38 Jay St, Oswego, IL 60543
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Property image
OFF MARKET

38 Jay St
Oswego, IL 60543

  • 3 Beds
  • 2 Baths
  • 1,500 sqft

$391,700

Trulia Estimate
as of Jul 30, 2026
Est. Refi. Payment $2,836/mo*
Refinance Your Home

$391,700

Trulia Estimate
as of Jul 30, 2026
Est. Refi. Payment $2,836/mo*
Refinance Your Home
3 Beds
2 Baths
1,500 sqft

Local Information

  • Map ViewExplore the area around 38 Jay St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1950
Living Area
1,500 sqft
Price/Sqft
$261
Parking
Garage

About this House

Location! Location! Location! This quality-built custom ranch style home features a spacious, updated eat-in kitchen with ample cabinets, great island, beautiful hardwood floors and granite countertops. The huge living room boasts a gorgeous floor-to-ceiling stone fireplace. There are three bedrooms, 2 baths and a full, partially finished basement with loads of storage and potential for home office, exercise room or bonus room. The awesome deck on the back is made of maintenance free composite decking and overlooks a park-like yard. Newer roofing, siding, windows and HVAC. The detached four-car tandem garage is perfect for the car buff or the hobbyist. This awesome home just "Feels like home" and is situated in an excellent in-town location on a huge beautifully landscaped lot, just minutes to all of the amenities Oswego has to offer, dining, shopping, festivals, beautiful Hudson Crossing Park along the Fox River and miles and miles of biking and hiking trails.
38 Jay St, Oswego, IL 60543 is a 3 bedroom, 2 bathroom, 1,500 sqft single-family home built in 1950. It last sold for $360,000 on Mar 1, 2024 (4% below the $375,000 asking price). It is currently off market. The Trulia Estimate is $391,700, with a rent estimate of $2,676/month.

Home Details for 38 Jay St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Partially Finished,FullNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room, Recreation Room, Storage, Utility Room Lower Level
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1500 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener OwnedDishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Gas Log, Living RoomHas a FireplaceNo Spa
Gas & Electric
Electric: Circuit Breakers, 200+ Amp Service
Windows, Doors, Floors & Walls
Flooring: Hardwood, Carpet
Levels, Entrance, & Accessibility
Stories: 1Accessibility: No Disability AccessFloors: Hardwood, Carpet
View
No View

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, PatioOther Structures: Shed(s)
Parking & Garage
Number of Garage Spaces: 4Number of Covered Spaces: 4Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 4Parking: Concrete,Garage Door Opener,Tandem,On Site,Garage Owned,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1950
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Vinyl SidingNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 0317335002Model Home Type: RANCH

Price & Status

Price
List Price: $375,000
Status Change & Dates
Off Market Date: Sun Jan 21 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: Oswego
School Information
Elementary School: Southbury Elementary SchoolElementary School District: 308Jr High / Middle School: Traughber Junior High SchoolJr High / Middle School District: 308High School: Oswego High SchoolHigh School District: 308

Building

Building Details
Builder Model: RANCH

Community

Community Features: Sidewalks, Street Lights, Street Paved

HOA

HOA Fee Includes: None

Listing Info

Special Conditions: None

Offer

Listing Terms: Conventional

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 11940928Attic: Unfinished

Additional Information

SidewalksStreet LightsStreet PavedSource Internet Automated Valuation DisplaySource Internet Entire Listing DisplayMRD REMARKSINTERNET: YesSource Internet Address Display
Last check for updates: about 15 hours ago
Listed by Judy Sollinger, (630) 364-6896
Charles Rutenberg Realty of IL
Bought with: Karen Wehrli, (847) 910-1763, Baird & Warner
Co-Buyer's Agent: Janice Mackey, (312) 342-4624, Baird & Warner
Source: MRED as distributed by MLS GRID, MLS#11940928

Price History for 38 Jay St

DatePriceEventSource
03/01/2024$360,000Sold
MRED as distributed by MLS GRID #11940928
02/14/2024$375,000PendingMRED as distributed by MLS GRID #11940928
01/22/2024$375,000ContingentMRED as distributed by MLS GRID #11940928
12/12/2023$375,000PriceChange
MRED as distributed by MLS GRID #11940928
12/06/2023$399,900Listed For SaleMRED as distributed by MLS GRID #11940928

Market trends in Oswego

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$385K
$21.67KMoM
Sale-to-List Price
100.1%
0.2%MoM
Price per sq ft
$199
$5MoM
Available listings
132
4MoM
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Property Tax and Assessment

Year2024
Tax$7,705
Assessment$305,238
Home facts updated by county records

Comparable Sales for 38 Jay St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
38 Ashlawn Ave, Oswego, IL
0.11
Single-Family Home
$336,000
12/22/25
2
2
1,487
131 Jackson St, Oswego, IL
0.15
Single-Family Home
$307,000
02/04/26
3
1.5
1,176
177 Franklin St, Oswego, IL
0.21
Single-Family Home
$399,900
01/23/26
3
2
2,200
104 Park St, Oswego, IL
0.12
Single-Family Home
$339,900
10/20/25
2
2
1,064
99 Park St, Oswego, IL
0.08
Single-Family Home
$298,500
09/12/25
2
2
1,044
40 Ashlawn Ave, Oswego, IL
0.11
Single-Family Home
$340,000
09/29/25
3
2.5
2,463
26 E Van Buren St, Oswego, IL
0.19
Single-Family Home
$320,000
05/22/26
2
2
1,216
74 Wilmette Ave, Oswego, IL
0.44
Single-Family Home
$340,000
09/03/25
3
1.5
1,542
96 E Washington St, Oswego, IL
0.14
Single-Family Home
$315,000
09/12/25
3
1
1,920

Nearby homes

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Assigned Schools

These are the assigned schools for 38 Jay St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Oswego

At least 265 Trulia users voted on each feature.

  • 93 % Say it's dog friendly

  • 92 % Say car is needed

  • 89 % Say parking is easy

  • 89 % Say there are sidewalks

  • 84 % Say there's holiday spirit

  • 84 % Say kids play outside

  • 84 % Say yards are well-kept

  • 79 % Say it's quiet

  • 77 % Say people would walk alone at night

  • 68 % Say streets are well-lit

  • 68 % Say there's wildlife

  • 62 % Say neighbors are friendly

  • 57 % Say they plan to stay for at least 5 years

  • 43 % Say it's walkable to restaurants

  • 41 % Say there are community events

  • 34 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.

LGBTQ Local Legal Protections

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Homes for sale near 38 Jay St

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Off Market Homes Near 38 Jay St

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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information