3640 SE Lower Street, Stuart, FL 34997
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Property image
OFF MARKET

3640 SE Lower Street
Stuart, FL 34997

  • 3 Beds
  • 2 Baths
  • 1,200 sqft

$493,800

Trulia Estimate
as of Aug 19, 2026
Est. Refi. Payment $3,254/mo*
Refinance Your Home

$493,800

Trulia Estimate
as of Aug 19, 2026
Est. Refi. Payment $3,254/mo*
Refinance Your Home
3 Beds
2 Baths
1,200 sqft

Home Value

Trulia Estimate
$494K
Since last month
Increased$5K (+1%)
Since last year
Increased$9K (+1.9%)
Since last sale
Decreased$14K (-2.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -5% in the last 10 years
MonthEstimated value
2026
August 2026$493K
July 2026$488K
June 2026$487K
May 2026$484K
April 2026$484K
March 2026$476K
February 2026$472K
January 2026$464K
2025
2024

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3665 SE Lower Street, Stuart, FL
0.04
Single-Family Home
$355,000
03/13/26
3
2
1,165
3782 SE Canvas Back Place, Stuart, FL
0.12
Single-Family Home
$330,000
06/09/26
2
2
1,356
7151 SE Twin Oaks Circle, Stuart, FL
0.32
Single-Family Home
$435,000
09/23/25
3
2
1,664
6690 SE Raintree Avenue, Stuart, FL
0.31
Single-Family Home
$450,000
03/13/26
3
2
1,518

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3665 SE Lower Street, Stuart, FL 34997
0.04
$355,000
3
2
1,165
Recently Sold
3716 SE Middle Street, Stuart, FL 34997
0.08
$420,800
2
2
1,064
Off Market
3724 SE Lower Street, Stuart, FL 34997
0.09
$455,700
3
2
1,800
Off Market
3725 SE Middle Street, Stuart, FL 34997
0.11
$450,900
3
2
1,232
Off Market
3688 SE Upper Street, Stuart, FL 34997
0.12
$482,800
3
2
1,166
Off Market
3745 SE Middle Street, Stuart, FL 34997
0.13
$405,400
3
2
1,442
Off Market
3736 SE Upper Street, Stuart, FL 34997
0.15
$395,800
3
2
1,166
Off Market
3795 SE Middle Street, Stuart, FL 34997
0.15
$445,600
3
2
1,872
Off Market
3782 SE Canvas Back Place, Stuart, FL 34997
0.12
$330,000
2
2
1,356
Recently Sold

Local Information

  • Map ViewExplore the area around 3640 SE Lower Street.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2024
Living Area
1,200 sqft
Price/Sqft
$412
Parking
1 Car Garage

About this House

The home is now BEAUTIFULLY STAGED! Come and experience the property as it could be when you make it your own. BRAND NEW, Custom Built Home nestled at the end of a serene, private street, free from HOA restrictions. This modern farmhouse boasts premium features, including a solid poured concrete stem wall foundation, decorative stucco bands, and Miami-Dade Rated Impact glass and doors throughout. With Icynene spray foam insulation and insulated interior walls, energy efficiency is maximized, reducing insurance costs to around $1700 annually. Custom covered front porch and back patio/lanai, perfect for entertaining. Spacious kitchen features quartz countertops, a large farmhouse sink, custom hood vent, pot filler, and extra island cabinetry. Plenty of space for a pool!
3640 SE Lower Street, Stuart, FL 34997 is a 3 bedroom, 2 bathroom, 1,200 sqft single-family home built in 2024. It last sold for $507,000 on Apr 26, 2024 (2% above the $497,500 asking price). It is currently off market. The Trulia Estimate is $493,800, with a rent estimate of $2,837/month.
Last check for updates: about 2 hours ago
Listed by Erik Mendoza, (754) 244-1050
West Third Real Estate LLC
Bought with: Kaye Barfield-Traficante, (772) 260-9917, Berkshire Hathaway Florida Realty
Originating MLS: BeachesMLS
Source: BeachesMLS, MLS#R10961930

Home Details for 3640 SE Lower Street

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Master Bedroom, Attic, Den, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1200 Square Feet
Appliances & Utilities
Utilities: Water AvailableAppliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator, Water Softener Owned, Water Heater, WasherDishwasherDisposalDryerLaundry: InsideMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Gas & Electric
Electric: 3 Phase
Windows, Doors, Floors & Walls
Window: Storm Window(s)Flooring: Laminate
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: Multi/Split, OneEntry Location: Entry Level Living Area YFloors: Laminate
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: Composition ShinglePatio / Porch: Covered, Patio, PorchExterior: Lighting, Outdoor Living Area, Room For PoolNo Private Pool
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Has a GarageHas an Attached GarageParking Spaces: 1Parking: Attached,Garage
Frontage
Waterfront: NoneNot on Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 43

Property Information

Year Built
Year Built: 2024
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, ConcreteIs a New Construction
Property Information
Condition: New ConstructionParcel Number: 363841004020000208

Price & Status

Price
List Price: $497,500
Status Change & Dates
Off Market Date: Sun Apr 07 2024Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: StuartCommunity: VISTA SALERNO REVISED

Building

Building Area
Building Area: 2050 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: BeachesMLSNo HOA

Lot Information

Lot Area: 7830 sqft

Offer

Contingencies: Financing, InspectionListing Terms: Cash, Conventional, FHA, VA Loan

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

Mls Number: R10961930Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12085-N-363841004020000208-R-N

Additional Information

HOA Amenities: NoneDays On Market Replication: 43

Price and Tax history

DateEventPrice
Apr 26, 2024
Source: BeachesMLS #R10961930
Sold
$507,000
Apr 4, 2024
Source: BeachesMLS #RX-10961930
PriceChange
$497,500
Price decreased by 0%
Mar 14, 2024
Source: BeachesMLS #RX-10961930
PriceChange
$498,500
Price decreased by 5%
Feb 22, 2024
Source: BeachesMLS #RX-10961930
Listed For Sale
$525,000
Jul 29, 2022
Source: Martin County REALTORS® of the Treasure Coast (MCRTC) #M20032614
Sold
$80,000

Market trends in Stuart

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$362K
$15.83KMoM
Sale-to-List Price
96.2%
0.2%MoM
Price per sq ft
$256
$6MoM
Available listings
678
45MoM

Around this home

What Locals Say about Stuart

At least 341 Trulia users voted on each feature.

  • 86 % Say it's dog friendly

  • 83 % Say car is needed

  • 80 % Say parking is easy

  • 76 % Say there's holiday spirit

  • 73 % Say it's quiet

  • 69 % Say yards are well-kept

  • 67 % Say people would walk alone at night

  • 61 % Say there are sidewalks

  • 57 % Say kids play outside

  • 56 % Say they plan to stay for at least 5 years

  • 54 % Say there's wildlife

  • 53 % Say neighbors are friendly

  • 53 % Say streets are well-lit

  • 51 % Say it's walkable to restaurants

  • 47 % Say it's walkable to grocery stores

  • 37 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Michelle Birdwell
    "There aren’t a lot of parks in my immediate vicinity but there are plenty nearby. There are lots of shopping in the area as far as grocery and such."
    0
    Flag
  • Hayley Parmentier
    "YCC organizes both club and neighborhood events for non-club members. The neighborhood is primarily retirees with a small group of families with kids ranging from baby to high school-aged. Everyone is very nice and the neighborhood is perfectly manicured. "
    1
    Flag
  • Jeannie Ferguson
    "It’s an easy commute! This is a lovely place to live!! Wonderful neighbors and fun activities! Everyone is very welcoming! "
    1
    Flag
  • Kevin Bredenbeck
    "Great area and neighborhood, it’s gated and we have a HOA that keeps all aligned in a good way. Stuart is growing which is the sad part. What once was an easy trip into town now has become a 30 minute or more excursion. Within 5 square miles 8 new gas stations and over 500 homes. Traffic and lights are now similar to Jupiter and West Palm. My estimate Staurt will be like West Palm, DeRey and Boca if not a Miami traffic mess. City planning board seems to have sold out and allowing clear cutting for new home developments. In the mean time Staurt still maintains its small town qualities so fingers crossed it doesn’t become the place we then all want to leave."
    2
    Flag
  • Springmarriner4
    "I’ve lived in this neighborhood for 3 years and it’s been nothing but problems. Only a few are really nice. The rest try and get you kicked out for nothing. "
    7
    Flag
  • Trulia User
    "It’s a quiet friendly neighborhood. There is a lot of shops nearby. Downtown Stuart is minutes away. "
    1
    Flag
  • Ray68
    "After living in a big city most of my life I find that the somewhat sleepy Stuart has the perfect medium as it offers the small town close knit community feel of a small town but also has loads of shopping and restaurants that you would find in a larger city. Stuart/Port Salerno is also a stones throw away from awesome beaches as well as larger cities with abundant nightlife. "
    28
    Flag
  • Vlawcenter
    "Food festivals. High end consignment stores. Flea market. Publix’s offering deliveries to consumers. Publix’s Pharmacy delivery services. "
    0
    Flag
  • Holly W.
    "It's an easy commute with little traffic. I wish more areas would not become so busy. I hope this area stays slower but I fear it wont. Buying here would still be better than Palm Beach."
    5
    Flag
  • Krupa D.
    "People are friendly and almost everyone has a pet if not two. Everything is well maintained and everybody shows they care. "
    4
    Flag
  • Nancy P.
    "just renting, but friendly neighbors, well maintained homes, safe! would very highly recommend this entire area ~ great restaurants! close to all shopping"
    3
    Flag
  • Vwbuss1
    "I’ve not experience salerno to be a welcoming community. It’s pretty tight knit and people seem to stay to themselves. I’ve lived here 10 years and don’t know most of my neighbors."
    5
    Flag
  • Rourkiekc
    "The area is residential but friendly with many great restaurants, parks, and beaches. These features make this a great place to visit family."
    6
    Flag
  • Tuwanna H.
    "Need a car but close to I95, grocery store, restaurants and have great schools. Safe neighborhood, very quiet. "
    4
    Flag
  • Lynn H.
    "Friendly neighborhood and well maintained grounds. I love living near the golf course which is public "
    4
    Flag
  • Sguerrero14
    "The commute was a breeze before the construction to expand Kanner Highway and SW 96th Street. It now takes an extra 20 mins to reach Kanner highway. "
    0
    Flag
  • Suzvigg
    "Popular - a lot of dog owners come to walk their dogs on the riverwalk or downtown. Restaurants with outside seating are all dog friendly. "
    0
    Flag
  • Ann B.
    "This is a family oriented area. Peaceful with beautiful trees and vegetation. Tropical sunsets, nature trails and family friendly events. "
    4
    Flag
  • Linda Corey
    "In walking distance to many local eateries hair salons the beach in downtown Stuart also fishing piers"
    2
    Flag
  • m. s.
    "yard sales. neighbors are quiet. keep to themselves. friendly people if you want to make friends. but mostly quiet. "
    8
    Flag
  • Tammyjc_us
    "Dog owners would like this neighborhood because many homeowners have dogs and are seen walking them throughout the day. "
    0
    Flag
  • Margiemiller17
    "We have lived in the neighborhood for nearly three years. Neighbors are friendly and helpful if needed. Close to everything."
    0
    Flag
  • Laura F.
    "I've lived in this neighborhood for a year and I love it it's right by the ocean in Lakeside on IRP everyone is fantastic"
    0
    Flag
  • Llabellajr
    "You see dog owners walking their dogs all the time. So that makes me think dogs are welcome here. I don’t know what else to write about "
    0
    Flag
  • Trulia User
    "There are many dog owners in this neighborhood. Dog owners regularly take their dogs downtown and shop owners have water bowls available outside. "
    0
    Flag
  • yasitsamanda
    "A good area to raise kids. More for people who like to live in the country but still have some things around the."
    1
    Flag
  • Ray C.
    "A well run municipality with a friendly welcoming atmosphere. The schools are good and shopping is within a short walk if needed."
    0
    Flag
  • tammie v.
    "Dogs are very welcome here . Most neighbors have at least one dog. There is an area near the river where you can let your dog run."
    0
    Flag

LGBTQ Local Legal Protections

All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Frequently asked questions about 3640 SE Lower Street

  • What is 3640 SE Lower Street estimated to be worth?
    Trulia's estimated value for 3640 SE Lower Street in Stuart, FL is $493,800.
  • What is the price history for 3640 SE Lower Street?
    3640 SE Lower Street in Stuart, FL last sold for $507,000 in April 2024.
  • Is Stuart a buyer's or seller's market?
    Stuart is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Stuart?
    The median sale price in Stuart is $362K. That is down $15.83K from the prior month.
  • Does 3640 SE Lower Street have air conditioning?
    Yes, 3640 SE Lower Street in Stuart, FL has air conditioning.
  • Does 3640 SE Lower Street have a pool?
    Yes, 3640 SE Lower Street in Stuart, FL has a pool.

Explore by feature - Pet Friendly

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Explore by feature - Garage

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Explore by feature - Air Conditioning

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Explore by feature - Pool

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Explore by feature - Washer/dryer

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Explore by feature - Outdoor Space

26 rentals with an outdoor space in Stuart, FL

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Off Market Homes Near 3640 SE Lower Street

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