building

Building Details
Builder Model: RANCH

Community

Community Features: Sidewalks, Street Lights, Street Paved

HOA

HOA Fee Includes: None

Listing Info

Special Conditions: None

Offer

Listing Terms: Conventional

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 11940928Attic: Unfinished

Additional Information

SidewalksStreet LightsStreet PavedSource Internet Automated Valuation DisplaySource Internet Entire Listing DisplayMRD REMARKSINTERNET: YesSource Internet Address Display
Last check for updates: about 7 hours ago
Listed by Judy Sollinger, (630) 364-6896
Charles Rutenberg Realty of IL
Bought with: Karen Wehrli, (847) 910-1763, Baird & Warner
Co-Buyer's Agent: Janice Mackey, (312) 342-4624, Baird & Warner
Source: MRED as distributed by MLS GRID, MLS#11940928

Price History for 38 Jay St

DatePriceEventSource
03/01/2024$360,000Sold
MRED as distributed by MLS GRID #11940928
02/14/2024$375,000PendingMRED as distributed by MLS GRID #11940928
01/22/2024$375,000ContingentMRED as distributed by MLS GRID #11940928
12/12/2023$375,000PriceChange
MRED as distributed by MLS GRID #11940928
12/06/2023$399,900Listed For SaleMRED as distributed by MLS GRID #11940928

Market trends in Oswego

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$385K
$21.67KMoM
Sale-to-List Price
100.1%
0.2%MoM
Price per sq ft
$199
$5MoM
Available listings
132
4MoM
Skip to last item
  • Results are loading
Skip to first item

Property Tax and Assessment

Year2024
Tax$7,705
Assessment$305,238
Home facts updated by county records

Comparable Sales for 38 Jay St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
38 Ashlawn Ave, Oswego, IL
0.11
Single-Family Home
$336,000
12/22/25
2
2
1,487
131 Jackson St, Oswego, IL
0.15
Single-Family Home
$307,000
02/04/26
3
1.5
1,176
96 E Jackson St, Oswego, IL
0.07
Single-Family Home
$355,000
07/24/25
2
1.5
1,000
177 Franklin St, Oswego, IL
0.21
Single-Family Home
$399,900
01/23/26
3
2
2,200
104 Park St, Oswego, IL
0.12
Single-Family Home
$339,900
10/20/25
2
2
1,064
99 Park St, Oswego, IL
0.08
Single-Family Home
$298,500
09/12/25
2
2
1,044
40 Ashlawn Ave, Oswego, IL
0.11
Single-Family Home
$340,000
09/29/25
3
2.5
2,463
26 E Van Buren St, Oswego, IL
0.19
Single-Family Home
$320,000
05/22/26
2
2
1,216
74 Wilmette Ave, Oswego, IL
0.44
Single-Family Home
$340,000
09/03/25
3
1.5
1,542

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 38 Jay St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Oswego

At least 265 Trulia users voted on each feature.

  • 93 % Say it's dog friendly

  • 92 % Say car is needed

  • 89 % Say parking is easy

  • 89 % Say there are sidewalks

  • 84 % Say there's holiday spirit

  • 84 % Say kids play outside

  • 84 % Say yards are well-kept

  • 79 % Say it's quiet

  • 77 % Say people would walk alone at night

  • 68 % Say streets are well-lit

  • 68 % Say there's wildlife

  • 62 % Say neighbors are friendly

  • 57 % Say they plan to stay for at least 5 years

  • 43 % Say it's walkable to restaurants

  • 41 % Say there are community events

  • 34 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Jeni Rodriguez
    "Lots of people walking their dogs. Also there are Dog Disposal bags available in my neighborhood to use to pick up after your dogs. "
    0
    Flag
  • Repjb
    "Great schools, good restaurant choices, plenty of home improvement stores. I asking distance to downtown river area. "
    0
    Flag
  • Repjb
    "Great schools, safe nieghborhoods, close to restaurants, shopping, banks, everything a family would need"
    0
    Flag
  • Repjb
    "Plenty of places to walk. Dog parks are close. A few places are dog friendly. Most people are respectful and clean up after their dogs. "
    0
    Flag
  • Repjb
    "Thirty minutes in to Naperville at 7:30 am, 45-50 minutes home at 5:00 pm. No public transportation option"
    0
    Flag
  • Bnaudia
    "Ttttttttttttttttttttttttggggttttttttttttttttggggggttttthhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh"
    0
    Flag
  • Wortham87
    "Great school system, a sense of community, parks are a walk away, great for dogs, just an overall great community. "
    0
    Flag
  • Joelopz1207
    "I like the neighborhoods of Oswego. I have lived here for 2 years, the people are very friendly and polite."
    1
    Flag
  • Chris M.
    "Everyone walks their dogs their. It’s a great place great neighborhood and everyone picks up their own poop."
    4
    Flag
  • Jbaustin2008
    "We have a neighborhood end of the year and beginning of the year party, we have a lot of partys, we also have a lot of children being active."
    0
    Flag
  • Miss.fatimagarcia
    "Every Sunday is the Farmers Market at the Library grounds. Usually during the summers there’s a music festival in the evenings for families."
    2
    Flag
  • Mbj201
    "too much to mention....but mostly a community with all the amenities but a small town feel. Great intergenerational community too!"
    1
    Flag
  • Michaeldecorejr
    "I’ve lived in Oswego for eight years and love it. Friendly pPeople that take care of their homes and look out for one another."
    0
    Flag
  • Stacyvjb
    "Wonderful area to raise family. Safe environment. A gem in the heart of Oswego. Wine on the fox is great "
    2
    Flag
  • Alex33hales
    "I have a very short commute to work, shopping and dining. My children have never been more than a few minutes from school; elementary, junior high and high school. "
    1
    Flag
  • Beth B.
    "There is a diverse community with good schools, many parks and several community events throughout the year."
    2
    Flag
  • Antonio V.
    "Super friendly neighbors in the River Run subdivision. Clean areas, clean parks, safe and very good school district. "
    2
    Flag
  • Veronica
    "No public transport what so ever. Side streets are never plowed properly nor the sidewalks. Our children generally walk to school "
    1
    Flag
  • Meg.capulong
    "Oswego is a growing community, and is full of young families. It’s a great place to have kids and raise a family. We have lived here for 6 years, and we plan on staying in the area until our children are grown and have gone through the school district. We have always felt very welcome and safe in this neighborhood. "
    5
    Flag
  • Trulia User
    "I usually drive my personal or work vehicle downtown. It takes anywhere from one hour to one and a half hours depending on the time of day."
    0
    Flag
  • Ryan S.
    "Lots of parades and festivals close to downtown. We are less than a mile from main street so it’s a lot of fun. "
    1
    Flag
  • Alexis
    "My neighborhood is a nice quiet place to raise a family. They have a nice play ground and the kept yards and sidewalks allows for a mice stroll "
    0
    Flag
  • Trulia User
    "Safe, walking distance to many amenities. Short drive for everything you may need. Need town administration to value growth to offer new opportunities to socialize and grow. "
    1
    Flag
  • Ethel.cutrano
    "The Oswego Park district holds great family events such as 5K’s, children’s fairs and festivals. The local YMCA also has fun summer and winter events. "
    0
    Flag
  • Ethel.cutrano
    "We live in a cul de sac and we used to have a yearly Halloween party. Those neighbors moved. We need to start that again. "
    0
    Flag
  • Ethel.cutrano
    "Dog owners would like that there are long and pleasant walking trails throughout the subdivision. There are benches where you can sit and enjoy the scenery and friendly neighbors that keep a watch to keep our neighborhood safe."
    3
    Flag
  • Alonsofamily
    "it's great to live quiet small town. love all the different people. people are friendly here and helpful"
    0
    Flag
  • charlene C
    "I am simply 8 minutes from work. Transportation is ok, most likely need a car. Some areas you can walk close by. Retail along route 30 and route #34. Grocery, gas, parks, plenty to choose from within a mile. People friendly. Variety of age groups. Thanks "
    0
    Flag
  • Charlene C. F.
    "I have lived here for three years...it seems to get friendlier and better each year passing. Nice to take a walk. Good neighbors. "
    0
    Flag
  • Aguilar369eliza
    "I lived here for six years. I just wanted to say the rental price is ridiculous, we don’t even pay this much and we own the house. I don’t understand how this is even allowed."
    1
    Flag
  • Kcwolf2000
    "Long drives to get to expressway. Takes 20 min to get to 55 or 88. Train to Chicago only 10 min away. Traffic to Naperville, open country roads to south and west."
    1
    Flag
  • Kathy
    "waterside has a path around the lake it is a great place to walk dogs and there are open spaces as well very friendly people as well as a great place to observe birds "
    0
    Flag
  • Urthanjiltwo
    "Nicely kept subdivision. Website for our subdivsions. People are friendly. Police was very nice and helpful."
    0
    Flag
  • Melissa D.
    "This is a wonderful, family friendly neighborhood with great school and access to everything!!!! would never want to live anywhere else!"
    1
    Flag
  • Dreamrose81
    "This is a well cared for neighborhood. It is friendly but quiet. Love the ability to take walks near a nature area. "
    0
    Flag
  • Ddeltoro87
    "It’s a nice peaceful area. We have lived in a couple of the surrounding cities and this is by far the most beautiful are.”a."
    4
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

Skip to last item
Skip to first item

Explore by feature - Pet Friendly

23 pet-friendly rentals in Oswego, IL

Explore by feature - Garage

24 rentals with a garage in Oswego, IL

Explore by feature - Air Conditioning

31 rentals with air conditioning in Oswego, IL

Explore by feature - Pool

14 rentals with a pool in Oswego, IL

Explore by feature - Washer/dryer

27 rentals with a washer/dryer in Oswego, IL

Explore by feature - Outdoor Space

6 rentals with an outdoor space in Oswego, IL

Homes for sale near 38 Jay St

Skip to last item
Skip to first item

Off Market Homes Near 38 Jay St

Skip to last item
Skip to first item
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information